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2065 Missouri St
D+ Composite 45.26
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Rent growth +4.1/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$13,900

2065 Missouri St · Baton Rouge, LA 70802
1 bd · 1.0 ba · 1,090 sqft · SingleFamily public records · 58 Days on market
Built 1950 3,920 sqft lot $13/sqft · 70% below area ↓ 32% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Motivated Seller ! Great Opportunity for INVESTORS, minutes from the LSU area. Come put your touch on this home and watch your investment grow. Bring your offers. Property is Sold As-is.

Key facts

  • 3,920 sq ft lot
  • Built 1950
  • Listed 58 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $14k.

Deal economics

  • At list price, monthly cash flow is $739 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $14k).
  • Recommended offer: $13k (3.0% below list) — sets the bar for market timing.
  • Cap rate 70.1% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
  • East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+6.6%/yr); 188 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($34k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $96 of loan paydown is wiped out by about $417 of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 6.6% rent growth), your $4k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 58 days — a 3% lower offer ($13k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts; this cycle's ask has dropped $6k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $13,483 (3.0% below list)

Questions for the listing agent

  1. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
7.57%
Cap rate
70.09%
Cash-on-cash
227.84%
DSCR
11.14
GRM
1.1

CMA / ARV

ARV (median comp)
$46,347
List price
$13,900
Delta
-70.01%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2056 Ovid St 0.53mi 2/1.0 (+1) 1,047 (-4%) 5mo $250,000 $239 59
1950 Georgia St 0.22mi 2/1.0 (+1) 1,200 (+10%) 16mo $25,000 $21 54
1265 Swart St 0.55mi 2/1.0 (+1) 1,057 (-3%) 14mo $37,000 $35 53
1112 Julia St 0.68mi 2/1.0 (+1) 1,100 (+1%) 13mo $99,000 $90 51
2412 Horace St 0.61mi 2/1.0 (+1) 1,031 (-5%) 9mo $187,000 $181 50
1855 Kansas St 0.40mi 2/1.0 (+1) 936 (-14%) 10mo $25,000 $27 45
1946 Pericles St 0.58mi 2/1.0 (+1) 1,243 (+14%) 1mo $319,900 $257 44
657 Lettsworth St 0.50mi 2/1.0 (+1) 932 (-14%) 17mo $100,000 $107 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.59% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
13.53×
Total profit
$48,766
Equity at exit
$2,073
10-year hold
IRR
Equity multiple
31.97×
Total profit
$120,532
Equity at exit
$1,202

Cash invested: $3,892 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70802

Rents YoY
6.6%
Active inventory
188
Price-to-rent
1.1×

Monthly cashflow live

Estimated rent
$1,053 high interval (Pro) →
Mortgage (P&I)
$73
Tax from tax record
$14 /mo · $169/yr
Insurance
$6
HOA
$0
Vacancy / Maint / Mgmt
$221
Net cashflow
$739

