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4307 Pawhuska St
D Composite 41.99
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.0/15.0
  • Appreciation +10.0/10.0
  • Cash flow +5.7/30.0
  • Schools +5.2/10.0
  • Livability +4.2/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.7/10.0
  • DSCR +0.1/10.0

$359,900

4307 Pawhuska St · Bentonville, AR 72713
3 bd · 2.0 ba · 2,003 sqft · SingleFamily public records · 93 Days on market
Built 2023 6,098 sqft lot Est $391k · 8% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Up to $5k builder credit and up to another $5k lender credit and low to no down payment loan options with approved lenders. Fence, gutters and blinds included! The Kaley Plan is a one-of-a-kind in this neighborhood, being a larger single level home. It offers a GREAT kitchen design with its counter height island seating, high-end 3cm LEATHERED granite countertops, and massive pantry. It's also great for indoor/outdoor entertaining with a patio just off the kitchen and dining area, which is open to the large living area! The primary suite is great with a tray ceiling and ensuite bath with dual sink vanity, and large custom tiled shower! Huge Closet! The hall from the garage has a great cubby locker and the dedicated laundry room has a cabinet with counter space! This plan also has a GREAT front porch! Lender allowances and loan programs subject to​​‌​​​​‌​​‌‌​‌‌​​​‌‌​​‌​​​‌‌​​‌​ qualification.

Key facts

  • 6,098 sq ft lot
  • Garage
  • Built 2023

Property features AI

Finance

  • HOA & community: Monthly association fee; Sidewalks in the community

Exterior

  • Parking: Attached 2-car garage with garage door opener
  • Security: Smoke detector(s)
  • Utilities: Electricity available; Natural gas available; Public water; Public sewer
  • Home design: Single-story; Brick and wood siding exterior; Shingle architectural roof; Slab foundation
  • Construction: Brick and wood siding construction; Architectural shingle roof; Slab foundation
  • Exterior features: Concrete driveway; Covered porch; Back yard with wood privacy fence; Landscaped, level lot in a subdivision; Public paved road frontage

Interior

  • Kitchen: Dishwasher; Disposal; Gas range; Microwave; Microwave hood fan; Plumbed for ice maker; Granite counters; Pantry; Eat-in kitchen
  • Flooring: Carpet; Luxury vinyl plank; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (gas); Central electric air conditioning
  • Interior features: Ceiling fan(s); Eat-in kitchen; Granite counters; Pantry; Split bedrooms; Walk-in closet(s); Window treatments; Double-pane vinyl windows with blinds
  • Laundry & utility: Washer hookup; Dryer hookup; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $360k.

Deal economics

  • At list price, monthly cash flow is $-732 ($-9k/yr) — negative.
  • To cash-flow at today's rent, offer at most $231k (35.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (43.2% below list).
  • Recommended offer: $204k (43.2% below list) — sets the bar for 1% rule.
  • Cap rate 3.9% vs local median 2.6% in Bentonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#2 in AR, #864 nationally) — a professional / high-income tenant draw. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 690 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).

Forward outlook

  • In year one you build about $38k of equity ($2k loan paydown + $36k appreciation (10.0% local appreciation)).
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$62k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 93 days — a 9% lower offer ($328k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago; this cycle's ask has dropped $20k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $204,335 (43.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 43% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.57%
Cap rate
3.85%
Cash-on-cash
-8.71%
DSCR
0.61
GRM
14.7

CMA / ARV

ARV (on-the-fly)
$390,585
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6002 SW Teppee Ave 0.10mi 4/2.5 (+1) 1,940 (-3%) 0mo $394,000 $203 83
4407 SW Bison St 0.25mi 4/2.5 (+1) 2,008 (+0%) 2mo $371,000 $185 80
6002 SW Bear Creek Ave 0.23mi 4/2.5 (+1) 2,042 (+2%) 1mo $399,900 $196 78
4700 SW Tribe St 0.25mi 4/3.0 (+1) 1,955 (-2%) 1mo $392,500 $201 75
6001 SW Bear Creek Ave 0.26mi 4/3.0 (+1) 1,955 (-2%) 0mo $389,500 $199 75
5900 SW Chiefs Ave 0.31mi 4/3.0 (+1) 1,955 (-2%) 1mo $392,500 $201 72
5906 SW Bear Creek Ave 0.25mi 4/2.0 (+1) 1,870 (-7%) 1mo $364,900 $195 71
5904 SW Chiefs Ave 0.29mi 4/2.0 (+1) 1,870 (-7%) 0mo $364,900 $195 70
5903 SW Coywolf St 0.42mi 4/2.5 (+1) 2,042 (+2%) 1mo $389,900 $191 70
5909 SW Chiefs Ave 0.31mi 4/2.0 (+1) 1,870 (-7%) 1mo $364,900 $195 68
4807 SW Wakanda St 0.37mi 4/2.0 (+1) 1,870 (-7%) 1mo $364,900 $195 65
4411 SW Bison St 0.27mi 4/2.5 (+1) 1,789 (-11%) 1mo $343,000 $192 62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold
IRR
17.6%
Equity multiple
2.43×
Total profit
$144,116
Equity at exit
$324,226
10-year hold
IRR
16.1%
Equity multiple
5.48×
Total profit
$451,420
Equity at exit
$699,207

