4307 Pawhuska St · Bentonville, AR
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +11.0/15.0
- Appreciation +10.0/10.0
- Cash flow +5.7/30.0
- Schools +5.2/10.0
- Livability +4.2/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- 1% rule +0.7/10.0
- DSCR +0.1/10.0
$359,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Up to $5k builder credit and up to another $5k lender credit and low to no down payment loan options with approved lenders. Fence, gutters and blinds included! The Kaley Plan is a one-of-a-kind in this neighborhood, being a larger single level home. It offers a GREAT kitchen design with its counter height island seating, high-end 3cm LEATHERED granite countertops, and massive pantry. It's also great for indoor/outdoor entertaining with a patio just off the kitchen and dining area, which is open to the large living area! The primary suite is great with a tray ceiling and ensuite bath with dual sink vanity, and large custom tiled shower! Huge Closet! The hall from the garage has a great cubby locker and the dedicated laundry room has a cabinet with counter space! This plan also has a GREAT front porch! Lender allowances and loan programs subject to qualification.
Key facts
- 6,098 sq ft lot
- Garage
- Built 2023
Property features AI
Finance
- HOA & community: Monthly association fee; Sidewalks in the community
Exterior
- Parking: Attached 2-car garage with garage door opener
- Security: Smoke detector(s)
- Utilities: Electricity available; Natural gas available; Public water; Public sewer
- Home design: Single-story; Brick and wood siding exterior; Shingle architectural roof; Slab foundation
- Construction: Brick and wood siding construction; Architectural shingle roof; Slab foundation
- Exterior features: Concrete driveway; Covered porch; Back yard with wood privacy fence; Landscaped, level lot in a subdivision; Public paved road frontage
Interior
- Kitchen: Dishwasher; Disposal; Gas range; Microwave; Microwave hood fan; Plumbed for ice maker; Granite counters; Pantry; Eat-in kitchen
- Flooring: Carpet; Luxury vinyl plank; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (gas); Central electric air conditioning
- Interior features: Ceiling fan(s); Eat-in kitchen; Granite counters; Pantry; Split bedrooms; Walk-in closet(s); Window treatments; Double-pane vinyl windows with blinds
- Laundry & utility: Washer hookup; Dryer hookup; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $360k.
Deal economics
- At list price, monthly cash flow is $-732 ($-9k/yr) — negative.
- To cash-flow at today's rent, offer at most $231k (35.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (43.2% below list).
- Recommended offer: $204k (43.2% below list) — sets the bar for 1% rule.
- Cap rate 3.9% vs local median 2.6% in Bentonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#2 in AR, #864 nationally) — a professional / high-income tenant draw. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F.
- Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents flat; 690 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).
Forward outlook
- In year one you build about $38k of equity ($2k loan paydown + $36k appreciation (10.0% local appreciation)).
- Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$62k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 93 days — a 9% lower offer ($328k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago; this cycle's ask has dropped $20k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 93 days. Have you received any prior offers? Is the seller open to a 43% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.57% ✗
