88 Bunny Ln · Edwardsville, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.5/30.0
- DSCR +7.5/10.0
- ARV discount +7.0/15.0
- 1% rule +6.0/10.0
- Livability +3.8/5.0
- Rent growth +3.7/5.0
- Schools +2.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$143,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Tenant occupied!Sat and Sun 12pm to 2pm onlyProof of funds required24-hour notice to schedule. Great investment property or a perfect starter home. Agent related to sellerSold as-is
Key facts
- Updated electric
- New heater
- Bonus room
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $143k.
Deal economics
- At list price, monthly cash flow is $266 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $143k).
- Recommended offer: $130k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 75/100 on livability (#458 in PA, #4,179 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D-, commute F, employment F.
- Wyoming Valley West SD (suburban): math 18% / reading 42% proficiency, ranked #445 of 539 in PA (top 83%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+4.7%/yr); 132 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 349 units permitted in Luzerne County in 2024 (16 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $989 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Luzerne County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 4.7% rent growth), your $40k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 112 days — a 9% lower offer ($130k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $50k; list at $143k implies a 186% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 8.52%
- Cash-on-cash
- 7.96%
- DSCR
- 1.35
- GRM
- 7.6
CMA / ARV
- ARV (median comp)
- $141,393
- List price
- $143,000
- Delta
- 1.14%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 545 Swallow St | 0.11mi | 3/1.0 (-1) | 1,280 (-6%) | 4mo | $131,000 | $102 | 77 |
| 19 Green St | 0.11mi | 3/1.0 (-1) | 1,450 (+7%) | 3mo | $130,000 | $90 | 76 |
| 263 Lawrence St | 0.38mi | 4/1.5 | 1,415 (+4%) | 7mo | $190,000 | $134 | 68 |
| 574 Cherry St | 0.23mi | 3/1.5 (-1) | 1,439 (+6%) | 7mo | $120,000 | $83 | 66 |
| 41 Church St | 0.08mi | 3/1.5 (-1) | 1,520 (+12%) | 4mo | $189,000 | $124 | 66 |
| 292 Lawrence St | 0.39mi | 3/1.0 (-1) | 1,249 (-8%) | 1mo | $85,000 | $68 | 62 |
| 105 Hillside Ave | 0.14mi | 3/1.5 (-1) | 1,550 (+14%) | 1mo | $180,000 | $116 | 62 |
| 201 Williams St | 0.51mi | 3/1.5 (-1) | 1,272 (-6%) | 2mo | $277,000 | $218 | 57 |
| 52 Williams St | 0.42mi | 4/1.0 | 1,560 (+15%) | 1mo | $200,000 | $128 | 54 |
| 105 Ann St | 0.41mi | 3/1.5 (-1) | 1,200 (-12%) | 2mo | $162,000 | $135 | 53 |
| 15 Franklin St | 0.58mi | 3/1.0 (-1) | 1,273 (-6%) | 6mo | $104,000 | $82 | 52 |
| 210 Grove St | 0.48mi | 3/2.5 (-1) | 1,440 (+6%) | 6mo | $225,000 | $156 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.65% rent growth · sell at horizon
- IRR
- -2.3%
- Equity multiple
- 0.91×
- Total profit
- $-3,590
- Equity at exit
- $21,322
- IRR
- 9.1%
- Equity multiple
- 1.75×
- Total profit
- $29,938
- Equity at exit
- $12,364
Cash invested: $40,040 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18704
- Rents YoY
- 4.7%
- Active inventory
- 132
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $1,566 high interval (Pro) →
