5807 Double Eagle Cir #4617 · Ave Maria, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- AH
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $1,142 – $2,507
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.2/30.0
- 1% rule +10.0/10.0
- DSCR +7.8/10.0
- ARV discount +7.5/15.0
- Schools +5.0/10.0
- Appreciation +4.5/10.0
- Rent growth +3.2/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$249,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
SELLER VERY MOTIVATED AND SAID BRING HIM AN OFFER! Step into this beautifully upgraded 2-bedroom, 2-bathroom first-floor condo, offered turnkey furnished with sleek, modern furnishings and a true designer touch. This like-new residence features tile flooring throughout, crown molding, chair rail detailing, and an upgraded backsplash, a perfect blend of style and comfort. Enjoy an open-concept layout with a spacious kitchen boasting a large island, ideal for entertaining or casual dining. Take in breathtaking golf course and lake views from your private lanai, offering a peaceful backdrop for morning coffee or sunset cocktails. Included with the home is a bundled golf membership, granting yo
Key facts
- Chair rail detailing
- Upgraded condo
- Tile flooring
Tags
Property features AI
Finance
- Other: Subdivision part of The National Golf & Country Club at Ave Maria
- Financial info: Total annual recurring fees reported; Total one-time fees reported
- HOA & community: Mandatory HOA; Quarterly HOA fee; Master HOA fee charged quarterly; Condo fee charged quarterly; Mandatory club fee (quarterly); One-time mandatory club fee; One-time other fee; Professional management; Maintenance covers cable, golf course, insurance, internet/WiFi, irrigation water, lawn/land maintenance, exterior pest control, recreation facilities, repairs, reserves, security, sewer, street lights, street maintenance, trash removal and water; Community amenities include clubhouse, community pool and spa/hot tub, fitness center with attendant, full-service spa, tennis, pickleball, basketball, bocce, putting green, golf course, restaurant, BBQ/picnic areas, playground, dog park, sidewalks and underground utilities; Gated golf-course community with private membership options (golf-bundled)
Exterior
- Parking: 1 assigned covered parking; Detached 1-car carport
- Security: Gated community; Guard at gate; Impact resistant doors and windows
- Utilities: Central water; Central sewer; Cable available; Central electric power
- Home design: Residential property; Mid-rise building (4–7 stories); Traditional style; Rear exposure facing northwest
- Construction: Built in 2023; Concrete block construction; Stucco exterior; Tile roof; Impact resistant single-hung windows
- Exterior features: Patio; Screened lanai/porch; Zero lot line; Lakefront (lake); Golf course view; Lake view; Central irrigation
Interior
- Kitchen: Island; Cooktop (electric); Range; Self-cleaning oven; Dishwasher; Disposal; Microwave; Refrigerator/freezer; Refrigerator with icemaker
- Bedrooms: 2 bedrooms
- Flooring: Tile flooring
- Bathrooms: 2 full bathrooms; Master bath with shower only
- Heating & cooling: Central electric heat; Central electric air conditioning
- Interior features: Cable prewire; Fire sprinkler system; High-speed internet available; Pantry; Smoke detectors; Walk-in closet; Window coverings; Turnkey furnished; Island kitchen; Eat-in kitchen; Split-bedroom floor plan; Common elevator
- Laundry & utility: Washer; Dryer; Laundry in residence
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $250k.
Deal economics
- At list price, monthly cash flow is $347 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $250k).
- Recommended offer: $220k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Estates Elementary School (math 70% / reading 67%, grade B+, #409 of 2,144 statewide, top 20%, 862 students, 53% FRL); Corkscrew Middle School (math 68% / reading 59%, grade B+, #109 of 571 statewide, top 19%, 958 students, 43% FRL); Palmetto Ridge High School (math 43% / reading 51%, grade D-, #207 of 667 statewide, top 32%, 2,347 students, 38% FRL).
- Market conditions: Rents rising (+3.0%/yr); 453 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $3,804/mo this rent would consume 73% of the median local household income ($62k/yr) (locally 1093% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-1.1%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-1.1% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 318 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $152/mo; HOA is 20% of rent.
