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8 Bass Ln
B- Composite 69.95
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.9/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$25,000

8 Bass Ln · Orofino, ID 83544
2 bd · 2.0 ba · 728 sqft · Manufactured · 6 Days on market
Built 1976 Fair condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this beautifully rehabbed 2-bedroom, 2-bath manufactured home located in Hidden Village Mobile Home Park in Orofino, Idaho. Nestled in a peaceful community with the river running alongside the park, this home offers a unique blend of comfort, affordability, and natural beauty. Inside, you'll find updated living spaces designed for everyday comfort and functionality. The kitchen includes a range and refrigerator, providing everything you need to settle right in. Central air conditioning helps keep the home comfortable throughout the warmer months, while the thoughtful layout offers ample living space for relaxing or entertaining. One of the standout features of this property is th

Key facts

  • Garden area
  • Built 1976
  • Listed 6 days

Tags

LARGE COVERED FRONT DECKGARDEN AREA

Property features AI

Finance

  • Financial info: Annual taxes approximately $98; Parcel number MHP0HDNV000310

Exterior

  • Home design: Mobile/manufactured home on a rented lot
  • Construction: Built in 1976
  • Exterior features: Small lot (~5,999 sq ft)

Interior

  • Bedrooms: 2 bedrooms (both on the main level)
  • Bathrooms: 2 bathrooms
  • Heating & cooling: No heating; No cooling
  • Interior features: Main-level master bedroom; Second bedroom on main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $25k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $441 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($861 rent vs $25k).
  • Cap rate 30.6% vs local median 2.4% in Orofino — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#27 in ID, #3,806 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Orofino Joint District (town): math 37% / reading 56% proficiency, ranked #45 of 92 in ID (top 49%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Orofino Elementary School (math 42% / reading 52%, grade D-, #176 of 357 statewide, top 53%, 376 students, 41% FRL); Orofino High School (math 32% / reading 67%, grade D, #45 of 169 statewide, top 29%, 372 students, 25% FRL).
  • Market conditions: 81 active listings in the ZIP; 51 units permitted in Clearwater County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $173 of loan paydown is wiped out by about $750 of value loss. Plan a longer hold.
  • Clearwater County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; major wildfire risk; extreme-heat days projected 10→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $25,000

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.44%
Cap rate
30.63%
Cash-on-cash
86.92%
DSCR
4.87
GRM
2.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
75.5%
Equity multiple
4.44×
Total profit
$24,063
Equity at exit
$3,728
10-year hold
IRR
79.2%
Equity multiple
9.19×
Total profit
$57,305
Equity at exit
$2,162

Cash invested: $7,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83544

Home prices YoY
-18.4%
Active inventory
81
Price-to-rent
2.4×

Monthly cashflow live

Estimated rent
$861 medium interval (Pro) →
Mortgage (P&I)
$131
Tax est. 1.5%
$31 /mo · $375/yr
Insurance
$10
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$181
Net cashflow
$441

Break-even live

Break-even rent $303
Max offer price $25,000
Occupancy floor 44%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,250
Closing costs
$750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 6 events

  1. 2026-06-17
    status $25,000 Pending 6 DOM
  2. 2026-06-16
    days on market $25,000 Active 6 DOM
  3. 2026-06-15
    days on market $25,000 Active 5 DOM
  4. 2026-06-13
    days on market $25,000 Active 3 DOM
  5. 2026-06-12
    remarks 699-char remark
  6. 2026-06-12
    listed $25,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 10/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 5/10 Major 10 d/yr ≥95°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 16 unhealthy d/yr today · 18 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$10,326
− Mortgage interest
−$1,400
− Property taxes
−$375
− Insurance
−$922
− Repairs & maintenance
−$826
− Management
−$826
− Depreciation
−$727
Taxable income
$5,249
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,260
After-tax cash flow
$4,027/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Fair 45/100 Cosmetic rehab

This manufactured home is in fair condition with cosmetic updates needed. It has potential for significant value increase with updates to the kitchen, bathrooms, roof, exterior siding, flooring, and interior walls.

Repairs flagged

  • Major roof — corrugated metal roof, visible wear
  • Moderate exterior siding — wood siding, some discoloration
  • Moderate flooring — carpeted floors, some wear
  • Moderate interior walls — wood paneling, some discoloration

Value-add opportunities

  • Both update kitchen cabinets and countertops — modernizing kitchen would appeal to both buyers and renters
  • Both update bathrooms with new fixtures and vanity — modernizing bathrooms would appeal to both buyers and renters
  • Both repair and paint roof — repairing and painting roof would improve curb appeal and functionality
  • Both repair and paint exterior siding — repairing and painting exterior siding would improve curb appeal and functionality
  • Both replace carpeted flooring with hardwood or tile — replacing carpeted flooring with hardwood or tile would improve functionality and curb appeal
  • Both paint interior walls — painting interior walls would improve functionality and curb appeal

Renovation cost estimate screening

Repair itemSeverityEst. cost
roof · corrugated metal roof, visible wear Major $15,000–50,000
exterior siding · wood siding, some discoloration Moderate $3,000–15,000
flooring · carpeted floors, some wear Moderate $3,000–15,000
interior walls · wood paneling, some discoloration Moderate $3,000–15,000
Total estimated repair cost · 4 items $24,000–95,000

Value-add ROI direction

  • Both update kitchen cabinets and countertops — modernizing kitchen would appeal to both buyers and renters
  • Both update bathrooms with new fixtures and vanity — modernizing bathrooms would appeal to both buyers and renters
  • Both repair and paint roof — repairing and painting roof would improve curb appeal and functionality
  • Both repair and paint exterior siding — repairing and painting exterior siding would improve curb appeal and functionality
  • Both replace carpeted flooring with hardwood or tile — replacing carpeted flooring with hardwood or tile would improve functionality and curb appeal
  • Both paint interior walls — painting interior walls would improve functionality and curb appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Orofino Joint District
NCES district ID
1602520
Math proficiency
37% ▼ -4.00%
Reading proficiency
56% ▲ 3.00%
Median HH income
$41,114
Composite
38.96/100
National rank
#4079
State rank
#45 of 92 in ID

Livability — Orofino

Score
76/100
State rank
#27
US rank
#3806

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
6,476

Population outlook (Clearwater County) Hauer SSP2

Today (2025)
8,244 people
By 2030
8,093 · -1.8%
By 2040
7,821 · -5.1%
By 2050
7,740 · -6.1%
By 2075
7,777 · -5.7%
By 2100
6,982 · -15.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Two or more races 7% Hispanic / Latino 5% Asian 1% Native American 1%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 4% Lithuanian 3% Portuguese 2%
Foreign-born
3% · Canada
Languages at home
97% English-only · Spanish 2% Tagalog/Filipino 1%

Political lean MEDSL · Clearwater

2024 margin
Solid R (+62.8) · D 17.5% · R 80.3% · Other 2.1%
2008→2024 swing
-28.1pp toward R · 2008: -34.8pp · 2024: -62.8pp
All cycles
2024: R+62.8 2020: R+58.3 2016: R+56.5 2012: R+40.8 2008: R+34.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -68.58%
Current HPI
304.5259
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-10 Listed $25,000 IMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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