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Denmark Plan 🏗️ New Construction
D+ Composite 45.9
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.8/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.1/10.0
  • Condition / age +4.8/5.0
  • DSCR +3.8/10.0
  • 1% rule +3.7/10.0
  • Livability +3.1/5.0
  • Schools +2.7/10.0
  • Rent growth +2.5/5.0

$296,900

Denmark Plan · Allenhurst, GA 31301
5 bd · 3.0 ba · 2,256 sqft · SingleFamily · 937 Days on market
Excellent condition $30/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Denmark is an outstanding 5 bedroom, 3 bath home with flexible space perfect for any dynamic! A foyer entry welcomes you into the home, past a flex room which can serve as an office/craft room or optional 5th bedroom. Continuing down the corridor, the open family room greets you with dedicated dining area and a U shaped kitchen complete with breakfast bar. Upstairs, three bedrooms are located off the loft and share a hall bathroom with optional double sink. The master bath features a garden tub, separate shower, and walk-in closet. Artistic renderings are for informational purposes only. Actual floor plans, features and inclusions may vary.

Key facts

  • <garden tub>
  • <separate shower>
  • 2 parking spots

Tags

<DEDICATED DINING AREA><GARDEN TUB><SEPARATE SHOWER>

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $296,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $312,786.

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath single-family listed at $297k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-31 ($-367/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $274k (7.9% below list).
  • Recommended offer: $261k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 62/100 on livability (#319 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, amenities F, commute F.
  • Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Smiley Elementary School (1,258 students, 67% FRL); Long County Middle School (math 21% / reading 27%, grade F, #311 of 470 statewide, top 68%, 945 students, 69% FRL); Long County High School (math 37% / reading 22%, grade F, #140 of 424 statewide, top 35%, 1,209 students, 70% FRL).
  • Market conditions: 220 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
  • At $2,735/mo this rent would consume 50% of the median local household income ($65k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $3k of equity ($2k loan paydown + $486 appreciation (0.2% local appreciation)).
  • Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 9, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 937 days — a 12% lower offer ($261k) is reasonable based on typical stale-listing flexibility.
Recommended offer $261,272 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 937 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87% ✗
Cap rate
6.18%
Cash-on-cash
-0.42%
DSCR
0.98
GRM
9.5

CMA / ARV

ARV (median comp)
$312,786
List price
$296,900
Delta
-5.08%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
856 Hunters Ln SE 0.94mi 5/3.0 2,256 (0%) 5mo $309,925 $137 61
159 Deer Meadow Way SE 0.93mi 5/3.0 2,256 (0%) 14mo $306,775 $136 54
767 Deer Meadow Way SE 1.03mi 4/2.5 (-1) 2,254 (-0%) 6mo $315,525 $140 53
685 Deer Meadow Way SE 0.99mi 4/2.5 (-1) 2,254 (-0%) 6mo $315,825 $140 53
859 Hunters Ln SE 0.93mi 4/2.5 (-1) 2,151 (-5%) 4mo $301,205 $140 47
684 Deer Meadow Way SE 0.97mi 4/2.5 (-1) 2,395 (+6%) 4mo $314,375 $131 44
729 Deer Meadow Way SE 1.01mi 4/2.5 (-1) 2,395 (+6%) 4mo $314,825 $131 44
341 Deer Meadow Way SE 0.93mi 4/2.5 (-1) 2,151 (-5%) 13mo $299,995 $139 40
74 Cloverfield Dr SE 0.98mi 4/3.0 (-1) 1,984 (-12%) 2mo $305,725 $154 38
575 Deer Meadow Way SE 0.96mi 4/2.5 (-1) 2,002 (-11%) 8mo $299,925 $150 33
129 Deer Meadow Way SE 0.92mi 4/2.5 (-1) 2,002 (-11%) 14mo $298,825 $149 28
321 Deer Meadow Way SE 0.93mi 4/2.0 (-1) 1,926 (-15%) 13mo $305,975 $159 20

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.16% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-2.1%
Equity multiple
0.90×
Total profit
$-8,749
Equity at exit
$93,261
10-year hold
IRR
3.5%
Equity multiple
1.39×
Total profit
$33,753
Equity at exit
$114,069

Cash invested: $87,580 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
8 active · 11 under contract
Months of supply
12.0 mo (8%/mo absorbed)
Median asking
$293,400 ($135/sqft)
Median days on market
949 d
This list price
50% of active listings are priced below it
ARV vs active asking
+2.8% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 31301

Home prices YoY
0.1%
Active inventory
220
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$2,735 medium interval (Pro) →
Mortgage (P&I)
−$1,640
Tax est. 1.5%
−$391 /mo · $4,692/yr
Insurance
−$130
HOA
−$30
Vacancy / Maint / Mgmt
−$574
Net cashflow
$-31

Break-even live

Break-even rent $2,774
Max offer price $308,355
Occupancy floor 96%

Sensitivity live

Price -10% $186 -5% $77 +0% $-31 +5% $-139 +10% $-247
Rent -10% $-247 -5% $-139 +0% $-31 +5% $77 +10% $185
Rate -1.0pp $127 -0.5pp $49 base $-31 +0.5pp $-112 +1.0pp $-194

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$78,196
Closing costs
$9,384
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9635 Tibet Hwy SE Allenhurst, GA 5.0 3.5 2400 $2,600 $1.08 184d 1 0.59mi
3028 Arnall Dr Allenhurst, GA 4.0 2.0 1627 $2,100 $1.29 1d 1 1.25mi

