1713 Obrig Ave · Guntersville, AL 35976

$245,000

3 bd · 2.0 ba · 1,863 sqft · SingleFamily public records · 254 Days on market

Built 1948 6,969 sqft lot $132/sqft · 29% above area Est $168k · 46% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.6/30.0
• DSCR +10.0/10.0
• 1% rule +6.8/10.0
• Schools +3.3/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

High-Yield Airbnb/Adorable Cottage near downtown, Guntersville. Invest in a proven, high-performing asset in a perfectly positioned location. This fully renovated 3BR/2BA cottage offers the ultimate location-based ROI, situated minutes from City Walk, and the Guntersville Airport. Its status as a successful short-term rental with a strong booking history makes it a turnkey "parcel" for any portfolio. The home features dual living rms, a modern kitchen with butcher block counters, and all-new systems (HVAC, plumbing, electrical). With a spacious entertaining deck, it is designed for maximum guest appeal and minimal maintenance. A rare, cash-flowing gem just minutes from Guntersville Lake!

Key facts

• Fully renovated
• Formal dining
• Full kitchen

Tags

• FULLY RENOVATED
• TWO FAMILY ROOMS
• FORMAL DINING
• FULL KITCHEN
• LAUNDRY ROOM
• UPDATED BATHS

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $245k.

Deal economics

• At list price, monthly cash flow is $806 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $245k).
• Recommended offer: $216k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.2% vs local median 2.1% in Guntersville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 59/100 on livability (#323 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime C-, employment C-, schools D.
• Guntersville City (town): math 27% / reading 53% proficiency, ranked #28 of 129 in AL (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 467 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 163 units permitted in Marshall County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $69k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 254 days — a 12% lower offer ($216k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 4y ago; this cycle's ask has dropped $25k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $145k; list at $245k implies a 69% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $215,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 254 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.18% ✓
• Cap rate: 10.24%
• Cash-on-cash: 14.11%
• DSCR: 1.63
• GRM: 7.0

CMA / ARV

• ARV (median comp): $168,176
• List price: $245,000
• Delta: 45.68%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1733 Obrig Ave	0.05mi	4/2.0 (+1)	1,861 (-0%)	6mo	$125,000	$67	88
1640A Blount Ave	0.12mi	3/1.0	1,705 (-8%)	1mo	$312,000	$183	76
1921 Patterson St	0.41mi	3/2.0	1,907 (+2%)	11mo	$365,000	$191	68
1913 Patterson St	0.42mi	3/2.0	1,907 (+2%)	16mo	$425,000	$223	63
2012 Stevenson St	0.60mi	3/2.5	1,844 (-1%)	8mo	$405,000	$220	62
1317 Obrig Ave	0.49mi	4/2.0 (+1)	1,842 (-1%)	13mo	$210,000	$114	59
1300 Starnes St	0.61mi	4/2.5 (+1)	1,742 (-6%)	6mo	$204,600	$117	48
1429 Patterson St	0.70mi	3/2.0	1,711 (-8%)	8mo	$250,000	$146	47
1412 Patterson St	0.69mi	3/2.0	1,650 (-11%)	8mo	$245,000	$148	42
1925 Sunset Dr	0.73mi	3/2.0	1,597 (-14%)	9mo	$355,000	$222	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 4.4%
• Equity multiple: 1.17×
• Total profit: $11,577
• Equity at exit: $36,530

10-year hold

• IRR: 13.8%
• Equity multiple: 2.11×
• Total profit: $75,875
• Equity at exit: $21,183

Cash invested: $68,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35976

• Home prices YoY: -25.1%
• Active inventory: 467
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $2,900 medium
• Mortgage (P&I): −$1,285
• Tax from tax record: −$98 /mo · $1,172/yr
• Insurance: −$102
• HOA: −$0
• Vacancy / Maint / Mgmt: −$609
• Net cashflow: $806

Break-even live

Break-even rent $1,879

Max offer price $245,000

Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $61,250
• Closing costs: $7,350
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7036 Val Monte Dr #7036 Guntersville, AL	3.0	3.0	2128	$2,900	$1.36	44d	1	1.24mi