- Cap rate
- 3.85%
- Cash-on-cash
- -8.71%
- DSCR
- 0.61
- GRM
- 14.7
CMA / ARV
- ARV (on-the-fly)
- $390,585
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6002 SW Teppee Ave | 0.10mi | 4/2.5 (+1) | 1,940 (-3%) | 0mo | $394,000 | $203 | 83 |
| 4407 SW Bison St | 0.25mi | 4/2.5 (+1) | 2,008 (+0%) | 2mo | $371,000 | $185 | 80 |
| 6002 SW Bear Creek Ave | 0.23mi | 4/2.5 (+1) | 2,042 (+2%) | 1mo | $399,900 | $196 | 78 |
| 4700 SW Tribe St | 0.25mi | 4/3.0 (+1) | 1,955 (-2%) | 1mo | $392,500 | $201 | 75 |
| 6001 SW Bear Creek Ave | 0.26mi | 4/3.0 (+1) | 1,955 (-2%) | 0mo | $389,500 | $199 | 75 |
| 5900 SW Chiefs Ave | 0.31mi | 4/3.0 (+1) | 1,955 (-2%) | 1mo | $392,500 | $201 | 72 |
| 5906 SW Bear Creek Ave | 0.25mi | 4/2.0 (+1) | 1,870 (-7%) | 1mo | $364,900 | $195 | 71 |
| 5904 SW Chiefs Ave | 0.29mi | 4/2.0 (+1) | 1,870 (-7%) | 0mo | $364,900 | $195 | 70 |
| 5903 SW Coywolf St | 0.42mi | 4/2.5 (+1) | 2,042 (+2%) | 1mo | $389,900 | $191 | 70 |
| 5909 SW Chiefs Ave | 0.31mi | 4/2.0 (+1) | 1,870 (-7%) | 1mo | $364,900 | $195 | 68 |
| 4807 SW Wakanda St | 0.37mi | 4/2.0 (+1) | 1,870 (-7%) | 1mo | $364,900 | $195 | 65 |
| 4411 SW Bison St | 0.27mi | 4/2.5 (+1) | 1,789 (-11%) | 1mo | $343,000 | $192 | 62 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 0.39% rent growth · sell at horizon
- IRR
- 17.6%
- Equity multiple
- 2.43×
- Total profit
- $144,116
- Equity at exit
- $324,226
- IRR
- 16.1%
- Equity multiple
- 5.48×
- Total profit
- $451,420
- Equity at exit
- $699,207
Cash invested: $100,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72713
- Home prices YoY
- 3.5%
- Rents YoY
- 0.4%
- Active inventory
- 690
- Price-to-rent
- 14.7×
Monthly cashflow live
- Estimated rent
- $2,043 high interval (Pro) →
- Mortgage (P&I)
- −$1,887
- Tax from tax record
- −$309 /mo · $3,705/yr
- Insurance
- −$150
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$429
- Net cashflow
- $-732
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $89,975
- Closing costs
- $10,797
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 17 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4301 SW Pawhuska St Bentonville, AR | 3.0 | 2.0 | 1782 | $1,980 | $1.11 | 23d | 1 | 0.04mi |
| 5809 SW Macasin Ave Bentonville, AR | 4.0 | 2.0 | 1745 | $2,100 | $1.20 | 23d | 1 | 0.14mi |
| 5805 SW Teppee Ave Bentonville, AR | 4.0 | 2.5 | 1854 | $2,145 | $1.16 | 23d | 1 | 0.15mi |
| 6000 SW Desert Ave Bentonville, AR | 3.0 | 2.0 | 1669 | $2,050 | $1.23 | 14d | 1 | 0.35mi |
| 3401 SW Endearment St Bentonville, AR | 4.0 | 2.5 | 2065 | $2,000 | $0.97 | 23d | 1 | 0.65mi |
| 6812 Memphis Bentonville, AR | 3.0 | 2.5 | 1599 | $1,550 | $0.97 | 23d | 1 | 0.67mi |
| 6604 SW Dignity Ave Bentonville, AR | 3.0 | 3.0 | 1430 | $1,550 | $1.08 | 14d | 1 | 0.68mi |
| 221 Williams Ct Bentonville, AR | 3.0 | 2.0 | 1410 | $1,725 | $1.22 | 23d | 1 | 0.73mi |
| 621-623 Cosmos St Centerton, AR | 3.0 | 2.0 | 1475 | $1,795 | $1.22 | 14d | 1 | 0.75mi |
| 6800 SW Dignity Ave Bentonville, AR | 3.0 | 2.5 | 1599 | $1,895 | $1.19 | 14d | 1 | 0.76mi |
| 6802 SW Dignity Ave Bentonville, AR | 3.0 | 2.5 | 1599 | $1,895 | $1.19 | 23d | 1 | 0.77mi |
| 231 Palm St Bentonville, AR | 3.0 | 2.0 | 1828 | $2,050 | $1.12 | 23d | 1 | 0.90mi |
| 3406 SW Lucretia Rd Bentonville, AR | 4.0 | 3.0 | 2393 | $2,800 | $1.17 | 23d | 1 | 1.11mi |
| 1041 Whistler St Bentonville, AR | 4.0 | 4.0 | 2900 | $2,900 | $1.00 | 14d | 1 | 1.16mi |
| 3313 SW Lucretia Rd Bentonville, AR | 4.0 | 2.5 | 2700 | $2,300 | $0.85 | 14d | 1 | 1.18mi |
| 3600 SW Willowbrook Rd Bentonville, AR | 4.0 | 3.0 | 2612 | $2,600 | $1.00 | 23d | 1 | 1.27mi |
