266 La Cascata Tnhs · Lindenwold, NJ 08021

$214,900

2 bd · 1.5 ba · 1,016 sqft · Townhouse public records · 15 Days on market

Built 1975 1,446 sqft lot Est $215k · at est. $100/mo HOA · 5% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.4/30.0
• ARV discount +7.6/15.0
• DSCR +4.0/10.0
• 1% rule +3.8/10.0
• Livability +3.4/5.0
• Rent growth +3.3/5.0
• Schools +2.6/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

A newly renovated two bedroom, 1 ½ bath townhome in La Cascata. Owning is better than renting! Walking in, you will find an open floor plan with a large sized living room with Fire place ( As Is ). dining area, and newly renovated kitchen with brand new appliances. There is a half bath and laundry on the first floor. Wood floor throughout. Sliding doors lead to a private back yard. Upstairs, two nice-sized bedrooms . Walk in closets. Full bath. This is a quiet neighborhood, located very close to shopping, Camden County College, and transportation. Come see it today, as this lovely home will sell quickly.

Key facts

• $100 HOA
• Community pool
• Built 1975

Property features AI

Finance

• Other: Property manager present; Pets allowed with no restrictions
• HOA & community: Monthly HOA fee of $100; HOA covers ground maintenance, management, and pool(s); Community amenities include common grounds, outdoor pool, and tot lots/playground

Exterior

• Parking: Parking lot
• Utilities: Public water; Public sewer; 100 amp electric service; Cable TV available; Phone service available; Natural gas hot water
• Home design: Interior townhouse/rowhouse; Single-level unit (1 floor); Fee simple ownership; Not in a federal flood zone; Entry floor: 1
• Construction: Aluminum siding; Slab foundation; Major renovation/effective year 2021
• Exterior features: Sidewalks; Tennis court(s); Community pool; Front yard; Level yard; Rear yard; Shed

Interior

• Kitchen: Eat-in kitchen
• Bedrooms: 2 bedrooms on the upper level
• Flooring: Carpet; Hardwood; Tile/brick
• Bathrooms: 1 full bathroom on upper level; 1 half bathroom on main level
• Heating & cooling: Central heating (forced air) with natural gas; Central air conditioning (electric)
• Interior features: Eat-in kitchen
• Laundry & utility: Laundry on main floor

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath townhouse listed at $215k.

Deal economics

• At list price, monthly cash flow is $2 ($25/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (11.7% below list).
• Recommended offer: $190k (11.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 68/100 on livability (#312 in NJ) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A, cost of living B; Watch: employment C-, crime D, schools F.
• Gloucester Township Public Schools (suburban): math 14% / reading 41% proficiency, ranked #351 of 472 in NJ (top 74%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+3.0%/yr); 242 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).
• This rent runs 33% of the median local income ($68k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 15 days — a 2% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $125k; list at $215k implies a 72% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 56% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $189,780 (11.7% below list)

Questions for the listing agent

1. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 6.30%
• Cash-on-cash: 0.04%
• DSCR: 1.00
• GRM: 9.4

CMA / ARV

• ARV (on-the-fly): $215,392
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
285 La Cascata	0.02mi	2/1.5	1,016 (0%)	3mo	$223,510	$220	97
280 La Cascata Tnhs	0.03mi	2/1.5	1,016 (0%)	3mo	$200,000	$197	96
113 La Cascata Tnhs	0.10mi	2/1.5	1,016 (0%)	1mo	$175,000	$172	94
86 La Cascata Tnhs	0.09mi	2/1.5	1,016 (0%)	2mo	$215,000	$212	94
54 La Cascata Tnhs	0.15mi	2/1.5	1,016 (0%)	0mo	$218,000	$215	93
124 La Cascata Tnhs	0.11mi	2/1.5	1,016 (0%)	3mo	$205,000	$202	92
143 La Cascata Tnhs	0.14mi	2/1.5	1,016 (0%)	2mo	$230,000	$226	91
35 La Cascata Tnhs	0.13mi	2/1.5	1,016 (0%)	3mo	$227,500	$224	91
402 La Cascata Tnhs	0.19mi	2/1.5	992 (-2%)	0mo	$250,000	$252	87
804 Timber Crk	0.30mi	2/1.0	992 (-2%)	1mo	$160,000	$161	79
1003 Timber Crk	0.33mi	2/1.0	992 (-2%)	0mo	$107,000	$108	78
51 Chiswick Dr	0.62mi	3/1.5 (+1)	1,110 (+9%)	1mo	$140,000	$126	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.02% rent growth · sell at horizon

5-year hold

• IRR: -16.2%
• Equity multiple: 0.42×
• Total profit: $-34,616
• Equity at exit: $32,042