Listing history 30 events

1. 2026-06-19
   days on market $245,000 Active 254 DOM
2. 2026-06-18
   days on market $245,000 Active 253 DOM
3. 2026-06-17
   days on market $245,000 Active 252 DOM
4. 2026-06-16
   days on market $245,000 Active 251 DOM
5. 2026-06-15
   days on market $245,000 Active 250 DOM
6. 2026-06-14
   days on market $245,000 Active 248 DOM
7. 2026-06-12
   days on market $245,000 Active 247 DOM
8. 2026-06-09
   days on market $245,000 Active 244 DOM
9. 2026-06-08
   days on market $245,000 Active 243 DOM
10. 2026-06-07
    days on market $245,000 Active 242 DOM
11. 2026-06-04
    days on market $245,000 Active 238 DOM
12. 2026-06-02
    days on market $245,000 Active 237 DOM
13. 2026-06-01
    days on market $245,000 Active 236 DOM
14. 2026-05-31
    days on market $245,000 Active 235 DOM
15. 2026-05-31
    days on market $245,000 Active 234 DOM
16. 2026-05-07
    status Active 708-char remark

    Show marketing remark (708 chars)

    High-Yield Airbnb/Adorable Cottage near downtown, Guntersville. Invest in a proven, high-performing asset in a perfectly positioned location. This fully renovated 3BR/2BA cottage offers the ultimate location-based ROI, situated minutes from City Walk, and the Guntersville Airport. Its status as a successful short-term rental with a strong booking history makes it a turnkey "parcel" for any portfolio. The home features dual living rms, a modern kitchen with butcher block counters, and all-new systems (HVAC, plumbing, electrical). With a spacious entertaining deck, it is designed for maximum guest appeal and minimal maintenance. A rare, cash-flowing gem just minutes from Guntersville Lake!

17. 2026-05-07
    price $245,000 708-char remark

    Show marketing remark (708 chars)

    High-Yield Airbnb/Adorable Cottage near downtown, Guntersville. Invest in a proven, high-performing asset in a perfectly positioned location. This fully renovated 3BR/2BA cottage offers the ultimate location-based ROI, situated minutes from City Walk, and the Guntersville Airport. Its status as a successful short-term rental with a strong booking history makes it a turnkey "parcel" for any portfolio. The home features dual living rms, a modern kitchen with butcher block counters, and all-new systems (HVAC, plumbing, electrical). With a spacious entertaining deck, it is designed for maximum guest appeal and minimal maintenance. A rare, cash-flowing gem just minutes from Guntersville Lake!

18. 2026-04-26
    status Pending 708-char remark

    Show marketing remark (708 chars)

    High-Yield Airbnb/Adorable Cottage near downtown, Guntersville. Invest in a proven, high-performing asset in a perfectly positioned location. This fully renovated 3BR/2BA cottage offers the ultimate location-based ROI, situated minutes from City Walk, and the Guntersville Airport. Its status as a successful short-term rental with a strong booking history makes it a turnkey "parcel" for any portfolio. The home features dual living rms, a modern kitchen with butcher block counters, and all-new systems (HVAC, plumbing, electrical). With a spacious entertaining deck, it is designed for maximum guest appeal and minimal maintenance. A rare, cash-flowing gem just minutes from Guntersville Lake!

19. 2026-04-10
    historical Contingent 708-char remark

    Show marketing remark (708 chars)

    High-Yield Airbnb/Adorable Cottage near downtown, Guntersville. Invest in a proven, high-performing asset in a perfectly positioned location. This fully renovated 3BR/2BA cottage offers the ultimate location-based ROI, situated minutes from City Walk, and the Guntersville Airport. Its status as a successful short-term rental with a strong booking history makes it a turnkey "parcel" for any portfolio. The home features dual living rms, a modern kitchen with butcher block counters, and all-new systems (HVAC, plumbing, electrical). With a spacious entertaining deck, it is designed for maximum guest appeal and minimal maintenance. A rare, cash-flowing gem just minutes from Guntersville Lake!

20. 2026-01-14
    price $259,000 708-char remark

    Show marketing remark (708 chars)

    High-Yield Airbnb/Adorable Cottage near downtown, Guntersville. Invest in a proven, high-performing asset in a perfectly positioned location. This fully renovated 3BR/2BA cottage offers the ultimate location-based ROI, situated minutes from City Walk, and the Guntersville Airport. Its status as a successful short-term rental with a strong booking history makes it a turnkey "parcel" for any portfolio. The home features dual living rms, a modern kitchen with butcher block counters, and all-new systems (HVAC, plumbing, electrical). With a spacious entertaining deck, it is designed for maximum guest appeal and minimal maintenance. A rare, cash-flowing gem just minutes from Guntersville Lake!

21. 2025-09-28
    listed $270,000 Active 708-char remark

    Show marketing remark (708 chars)

    High-Yield Airbnb/Adorable Cottage near downtown, Guntersville. Invest in a proven, high-performing asset in a perfectly positioned location. This fully renovated 3BR/2BA cottage offers the ultimate location-based ROI, situated minutes from City Walk, and the Guntersville Airport. Its status as a successful short-term rental with a strong booking history makes it a turnkey "parcel" for any portfolio. The home features dual living rms, a modern kitchen with butcher block counters, and all-new systems (HVAC, plumbing, electrical). With a spacious entertaining deck, it is designed for maximum guest appeal and minimal maintenance. A rare, cash-flowing gem just minutes from Guntersville Lake!

