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2507 Drumcliff Ct
D Composite 41.79
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.1/30.0
  • ARV discount +11.1/15.0
  • DSCR +4.3/10.0
  • 1% rule +3.6/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$175,000

2507 Drumcliff Ct · Augusta-Richmond County consolidated government (balance), GA 30815
3 bd · 2.0 ba · 1,269 sqft · SingleFamily public records · 41 Days on market
Built 1987 0.31 ac lot $138/sqft · at area comps Est $190k · 8% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Adorable home on cul-de-sac in a quiet street of Woodlake subdivision. The whole house has been recently professionally painted and cleaned. It also features a new carpet throughout, new deck that also has been recently painted and treated. Wood burning fireplace in the living room, newer roof, beautiful deck for cook outs, morning coffee, family gatherings, etc. It is conveniently located to Ft. Gordon, I-520, shopping centers, and restaurants to name a few. This home is ready for a new owner. Must see. If the schools are important, please verify as well as the sq. footage.

Key facts

  • Beautiful deck
  • Cul-de-sac
  • 0.31 acre lot

Tags

CUL-DE-SACWOOD BURNING FIREPLACEBEAUTIFUL DECK

Property features AI

Finance

  • Other: Located in Woodlake subdivision; Zoning: R3; Road frontage on city street and state road
  • HOA & community: Playground in the community

Exterior

  • Parking: Concrete parking pad
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single-family residence; One story; Entry level on 1
  • Construction: Block, brick and vinyl siding construction; Composition roof; Crawl space foundation; Built as single-family residence
  • Exterior features: Deck; Rear porch; Partial fencing; Has view; Cul-de-sac lot

Interior

  • Kitchen: Refrigerator; Dishwasher; Cooktop; Microwave; Gas water heater
  • Bedrooms: 6 total rooms (includes bedrooms and living spaces)
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central air; Ceiling fans; Heat pump; Natural gas heating; Fireplace(s)
  • Interior features: See remarks
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $27 ($321/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $151k (13.5% below list).
  • Recommended offer: $151k (13.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Butler High School (math 2% / reading 2%, grade F, #421 of 424 statewide, top 100%, 837 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 2% at this address vs 16% district-wide (-14 pts) — the specific schools serving this property underperform the Richmond County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.7%/yr); 370 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 61% of comp listings sitting > 30 days — soft ceiling on asking rent; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($170k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 4y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $151,297 (13.5% below list)

Questions for the listing agent

  1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
6.48%
Cash-on-cash
0.65%
DSCR
1.03
GRM
9.6

CMA / ARV

ARV (median comp)
$190,018
List price
$175,000
Delta
-7.90%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2503 Dewsbury Ct 0.15mi 3/2.0 1,234 (-3%) 1mo $95,000 $77 87
2509 Drumcliff Ct 0.02mi 3/2.0 1,412 (+11%) 2mo $174,000 $123 78
2603 Crosscreek Rd 0.26mi 3/2.0 1,377 (+8%) 3mo $115,000 $84 71
3504 Snowden Dr 0.32mi 3/2.0 1,260 (-1%) 18mo $150,000 $119 69
3530 Woodlake Road Rd 0.19mi 3/2.0 1,164 (-8%) 16mo $167,500 $144 64
3609 Lofwood Ct 0.72mi 3/2.0 1,273 (+0%) 7mo $165,000 $130 60
2633 Crosscreek Rd 0.45mi 4/2.0 (+1) 1,404 (+11%) 2mo $175,000 $125 55
3616 Lofwood Dr 0.64mi 3/2.0 1,296 (+2%) 18mo $115,000 $89 52
3617 Lofwood Dr 0.68mi 3/2.0 1,432 (+13%) 8mo $166,000 $116 40
2627 Cranbrook Drive Dr 0.59mi 3/2.0 1,404 (+11%) 18mo $155,000 $110 40
3614 Brookshire Ct 0.71mi 3/1.5 1,450 (+14%) 2mo $130,000 $90 39
2638 Crosscreek Rd 0.48mi 4/2.0 (+1) 1,431 (+13%) 21mo $175,000 $122 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.6%
Equity multiple
0.37×
Total profit
$-31,092
Equity at exit
$26,093
10-year hold
IRR
-18.2%
Equity multiple
0.14×
Total profit
$-42,028
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30815

Home prices YoY
-24.2%
Rents YoY
-0.7%
Active inventory
370
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,513 high interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$178 /mo · $2,135/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$318
Net cashflow
$27