10-year hold

• IRR: -7.8%
• Equity multiple: 0.51×
• Total profit: $-29,669
• Equity at exit: $18,581

Cash invested: $60,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08021

• Home prices YoY: -31.6%
• Rents YoY: 3.0%
• Active inventory: 242
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $1,898 high
• Mortgage (P&I): −$1,127
• Tax from tax record: −$181 /mo · $2,168/yr
• Insurance: −$90
• HOA: −$100
• Vacancy / Maint / Mgmt: −$399
• Net cashflow: $2

Break-even live

Break-even rent $1,895

Max offer price $214,900

Occupancy floor 95%

Sensitivity live

Price	-10% $124	-5% $63	+0% $2	+5% $-59	+10% $-120
Rent	-10% $-148	-5% $-73	+0% $2	+5% $77	+10% $152
Rate	-1.0pp $110	-0.5pp $57	base $2	+0.5pp $-54	+1.0pp $-110

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,725
• Closing costs: $6,447
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1990 Laurel Rd Apt AK313 Lindenwold, NJ	1.0–2.0	1.0	691	$1,450	$2.10	13d	3	0.09mi
1800 Laurel Rd Lindenwold, NJ	1.0–2.0	1.0–2.0	885	$2,072	$2.34	2d	22	0.27mi
1600 Laurel Rd Lindenwold, NJ	1.0–2.0	1.0–1.5	900	$1,600	$1.78	25d	1	0.35mi
1801 Broadacres Dr Clementon, NJ	2.0	1.0–2.0	910	$2,032	$2.23	2d	8	0.48mi
500 Chews Landing Rd Lindenwold, NJ	1.0–2.0	1.0	875	$1,750	$2.00	25d	1	0.52mi
51 Chiswick Dr Unit 1 Lindenwold, NJ	3.0	2.0	1110	$2,650	$2.39	2d	1	0.53mi
1109 Huntingdon Mews Clementon, NJ	2.0	2.0	946	$1,750	$1.85	16d	1	0.54mi
9 Georgetown Rd Lindenwold, NJ	3.0	2.5	1268	$2,600	$2.05	2d	1	0.59mi
1341 Blackwood Clementon Rd Clementon, NJ	1.0–2.0	1.0	925	$2,564	$2.77	2d	26	0.66mi
828 Blackwood Clementon Rd Pine Hill, NJ	1.0–2.0	1.0	734	$1,575	$2.15	23d	1	0.84mi
1200 Little Gloucester Rd Clementon, NJ	1.0–2.0	1.0	875	$3,100	$3.54	2d	1	0.97mi
432 Highland Ests Clementon, NJ	1.0	1.0	827	$1,500	$1.81	13d	1	0.97mi
105 Blackwood Clementon Rd Lindenwold, NJ	1.0–2.0	1.0	800	$1,600	$2.00	17d	1	1.03mi
359 Lake Blvd Lindenwold, NJ	3.0	2.0	1196	$2,900	$2.42	2d	1	1.09mi
1000 W Atlantic Ave Laurel Springs, NJ	1.0	1.0	740	$1,275	$1.72	6d	1	1.43mi

HOA detail

• Monthly dues: $100 · $1,200/yr

Listing history 17 events

1. 2026-05-11
   listed $214,900 Active
2. 2026-05-06
   historical $214,900
3. 2022-05-02
   soldstatus $125,000
4. 2022-02-25
   soldstatus $125,000 Closed 618-char remark

   Show marketing remark (618 chars)

   A newly renovated two bedroom, 1 ½ bath townhome in La Cascata. Owning is better than renting! Walking in, you will find an open floor plan with a large sized living room with Fire place ( As Is ). dining area, and newly renovated kitchen with brand new appliances. There is a half bath and laundry on the first floor. Wood floor throughout. Sliding doors lead to a private back yard. Upstairs, two nice-sized bedrooms . Walk in closets. Full bath. This is a quiet neighborhood, located very close to shopping, Camden County College, and transportation. Come see it today, as this lovely home will sell quickly.

5. 2022-01-10
   status Pending 618-char remark

   Show marketing remark (618 chars)

   A newly renovated two bedroom, 1 ½ bath townhome in La Cascata. Owning is better than renting! Walking in, you will find an open floor plan with a large sized living room with Fire place ( As Is ). dining area, and newly renovated kitchen with brand new appliances. There is a half bath and laundry on the first floor. Wood floor throughout. Sliding doors lead to a private back yard. Upstairs, two nice-sized bedrooms . Walk in closets. Full bath. This is a quiet neighborhood, located very close to shopping, Camden County College, and transportation. Come see it today, as this lovely home will sell quickly.