- Climate carrying-cost: in FEMA flood zone AH (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 318 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.52% ✓
- Cap rate
- 8.69%
- Cash-on-cash
- 8.55%
- DSCR
- 1.38
- GRM
- 5.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-1.05% appreciation · 2.95% rent growth · sell at horizon
- IRR
- 1.0%
- Equity multiple
- 1.04×
- Total profit
- $3,145
- Equity at exit
- $59,769
- IRR
- 7.8%
- Equity multiple
- 1.75×
- Total profit
- $52,739
- Equity at exit
- $62,270
Cash invested: $70,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34142
- Home prices YoY
- -0.5%
- Rents YoY
- 3.0%
- Active inventory
- 453
- Price-to-rent
- 5.5×
Monthly cashflow live
- Estimated rent
- $3,804 high interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax est. 1.5%
- −$312 /mo · $3,750/yr
- Insurance
- −$104
- Flood insurance flood zone
- −$152 /mo · $1,824/yr
- HOA
- −$779
- Vacancy / Maint / Mgmt
- −$799
- Net cashflow
- $347
Break-even live
Sensitivity live
| Price | -10% $519 | -5% $433 | +0% $347 | +5% $260 | +10% $174 |
|---|---|---|---|---|---|
| Rent | -10% $46 | -5% $196 | +0% $347 | +5% $497 | +10% $647 |
| Rate | -1.0pp $472 | -0.5pp $410 | base $347 | +0.5pp $282 | +1.0pp $216 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,500
- Closing costs
- $7,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5835 Double Eagle CIR #4714 Ave Maria, FL | 2.0 | 2.0 | 1120 | $1,895 | $1.69 | 25d | 1 | 0.01mi |
| 5629 Double Eagle Cir #4217 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,795 | $5.02 | 25d | 1 | 0.01mi |
| 6039 Ellerston WAY #2017 Ave Maria, FL | 2.0 | 2.0 | 1355 | $6,295 | $4.65 | 25d | 1 | 0.01mi |
| 5651 Double Eagle Cir #4316 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,495 | $4.76 | 25d | 1 | 0.01mi |
| 5629 Double Eagle Cir #4218 Ave Maria, FL | 3.0 | 2.0 | 1301 | $6,295 | $4.84 | 25d | 1 | 0.01mi |
| 5651 Double Eagle Cir #4338 Ave Maria, FL | 2.0 | 2.0 | 1301 | $6,295 | $4.84 | 25d | 1 | 0.01mi |
| 5835 Double Eagle Cir #4726 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,095 | $1.82 | 15d | 1 | 0.01mi |
| 5629 Double Eagle Cir #4223 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,395 | $2.08 | 25d | 1 | 0.01mi |
| 5715 Double Eagle Cir #4416 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,100 | $1.82 | 25d | 1 | 0.01mi |
| 6082 National Blvd Ave Maria, FL | 2.0 | 2.0 | 1366 | $4,145 | $3.03 | 25d | 2 | 0.17mi |
| 6058 National Blvd #343 Ave Maria, FL | 2.0 | 2.0 | 1194 | $4,000 | $3.35 | 25d | 1 | 0.25mi |
| 6058 National Blvd Ave Maria, FL | 2.0–3.0 | 2.0 | 1210 | $2,995 | $2.47 | 25d | 2 | 0.26mi |
| 6058 National Blvd #335 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,795 | $5.17 | 15d | 1 | 0.26mi |
| 6046 National Blvd Ave Maria, FL | 2.0 | 2.0 | 1154 | $4,395 | $3.81 | 25d | 2 | 0.29mi |
| 6034 National Blvd Ave Maria, FL | 2.0 | 2.0 | 1137 | $4,046 | $3.56 | 15d | 3 | 0.35mi |
| 5410 Double Eagle Cir #2222 Ave Maria, FL | 2.0 | 2.0 | 1355 | $2,395 | $1.77 | 25d | 1 | 0.38mi |
| 5428 Double Eagle Cir #2517 Ave Maria, FL | 2.0 | 2.0 | 1355 | $2,695 | $1.99 | 25d | 1 | 0.38mi |
| 5835 Double Eagle Cir Unit 4742 Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,795 | $5.02 | 25d | 1 | 0.41mi |
| 5807 Double Eagle Cir #4631 Ave Maria, FL | 3.0 | 2.0 | 1301 | $5,695 | $4.38 | 25d | 1 | 0.41mi |
| 5433 Double Eagle Cir #2915 Ave Maria, FL | 2.0 | 2.0 | 1366 | $6,295 | $4.61 | 22d | 1 | 0.42mi |
| 5433 Double Eagle Cir Ave Maria, FL | 2.0 | 2.0 | 1366 | $3,295 | $2.41 | 25d | 1 | 0.44mi |
| 5427 Double Eagle Cir #2812 Ave Maria, FL | 2.0 | 2.0 | 1355 | $2,395 | $1.77 | 15d | 1 | 0.44mi |
| 5427 Double Eagle Cir Ave Maria, FL | 2.0 | 2.0 | 1355 | $2,995 | $2.21 | 25d | 1 | 0.44mi |
| 5478 Double Eagle Cir #3515 Ave Maria, FL | 2.0 | 2.0 | 1355 | $2,395 | $1.77 | 25d | 1 | 0.48mi |
| 5466 Double Eagle Cir #3425 Ave Maria, FL | 2.0 | 2.0 | 1355 | $5,995 | $4.42 | 25d | 1 | 0.48mi |