| 3800 SW Mistletoe Ave Unit 1221819P Bentonville, AR | 3.0 | 2.0 | 1593 | $5,861 | $3.68 | 14d | 1 | 1.45mi |
Listing history 22 events
-
2026-06-07statusdays on market $359,900 Pending 93 DOM
-
2026-06-05days on market $359,900 Active 91 DOM
-
2026-06-03days on market $359,900 Active 90 DOM
-
2026-06-02days on market $359,900 Active 89 DOM
-
2026-06-01days on market $359,900 Active 88 DOM
-
2026-05-31days on market $359,900 Active 87 DOM
-
2026-05-31days on market $359,900 Active 86 DOM
-
2026-04-30price $369,900
-
2026-03-25price $374,900
-
2026-03-05$380,000 Active
-
2025-08-26price $370,000
-
2025-08-14price $375,000
-
2025-07-29price $379,000
-
2025-07-13price $382,000
-
2025-06-18price $388,000
-
2025-06-05price $393,000
-
2025-05-21price $399,000
-
2025-04-17price $405,000
-
2023-06-21soldstatus $353,739 Closed 966-char remark
Show marketing remark (966 chars)
Up to $5k builder credit and up to another $5k lender credit and low to no down payment loan options with approved lenders. Fence, gutters and blinds included! The Kaley Plan is a one-of-a-kind in this neighborhood, being a larger single level home. It offers a GREAT kitchen design with its counter height island seating, high-end 3cm LEATHERED granite countertops, and massive pantry. It's also great for indoor/outdoor entertaining with a patio just off the kitchen and dining area, which is open to the large living area! The primary suite is great with a tray ceiling and ensuite bath with dual sink vanity, and large custom tiled shower! Huge Closet! The hall from the garage has a great cubby locker and the dedicated laundry room has a cabinet with counter space! This plan also has a GREAT front porch! Lender allowances and loan programs subject to‌‌‌‌‌‌‌‌‌‌‌‌ qualification.
-
2023-06-21soldstatus $353,739
Show marketing remark (966 chars)
Up to $5k builder credit and up to another $5k lender credit and low to no down payment loan options with approved lenders. Fence, gutters and blinds included! The Kaley Plan is a one-of-a-kind in this neighborhood, being a larger single level home. It offers a GREAT kitchen design with its counter height island seating, high-end 3cm LEATHERED granite countertops, and massive pantry. It's also great for indoor/outdoor entertaining with a patio just off the kitchen and dining area, which is open to the large living area! The primary suite is great with a tray ceiling and ensuite bath with dual sink vanity, and large custom tiled shower! Huge Closet! The hall from the garage has a great cubby locker and the dedicated laundry room has a cabinet with counter space! This plan also has a GREAT front porch! Lender allowances and loan programs subject to‌‌‌‌‌‌‌‌‌‌‌‌ qualification.
-
2023-05-21status Pending 966-char remark
Show marketing remark (966 chars)
Up to $5k builder credit and up to another $5k lender credit and low to no down payment loan options with approved lenders. Fence, gutters and blinds included! The Kaley Plan is a one-of-a-kind in this neighborhood, being a larger single level home. It offers a GREAT kitchen design with its counter height island seating, high-end 3cm LEATHERED granite countertops, and massive pantry. It's also great for indoor/outdoor entertaining with a patio just off the kitchen and dining area, which is open to the large living area! The primary suite is great with a tray ceiling and ensuite bath with dual sink vanity, and large custom tiled shower! Huge Closet! The hall from the garage has a great cubby locker and the dedicated laundry room has a cabinet with counter space! This plan also has a GREAT front porch! Lender allowances and loan programs subject to‌‌‌‌‌‌‌‌‌‌‌‌ qualification.