Cash invested: $100,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72713

Home prices YoY
3.5%
Rents YoY
0.4%
Active inventory
690
Price-to-rent
14.7×

Monthly cashflow live

Estimated rent
$2,043 high interval (Pro) →
Mortgage (P&I)
$1,887
Tax from tax record
$309 /mo · $3,705/yr
Insurance
$150
HOA
$0
Vacancy / Maint / Mgmt
$429
Net cashflow
$-732

Break-even live

Break-even rent $2,970
Max offer price $230,624
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$89,975
Closing costs
$10,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4301 SW Pawhuska St Bentonville, AR 3.0 2.0 1782 $1,980 $1.11 23d 1 0.04mi
5809 SW Macasin Ave Bentonville, AR 4.0 2.0 1745 $2,100 $1.20 23d 1 0.14mi
5805 SW Teppee Ave Bentonville, AR 4.0 2.5 1854 $2,145 $1.16 23d 1 0.15mi
6000 SW Desert Ave Bentonville, AR 3.0 2.0 1669 $2,050 $1.23 14d 1 0.35mi
3401 SW Endearment St Bentonville, AR 4.0 2.5 2065 $2,000 $0.97 23d 1 0.65mi
6812 Memphis Bentonville, AR 3.0 2.5 1599 $1,550 $0.97 23d 1 0.67mi
6604 SW Dignity Ave Bentonville, AR 3.0 3.0 1430 $1,550 $1.08 14d 1 0.68mi
221 Williams Ct Bentonville, AR 3.0 2.0 1410 $1,725 $1.22 23d 1 0.73mi
621-623 Cosmos St Centerton, AR 3.0 2.0 1475 $1,795 $1.22 14d 1 0.75mi
6800 SW Dignity Ave Bentonville, AR 3.0 2.5 1599 $1,895 $1.19 14d 1 0.76mi
6802 SW Dignity Ave Bentonville, AR 3.0 2.5 1599 $1,895 $1.19 23d 1 0.77mi
231 Palm St Bentonville, AR 3.0 2.0 1828 $2,050 $1.12 23d 1 0.90mi
3406 SW Lucretia Rd Bentonville, AR 4.0 3.0 2393 $2,800 $1.17 23d 1 1.11mi
1041 Whistler St Bentonville, AR 4.0 4.0 2900 $2,900 $1.00 14d 1 1.16mi
3313 SW Lucretia Rd Bentonville, AR 4.0 2.5 2700 $2,300 $0.85 14d 1 1.18mi
3600 SW Willowbrook Rd Bentonville, AR 4.0 3.0 2612 $2,600 $1.00 23d 1 1.27mi
3800 SW Mistletoe Ave Unit 1221819P Bentonville, AR 3.0 2.0 1593 $5,861 $3.68 14d 1 1.45mi

Listing history 22 events

  1. 2026-06-07
    statusdays on market $359,900 Pending 93 DOM
  2. 2026-06-05
    days on market $359,900 Active 91 DOM
  3. 2026-06-03
    days on market $359,900 Active 90 DOM
  4. 2026-06-02
    days on market $359,900 Active 89 DOM
  5. 2026-06-01
    days on market $359,900 Active 88 DOM
  6. 2026-05-31
    days on market $359,900 Active 87 DOM
  7. 2026-05-31
    days on market $359,900 Active 86 DOM
  8. 2026-04-30
    price $369,900
  9. 2026-03-25
    price $374,900
  10. 2026-03-05
    listed $380,000 Active
  11. 2025-08-26
    price $370,000
  12. 2025-08-14
    price $375,000
  13. 2025-07-29
    price $379,000
  14. 2025-07-13
    price $382,000
  15. 2025-06-18
    price $388,000
  16. 2025-06-05
    price $393,000
  17. 2025-05-21
    price $399,000
  18. 2025-04-17
    price $405,000
  19. 2023-06-21
    soldstatus $353,739 Closed 966-char remark
    Show marketing remark (966 chars)

    Up to $5k builder credit and up to another $5k lender credit and low to no down payment loan options with approved lenders. Fence, gutters and blinds included! The Kaley Plan is a one-of-a-kind in this neighborhood, being a larger single level home. It offers a GREAT kitchen design with its counter height island seating, high-end 3cm LEATHERED granite countertops, and massive pantry. It's also great for indoor/outdoor entertaining with a patio just off the kitchen and dining area, which is open to the large living area! The primary suite is great with a tray ceiling and ensuite bath with dual sink vanity, and large custom tiled shower! Huge Closet! The hall from the garage has a great cubby locker and the dedicated laundry room has a cabinet with counter space! This plan also has a GREAT front porch! Lender allowances and loan programs subject to​​‌​​​​‌​​‌‌​‌‌​​​‌‌​​‌​​​‌‌​​‌​ qualification.