- Mortgage (P&I)
- −$750
- Tax from tax record
- −$162 /mo · $1,942/yr
- Insurance
- −$60
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$329
- Net cashflow
- $266
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $35,750
- Closing costs
- $4,290
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 21 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 141 Short St Edwardsville, PA | 3.0 | 1.0 | 1040 | $1,100 | $1.06 | 43d | 1 | 0.08mi |
| 58 Jackson St Kingston, PA | 4.0 | 2.0 | 1600 | $2,000 | $1.25 | 43d | 1 | 0.28mi |
| 9-10 Meyers Ct Kingston, PA | 3.0 | 1.0 | 1250 | $1,500 | $1.20 | 21d | 1 | 0.35mi |
| 104 Meyers St Kingston, PA | 3.0 | 1.0 | 1200 | $1,495 | $1.25 | 43d | 1 | 0.43mi |
| 36 Pulaski St Kingston, PA | 3.0 | 2.0 | 1432 | $1,600 | $1.12 | 13d | 1 | 0.49mi |
| 41 Pulaski St Kingston, PA | 3.0 | 1.5 | 1292 | $1,450 | $1.12 | 21d | 1 | 0.50mi |
| 27 Penn St Kingston, PA | 3.0 | 1.5 | 1225 | $1,550 | $1.27 | 21d | 1 | 0.55mi |
| 109 Penn St Unit 1 Kingston, PA | 3.0 | 1.0 | 1200 | $1,400 | $1.17 | 13d | 1 | 0.58mi |
| 109 Penn St Kingston, PA | 3.0 | 1.0 | 1200 | $1,400 | $1.17 | 43d | 1 | 0.58mi |
| 79 Washington St Kingston, PA | 4.0 | 1.5 | 1800 | $1,750 | $0.97 | 13d | 1 | 0.58mi |
| 27 1/2 Penn St Kingston, PA | 3.0 | 1.0 | 1200 | $1,400 | $1.17 | 43d | 1 | 0.59mi |
| 41 Main St Kingston, PA | 3.0 | 1.0 | 1350 | $1,400 | $1.04 | 21d | 1 | 0.66mi |
| 365 N Maple Ave Kingston, PA | 3.0 | 1.0 | 1600 | $1,400 | $0.88 | 21d | 1 | 0.82mi |
| 59 Price St Unit 2 Kingston, PA | 3.0 | 1.0 | 1000 | $1,100 | $1.10 | 43d | 1 | 0.94mi |
| 20 N Loveland Ave Kingston, PA | 3.0 | 2.0 | 1400 | $1,775 | $1.27 | 13d | 1 | 1.00mi |
| 200 Gateway Dr Kingston, PA | 1.0–3.0 | 1.0–2.0 | 1130 | $3,219 | $2.85 | 13d | 1 | 1.04mi |
| 27 S Gates Ave Kingston, PA | 3.0 | 2.0 | 1200 | $1,750 | $1.46 | 21d | 1 | 1.16mi |
| 206 Nesbitt St Larksville, PA | 3.0 | 1.0 | 980 | $1,325 | $1.35 | 43d | 1 | 1.31mi |
| 229 Nesbitt St Larksville, PA | 3.0 | 1.0 | 1000 | $1,250 | $1.25 | 43d | 1 | 1.33mi |
| 202 S Nesbitt St Unit 206 B Larksville, PA | 3.0 | 1.0 | 1100 | $1,500 | $1.36 | 43d | 1 | 1.35mi |
| 115 1st Ave Unit 115 Kingston, PA | 3.0 | 1.0 | 1200 | $1,495 | $1.25 | 13d | 1 | 1.48mi |
Listing history 23 events
-
2026-06-18days on market $143,000 Active 112 DOM
-
2026-06-17days on market $143,000 Active 111 DOM
-
2026-06-16days on market $143,000 Active 110 DOM
-
2026-06-15days on market $143,000 Active 109 DOM
-
2026-06-14days on market $143,000 Active 107 DOM
-
2026-06-13days on market $143,000 Active 106 DOM
-
2026-06-10days on market $143,000 Active 104 DOM
-
2026-06-09days on market $143,000 Active 103 DOM
-
2026-06-08days on market $143,000 Active 102 DOM
-
2026-06-07days on market $143,000 Active 101 DOM
-
2026-06-05days on market $143,000 Active 98 DOM
-
2026-06-02days on market $143,000 Active 96 DOM
-
2026-06-01days on market $143,000 Active 95 DOM
-
2026-05-31days on market $143,000 Active 94 DOM
-
2026-05-30days on market $143,000 Active 93 DOM
-
2026-05-17price $143,000 181-char remark
Show marketing remark (181 chars)
Tenant occupied!Sat and Sun 12pm to 2pm onlyProof of funds required24-hour notice to schedule. Great investment property or a perfect starter home. Agent related to sellerSold as-is
