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112 Brayden Dr
C- Composite 52.04
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.3/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.8/10.0
  • 1% rule +4.5/10.0
  • Schools +3.6/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$189,900

112 Brayden Dr · Scott, LA 70529
4 bd · 2.0 ba · 2,026 sqft · Manufactured public records · 15 Days on market
Built 2001 0.75 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

NICE LARGE 4 BEDROOM HOME WITH 2 LIVING AREAS AND ALL NEW FLOORS. THE MASTER HAS AN ATTACHED NURSERY/OFFICE SPACE AND LARGE WALK IN CLOSET. THE BACKYARD HAS A BRAND NEW DECK AND FENCING ALONG WITH A FULL RV COVER WITH HOOKUPS. HOME SITS ON A CORNER LOT WITH NICE TREES.

Key facts

  • Brand new deck
  • Large walk in closet
  • Corner lot

Tags

ATTACHED NURSERY OFFICE SPACELARGE WALK IN CLOSETBRAND NEW DECKFULL RV COVER WITH HOOKUPSCORNER LOT

Property features AI

Exterior

  • Parking: Carport (2 covered spaces, total 2 parking spaces)
  • Utilities: Community sewer; Electric service by Entergy
  • Home design: Manufactured home; City street and paved road frontage
  • Construction: Vinyl siding; Composition roof
  • Exterior features: Chain link and wood fencing; Covered patio/porch; RV/boat storage; Storage area; Workshop

Interior

  • Kitchen: Induction cooktop; Electric cooktop; Dishwasher; Microwave; Refrigerator
  • Flooring: Vinyl plank
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Butcher block counters; Vinyl plank flooring; 1 fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $190k.

Deal economics

  • At list price, monthly cash flow is $279 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $180k (5.2% below list).
  • Recommended offer: $180k (5.2% below list) — sets the bar for 1% rule.
  • Cap rate 8.1% vs local median 4.7% in Scott — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#116 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing B+; Watch: crime F, amenities F, commute F.
  • Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Duson Elementary School (math 37% / reading 32%, grade F, #284 of 646 statewide, top 46%, 242 students, 74% FRL); Scott Middle School (math 20% / reading 28%, grade F, #143 of 218 statewide, top 65%, 559 students, 65% FRL); Acadiana High School (math 31% / reading 29%, grade F, #125 of 265 statewide, top 47%, 1,813 students, 56% FRL).
  • Zoned-school proficiency averages 30% at this address vs 42% district-wide (-12 pts) — the specific schools serving this property underperform the Lafayette Parish average; the district grade overstates school quality for this exact location.
  • Market conditions: 196 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($187k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $180,000 (5.2% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
8.06%
Cash-on-cash
6.30%
DSCR
1.28
GRM
8.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.6%
Equity multiple
0.75×
Total profit
$-13,056
Equity at exit
$28,315
10-year hold
IRR
2.9%
Equity multiple
1.21×
Total profit
$11,229
Equity at exit
$16,419

Cash invested: $53,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70529

Home prices YoY
-11.1%
Active inventory
196
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,800 medium interval (Pro) →
Mortgage (P&I)
$996
Tax from tax record
$68 /mo · $812/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$378
Net cashflow
$279

Break-even live

Break-even rent $1,446
Max offer price $189,900
Occupancy floor 79%

Sensitivity live

Price -10% $387 -5% $333 +0% $279 +5% $226 +10% $172
Rent -10% $137 -5% $208 +0% $279 +5% $350 +10% $422
Rate -1.0pp $375 -0.5pp $328 base $279 +0.5pp $230 +1.0pp $180

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,475
Closing costs
$5,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
104 Bayhill Ct Duson, LA 3.0 2.0 1689 $1,800 $1.07 44d 1 0.99mi

Listing history 12 events

  1. 2026-06-18
    days on market $189,900 Active 15 DOM
  2. 2026-06-17
    days on market $189,900 Active 14 DOM
  3. 2026-06-16
    days on market $189,900 Active 13 DOM
  4. 2026-06-15
    days on market $189,900 Active 12 DOM
  5. 2026-06-14
    days on market $189,900 Active 10 DOM
  6. 2026-06-13
    days on market $189,900 Active 9 DOM
  7. 2026-06-10
    days on market $189,900 Active 7 DOM
  8. 2026-06-09
    days on market $189,900 Active 6 DOM
  9. 2026-06-08
    days on market $189,900 Active 5 DOM
  10. 2026-06-07
    days on market $189,900 Active 4 DOM
  11. 2026-06-05
    remarks 269-char remark
  12. 2026-06-05
    listed $189,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$812 · $68/mo
Projected year-2 tax
$1,044 · $87/mo
Expected delta
+$233/yr (+$19/mo · 28.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,600
− Mortgage interest
−$10,637
− Property taxes
−$812
− Insurance
−$950
− Repairs & maintenance
−$1,728
− Management
−$1,728
− Depreciation
−$5,524
Taxable income
$221
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$53
After-tax cash flow
$3,299/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lafayette Parish
NCES district ID
2200870
Math proficiency
38% ▼ -32.00%
Reading proficiency
46% ▼ -24.00%
Median HH income
$50,238
Composite
36.15/100
National rank
#4741
State rank
#19 of 98 in LA

Livability — Scott

Score
66/100
State rank
#116
US rank
#11265

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C Housing B+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
8,670
Population (ZIP)
13,557

Population outlook (Lafayette County) Hauer SSP2

Today (2025)
280,930 people
By 2030
301,092 · +7.2%
By 2040
339,456 · +20.8%
By 2050
375,156 · +33.5%
By 2075
451,672 · +60.8%
By 2100
497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 62% Black 25% Hispanic / Latino 6% Two or more races 6%
Hispanic origin (detail)
Common ancestry
Lithuanian 16% English 1% Iranian 1%
Foreign-born
6% · Canada
Languages at home
90% English-only · Spanish 5% French/Haitian/Cajun 4%

Political lean MEDSL · Lafayette

2024 margin
Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
2008→2024 swing
-0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -23.96%
Current HPI
192.2639
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+58.2% since first listed
2 events — show timeline
  • 2026-06-03 Listed $189,900 AcadianaMLS
  • 2011-09-12 Listed $120,000 AcadianaMLS

Property tax history

+23.4%/yr

Latest (2025): $812 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…