Break-even live

Break-even rent $117
Max offer price $13,900
Occupancy floor 25%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$3,475
Closing costs
$417
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 34 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1104 E Harrison St Unit A Baton Rouge, LA 2.0 2.0 1100 $975 $0.89 43d 1 0.12mi
2030 Colorado St Baton Rouge, LA 1.0 1.0 900 $700 $0.78 43d 1 0.44mi
3005 Highland Rd Unit 5A Baton Rouge, LA 2.0 1.0 810 $850 $1.05 43d 1 0.56mi
1327 S 17th St Baton Rouge, LA 2.0 1.0 955 $950 $0.99 23d 1 0.57mi
3101 Highland Rd Baton Rouge, LA 2.0 1.0 955 $1,038 $1.09 14d 2 0.58mi
417 E State St Baton Rouge, LA 3.0 1.0–2.0 849 $1,053 $1.24 14d 26 0.60mi
416 E State St Unit B Baton Rouge, LA 1.0 1.0 700 $1,200 $1.71 43d 1 0.62mi
1241 S 18th St Baton Rouge, LA 1.0 1.0 700 $1,000 $1.43 14d 1 0.62mi
408 E State St Unit B Baton Rouge, LA 2.0 2.0 1258 $1,100 $0.87 43d 1 0.63mi
1805 Perkins Rd Unit 1805 Baton Rouge, LA 1.0 1.0 1000 $1,500 $1.50 14d 1 0.65mi
1917 Minnesota St Unit A Baton Rouge, LA 2.0 2.0 917 $1,350 $1.47 23d 1 0.67mi
1917 Minnesota St Unit A Baton Rouge, LA 2.0 2.0 917 $1,350 $1.47 43d 1 0.67mi
157 E State St Baton Rouge, LA 1.0 800 $750 $0.94 23d 1 0.67mi
279 Chatsworth St Baton Rouge, LA 2.0 2.0 840 $1,250 $1.49 43d 1 0.92mi
281 Chatsworth St Baton Rouge, LA 2.0 1.0 700 $1,250 $1.79 14d 1 0.92mi
718 Park Blvd Unit 1 Baton Rouge, LA 2.0 1.0 1189 $1,500 $1.26 23d 1 0.96mi
710 Park Blvd #6 Baton Rouge, LA 2.0 1.0 1111 $1,800 $1.62 14d 1 0.97mi
2500 McGrath Ave Unit 2 Baton Rouge, LA 1.0 1.0 750 $1,000 $1.33 43d 1 1.02mi
101 Baton Rouge, LA 1.0–2.0 1.0–2.0 803 $1,254 $1.56 14d 28 1.04mi
101 River House Pl Unit 1D Baton Rouge, LA 1.0 1.0 703 $1,391 $1.98 23d 1 1.09mi
756 Europe St Baton Rouge, LA 1.0 1.0 1050 $1,175 $1.12 14d 1 1.14mi
3132 Wyoming St Unit 1 Baton Rouge, LA 1.0 1.0 700 $650 $0.93 43d 1 1.15mi
866 Arlington Ave Unit 206 Baton Rouge, LA 2.0 1.0 950 $895 $0.94 43d 1 1.15mi
2361 Wisteria St Unit B Baton Rouge, LA 1.0 1.0 700 $1,200 $1.71 43d 1 1.19mi
1136 Aster St Baton Rouge, LA 2.0 1.0 700 $695 $0.99 43d 1 1.19mi
878 Kenmore Ave Unit C Baton Rouge, LA 2.0 1.0 1100 $1,000 $0.91 21d 1 1.20mi
1212 Aster St Unit 1132 Baton Rouge, LA 2.0 1.0 700 $695 $0.99 43d 1 1.20mi
1212 Aster St Unit 1136 Baton Rouge, LA 2.0 1.0 700 $695 $0.99 23d 1 1.20mi
636 Napoleon St Baton Rouge, LA 2.0 1.0 1065 $1,650 $1.55 14d 1 1.21mi
623 S Eugene St Unit 1 Baton Rouge, LA 2.0 1.0 980 $1,400 $1.43 43d 1 1.27mi
648 Penalver St Unit 2 Baton Rouge, LA 2.0 1.0 1000 $1,200 $1.20 14d 1 1.28mi
3003 River Rd Baton Rouge, LA 1.0–2.0 1.0 670 $799 $1.19 14d 18 1.40mi
814 North Blvd Unit 814 Baton Rouge, LA 1.0 1.0 800 $800 $1.00 43d 1 1.44mi
725 Carol Marie Dr Unit 4 Baton Rouge, LA 1.0 1.0 870 $900 $1.03 14d 1 1.44mi

Listing history 26 events

  1. 2026-06-18
    days on market $13,900 Active 58 DOM
  2. 2026-06-17
    days on market $13,900 Active 57 DOM
  3. 2026-06-16
    days on market $13,900 Active 56 DOM
  4. 2026-06-15
    days on market $13,900 Active 55 DOM
  5. 2026-06-14
    days on market $13,900 Active 53 DOM
  6. 2026-06-10
    days on market $13,900 Active 50 DOM
  7. 2026-06-09
    days on market $13,900 Active 49 DOM
  8. 2026-06-08
    days on market $13,900 Active 48 DOM
  9. 2026-06-07
    days on market $13,900 Active 47 DOM
  10. 2026-06-05
    days on market $13,900 Active 44 DOM
  11. 2026-06-03
    days on market $13,900 Active 43 DOM
  12. 2026-06-02
    days on market $13,900 Active 42 DOM
  13. 2026-06-01
    days on market $13,900 Active 41 DOM
  14. 2026-05-31
    days on market $13,900 Active 40 DOM
  15. 2026-05-31
    days on market $13,900 Active 39 DOM
  16. 2026-05-06
    price $16,900 186-char remark
    Show marketing remark (186 chars)