-
2026-04-11price $148,000 181-char remark
Show marketing remark (181 chars)
Tenant occupied!Sat and Sun 12pm to 2pm onlyProof of funds required24-hour notice to schedule. Great investment property or a perfect starter home. Agent related to sellerSold as-is
-
2026-02-26$150,000 Active 181-char remark
Show marketing remark (181 chars)
Tenant occupied!Sat and Sun 12pm to 2pm onlyProof of funds required24-hour notice to schedule. Great investment property or a perfect starter home. Agent related to sellerSold as-is
-
2024-09-18price $144,500
-
2024-09-17price $151,000
-
2024-09-05price $153,000
-
2022-03-29soldstatus $50,000
-
2021-06-07$60,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,942 · $162/mo
- Projected year-2 tax
- $2,101 · $175/mo
- Expected delta
- +$159/yr (+$13/mo · 8.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 16 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,792
- − Mortgage interest
- −$8,010
- − Property taxes
- −$1,942
- − Insurance
- −$715
- − Repairs & maintenance
- −$1,503
- − Management
- −$1,503
- − Depreciation
- −$4,160
- Taxable income
- $957
- Est. tax owed @ 24.0%
- −$230
- After-tax cash flow
- $2,959/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Wyoming Valley West SD
- NCES district ID
- 4225950
- Math proficiency
- 18% ▼ -11.00%
- Reading proficiency
- 42% ▼ -12.00%
- Median HH income
- $42,437
- Composite
- 25.38/100
- National rank
- #7470
- State rank
- #445 of 539 in PA
Livability — Edwardsville
- Score
- 75/100
- State rank
- #458
- US rank
- #4179
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Edwardsville, PA
- County
- Luzerne County · 118,885 people
- Metro
- Scranton--Wilkes-Barre, PA
- Population (ZIP)
- 31,149
- Household income
- $64,444
- Rent vs Own
- Severe rent burden
- 1454.0
Population outlook (Luzerne County) Hauer SSP2
- Today (2025)
- 319,505 people
- By 2030
- 319,943 · +0.1%
- By 2040
- 322,643 · +1.0%
- By 2050
- 330,817 · +3.5%
- By 2075
- 379,145 · +18.7%
- By 2100
- 431,908 · +35.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Hispanic / Latino 8% Black 6% Two or more races 6%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 4% Dominican 1%
- Common ancestry
- Romanian 18% Scotch-Irish 4% Italian 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 93% English-only · Spanish 4% Russian/Polish/Slavic 1%
Political lean MEDSL · Luzerne
- 2024 margin
- R (+19.2) · D 40.0% · R 59.2%
- 2008→2024 swing
- -27.6pp toward R · 2008: 8.4pp · 2024: -19.2pp
- All cycles
- 2024: R+19.2 2020: R+14.4 2016: R+19.6 2012: D+4.8 2008: D+8.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -154.72%
- Current HPI
- 255.5375
- Rent YoY
- ▲ 4.65%
- Metro
- Scranton--Wilkes-Barre, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+138.3% since first listed8 events — show timeline
- 2026-05-17 Price Changed $143,000 LCAR
- 2026-04-11 Price Changed $148,000 LCAR
- 2026-02-26 Listed $150,000 LCAR
- 2024-09-18 Price Changed $144,500 LCAR
- 2024-09-17 Price Changed $151,000 LCAR
- 2024-09-05 Price Changed $153,000 LCAR
- 2022-03-29 Sold (MLS) $50,000 LCAR
- 2021-06-07 Listed $60,000 LCAR
Property tax history
+2.3%/yrLatest (2026): $1,942 · +5.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…