CashFlowRE
Sign in Sign up
719 Robbins Ave
D Composite 40.71
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.2/30.0
  • ARV discount +10.3/15.0
  • Schools +3.7/10.0
  • DSCR +3.6/10.0
  • Livability +3.4/5.0
  • 1% rule +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$160,000

719 Robbins Ave · Niles, OH 44446
3 bd · 1.0 ba · 1,876 sqft · SingleFamily public records · 10 Days on market
Built 1916 6,751 sqft lot Est $171k · 6% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Looking for a diamond in the rough? This gem is located on Niles' Robbins Avenue and has great big rooms and plenty of built-in cabinets and linen closets and a laundry chute. First floor features a sun room with a curved wall of windows and a fireplace with gas insert with two doors to the huge living room, nice sized dining room with glass doors between the living and dining rooms, and kitchen with a breakfast room. (A water pipe broke in the second floor bathroom and caused damage to the kitchen. ) Pretty woodwork on the staircase to the second floor. Three bedrooms and full bath. Full basement with high ceilings. Back yard with storage shed. Schedule a tour and make this the neighborhood gem you'll call home.

Key facts

  • Updated appliances
  • Original built-ins
  • Soft close cabinetry

Tags

ORIGINAL BUILT-INSRESTORED HARDWOOD FLOORSWALL OF WINDOWSUPDATED APPLIANCESSOFT CLOSE CABINETRYBONUS ROOM

Property features AI

Exterior

  • Parking: Gravel parking; Shared driveway
  • Utilities: Public water; Public sewer
  • Home design: 2-story vinyl-sided house; Facing north; Block foundation
  • Construction: Vinyl siding exterior; Asphalt/fiberglass roof; Built according to public records; Has home warranty
  • Exterior features: Front porch; Shed(s)

Interior

  • Kitchen: Range; Dishwasher; Refrigerator
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating (gas); Central air conditioning
  • Interior features: Decorative fireplace (1) with additional remarks; Full, unfinished basement
  • Laundry & utility: Washer and Dryer located in the basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $-33 ($-400/yr) — negative.
  • To cash-flow at today's rent, offer at most $154k (3.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $121k (24.3% below list).
  • Recommended offer: $121k (24.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 67/100 on livability (#628 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, employment D, amenities F.
  • Niles City (suburban): math 37% / reading 52% proficiency, ranked #507 of 656 in OH (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 65 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 129 units permitted in Trumbull County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Trumbull County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • 7 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1916 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $121,121 (24.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1916 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
6.04%
Cash-on-cash
-0.89%
DSCR
0.96
GRM
11.0

CMA / ARV

ARV (on-the-fly)
$170,716
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
724 N Bentley Ave 0.52mi 3/1.5 1,890 (+1%) 6mo $225,000 $119 67
331 Wood Ave 0.35mi 3/2.0 1,712 (-9%) 1mo $81,900 $48 65
737 N Bentley Ave 0.55mi 3/2.5 1,928 (+3%) 6mo $246,000 $128 59
850 Vienna Ave 0.63mi 3/2.0 1,952 (+4%) 2mo $177,400 $91 59
45 Summit Ave 0.44mi 3/1.5 1,653 (-12%) 0mo $85,000 $51 57
166 Oak Knl 0.67mi 4/1.0 (+1) 1,829 (-2%) 2mo $75,000 $41 57
30 Bond St 0.52mi 4/1.5 (+1) 1,816 (-3%) 11mo $165,000 $91 54
1354 Clark St 0.54mi 3/2.0 1,800 (-4%) 17mo $334,000 $186 50
124 Morse Ave 0.32mi 3/2.0 1,642 (-12%) 14mo $120,000 $73 48
855 Lincoln Ave 0.66mi 3/2.0 2,031 (+8%) 8mo $141,000 $69 44
1415 Clark St 0.61mi 3/1.5 2,018 (+8%) 16mo $145,000 $72 44
340 Mcevoy Ct 0.66mi 4/2.5 (+1) 2,084 (+11%) 2mo $230,000 $110 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-17.8%
Equity multiple
0.37×
Total profit
$-28,102
Equity at exit
$23,857
10-year hold
IRR
-10.0%
Equity multiple
0.39×
Total profit
$-27,417
Equity at exit
$13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44446

Home prices YoY
-19.9%
Active inventory
65
Price-to-rent
11.0×

Monthly cashflow live

Estimated rent
$1,211 medium interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$84 /mo · $1,013/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$254
Net cashflow
$-33