| 5454 Double Eagle Cir #3325 Ave Maria, FL | 2.0 | 2.0 | 1355 | $2,495 | $1.84 | 25d | 1 | 0.55mi |
| 6047 Ellerston Way Unit 1 Ave Maria, FL | 2.0 | 2.0 | 1366 | $2,500 | $1.83 | 25d | 1 | 0.57mi |
| 5479 Double Eagle Cir #3626 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,200 | $1.91 | 15d | 1 | 0.57mi |
| 5491 Double Eagle Cir #3728 Ave Maria, FL | 3.0 | 2.0 | 1301 | $2,195 | $1.69 | 15d | 1 | 0.61mi |
| 5835 Double Eagle Cir Ave Maria, FL | 2.0 | 2.0 | 1154 | $5,495 | $4.76 | 25d | 1 | 0.62mi |
| 5807 Double Eagle Cir #4635 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,195 | $4.64 | 25d | 1 | 0.66mi |
| 5807 Double Eagle Cir Ave Maria, FL | 3.0 | 2.0 | 1301 | $2,995 | $2.30 | 25d | 1 | 0.67mi |
| 5807 Double Eagle Cir #4621 Ave Maria, FL | 3.0 | 2.0 | 1301 | $6,295 | $4.84 | 25d | 1 | 0.67mi |
| 5527 Double Eagle Cir Unit 3815 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,795 | $5.17 | 25d | 1 | 0.70mi |
| 5527 Double Eagle Cir Unit 3838 Ave Maria, FL | 3.0 | 2.0 | 1301 | $2,295 | $1.76 | 25d | 1 | 0.70mi |
| 5749 Double Eagle Cir #4528 Ave Maria, FL | 3.0 | 2.0 | 1301 | $6,295 | $4.84 | 22d | 1 | 0.71mi |
| 5749 Double Eagle Cir #4537 Ave Maria, FL | 2.0 | 2.0 | 1154 | $2,100 | $1.82 | 22d | 1 | 0.71mi |
| 5749 Double Eagle Cir #4515 Ave Maria, FL | 2.0 | 2.0 | 1120 | $1,995 | $1.78 | 22d | 1 | 0.71mi |
| 5749 Double Eagle Cir Ave Maria, FL | 3.0 | 2.0 | 1301 | $2,995 | $2.30 | 25d | 1 | 0.71mi |
| 5555 Double Eagle Cir #3914 Ave Maria, FL | 2.0 | 2.0 | 1120 | $5,795 | $5.17 | 25d | 1 | 0.72mi |
HOA detail condo
- Monthly dues
- $779 · $9,348/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 16 events
-
2026-06-22days on market $249,999 Active 318 DOM
-
2026-06-18days on market $249,999 Active 315 DOM
-
2026-06-17days on market $249,999 Active 314 DOM
-
2026-06-16days on market $249,999 Active 313 DOM
-
2026-06-15days on market $249,999 Active 312 DOM
-
2026-06-10days on market $249,999 Active 307 DOM
-
2026-06-09days on market $249,999 Active 306 DOM
-
2026-06-08days on market $249,999 Active 305 DOM
-
2026-06-07days on market $249,999 Active 304 DOM
-
2026-06-02days on market $249,999 Active 299 DOM
-
2026-06-01days on market $249,999 Active 298 DOM
-
2026-05-31days on market $249,999 Active 297 DOM
-
2026-05-30days on market $249,999 Active 296 DOM
-
2026-05-05price $249,999
-
2025-09-05price $265,000
-
2025-08-07$275,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone AH · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 9/10 Extreme 7 d/yr ≥112°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $45,650
- − Mortgage interest
- −$14,004
- − Property taxes
- −$3,750
- − Insurance
- −$3,074
- − Repairs & maintenance
- −$3,652
- − Management
- −$3,652
- − HOA
- −$9,348
- − Depreciation
- −$7,273
- Taxable income
- $897
- Est. tax owed @ 24.0%
- −$215
- After-tax cash flow
- $3,944/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Ave Maria
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Ave Maria, FL
- County
- Collier County · 396,295 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 35,149
- Household income
- $62,333
- Rent vs Own
- Severe rent burden
- 1093.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Hispanic (63%)
- Race & ethnicity
- Hispanic / Latino 63% Two or more races 39% Black 19% White 16% Native American 7%
- Hispanic origin (detail)
- Mexican 43% Puerto Rican 3% Cuban 2% Dominican 1%
- Common ancestry
- Hispanic 8% Slovak 1% Serbian 1%
- Foreign-born
- 32% · Canada, Jamaica
- Languages at home
- 34% English-only · Spanish 53% French/Haitian/Cajun 12%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.05%
- Current HPI
- 226.9105
- Rent YoY
- ▲ 2.95%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-9.1% since first listed3 events — show timeline
- 2026-05-05 Price Changed $249,999 NAPLESMLS
- 2025-09-05 Price Changed $265,000 NAPLESMLS
- 2025-08-07 Listed $275,000 NAPLESMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…