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1225 Vienna Dr #245
B- Composite 67.05
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.8/10.0
  • Schools +5.3/10.0
  • Livability +4.1/5.0
  • Appreciation +3.2/10.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0

$369,000

1225 Vienna Dr #245 · Sunnyvale, CA 94089
4 bd · 2.0 ba · 1,600 sqft · Manufactured · 16 Days on market
Built 2008 $231/sqft · 25% above area Est $295k · 25% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Built in 2008, this beautifully maintained home is ideally located near the community clubhouse, pool, spa, and gym. The spacious layout features a large kitchen with abundant cabinetry and stainless steel appliances—perfect for everyday living and entertaining. The luxurious primary suite offers a garden tub, separate shower, and a relaxing retreat feel. Additional highlights include central heating and A/C, dual-pane windows, and a convenient indoor laundry area with washer and dryer included. Enjoy a private side yard with extra storage—ideal for relaxing or entertaining guests.

Key facts

  • Community clubhouse
  • Spa
  • Large kitchen

Tags

COMMUNITY CLUBHOUSEPOOLSPAGYMLARGE KITCHENABUNDANT CABINETRY

Property features AI

Finance

  • HOA & community: Pets allowed upon approval; Community amenities include clubhouse, fitness center, pool, sauna, and spa

Exterior

  • Parking: Carport
  • Utilities: Public water; Public sewer
  • Home design: Manufactured in a park; Mobile home (double wide, model year 2008)
  • Construction: Approximately 1,600 square feet living area
  • Exterior features: Fenced; Community pool; Community clubhouse; Community fitness center; Community sauna; Community spa

Interior

  • Kitchen: Breakfast nook
  • Bedrooms: Guest house (room type listed)
  • Flooring: Laminate flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Breakfast nook; Double-pane windows
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $369k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $369k).
  • Recommended offer: $363k (1.5% below list) — sets the bar for market timing.
  • Cap rate 11.1% vs local median 1.2% in Sunnyvale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#37 in CA, #1,258 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living F.
  • Santa Clara Unified (urban): math 49% / reading 66% proficiency, ranked #75 of 517 in CA (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+2.6%/yr); 69 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 3,838 units permitted in Santa Clara County in 2024 (1,886 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($158k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Santa Clara County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 2.6% rent growth), your $103k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($363k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $363,465 (1.5% below list)

Questions for the listing agent

  1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.38%
Cap rate
11.08%
Cash-on-cash
17.08%
DSCR
1.76
GRM
6.0

CMA / ARV

ARV (median comp)
$295,149
List price
$369,000
Delta
25.36%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1225 Vienna Dr #114 0.10mi 3/2.0 (-1) 1,600 (0%) 2mo $380,000 $238 89
1225 Vienna Dr #44 0.00mi 3/2.0 (-1) 1,658 (+4%) 1mo $349,000 $210 88
1225 Vienna Dr #150 0.00mi 3/2.0 (-1) 1,521 (-5%) 3mo $374,000 $246 84
1225 Vienna Dr #604 0.10mi 4/2.0 1,740 (+9%) 1mo $320,000 $184 80
1225 Vienna Dr #141 0.00mi 3/2.0 (-1) 1,738 (+9%) 2mo $380,000 $219 79
1220 Vienna Dr #707 0.15mi 3/2.0 (-1) 1,716 (+7%) 2mo $287,000 $167 74
1225 Vienna Dr #937 0.00mi 3/2.0 (-1) 1,795 (+12%) 2mo $400,000 $223 73
1225 Vienna Dr #336 0.07mi 3/3.0 (-1) 1,755 (+10%) 0mo $428,000 $244 71
1085 Tasman Dr #620 0.28mi 3/2.0 (-1) 1,725 (+8%) 1mo $399,000 $231 68
1085 Tasman Dr #708 0.28mi 3/2.0 (-1) 1,440 (-10%) 1mo $313,000 $217 65
1085 Tasman Dr #496 0.28mi 3/2.0 (-1) 1,780 (+11%) 2mo $405,000 $228 62
1085 Tasman Dr #225 0.28mi 3/2.0 (-1) 1,790 (+12%) 1mo $400,000 $223 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.63% rent growth · sell at horizon

5-year hold
IRR
1.3%
Equity multiple
1.05×
Total profit
$5,171
Equity at exit
$55,019
10-year hold
IRR
10.6%
Equity multiple
1.81×
Total profit
$83,837
Equity at exit
$31,904

Cash invested: $103,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 94089

Home prices YoY
-1.1%
Rents YoY
2.6%
Active inventory
69
Price-to-rent
6.0×

Monthly cashflow live

Estimated rent
$5,090 high interval (Pro) →
Mortgage (P&I)
$1,935
Tax est. 1.5%
$461 /mo · $5,535/yr
Insurance
$154
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$1,069
Net cashflow
$1,044

Break-even live

Break-even rent $3,768
Max offer price $369,000
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$92,250
Closing costs
$11,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
723 Lakehaven Dr #1516 Sunnyvale, CA 5.0 3.0 1888 $5,370 $2.84 2d 1 0.40mi
568 Saco Ter Sunnyvale, CA 4.0 3.0 1720 $5,200 $3.02 2d 1 0.59mi
1171 La Rochelle Ter Unit G Sunnyvale, CA 3.0 2.5 2156 $5,200 $2.41 2d 1 0.67mi
550 E Weddell Dr Sunnyvale, CA 1.0–3.0 1.0–2.0 1255 $5,966 $4.75 2d 8 0.67mi
1235 Wildwood Ave Sunnyvale, CA 1.0–3.0 1.0–2.0 910 $3,377 $3.71 2d 12 0.87mi
1257 Lakeside Dr Sunnyvale, CA 3.0 1.0–3.0 903 $5,075 $5.62 2d 1 0.96mi
781 N Fair Oaks Ave #6 Sunnyvale, CA 3.0 2.0 1134 $3,795 $3.35 16d 1 0.97mi