Break-even live

Break-even rent $1,253
Max offer price $154,114
Occupancy floor 98%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$40,000
Closing costs
$4,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
35 Neil St #1 Niles, OH 2.0 1.0 1264 $950 $0.75 13d 1 0.87mi
1916 Youll St Niles, OH 1.0–3.0 1.0–1.5 1216 $1,130 $0.93 13d 1 1.12mi

Listing history 9 events

  1. 2026-06-19
    days on market $160,000 Active 10 DOM
  2. 2026-06-18
    days on market $160,000 Active 9 DOM
  3. 2026-06-17
    days on market $160,000 Active 8 DOM
  4. 2026-06-16
    days on market $160,000 Active 7 DOM
  5. 2026-06-15
    days on market $160,000 Active 6 DOM
  6. 2026-06-14
    days on market $160,000 Active 4 DOM
  7. 2026-06-13
    days on market $160,000 Active 3 DOM
  8. 2026-06-10
    remarks 695-char remark
  9. 2026-06-10
    listed $160,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,013 · $84/mo
Projected year-2 tax
$1,755 · $146/mo
Expected delta
+$741/yr (+$62/mo · 73.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,535
− Mortgage interest
−$8,962
− Property taxes
−$1,013
− Insurance
−$800
− Repairs & maintenance
−$1,163
− Management
−$1,163
− Depreciation
−$4,655
Taxable loss
−$3,221
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$773
After-tax cash flow
$373/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Niles City
NCES district ID
3904449
Math proficiency
37% ▼ -22.00%
Reading proficiency
52% ▼ -11.00%
Median HH income
$37,965
Composite
37.02/100
National rank
#4517
State rank
#507 of 656 in OH

Livability — Niles

Score
67/100
State rank
#628
US rank
#11037

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D Housing A+ Health & safety F User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Niles, OH
County
Trumbull County · 61,158 people
City population
20,060
Metro
Youngstown-Warren-Boardman, OH-PA
Population (ZIP)
20,060
Household income
$50,468
Rent vs Own
43.9% rent · 56.1% own
Severe rent burden
820.0

Population outlook (Trumbull County) Hauer SSP2

Today (2025)
191,696 people
By 2030
184,015 · -4.0%
By 2040
166,810 · -13.0%
By 2050
149,857 · -21.8%
By 2075
115,769 · -39.6%
By 2100
83,617 · -56.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Two or more races 6% Black 4% Hispanic / Latino 3%
Common ancestry
Romanian 2% Slovak 1% Subsaharan African 1%
Foreign-born
1%
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Trumbull

2024 margin
R (+16.8) · D 41.2% · R 58.0%
2008→2024 swing
-39.2pp toward R · 2008: 22.4pp · 2024: -16.8pp
All cycles
2024: R+16.8 2020: R+10.6 2016: R+6.4 2012: D+22.2 2008: D+22.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -49.52%
Current HPI
198.7738
Rent YoY
Metro
Youngstown-Warren-Boardman, OH-PA
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+185.7% since first listed
27 events — show timeline
  • 2026-06-09 Listed $160,000 MLSNOW
  • 2026-02-04 Listing Removed MLSNOW
  • 2025-12-10 Price Changed $160,000 MLSNOW
  • 2025-12-01 Price Changed $162,000 MLSNOW
  • 2025-10-06 Price Changed $163,000 MLSNOW
  • 2025-08-21 Price Changed $168,000 MLSNOW
  • 2025-08-09 Price Changed $170,000 MLSNOW
  • 2025-07-18 Price Changed $174,000 MLSNOW
  • 2025-06-23 Listed $180,000 MLSNOW
  • 2025-01-10 Sold (Public Records) $160,000 Public Records
  • 2022-03-29 Sold (Public Records) $54,000 Public Records
  • 2022-03-29 Sold (MLS) $54,000 MLSNOW
  • 2022-03-19 Pending MLSNOW
  • 2022-02-12 Contingent MLSNOW
  • 2021-10-29 Listed $54,000 MLSNOW
  • 2014-10-20 Sold (Public Records) $64,000 Public Records
  • 2014-10-17 Sold (MLS) $64,000 MLSNOW
  • 2014-09-04 Listing Removed MLSNOW
  • 2013-12-05 Listed $64,000 MLSNOW
  • 2013-05-13 Listing Removed MLSNOW
  • 2013-05-07 Listed $69,900 MLSNOW
  • 2006-07-31 Listing Removed MLSNOW
  • 2005-07-11 Listed $79,900 MLSNOW
  • 2005-06-30 Listing Removed MLSNOW
  • 2005-01-14 Listed $87,900 MLSNOW
  • 1994-06-07 Sold (Public Records) $45,227 Public Records
  • 1994-06-07 Sold (Public Records) $56,000 Public Records

Property tax history

-0.6%/yr

Latest (2025): $1,013 · +0.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…