Listing history 50 events

  1. 2026-11-08
    days on market $296,900 Active 937 DOM
  2. 2026-11-07
    days on market $296,900 Active 936 DOM
  3. 2026-11-06
    days on market $296,900 Active 935 DOM
  4. 2026-11-05
    days on market $296,900 Active 934 DOM
  5. 2026-11-04
    days on market $296,900 Active 933 DOM
  6. 2026-11-02
    days on market $296,900 Active 931 DOM
  7. 2026-11-01
    days on market $296,900 Active 930 DOM
  8. 2026-10-31
    days on market $296,900 Active 929 DOM
  9. 2026-10-30
    days on market $296,900 Active 928 DOM
  10. 2026-10-29
    days on market $296,900 Active 927 DOM
  11. 2026-10-28
    days on market $296,900 Active 926 DOM
  12. 2026-10-27
    days on market $296,900 Active 925 DOM
  13. 2026-10-26
    days on market $296,900 Active 924 DOM
  14. 2026-10-25
    days on market $296,900 Active 923 DOM
  15. 2026-10-24
    days on market $296,900 Active 922 DOM
  16. 2026-10-23
    days on market $296,900 Active 921 DOM
  17. 2026-10-22
    days on market $296,900 Active 920 DOM
  18. 2026-10-21
    days on market $296,900 Active 919 DOM
  19. 2026-10-20
    days on market $296,900 Active 918 DOM
  20. 2026-10-19
    days on market $296,900 Active 917 DOM
  21. 2026-10-18
    days on market $296,900 Active 916 DOM
  22. 2026-10-17
    days on market $296,900 Active 915 DOM
  23. 2026-10-16
    days on market $296,900 Active 914 DOM
  24. 2026-10-15
    days on market $296,900 Active 913 DOM
  25. 2026-10-14
    days on market $296,900 Active 912 DOM
  26. 2026-10-13
    days on market $296,900 Active 911 DOM
  27. 2026-10-12
    days on market $296,900 Active 910 DOM
  28. 2026-10-11
    days on market $296,900 Active 909 DOM
  29. 2026-10-10
    days on market $296,900 Active 908 DOM
  30. 2026-10-09
    days on market $296,900 Active 907 DOM
  31. 2026-10-08
    days on market $296,900 Active 906 DOM
  32. 2026-10-07
    days on market $296,900 Active 905 DOM
  33. 2026-10-06
    days on market $296,900 Active 904 DOM
  34. 2026-10-05
    days on market $296,900 Active 903 DOM
  35. 2026-10-04
    days on market $296,900 Active 902 DOM
  36. 2026-10-03
    days on market $296,900 Active 901 DOM
  37. 2026-10-02
    days on market $296,900 Active 900 DOM
  38. 2026-10-01
    days on market $296,900 Active 899 DOM
  39. 2026-09-30
    days on market $296,900 Active 898 DOM
  40. 2026-09-29
    days on market $296,900 Active 897 DOM
  41. 2026-09-28
    days on market $296,900 Active 896 DOM
  42. 2026-09-27
    days on market $296,900 Active 895 DOM
  43. 2026-09-26
    days on market $296,900 Active 894 DOM
  44. 2026-09-25
    days on market $296,900 Active 893 DOM
  45. 2026-09-24
    days on market $296,900 Active 892 DOM
  46. 2026-09-24
    days on market $296,900 Active 891 DOM
  47. 2026-09-22
    days on market $296,900 Active 890 DOM
  48. 2026-09-20
    days on market $296,900 Active 888 DOM
  49. 2026-09-19
    days on market $296,900 Active 887 DOM
  50. 2026-09-18
    days on market $296,900 Active 886 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,825
− Mortgage interest
−$17,521
− Property taxes
−$4,692
− Insurance
−$1,564
− Repairs & maintenance
−$2,626
− Management
−$2,626
− HOA
−$360
− Depreciation
−$9,099
Taxable loss
−$5,663
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,359
After-tax cash flow
$992/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This move-in-ready home features modern amenities and a well-maintained exterior, making it an excellent investment opportunity.

Value-add opportunities

  • Both Paint exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
  • Both Replace carpet with hardwood flooring in bedrooms — Hardwood flooring is more durable and adds value ↑
  • Both Install smart home automation — Modern technology improves comfort and energy efficiency ↑
F Composite school gradezoned avg 26/100

Zoned Schools

Elementary Mcclelland Elementary School F GA #728/1,228 Nat'l #29,575/41,679 Middle Long County Middle School F GA #311/470 Nat'l #10,795/14,009 High Long County High School F GA #140/424 Nat'l #11,215/17,239

Schools (NCES district)

District
Long County
NCES district ID
1303360
Math proficiency
26% ▼ -14.00%
Reading proficiency
26% ▼ -13.00%
Median HH income
$45,958
Composite
22.51/100
National rank
#8090
State rank
#115 of 174 in GA
C Composite livability gradescore 62/100

Livability — Allenhurst

Score
62/100
State rank
#319
US rank
#17124

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment B- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Liberty County · 24,669 people
Metro
Hinesville, GA
Population (ZIP)
4,933
Household income
$65,417
Rent vs Own
55.7% rent · 44.3% own
Severe rent burden
11% of renters

Population outlook (Long County) Hauer SSP2

Today (2025)
24,669 people
By 2030
28,223 · +14.4%
By 2040
35,430 · +43.6%
By 2050
42,403 · +71.9%
By 2075
56,996 · +131.0%
By 2100
64,185 · +160.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 51% White 31% Two or more races 15% Hispanic / Latino 9%
Hispanic origin (detail)
Mexican 2% Puerto Rican 7%
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Long

2024 margin
Strong R (+29.5) · D 35.1% · R 64.6%
2008→2024 swing
-5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
All cycles
2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1

Not yet ingested

Civics
—

Price history

+5.7% since first listed
2 events — show timeline
  • 2025-03-07 Price Changed $296,900 Zillow
  • 2024-04-15 Listed $280,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…