-
2023-03-31$353,739 Active 966-char remark
Show marketing remark (966 chars)
Up to $5k builder credit and up to another $5k lender credit and low to no down payment loan options with approved lenders. Fence, gutters and blinds included! The Kaley Plan is a one-of-a-kind in this neighborhood, being a larger single level home. It offers a GREAT kitchen design with its counter height island seating, high-end 3cm LEATHERED granite countertops, and massive pantry. It's also great for indoor/outdoor entertaining with a patio just off the kitchen and dining area, which is open to the large living area! The primary suite is great with a tray ceiling and ensuite bath with dual sink vanity, and large custom tiled shower! Huge Closet! The hall from the garage has a great cubby locker and the dedicated laundry room has a cabinet with counter space! This plan also has a GREAT front porch! Lender allowances and loan programs subject to‌‌‌‌‌‌‌‌‌‌‌‌ qualification.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $3,705 · $309/mo
- Projected year-2 tax
- $3,705 · $309/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,520
- − Mortgage interest
- −$20,160
- − Property taxes
- −$3,705
- − Insurance
- −$1,800
- − Repairs & maintenance
- −$1,962
- − Management
- −$1,962
- − Depreciation
- −$10,470
- Taxable loss
- −$15,537
- Est. tax savings @ 24.0%
- +$3,729
- After-tax cash flow
- $-5,053/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bentonville School District
- NCES district ID
- 0503060
- Math proficiency
- 59% ▼ -8.00%
- Reading proficiency
- 59% ▼ -6.00%
- Median HH income
- $66,721
- Composite
- 51.85/100
- National rank
- #1661
- State rank
- #3 of 238 in AR
Livability — Bentonville
- Score
- 83/100
- State rank
- #2
- US rank
- #864
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bentonville, AR
- County
- Benton County · 259,241 people
- City population
- 67,689
- Metro
- Fayetteville-Springdale-Rogers, AR
- Population (ZIP)
- 28,999
- Household income
- $119,853
- Rent vs Own
- Severe rent burden
- 508.0
Population outlook (Benton County) Hauer SSP2
- Today (2025)
- 318,683 people
- By 2030
- 353,481 · +10.9%
- By 2040
- 425,280 · +33.4%
- By 2050
- 497,239 · +56.0%
- By 2075
- 662,114 · +107.8%
- By 2100
- 776,431 · +143.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.66)
- Race & ethnicity
- White 54% Asian 20% Two or more races 16% Hispanic / Latino 11% Black 3%
- Hispanic origin (detail)
- Mexican 8%
- Common ancestry
- Italian 2% Slovak 2% Romanian 1%
- Foreign-born
- 22% · Canada, China, Vietnam
- Languages at home
- 79% English-only · Other Asian/Pacific 8% Spanish 6% Other Indo-European 5%
Political lean MEDSL · Benton
- 2024 margin
- Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
- 2008→2024 swing
- +9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
- All cycles
- 2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 10.77%
- Current HPI
- 319.3081
- Rent YoY
- ▲ 0.39%
- Metro
- Fayetteville-Springdale-Rogers, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
||
| Transportation / Logistics | 1 | $12B |
|
||
| Energy | 1 | $4B |
|
||
Price history
+4.6% since first listed15 events — show timeline
- 2026-04-30 Price Changed $369,900 NWARMLS
- 2026-03-25 Price Changed $374,900 NWARMLS
- 2026-03-05 Listed $380,000 NWARMLS
- 2025-08-26 Price Changed $370,000 NWARMLS
- 2025-08-14 Price Changed $375,000 NWARMLS
- 2025-07-29 Price Changed $379,000 NWARMLS
- 2025-07-13 Price Changed $382,000 NWARMLS
- 2025-06-18 Price Changed $388,000 NWARMLS
- 2025-06-05 Price Changed $393,000 NWARMLS
- 2025-05-21 Price Changed $399,000 NWARMLS
- 2025-04-17 Price Changed $405,000 NWARMLS
- 2023-06-21 Sold (Public Records) $353,739 Public Records
- 2023-06-21 Sold (MLS) $353,739 NWARMLS
- 2023-05-21 Pending — NWARMLS
- 2023-03-31 Listed $353,739 NWARMLS
Property tax history
+94.1%/yrLatest (2025): $3,705 · -1.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…