CashFlowRE
Sign in Sign up
88 Bunny Ln
C Composite 56.39
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.5/30.0
  • DSCR +7.5/10.0
  • ARV discount +7.0/15.0
  • 1% rule +6.0/10.0
  • Livability +3.8/5.0
  • Rent growth +3.7/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$143,000

88 Bunny Ln · Edwardsville, PA 18704
4 bd · 1.0 ba · 1,358 sqft · SingleFamily public records · 112 Days on market
Built 1920 2,240 sqft lot $105/sqft · at area comps Est $141k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Tenant occupied!Sat and Sun 12pm to 2pm onlyProof of funds required24-hour notice to schedule. Great investment property or a perfect starter home. Agent related to sellerSold as-is

Key facts

  • Updated electric
  • New heater
  • Bonus room

Tags

NEWER CARPETUPDATED ELECTRICUPDATED PLUMBINGNEW HEATERBONUS ROOMQUIET BLOCK

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $143k.

Deal economics

  • At list price, monthly cash flow is $266 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $143k).
  • Recommended offer: $130k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 75/100 on livability (#458 in PA, #4,179 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D-, commute F, employment F.
  • Wyoming Valley West SD (suburban): math 18% / reading 42% proficiency, ranked #445 of 539 in PA (top 83%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+4.7%/yr); 132 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 349 units permitted in Luzerne County in 2024 (16 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $989 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Luzerne County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.7% rent growth), your $40k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 112 days — a 9% lower offer ($130k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $50k; list at $143k implies a 186% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $130,130 (9.0% below list)

Questions for the listing agent

  1. It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.52%
Cash-on-cash
7.96%
DSCR
1.35
GRM
7.6

CMA / ARV

ARV (median comp)
$141,393
List price
$143,000
Delta
1.14%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
545 Swallow St 0.11mi 3/1.0 (-1) 1,280 (-6%) 4mo $131,000 $102 77
19 Green St 0.11mi 3/1.0 (-1) 1,450 (+7%) 3mo $130,000 $90 76
263 Lawrence St 0.38mi 4/1.5 1,415 (+4%) 7mo $190,000 $134 68
574 Cherry St 0.23mi 3/1.5 (-1) 1,439 (+6%) 7mo $120,000 $83 66
41 Church St 0.08mi 3/1.5 (-1) 1,520 (+12%) 4mo $189,000 $124 66
292 Lawrence St 0.39mi 3/1.0 (-1) 1,249 (-8%) 1mo $85,000 $68 62
105 Hillside Ave 0.14mi 3/1.5 (-1) 1,550 (+14%) 1mo $180,000 $116 62
201 Williams St 0.51mi 3/1.5 (-1) 1,272 (-6%) 2mo $277,000 $218 57
52 Williams St 0.42mi 4/1.0 1,560 (+15%) 1mo $200,000 $128 54
105 Ann St 0.41mi 3/1.5 (-1) 1,200 (-12%) 2mo $162,000 $135 53
15 Franklin St 0.58mi 3/1.0 (-1) 1,273 (-6%) 6mo $104,000 $82 52
210 Grove St 0.48mi 3/2.5 (-1) 1,440 (+6%) 6mo $225,000 $156 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.65% rent growth · sell at horizon

5-year hold
IRR
-2.3%
Equity multiple
0.91×
Total profit
$-3,590
Equity at exit
$21,322
10-year hold
IRR
9.1%
Equity multiple
1.75×
Total profit
$29,938
Equity at exit
$12,364

Cash invested: $40,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18704

Rents YoY
4.7%
Active inventory
132
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,566 high interval (Pro) →
Mortgage (P&I)
$750
Tax from tax record
$162 /mo · $1,942/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$329
Net cashflow
$266

Break-even live

Break-even rent $1,230
Max offer price $143,000
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,750
Closing costs
$4,290
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
141 Short St Edwardsville, PA 3.0 1.0 1040 $1,100 $1.06 43d 1 0.08mi
58 Jackson St Kingston, PA 4.0 2.0 1600 $2,000 $1.25 43d 1 0.28mi
9-10 Meyers Ct Kingston, PA 3.0 1.0 1250 $1,500 $1.20 21d 1 0.35mi
104 Meyers St Kingston, PA 3.0 1.0 1200 $1,495 $1.25 43d 1 0.43mi
36 Pulaski St Kingston, PA 3.0 2.0 1432 $1,600 $1.12 13d 1 0.49mi
41 Pulaski St Kingston, PA 3.0 1.5 1292 $1,450 $1.12 21d 1 0.50mi
27 Penn St Kingston, PA 3.0 1.5 1225 $1,550 $1.27 21d 1 0.55mi
109 Penn St Unit 1 Kingston, PA 3.0 1.0 1200 $1,400 $1.17 13d 1 0.58mi
109 Penn St Kingston, PA 3.0 1.0 1200 $1,400 $1.17 43d 1 0.58mi
79 Washington St Kingston, PA 4.0 1.5 1800 $1,750 $0.97 13d 1 0.58mi
27 1/2 Penn St Kingston, PA 3.0 1.0 1200 $1,400 $1.17 43d 1 0.59mi
41 Main St Kingston, PA 3.0 1.0 1350 $1,400 $1.04 21d 1 0.66mi
365 N Maple Ave Kingston, PA 3.0 1.0 1600 $1,400 $0.88 21d 1 0.82mi
59 Price St Unit 2 Kingston, PA 3.0 1.0 1000 $1,100 $1.10 43d 1 0.94mi
20 N Loveland Ave Kingston, PA 3.0 2.0 1400 $1,775 $1.27 13d 1 1.00mi
200 Gateway Dr Kingston, PA 1.0–3.0 1.0–2.0 1130 $3,219 $2.85 13d 1 1.04mi
27 S Gates Ave Kingston, PA 3.0 2.0 1200 $1,750 $1.46 21d 1 1.16mi
206 Nesbitt St Larksville, PA 3.0 1.0 980 $1,325 $1.35 43d 1 1.31mi
229 Nesbitt St Larksville, PA 3.0 1.0 1000 $1,250 $1.25 43d 1 1.33mi
202 S Nesbitt St Unit 206 B Larksville, PA 3.0 1.0 1100 $1,500 $1.36 43d 1 1.35mi
115 1st Ave Unit 115 Kingston, PA 3.0 1.0 1200 $1,495 $1.25 13d 1 1.48mi