22. 2023-04-03
    soldstatus $145,000
23. 2023-03-30
    soldstatus $145,000 Sold 237-char remark

    Show marketing remark (237 chars)

    Guntersville City Limits. Lake View. Adorable 3 Bedroom 1 Bath home featuring 2 family rooms, Formal dining. Master bedroom and 2nd bedroom located downstairs. Additional Bedroom and large walk in closet located up stairs. Priced to sell

24. 2023-03-15
    status Pending 237-char remark

    Show marketing remark (237 chars)

    Guntersville City Limits. Lake View. Adorable 3 Bedroom 1 Bath home featuring 2 family rooms, Formal dining. Master bedroom and 2nd bedroom located downstairs. Additional Bedroom and large walk in closet located up stairs. Priced to sell

25. 2023-02-22
    price $158,800 237-char remark

    Show marketing remark (237 chars)

    Guntersville City Limits. Lake View. Adorable 3 Bedroom 1 Bath home featuring 2 family rooms, Formal dining. Master bedroom and 2nd bedroom located downstairs. Additional Bedroom and large walk in closet located up stairs. Priced to sell

26. 2022-11-18
    listed $164,900 Active 237-char remark

    Show marketing remark (237 chars)

    Guntersville City Limits. Lake View. Adorable 3 Bedroom 1 Bath home featuring 2 family rooms, Formal dining. Master bedroom and 2nd bedroom located downstairs. Additional Bedroom and large walk in closet located up stairs. Priced to sell

27. 2022-10-18
    soldstatus $155,000
28. 2022-07-09
    soldstatus $155,000 Sold
29. 2022-06-15
    status Pending
30. 2022-06-13
    listed $149,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,172 · $98/mo
• Projected year-2 tax: $1,172 · $98/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 22 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 18% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,800
• − Mortgage interest: −$13,724
• − Property taxes: −$1,172
• − Insurance: −$1,225
• − Repairs & maintenance: −$2,784
• − Management: −$2,784
• − Depreciation: −$7,127
• Taxable income: $5,984
• Est. tax owed @ 24.0%: −$1,436
• After-tax cash flow: $8,241/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Guntersville City
• NCES district ID: 0101690
• Math proficiency: 27% ▼ -29.00%
• Reading proficiency: 53% ▼ -1.00%
• Median HH income: $39,203
• Composite: 33.36/100
• National rank: #5482
• State rank: #28 of 129 in AL

Livability — Guntersville

• Score: 59/100
• State rank: #323
• US rank: #19857

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C- Housing A+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Guntersville, AL
• City population: 16,604
• Population (ZIP): 16,604

Population outlook (Marshall County) Hauer SSP2

• Today (2025): 97,402 people
• By 2030: 98,138 · +0.8%
• By 2040: 98,502 · +1.1%
• By 2050: 97,024 · -0.4%
• By 2075: 89,334 · -8.3%
• By 2100: 74,749 · -23.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Black 6% Two or more races 6% Hispanic / Latino 5%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Slovak 2% Serbian 2% Italian 2%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Marshall

• 2024 margin: Solid R (+71.7) · D 13.8% · R 85.5%
• 2008→2024 swing: -15.4pp toward R · 2008: -56.4pp · 2024: -71.7pp
• All cycles: 2024: R+71.7 2020: R+68.7 2016: R+69.5 2012: R+60.1 2008: R+56.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -74.75%
• Current HPI: 223.0157
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+63.4% since first listed

15 events — show timeline

• 2026-05-07 Relisted — VMLS
• 2026-05-07 Price Changed $245,000 VMLS
• 2026-04-26 Pending — VMLS
• 2026-04-10 Contingent — VMLS
• 2026-01-14 Price Changed $259,000 VMLS
• 2025-09-28 Listed $270,000 VMLS
• 2023-04-03 Sold (Public Records) $145,000 Public Records
• 2023-03-30 Sold (MLS) $145,000 VMLS
• 2023-03-15 Pending — VMLS
• 2023-02-22 Price Changed $158,800 VMLS
• 2022-11-18 Listed $164,900 VMLS
• 2022-10-18 Sold (Public Records) $155,000 Public Records
• 2022-07-09 Sold (MLS) $155,000 VMLS
• 2022-06-15 Pending — VMLS
• 2022-06-13 Listed $149,900 VMLS

Property tax history

+14.2%/yr

Latest (2025): $1,172 · +7.0% YoY. Source: county tax records.