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1205 Cypress St #108
B+ Composite 79.48
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +5.9/10.0
  • Livability +3.6/5.0
  • Condition / age +2.8/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$206,000

1205 Cypress St #108 · San Dimas, CA 91773
3 bd · 2.0 ba · 1,392 sqft · Manufactured public records · 12 Days on market
Built 1970 Average condition Est $249k · 17% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this 3 bedrooms, 1 3/4 bath home. Property located in the highly desirable Lone Hill Manor Estates in San Dimas with walking distance to Lone Hill Middle School and San Dimas High School, and easy access to 57 and 210 freeways. This home offers a great floor plan of approximately 1392 sq. ft. , laminate flooring throughout, interior laundry room with access to the carport that accommodates 2 cars, and central a/c among other amenities. This community offers amenities such as club house, swimming pool & spa, and basketball courts. * Buyers must qualify for space lease. See attached Supplement.

Key facts

  • Relaxing spa
  • Inviting clubhouse
  • 3 parking spots

Tags

FULLY REMODELED KITCHENCONVENIENT STORAGE SHEDLOW-MAINTENANCE BACKYARDRELAXING SPAINVITING CLUBHOUSETOP-TIER COMMUNITY AMENITIES

Property features AI

Finance

  • Other: Park name: Lone Hill Manor Mobile Estates
  • Financial info: Current monthly land lease approximately $1,371
  • HOA & community: Land lease community (manager approval required); Street lighting in community; Land lease includes electric, trash, water, and sewer

Exterior

  • Parking: 3 covered carport spaces
  • Utilities: Public sewer; District/public water
  • Home design: Single-story mobile home; Entry level 1; Front-facing entry; Mobile home remains on site; Mobile dimensions approximately 24' x 56'
  • Construction: Year built per public records
  • Exterior features: Shingle roof; Back yard; 1 shed

Interior

  • Kitchen: Remodeled kitchen
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (central furnace); Central cooling
  • Interior features: Front entry; Community spa; Community pool; Remodeled kitchen; Shower in tub
  • Laundry & utility: Laundry inside (in closet)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $206k. Condition is rated average.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $206k).
  • Cap rate 13.1% vs local median 2.6% in San Dimas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#192 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, commute A; Watch: cost of living F, health & safety F.
  • Bonita Unified (suburban): math 59% / reading 70% proficiency, ranked #151 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Lone Hill Middle (912 students, 40% FRL); San Dimas High (math 70% / reading 90%, grade A, #41 of 1,170 statewide, top 4%, 1,251 students, 34% FRL).
  • Zoned-school proficiency averages 80% at this address vs 64% district-wide (+15 pts) — the actual schools serving this property are materially stronger than the Bonita Unified average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents soft (-1.0%/yr); 85 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($105k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $58k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $130k; list at $206k implies a 58% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $206,000

Questions for the listing agent

  1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.59%
Cap rate
13.10%
Cash-on-cash
24.33%
DSCR
2.08
GRM
5.2

CMA / ARV

ARV (on-the-fly)
$249,168
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1205 Cypress St #115 0.00mi 2/2.0 (-1) 1,344 (-3%) 1mo $215,000 $160 89
1205 Cypress St #199 0.00mi 3/2.0 1,344 (-3%) 11mo $290,000 $216 85
1205 Cypress #67 0.09mi 4/2.0 (+1) 1,568 (+13%) 3mo $335,000 $214 67
1245 W Cienega Ave #88 0.53mi 3/2.0 1,375 (-1%) 10mo $350,000 $255 65
1630 W Covina Blvd #65 0.63mi 2/2.0 (-1) 1,392 (0%) 2mo $215,000 $154 64
1245 W Cienega Ave #44 0.48mi 2/2.0 (-1) 1,368 (-2%) 10mo $132,200 $97 61
1245 W Cienega Ave #46 0.53mi 3/2.0 1,512 (+9%) 2mo $270,000 $179 60
1245 W Cienega Ave #123 0.53mi 2/2.0 (-1) 1,348 (-3%) 9mo $275,000 $204 58
1635 W Covina #104 0.67mi 4/2.0 (+1) 1,404 (+1%) 7mo $250,000 $178 56
1635 W Covina #53 0.67mi 3/2.0 1,484 (+7%) 3mo $285,000 $192 55
1630 W Covina Blvd #11 0.63mi 3/2.0 1,248 (-10%) 9mo $180,000 $144 46
1245 W Cienega Ave #183 0.53mi 2/1.0 (-1) 1,536 (+10%) 4mo $125,000 $81 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
14.2%
Equity multiple
1.55×
Total profit
$31,526
Equity at exit
$30,715
10-year hold
IRR
20.6%
Equity multiple
2.50×
Total profit
$86,381
Equity at exit
$17,811