Break-even live

Break-even rent $1,479
Max offer price $175,000
Occupancy floor 93%

Sensitivity live

Price -10% $126 -5% $76 +0% $27 +5% $-23 +10% $-72
Rent -10% $-93 -5% $-33 +0% $27 +5% $86 +10% $146
Rate -1.0pp $115 -0.5pp $71 base $27 +0.5pp $-19 +1.0pp $-65

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2531 Crosscreek Rd Hephzibah, GA 3.0 2.0 1400 $1,400 $1.00 45d 1 0.13mi
2531 Crosscreek Rd Hephzibah, GA 3.0 2.0 1400 $1,400 $1.00 25d 1 0.13mi
3528 Woodlake Rd Hephzibah, GA 3.0 2.0 1276 $1,400 $1.10 16d 1 0.17mi
3532 Edmonton St Hephzibah, GA 3.0 2.0 1377 $1,425 $1.03 25d 1 0.56mi
3532 Edmonton St Hephzibah, GA 3.0 2.0 1377 $1,425 $1.03 45d 1 0.56mi
2604 Edmonton Ct Hephzibah, GA 3.0 2.0 1343 $1,190 $0.89 16d 1 0.57mi
2704 Cranbrook Dr Hephzibah, GA 3.0 2.0 1377 $1,650 $1.20 45d 1 0.82mi
2808 Nighthawk Dr Augusta, GA 3.0 2.0 1314 $1,450 $1.10 45d 1 0.88mi
3517 Byron Pl Augusta, GA 3.0 2.0 1300 $1,350 $1.04 45d 1 0.95mi
2104 Julius Dr Augusta, GA 2.0 2.0 1128 $1,200 $1.06 23d 1 0.96mi
2727 Barclay St Hephzibah, GA 4.0 2.0 1430 $1,234 $0.86 45d 1 0.96mi
2242 Winston Way Augusta, GA 3.0 1.5 1292 $1,050 $0.81 25d 1 0.97mi
2242 Winston Way Augusta, GA 3.0 1.5 1292 $1,050 $0.81 45d 1 0.97mi
2707 Gardenbrook Ct Augusta, GA 3.0 2.0 1728 $1,606 $0.93 45d 1 1.00mi
3504 Osage Ct Augusta, GA 4.0 1.5 1425 $1,556 $1.09 16d 1 1.10mi
2614 Andorra Dr Hephzibah, GA 3.0 2.0 1622 $1,395 $0.86 45d 1 1.21mi
3519 Evangeline Dr Augusta, GA 4.0 1.5 1800 $1,595 $0.89 45d 1 1.33mi
2813 Leawood Ct Hephzibah, GA 3.0 2.0 1377 $1,250 $0.91 45d 1 1.40mi
3462 Firestone Dr Hephzibah, GA 3.0 2.5 1435 $1,800 $1.25 25d 1 1.44mi
1017 Caddenwoods Dr Augusta, GA 3.0 2.0 1496 $1,430 $0.96 45d 1 1.44mi
2803 Ptarmigan Rd Hephzibah, GA 3.0 2.0 1377 $1,600 $1.16 25d 1 1.45mi
2803 Ptarmigan Rd Hephzibah, GA 3.0 2.0 1400 $1,600 $1.14 45d 1 1.45mi
3721 Colbert St Augusta, GA 4.0 2.0 1302 $1,400 $1.08 45d 1 1.50mi

Listing history 25 events

  1. 2026-06-21
    days on market $175,000 Active 41 DOM
  2. 2026-06-18
    days on market $175,000 Active 38 DOM
  3. 2026-06-17
    days on market $175,000 Active 37 DOM
  4. 2026-06-16
    days on market $175,000 Active 36 DOM
  5. 2026-06-15
    days on market $175,000 Active 35 DOM
  6. 2026-06-14
    days on market $175,000 Active 33 DOM
  7. 2026-06-10
    days on market $175,000 Active 30 DOM
  8. 2026-06-09
    days on market $175,000 Active 29 DOM
  9. 2026-06-08
    days on market $175,000 Active 28 DOM
  10. 2026-06-07
    days on market $175,000 Active 27 DOM
  11. 2026-06-03
    days on market $175,000 Active 23 DOM
  12. 2026-06-02
    days on market $175,000 Active 22 DOM
  13. 2026-06-01
    days on market $175,000 Active 21 DOM
  14. 2026-05-31
    days on market $175,000 Active 20 DOM
  15. 2026-05-30
    days on market $175,000 Active 19 DOM
  16. 2026-05-11
    historical
  17. 2026-04-22
    price $179,900
  18. 2026-02-19
    listed $185,000 Active
  19. 2026-02-19
    listed $179,900 Active 323-char remark
  20. 2022-04-12
    soldstatus $165,000
  21. 2022-04-05
    soldstatus $165,000
    Show marketing remark (581 chars)

    Adorable home on cul-de-sac in a quiet street of Woodlake subdivision. The whole house has been recently professionally painted and cleaned. It also features a new carpet throughout, new deck that also has been recently painted and treated. Wood burning fireplace in the living room, newer roof, beautiful deck for cook outs, morning coffee, family gatherings, etc. It is conveniently located to Ft. Gordon, I-520, shopping centers, and restaurants to name a few. This home is ready for a new owner. Must see. If the schools are important, please verify as well as the sq. footage.