    Motivated Seller ! Great Opportunity for INVESTORS, minutes from the LSU area. Come put your touch on this home and watch your investment grow. Bring your offers. Property is Sold As-is.

  17. 2026-05-06
    price $16,900 186-char remark
    Show marketing remark (186 chars)

    Motivated Seller ! Great Opportunity for INVESTORS, minutes from the LSU area. Come put your touch on this home and watch your investment grow. Bring your offers. Property is Sold As-is.

  18. 2026-04-21
    listed $19,900 Active 186-char remark
    Show marketing remark (186 chars)

    Motivated Seller ! Great Opportunity for INVESTORS, minutes from the LSU area. Come put your touch on this home and watch your investment grow. Bring your offers. Property is Sold As-is.

  19. 2026-04-21
    listed $19,900 Active 186-char remark
    Show marketing remark (186 chars)

    Motivated Seller ! Great Opportunity for INVESTORS, minutes from the LSU area. Come put your touch on this home and watch your investment grow. Bring your offers. Property is Sold As-is.

  20. 2025-03-19
    price $18,000
  21. 2025-03-19
    price $18,000
  22. 2025-03-10
    price $18,500
  23. 2025-03-01
    price $18,500
  24. 2025-02-18
    listed $25,000 Active
  25. 2025-02-18
    listed $25,000 Active
  26. 1981-09-15
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$169 · $14/mo
Projected year-2 tax
$169 · $14/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X · 74% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,634
− Mortgage interest
−$779
− Property taxes
−$169
− Insurance
−$70
− Repairs & maintenance
−$1,011
− Management
−$1,011
− Depreciation
−$404
Taxable income
$9,191
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,206
After-tax cash flow
$6,662/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Baton Rouge Parish
NCES district ID
2200540
Math proficiency
22% ▼ -36.00%
Reading proficiency
34% ▼ -31.00%
Median HH income
$46,263
Composite
24.14/100
National rank
#7745
State rank
#47 of 98 in LA

Livability — Baton Rouge

Score
74/100
State rank
#24
US rank
#4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baton Rouge, LA
County
East Baton Rouge Parish · 399,686 people
City population
351,868
Metro
Baton Rouge, LA
Population (ZIP)
25,118
Household income
$34,458
Rent vs Own
69.1% rent · 30.9% own
Severe rent burden
1831.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (69%)
Race & ethnicity
Black 69% White 20% Two or more races 5% Hispanic / Latino 5% Asian 3%
Common ancestry
Lithuanian 2% Italian 1% Iranian 0%
Foreign-born
6% · Canada, Vietnam
Languages at home
91% English-only · Spanish 3% Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -137.02%
Current HPI
47.7285
Rent YoY
▲ 6.59%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-32.4% since first listed
11 events — show timeline
  • 2026-05-06 Price Changed $16,900 AcadianaMLS
  • 2026-05-06 Price Changed $16,900 GBRMLS
  • 2026-04-21 Listed $19,900 GBRMLS
  • 2026-04-21 Listed $19,900 AcadianaMLS
  • 2025-03-19 Price Changed $18,000 AcadianaMLS
  • 2025-03-19 Price Changed $18,000 GBRMLS
  • 2025-03-10 Price Changed $18,500 AcadianaMLS
  • 2025-03-01 Price Changed $18,500 GBRMLS
  • 2025-02-18 Listed $25,000 GBRMLS
  • 2025-02-18 Listed $25,000 AcadianaMLS
  • 1981-09-15 Sold (Public Records) Public Records

Property tax history

+1.3%/yr

Latest (2025): $169 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…