Listing history 30 events

  1. 2026-06-18
    days on market $369,000 Active 16 DOM
  2. 2026-06-17
    days on market $369,000 Active 15 DOM
  3. 2026-06-16
    days on market $369,000 Active 14 DOM
  4. 2026-06-15
    days on market $369,000 Active 13 DOM
  5. 2026-06-13
    days on market $369,000 Active 11 DOM
  6. 2026-06-13
    days on market $369,000 Active 10 DOM
  7. 2026-06-09
    days on market $369,000 Active 7 DOM
  8. 2026-06-08
    days on market $369,000 Active 6 DOM
  9. 2026-06-07
    days on market $369,000 Active 5 DOM
  10. 2026-06-05
    days on market $369,000 Active 2 DOM
  11. 2026-06-02
    pricedays on marketlisting id $369,000 Active 1 DOM
  12. 2026-06-01
    days on market $369,999 Active 30 DOM
  13. 2026-05-31
    days on market $369,999 Active 29 DOM
  14. 2026-05-08
    price $369,999 599-char remark
  15. 2026-05-02
    listed $379,999 Active 599-char remark
  16. 2024-02-08
    soldstatus $349,000 Sold
  17. 2024-02-08
    soldstatus $349,000
  18. 2024-01-28
    status Pending (Do Not Show)
  19. 2024-01-19
    historical Contingent
  20. 2024-01-16
    listed $349,000 Active
  21. 2024-01-16
    listed $349,000
  22. 2018-03-16
    soldstatus $230,650 Sold
  23. 2018-02-16
    status Pending (Do Not Show)
  24. 2018-02-09
    listed $229,000 Active
  25. 2008-03-18
    soldstatus $54,000
  26. 2008-02-23
    historical
  27. 2008-01-04
    listed $64,500
  28. 2004-02-17
    historical
  29. 2004-01-27
    soldstatus $61,000
  30. 2003-10-15
    listed $63,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone AE · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥91°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 13 unhealthy d/yr today · 13 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$61,078
− Mortgage interest
−$20,670
− Property taxes
−$5,535
− Insurance
−$6,964
− Repairs & maintenance
−$4,886
− Management
−$4,886
− Depreciation
−$10,735
Taxable income
$7,402
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,777
After-tax cash flow
$10,755/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Santa Clara Unified
NCES district ID
0635430
Math proficiency
49% ▼ -3.00%
Reading proficiency
66% ▲ 4.00%
Median HH income
$97,320
Composite
53.46/100
National rank
#1459
State rank
#75 of 517 in CA

Livability — Sunnyvale

Score
82/100
State rank
#37
US rank
#1258

Category grades

Amenities A+ Commute A+ Cost of living F Crime C+ Employment A+ Housing B Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sunnyvale, CA
County
Santa Clara County · 1,806,974 people
City population
154,236
Metro
San Jose-Sunnyvale-Santa Clara, CA
Population (ZIP)
22,699
Household income
$158,304
Rent vs Own
47.1% rent · 52.9% own
Severe rent burden
558.0

Population outlook (Santa Clara County) Hauer SSP2

Today (2025)
2,179,074 people
By 2030
2,301,297 · +5.6%
By 2040
2,528,195 · +16.0%
By 2050
2,712,135 · +24.5%
By 2075
2,998,701 · +37.6%
By 2100
2,931,429 · +34.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
Asian 45% White 24% Hispanic / Latino 24% Two or more races 9% Black 2%
Hispanic origin (detail)
Mexican 17%
Common ancestry
Scotch-Irish 2% Lithuanian 1% Estonian 1%
Foreign-born
51% · Canada, China, Vietnam
Languages at home
40% English-only · Spanish 18% Chinese 12% Other Asian/Pacific 8%

Political lean MEDSL · Santa Clara

2024 margin
Solid D (+40.0) · D 68.1% · R 28.1% · Other 3.8%
2008→2024 swing
-0.9pp no change · 2008: 40.9pp · 2024: 40.0pp
All cycles
2024: D+40.0 2020: D+47.4 2016: D+52.5 2012: D+42.1 2008: D+40.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -3.70%
Current HPI
338.6935
Rent YoY
▲ 2.63%
Metro
San Jose-Sunnyvale-Santa Clara, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+485.7% since first listed
14 events — show timeline
  • 2026-06-02 Listed $369,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2024-02-08 Sold (MLS) $349,000 MLSListings
  • 2024-01-28 Pending MLSListings
  • 2024-01-19 Contingent MLSListings
  • 2024-01-16 Listed $349,000 MLSListings
  • 2018-03-16 Sold (MLS) $230,650 MLSListings
  • 2018-02-16 Pending MLSListings
  • 2018-02-09 Listed $229,000 MLSListings
  • 2008-03-18 Sold (MLS) $54,000 MLSListings
  • 2008-02-23 Listing Removed MLSListings
  • 2008-01-04 Listed $64,500 MLSListings
  • 2004-02-17 Listing Removed MLSListings
  • 2004-01-27 Sold (MLS) $61,000 MLSListings
  • 2003-10-15 Listed $63,000 MLSListings

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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