  22. 2022-04-05
    soldstatus $165,000
    Show marketing remark (581 chars)

    Adorable home on cul-de-sac in a quiet street of Woodlake subdivision. The whole house has been recently professionally painted and cleaned. It also features a new carpet throughout, new deck that also has been recently painted and treated. Wood burning fireplace in the living room, newer roof, beautiful deck for cook outs, morning coffee, family gatherings, etc. It is conveniently located to Ft. Gordon, I-520, shopping centers, and restaurants to name a few. This home is ready for a new owner. Must see. If the schools are important, please verify as well as the sq. footage.

  23. 2022-02-25
    listed $159,900
    Show marketing remark (581 chars)

    Adorable home on cul-de-sac in a quiet street of Woodlake subdivision. The whole house has been recently professionally painted and cleaned. It also features a new carpet throughout, new deck that also has been recently painted and treated. Wood burning fireplace in the living room, newer roof, beautiful deck for cook outs, morning coffee, family gatherings, etc. It is conveniently located to Ft. Gordon, I-520, shopping centers, and restaurants to name a few. This home is ready for a new owner. Must see. If the schools are important, please verify as well as the sq. footage.

  24. 2022-02-25
    listed $159,900
    Show marketing remark (581 chars)

    Adorable home on cul-de-sac in a quiet street of Woodlake subdivision. The whole house has been recently professionally painted and cleaned. It also features a new carpet throughout, new deck that also has been recently painted and treated. Wood burning fireplace in the living room, newer roof, beautiful deck for cook outs, morning coffee, family gatherings, etc. It is conveniently located to Ft. Gordon, I-520, shopping centers, and restaurants to name a few. This home is ready for a new owner. Must see. If the schools are important, please verify as well as the sq. footage.

  25. 1987-07-01
    soldstatus $56,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,135 · $178/mo
Projected year-2 tax
$2,135 · $178/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,156
− Mortgage interest
−$9,803
− Property taxes
−$2,135
− Insurance
−$875
− Repairs & maintenance
−$1,452
− Management
−$1,452
− Depreciation
−$5,091
Taxable loss
−$2,653
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$637
After-tax cash flow
$957/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richmond County
NCES district ID
1304380
Math proficiency
12% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$38,069
Composite
13.43/100
National rank
#9524
State rank
#154 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Augusta-Richmond County consolidated government (balance), GA
County
Richmond County · 190,917 people
City population
154,035
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
44,109
Household income
$70,202
Rent vs Own
28.4% rent · 71.6% own
Severe rent burden
867.0

Population outlook (Richmond County) Hauer SSP2

Today (2025)
200,753 people
By 2030
200,232 · -0.3%
By 2040
196,813 · -2.0%
By 2050
190,347 · -5.2%
By 2075
172,496 · -14.1%
By 2100
146,284 · -27.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (62%)
Race & ethnicity
Black 62% White 27% Two or more races 5% Hispanic / Latino 4%
Foreign-born
4% · Canada, South Korea
Languages at home
93% English-only · Spanish 3% Other Indo-European 1% Korean 1%

Political lean MEDSL · Richmond

2024 margin
Solid D (+36.1) · D 67.8% · R 31.7%
2008→2024 swing
+4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
All cycles
2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.74%
Current HPI
162.4074
Rent YoY
▼ -0.71%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+212.5% since first listed
11 events — show timeline
  • 2026-05-26 Price Changed $175,000 Hive MLS
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-04-22 Price Changed $179,900 Hive MLS
  • 2026-02-19 Listed $185,000 Hive MLS
  • 2026-02-19 Listed $179,900 Hive MLS
  • 2022-04-12 Sold (Public Records) $165,000 Public Records
  • 2022-04-05 Sold (MLS) $165,000 Hive MLS
  • 2022-04-05 Sold (MLS) $165,000 Hive MLS
  • 2022-02-25 Listed $159,900 Hive MLS
  • 2022-02-25 Listed $159,900 Hive MLS
  • 1987-07-01 Sold (Public Records) $56,000 Public Records

Property tax history

+4.5%/yr

Latest (2025): $2,135 · +10.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…