Cash invested: $57,680 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91773

Rents YoY
-1.0%
Active inventory
85
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$3,282 high interval (Pro) →
Mortgage (P&I)
$1,080
Tax est. 1.5%
$258 /mo · $3,090/yr
Insurance
$86
HOA
$0
Vacancy / Maint / Mgmt
$689
Net cashflow
$1,169

Break-even live

Break-even rent $1,802
Max offer price $206,000
Occupancy floor 59%

Sensitivity live

Price -10% $1,312 -5% $1,241 +0% $1,169 +5% $1,098 +10% $1,027
Rent -10% $910 -5% $1,040 +0% $1,169 +5% $1,299 +10% $1,429
Rate -1.0pp $1,273 -0.5pp $1,222 base $1,169 +0.5pp $1,116 +1.0pp $1,062

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$51,500
Closing costs
$6,180
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1471 Cypress St San Dimas, CA 2.0 2.0 1127 $900 $0.80 8d 1 0.37mi
1430 W Badillo St San Dimas, CA 3.0 1.5 1200 $3,000 $2.50 2d 1 0.37mi
1108 Eaton Rd San Dimas, CA 4.0 2.0 1689 $3,800 $2.25 45d 1 0.57mi
220 S Valley Center Ave San Dimas, CA 2.0 1.0 1000 $2,495 $2.50 44d 1 0.68mi
807 Avenida Loma Vis San Dimas, CA 3.0 2.0 1740 $4,500 $2.59 11d 1 0.80mi
1189 Strawberry Ln Glendora, CA 2.0 2.5 1292 $2,900 $2.24 44d 1 0.92mi
20983 E Covina Blvd Covina, CA 2.0 2.0 962 $2,500 $2.60 25d 1 0.98mi
21042 E Arrow Hwy Covina, CA 1.0–2.0 1.0–2.0 803 $2,875 $3.58 2d 11 1.04mi
1039 N Barston Ave Covina, CA 4.0 2.0 1870 $3,598 $1.92 25d 1 1.06mi
530 W 3rd St Unit A San Dimas, CA 2.0 2.5 1000 $3,000 $3.00 44d 1 1.13mi
1447 S Valley Center Ave Glendora, CA 3.0 2.0 1345 $3,500 $2.60 2d 1 1.16mi
1746 S Sunflower Ave Unit 7 Glendora, CA 2.0 2.0 1100 $2,400 $2.18 25d 1 1.16mi
1746 S Sunflower Ave Unit 10 Glendora, CA 2.0 1.5 1100 $2,400 $2.18 44d 1 1.16mi
522 W 4th St San Dimas, CA 3.0 1.0 1113 $3,550 $3.19 44d 1 1.18mi
644 Pearlanna Dr San Dimas, CA 3.0 1.5 1350 $3,500 $2.59 2d 1 1.23mi
204 San Luis Rey Dr San Dimas, CA 2.0 3.0 1287 $3,165 $2.46 5d 1 1.24mi
301 W 1st St San Dimas, CA 2.0 1.0 880 $2,150 $2.44 25d 1 1.30mi
301 W 1st St Unit A San Dimas, CA 3.0 2.0 1000 $3,250 $3.25 44d 1 1.30mi
801 Claraday St Glendora, CA 1.0–2.0 1.0–2.0 900 $2,325 $2.58 22d 6 1.31mi
220 W 1st St San Dimas, CA 3.0 1.0 1200 $845 $0.70 18d 1 1.34mi
432 W Caldwell Ct San Dimas, CA 2.0 3.0 1502 $3,100 $2.06 44d 1 1.34mi
937 N Greenpark Ave Covina, CA 4.0 2.0 1562 $4,000 $2.56 44d 1 1.42mi
235 W 4th St San Dimas, CA 3.0 2.0 1200 $3,499 $2.92 2d 1 1.46mi
307 Beechwood Ln San Dimas, CA 4.0 3.0 1760 $3,950 $2.24 44d 1 1.47mi
608 Claraday St Glendora, CA 3.0 2.5 1600 $3,500 $2.19 44d 1 1.50mi