Listing history 23 events

  1. 2026-06-18
    days on market $143,000 Active 112 DOM
  2. 2026-06-17
    days on market $143,000 Active 111 DOM
  3. 2026-06-16
    days on market $143,000 Active 110 DOM
  4. 2026-06-15
    days on market $143,000 Active 109 DOM
  5. 2026-06-14
    days on market $143,000 Active 107 DOM
  6. 2026-06-13
    days on market $143,000 Active 106 DOM
  7. 2026-06-10
    days on market $143,000 Active 104 DOM
  8. 2026-06-09
    days on market $143,000 Active 103 DOM
  9. 2026-06-08
    days on market $143,000 Active 102 DOM
  10. 2026-06-07
    days on market $143,000 Active 101 DOM
  11. 2026-06-05
    days on market $143,000 Active 98 DOM
  12. 2026-06-02
    days on market $143,000 Active 96 DOM
  13. 2026-06-01
    days on market $143,000 Active 95 DOM
  14. 2026-05-31
    days on market $143,000 Active 94 DOM
  15. 2026-05-30
    days on market $143,000 Active 93 DOM
  16. 2026-05-17
    price $143,000 181-char remark
    Show marketing remark (181 chars)

    Tenant occupied!Sat and Sun 12pm to 2pm onlyProof of funds required24-hour notice to schedule. Great investment property or a perfect starter home. Agent related to sellerSold as-is

  17. 2026-04-11
    price $148,000 181-char remark
    Show marketing remark (181 chars)

    Tenant occupied!Sat and Sun 12pm to 2pm onlyProof of funds required24-hour notice to schedule. Great investment property or a perfect starter home. Agent related to sellerSold as-is

  18. 2026-02-26
    listed $150,000 Active 181-char remark
    Show marketing remark (181 chars)

    Tenant occupied!Sat and Sun 12pm to 2pm onlyProof of funds required24-hour notice to schedule. Great investment property or a perfect starter home. Agent related to sellerSold as-is

  19. 2024-09-18
    price $144,500
  20. 2024-09-17
    price $151,000
  21. 2024-09-05
    price $153,000
  22. 2022-03-29
    soldstatus $50,000
  23. 2021-06-07
    listed $60,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,942 · $162/mo
Projected year-2 tax
$2,101 · $175/mo
Expected delta
+$159/yr (+$13/mo · 8.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,792
− Mortgage interest
−$8,010
− Property taxes
−$1,942
− Insurance
−$715
− Repairs & maintenance
−$1,503
− Management
−$1,503
− Depreciation
−$4,160
Taxable income
$957
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$230
After-tax cash flow
$2,959/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Wyoming Valley West SD
NCES district ID
4225950
Math proficiency
18% ▼ -11.00%
Reading proficiency
42% ▼ -12.00%
Median HH income
$42,437
Composite
25.38/100
National rank
#7470
State rank
#445 of 539 in PA

Livability — Edwardsville

Score
75/100
State rank
#458
US rank
#4179

Category grades

Amenities B Commute F Cost of living A+ Crime B Employment F Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Edwardsville, PA
County
Luzerne County · 118,885 people
Metro
Scranton--Wilkes-Barre, PA
Population (ZIP)
31,149
Household income
$64,444
Rent vs Own
39.9% rent · 60.1% own
Severe rent burden
1454.0

Population outlook (Luzerne County) Hauer SSP2

Today (2025)
319,505 people
By 2030
319,943 · +0.1%
By 2040
322,643 · +1.0%
By 2050
330,817 · +3.5%
By 2075
379,145 · +18.7%
By 2100
431,908 · +35.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 8% Black 6% Two or more races 6%
Hispanic origin (detail)
Mexican 1% Puerto Rican 4% Dominican 1%
Common ancestry
Romanian 18% Scotch-Irish 4% Italian 2%
Foreign-born
3% · Canada
Languages at home
93% English-only · Spanish 4% Russian/Polish/Slavic 1%

Political lean MEDSL · Luzerne

2024 margin
R (+19.2) · D 40.0% · R 59.2%
2008→2024 swing
-27.6pp toward R · 2008: 8.4pp · 2024: -19.2pp
All cycles
2024: R+19.2 2020: R+14.4 2016: R+19.6 2012: D+4.8 2008: D+8.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -154.72%
Current HPI
255.5375
Rent YoY
▲ 4.65%
Metro
Scranton--Wilkes-Barre, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+138.3% since first listed
8 events — show timeline
  • 2026-05-17 Price Changed $143,000 LCAR
  • 2026-04-11 Price Changed $148,000 LCAR
  • 2026-02-26 Listed $150,000 LCAR
  • 2024-09-18 Price Changed $144,500 LCAR
  • 2024-09-17 Price Changed $151,000 LCAR
  • 2024-09-05 Price Changed $153,000 LCAR
  • 2022-03-29 Sold (MLS) $50,000 LCAR
  • 2021-06-07 Listed $60,000 LCAR

Property tax history

+2.3%/yr

Latest (2026): $1,942 · +5.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…