6. 2021-12-17
   listed $125,000 Active 618-char remark

   Show marketing remark (618 chars)

   A newly renovated two bedroom, 1 ½ bath townhome in La Cascata. Owning is better than renting! Walking in, you will find an open floor plan with a large sized living room with Fire place ( As Is ). dining area, and newly renovated kitchen with brand new appliances. There is a half bath and laundry on the first floor. Wood floor throughout. Sliding doors lead to a private back yard. Upstairs, two nice-sized bedrooms . Walk in closets. Full bath. This is a quiet neighborhood, located very close to shopping, Camden County College, and transportation. Come see it today, as this lovely home will sell quickly.

7. 2010-08-20
   historical
8. 2010-02-23
   listed $89,900
9. 2005-12-22
   historical
10. 2005-09-14
    listed $89,999
11. 2004-08-11
    soldstatus $71,000
12. 2003-02-26
    soldstatus $53,896
13. 2002-10-24
    listed $53,896
14. 2000-08-31
    soldstatus $57,000
15. 2000-07-20
    historical
16. 2000-04-03
    listed $57,000
17. 1996-06-27
    soldstatus $56,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

• Current annual tax: $2,168 · $181/mo
• Projected year-2 tax: $3,760 · $313/mo
• Expected delta: +$1,591/yr (+$133/mo · 73.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 56% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,774
• − Mortgage interest: −$12,038
• − Property taxes: −$2,168
• − Insurance: −$1,074
• − Repairs & maintenance: −$1,822
• − Management: −$1,822
• − HOA: −$1,200
• − Depreciation: −$6,252
• Taxable loss: −$3,602
• Est. tax savings @ 24.0%: +$865
• After-tax cash flow: $889/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Gloucester Township Public Schools
• NCES district ID: 3406030
• Math proficiency: 14% ▼ -28.00%
• Reading proficiency: 41% ▼ -13.00%
• Median HH income: $72,539
• Composite: 26.18/100
• National rank: #7269
• State rank: #351 of 472 in NJ

Livability — Lindenwold

• Score: 68/100
• State rank: #312
• US rank: #9603

Category grades

Amenities D- Commute F Cost of living B Crime D Employment C- Housing A+ Health & safety A User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Camden County · 407,624 people
• City population: 49,305
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 49,305
• Household income: $68,044
• Rent vs Own: 53.3% rent · 46.7% own
• Severe rent burden: 3050.0

Population outlook (Camden County) Hauer SSP2

• Today (2025): 507,964 people
• By 2030: 502,182 · -1.1%
• By 2040: 485,602 · -4.4%
• By 2050: 465,630 · -8.3%
• By 2075: 419,986 · -17.3%
• By 2100: 369,492 · -27.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 44% Black 27% Hispanic / Latino 20% Two or more races 11% Asian 3%
• Hispanic origin (detail): Mexican 4% Puerto Rican 6% Dominican 2%
• Common ancestry: Romanian 3% Lithuanian 1% Iranian 1%
• Foreign-born: 12% · Canada, China, Vietnam
• Languages at home: 81% English-only · Spanish 14% Chinese 1% Tagalog/Filipino 1%

Political lean MEDSL · Camden

• 2024 margin: Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
• 2008→2024 swing: -8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
• All cycles: 2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -156.73%
• Current HPI: 338.8351
• Rent YoY: ▲ 3.02%
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

+283.8% since first listed

17 events — show timeline

• 2026-05-11 Listed $214,900 BRIGHT MLS
• 2026-05-06 Coming Soon $214,900 BRIGHT MLS
• 2022-05-02 Sold (Public Records) $125,000 Public Records
• 2022-02-25 Sold (MLS) $125,000 BRIGHT MLS
• 2022-01-10 Pending — BRIGHT MLS
• 2021-12-17 Listed $125,000 BRIGHT MLS
• 2010-08-20 Listing Removed — BRIGHT MLS
• 2010-02-23 Listed $89,900 BRIGHT MLS
• 2005-12-22 Listing Removed — BRIGHT MLS
• 2005-09-14 Listed $89,999 BRIGHT MLS
• 2004-08-11 Sold (Public Records) $71,000 Public Records
• 2003-02-26 Sold (MLS) $53,896 BRIGHT MLS
• 2002-10-24 Listed $53,896 BRIGHT MLS
• 2000-08-31 Sold (MLS) $57,000 BRIGHT MLS
• 2000-07-20 Listing Removed — BRIGHT MLS
• 2000-04-03 Listed $57,000 BRIGHT MLS
• 1996-06-27 Sold (Public Records) $56,000 Public Records

Property tax history

-1.0%/yr

Latest (2025): $2,168 · +2.1% YoY. Source: county tax records.