Listing history 10 events

  1. 2026-06-18
    days on market $206,000 Active 12 DOM
  2. 2026-06-17
    days on market $206,000 Active 11 DOM
  3. 2026-06-16
    days on market $206,000 Active 10 DOM
  4. 2026-06-15
    days on market $206,000 Active 9 DOM
  5. 2026-06-13
    days on market $206,000 Active 7 DOM
  6. 2026-06-13
    days on market $206,000 Active 6 DOM
  7. 2026-06-09
    days on market $206,000 Active 3 DOM
  8. 2026-06-08
    days on market $206,000 Active 2 DOM
  9. 2026-06-07
    remarks 699-char remark
  10. 2026-06-07
    listed $206,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$39,387
− Mortgage interest
−$11,539
− Property taxes
−$3,090
− Insurance
−$1,030
− Repairs & maintenance
−$3,151
− Management
−$3,151
− Depreciation
−$5,993
Taxable income
$11,433
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,744
After-tax cash flow
$11,288/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Average 55/100 Moderate rehab

This manufactured home requires moderate renovations to improve its condition and increase its resale and rental value.

Repairs flagged

  • Minor kitchen backsplash — slight wear
  • Minor bathroom fixtures — dated design
  • Minor interior walls — dated wallpaper
  • Minor exterior siding — slight discoloration

Value-add opportunities

  • Resale paint interior walls — enhances curb appeal and interior aesthetics
  • Rental replace dated fixtures in bathrooms — improves functionality and appeal for renters

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen backsplash · slight wear Minor $500–3,000
bathroom fixtures · dated design Minor $500–3,000
interior walls · dated wallpaper Minor $500–3,000
exterior siding · slight discoloration Minor $500–3,000
Total estimated repair cost · 4 items $2,000–12,000

Value-add ROI direction

  • Resale paint interior walls — enhances curb appeal and interior aesthetics
  • Rental replace dated fixtures in bathrooms — improves functionality and appeal for renters

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Bonita Unified
NCES district ID
0605610
Math proficiency
59% ▲ 3.00%
Reading proficiency
70% ▬ 0.00%
Median HH income
$76,196
Composite
58.71/100
National rank
#2001
State rank
#151 of 1400 in CA

Livability — San Dimas

Score
72/100
State rank
#192
US rank
#6164

Category grades

Amenities B- Commute A Cost of living F Crime C Employment A+ Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Dimas, CA
County
Los Angeles County · 9,444,647 people
City population
33,598
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
33,598
Household income
$105,338
Rent vs Own
27.7% rent · 72.3% own
Severe rent burden
1238.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 38% Hispanic / Latino 37% Two or more races 19% Asian 18% Black 3% Native American 1%
Hispanic origin (detail)
Mexican 27% Puerto Rican 1%
Common ancestry
Romanian 2% Lithuanian 2% Slovak 2%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
64% English-only · Spanish 18% Chinese 8% Tagalog/Filipino 2%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -778.24%
Current HPI
379.5269
Rent YoY
▼ -0.97%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+28.7% since first listed
6 events — show timeline
  • 2026-06-06 Listed $206,000 CRMLS
  • 2024-04-05 Sold (MLS) $130,000 CRMLS
  • 2024-03-06 Contingent CRMLS
  • 2024-02-16 Relisted CRMLS
  • 2024-01-30 Contingent CRMLS
  • 2024-01-08 Listed $160,000 CRMLS

Property tax history

+8.1%/yr

Latest (2025): $344 · +8.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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