112 Brayden Dr · Scott, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.3/30.0
- ARV discount +7.5/15.0
- DSCR +6.8/10.0
- 1% rule +4.5/10.0
- Schools +3.6/10.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$189,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
NICE LARGE 4 BEDROOM HOME WITH 2 LIVING AREAS AND ALL NEW FLOORS. THE MASTER HAS AN ATTACHED NURSERY/OFFICE SPACE AND LARGE WALK IN CLOSET. THE BACKYARD HAS A BRAND NEW DECK AND FENCING ALONG WITH A FULL RV COVER WITH HOOKUPS. HOME SITS ON A CORNER LOT WITH NICE TREES.
Key facts
- Brand new deck
- Large walk in closet
- Corner lot
Tags
Property features AI
Exterior
- Parking: Carport (2 covered spaces, total 2 parking spaces)
- Utilities: Community sewer; Electric service by Entergy
- Home design: Manufactured home; City street and paved road frontage
- Construction: Vinyl siding; Composition roof
- Exterior features: Chain link and wood fencing; Covered patio/porch; RV/boat storage; Storage area; Workshop
Interior
- Kitchen: Induction cooktop; Electric cooktop; Dishwasher; Microwave; Refrigerator
- Flooring: Vinyl plank
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Butcher block counters; Vinyl plank flooring; 1 fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath manufactured listed at $190k.
Deal economics
- At list price, monthly cash flow is $279 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $180k (5.2% below list).
- Recommended offer: $180k (5.2% below list) — sets the bar for 1% rule.
- Cap rate 8.1% vs local median 4.7% in Scott — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#116 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing B+; Watch: crime F, amenities F, commute F.
- Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Duson Elementary School (math 37% / reading 32%, grade F, #284 of 646 statewide, top 46%, 242 students, 74% FRL); Scott Middle School (math 20% / reading 28%, grade F, #143 of 218 statewide, top 65%, 559 students, 65% FRL); Acadiana High School (math 31% / reading 29%, grade F, #125 of 265 statewide, top 47%, 1,813 students, 56% FRL).
- Zoned-school proficiency averages 30% at this address vs 42% district-wide (-12 pts) — the specific schools serving this property underperform the Lafayette Parish average; the district grade overstates school quality for this exact location.
- Market conditions: 196 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($187k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 8.06%
- Cash-on-cash
- 6.30%
- DSCR
- 1.28
- GRM
- 8.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -6.6%
- Equity multiple
- 0.75×
- Total profit
- $-13,056
- Equity at exit
- $28,315
- IRR
- 2.9%
- Equity multiple
- 1.21×
- Total profit
- $11,229
- Equity at exit
- $16,419
Cash invested: $53,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70529
- Home prices YoY
- -11.1%
- Active inventory
- 196
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $1,800 medium interval (Pro) →
- Mortgage (P&I)
- −$996
- Tax from tax record
- −$68 /mo · $812/yr
- Insurance
- −$79
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$378
- Net cashflow
- $279
Break-even live
Sensitivity live
| Price | -10% $387 | -5% $333 | +0% $279 | +5% $226 | +10% $172 |
|---|---|---|---|---|---|
| Rent | -10% $137 | -5% $208 | +0% $279 | +5% $350 | +10% $422 |
| Rate | -1.0pp $375 | -0.5pp $328 | base $279 | +0.5pp $230 | +1.0pp $180 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,475
- Closing costs
- $5,697
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 104 Bayhill Ct Duson, LA | 3.0 | 2.0 | 1689 | $1,800 | $1.07 | 44d | 1 | 0.99mi |
Listing history 12 events
-
2026-06-18days on market $189,900 Active 15 DOM
-
2026-06-17days on market $189,900 Active 14 DOM
-
2026-06-16days on market $189,900 Active 13 DOM
-
2026-06-15days on market $189,900 Active 12 DOM
-
2026-06-14days on market $189,900 Active 10 DOM
-
2026-06-13days on market $189,900 Active 9 DOM
-
2026-06-10days on market $189,900 Active 7 DOM
-
2026-06-09days on market $189,900 Active 6 DOM
-
2026-06-08days on market $189,900 Active 5 DOM
-
2026-06-07days on market $189,900 Active 4 DOM
-
2026-06-05remarks 269-char remark
-
2026-06-05$189,900 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $812 · $68/mo
- Projected year-2 tax
- $1,044 · $87/mo
- Expected delta
- +$233/yr (+$19/mo · 28.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,600
- − Mortgage interest
- −$10,637
- − Property taxes
- −$812
- − Insurance
- −$950
- − Repairs & maintenance
- −$1,728
- − Management
- −$1,728
- − Depreciation
- −$5,524
- Taxable income
- $221
- Est. tax owed @ 24.0%
- −$53
- After-tax cash flow
- $3,299/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lafayette Parish
- NCES district ID
- 2200870
- Math proficiency
- 38% ▼ -32.00%
- Reading proficiency
- 46% ▼ -24.00%
- Median HH income
- $50,238
- Composite
- 36.15/100
- National rank
- #4741
- State rank
- #19 of 98 in LA
Livability — Scott
- Score
- 66/100
- State rank
- #116
- US rank
- #11265
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 8,670
- Population (ZIP)
- 13,557
Population outlook (Lafayette County) Hauer SSP2
- Today (2025)
- 280,930 people
- By 2030
- 301,092 · +7.2%
- By 2040
- 339,456 · +20.8%
- By 2050
- 375,156 · +33.5%
- By 2075
- 451,672 · +60.8%
- By 2100
- 497,203 · +77.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.55)
- Race & ethnicity
- White 62% Black 25% Hispanic / Latino 6% Two or more races 6%
- Hispanic origin (detail)
- Common ancestry
- Lithuanian 16% English 1% Iranian 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 90% English-only · Spanish 5% French/Haitian/Cajun 4%
Political lean MEDSL · Lafayette
- 2024 margin
- Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
- 2008→2024 swing
- -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
- All cycles
- 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -23.96%
- Current HPI
- 192.2639
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
||
| Advertising | 1 | $2B |
|
||
Price history
+58.2% since first listed2 events — show timeline
- 2026-06-03 Listed $189,900 AcadianaMLS
- 2011-09-12 Listed $120,000 AcadianaMLS
Property tax history
+23.4%/yrLatest (2025): $812 · -1.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…