  20. 2023-06-21
    soldstatus $353,739
    Show marketing remark (966 chars)

    Up to $5k builder credit and up to another $5k lender credit and low to no down payment loan options with approved lenders. Fence, gutters and blinds included! The Kaley Plan is a one-of-a-kind in this neighborhood, being a larger single level home. It offers a GREAT kitchen design with its counter height island seating, high-end 3cm LEATHERED granite countertops, and massive pantry. It's also great for indoor/outdoor entertaining with a patio just off the kitchen and dining area, which is open to the large living area! The primary suite is great with a tray ceiling and ensuite bath with dual sink vanity, and large custom tiled shower! Huge Closet! The hall from the garage has a great cubby locker and the dedicated laundry room has a cabinet with counter space! This plan also has a GREAT front porch! Lender allowances and loan programs subject to​​‌​​​​‌​​‌‌​‌‌​​​‌‌​​‌​​​‌‌​​‌​ qualification.

  21. 2023-05-21
    status Pending 966-char remark
    Show marketing remark (966 chars)

    Up to $5k builder credit and up to another $5k lender credit and low to no down payment loan options with approved lenders. Fence, gutters and blinds included! The Kaley Plan is a one-of-a-kind in this neighborhood, being a larger single level home. It offers a GREAT kitchen design with its counter height island seating, high-end 3cm LEATHERED granite countertops, and massive pantry. It's also great for indoor/outdoor entertaining with a patio just off the kitchen and dining area, which is open to the large living area! The primary suite is great with a tray ceiling and ensuite bath with dual sink vanity, and large custom tiled shower! Huge Closet! The hall from the garage has a great cubby locker and the dedicated laundry room has a cabinet with counter space! This plan also has a GREAT front porch! Lender allowances and loan programs subject to​​‌​​​​‌​​‌‌​‌‌​​​‌‌​​‌​​​‌‌​​‌​ qualification.

  22. 2023-03-31
    listed $353,739 Active 966-char remark
    Show marketing remark (966 chars)

    Up to $5k builder credit and up to another $5k lender credit and low to no down payment loan options with approved lenders. Fence, gutters and blinds included! The Kaley Plan is a one-of-a-kind in this neighborhood, being a larger single level home. It offers a GREAT kitchen design with its counter height island seating, high-end 3cm LEATHERED granite countertops, and massive pantry. It's also great for indoor/outdoor entertaining with a patio just off the kitchen and dining area, which is open to the large living area! The primary suite is great with a tray ceiling and ensuite bath with dual sink vanity, and large custom tiled shower! Huge Closet! The hall from the garage has a great cubby locker and the dedicated laundry room has a cabinet with counter space! This plan also has a GREAT front porch! Lender allowances and loan programs subject to​​‌​​​​‌​​‌‌​‌‌​​​‌‌​​‌​​​‌‌​​‌​ qualification.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$3,705 · $309/mo
Projected year-2 tax
$3,705 · $309/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,520
− Mortgage interest
−$20,160
− Property taxes
−$3,705
− Insurance
−$1,800
− Repairs & maintenance
−$1,962
− Management
−$1,962
− Depreciation
−$10,470
Taxable loss
−$15,537
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,729
After-tax cash flow
$-5,053/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR

Livability — Bentonville

Score
83/100
State rank
#2
US rank
#864

Category grades

Amenities F Commute B+ Cost of living B- Crime B+ Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bentonville, AR
County
Benton County · 259,241 people
City population
67,689
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
28,999
Household income
$119,853
Rent vs Own
48.3% rent · 51.7% own
Severe rent burden
508.0

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 54% Asian 20% Two or more races 16% Hispanic / Latino 11% Black 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Italian 2% Slovak 2% Romanian 1%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
79% English-only · Other Asian/Pacific 8% Spanish 6% Other Indo-European 5%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 10.77%
Current HPI
319.3081
Rent YoY
▲ 0.39%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+4.6% since first listed
15 events — show timeline
  • 2026-04-30 Price Changed $369,900 NWARMLS
  • 2026-03-25 Price Changed $374,900 NWARMLS
  • 2026-03-05 Listed $380,000 NWARMLS
  • 2025-08-26 Price Changed $370,000 NWARMLS
  • 2025-08-14 Price Changed $375,000 NWARMLS
  • 2025-07-29 Price Changed $379,000 NWARMLS
  • 2025-07-13 Price Changed $382,000 NWARMLS
  • 2025-06-18 Price Changed $388,000 NWARMLS
  • 2025-06-05 Price Changed $393,000 NWARMLS
  • 2025-05-21 Price Changed $399,000 NWARMLS
  • 2025-04-17 Price Changed $405,000 NWARMLS
  • 2023-06-21 Sold (Public Records) $353,739 Public Records
  • 2023-06-21 Sold (MLS) $353,739 NWARMLS
  • 2023-05-21 Pending NWARMLS
  • 2023-03-31 Listed $353,739 NWARMLS

Property tax history

+94.1%/yr

Latest (2025): $3,705 · -1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…