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619 Scott St
C- Composite 53.03
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.2/10.0
  • 1% rule +4.0/10.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$200,000

619 Scott St · Hinesville, GA 31313
3 bd · 2.0 ba · 1,499 sqft · SingleFamily public records · 29 Days on market
Built 1988 8,738 sqft lot Est $247k · 19% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Short drive to Fort Stewart. This ranch-style home has a warm, inviting feel from the moment you arrive, with a covered front porch that sets the tone. Inside, the living room is filled with natural light and features a vaulted ceiling, hardwood flooring, and a fireplace with tile surround as the focal point. Just off the living space, you'll find a dining area that connects easily to the kitchen, which offers stainless steel appliances and plenty of counter space for everyday use. The primary bedroom also features hardwood flooring and includes a private ensuite bath with a tiled shower. Three additional bedrooms and a full bathroom provide space for family, guests, or a home office. Out back, there's a patio overlooking a large fenced yard with plenty of room to spread out, along with a storage building and mature trees that add to the setting. Major updates have already been taken care of, including an HVAC system replaced in 2020, a newer water heater, and gutters added in 2024. This home offers a solid layout, great outdoor space, and updates where it counts.

Key facts

  • Covered front porch
  • Hardwood flooring
  • Vaulted ceiling

Tags

COVERED FRONT PORCHNATURAL LIGHTVAULTED CEILINGHARDWOOD FLOORINGFIREPLACE WITH TILE SURROUNDSTAINLESS STEEL APPLIANCES

Property features AI

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Single family residence; One story
  • Construction: Brick construction
  • Exterior features: Patio; Front porch; Storage; Wood privacy fencing (fenced)

Interior

  • Kitchen: Disposal; Microwave; Oven; Range; Refrigerator
  • Bathrooms: 2 full bathrooms; Accessible full bath
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Ceiling fans; Entrance foyer; Pantry; Vaulted ceilings; Wood-burning stove fireplace in the living room (1 fireplace)
  • Laundry & utility: Laundry room; Electric water heater; Water softener

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $127 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $181k (9.6% below list).
  • Recommended offer: $181k (9.6% below list) — sets the bar for 1% rule.
  • Cap rate 7.1% vs local median 5.2% in Hinesville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#51 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, commute D+, crime F.
  • Liberty County (urban): math 19% / reading 28% proficiency, ranked #133 of 174 in GA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+5.4%/yr); 641 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 471 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Liberty County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 29 days — a 2% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $180,804 (9.6% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
7.05%
Cash-on-cash
2.71%
DSCR
1.12
GRM
9.2

CMA / ARV

ARV (on-the-fly)
$247,335
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
614 Demere St 0.32mi 3/2.0 1,512 (+1%) 3mo $234,000 $155 81
667 Windward Dr 0.16mi 3/2.0 1,438 (-4%) 8mo $210,000 $146 79
726 Timber Ridge Trl 0.27mi 3/2.0 1,361 (-9%) 4mo $225,000 $165 68
702 Friar Tuck Ln 0.41mi 3/2.0 1,562 (+4%) 8mo $232,500 $149 67
806 Hidden Hollow Cir 0.62mi 3/2.0 1,480 (-1%) 8mo $175,900 $119 62
707 Friar Tuck Ln 0.37mi 3/2.0 1,348 (-10%) 6mo $249,900 $185 61
520 Wellington Way 0.43mi 4/2.0 (+1) 1,642 (+10%) 3mo $280,000 $171 56
514 Azalea St 0.52mi 3/2.0 1,319 (-12%) 3mo $223,000 $169 53
9 Cherry St 0.56mi 3/2.0 1,668 (+11%) 3mo $220,000 $132 53
717 Little John Dr 0.48mi 3/2.0 1,274 (-15%) 1mo $234,500 $184 52
201 Ash Blvd 0.52mi 3/2.0 1,281 (-14%) 6mo $230,000 $180 46
3 Dogwood St 0.57mi 3/1.0 1,679 (+12%) 6mo $210,000 $125 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.41% rent growth · sell at horizon

5-year hold
IRR
-9.5%
Equity multiple
0.64×
Total profit
$-19,880
Equity at exit
$29,821
10-year hold
IRR
2.8%
Equity multiple
1.22×
Total profit
$12,334
Equity at exit
$17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31313

Home prices YoY
-27.1%
Rents YoY
5.4%
Active inventory
641
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$1,808 high interval (Pro) →
Mortgage (P&I)
$1,049
Tax from tax record
$170 /mo · $2,036/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$380
Net cashflow
$127

Break-even live

Break-even rent $1,648
Max offer price $200,000
Occupancy floor 88%

Sensitivity live

Price -10% $240 -5% $183 +0% $127 +5% $70 +10% $13
Rent -10% $-16 -5% $55 +0% $127 +5% $198 +10% $269
Rate -1.0pp $227 -0.5pp $177 base $127 +0.5pp $75 +1.0pp $22

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,000
Closing costs
$6,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
613 Franklin St Hinesville, GA 3.0 2.0 1464 $1,750 $1.20 45d 1 0.33mi
722 Robin Hood Dr Hinesville, GA 3.0 2.0 1668 $1,500 $0.90 45d 1 0.34mi
608 Palmetto St Hinesville, GA 3.0 2.0 1615 $1,700 $1.05 45d 1 0.37mi
710 Little John Dr Hinesville, GA 3.0 2.0 1459 $1,700 $1.17 45d 1 0.45mi
1303 Veterans Pkwy Hinesville, GA 1.0–3.0 1.0–2.0 1048 $1,750 $1.67 45d 8 0.57mi
822 Lost Grove Ln Hinesville, GA 3.0 2.0 1080 $1,650 $1.53 45d 1 0.65mi
812 Ridgewood Way Hinesville, GA 3.0 2.0 1526 $1,900 $1.25 45d 1 0.65mi
209 School House Rd Hinesville, GA 4.0 2.0 1802 $2,100 $1.17 45d 1 0.65mi
908 Ringneck Way Hinesville, GA 3.0 2.0 1526 $1,750 $1.15 45d 1 0.68mi
916 Mandarin Dr Hinesville, GA 3.0 2.0 1433 $1,550 $1.08 45d 1 0.72mi
205 Bagley Ave Unit B Hinesville, GA 3.0 2.0 1071 $1,850 $1.73 45d 1 0.79mi
635 Maxwell St Hinesville, GA 3.0 1.0 950 $1,700 $1.79 45d 1 0.86mi
960 Gulfstream Rd Hinesville, GA 4.0 2.0 1515 $2,150 $1.42 45d 1 0.87mi
350 Beverly St #124 Hinesville, GA 3.0 2.0 1228 $1,400 $1.14 45d 1 0.87mi
905 King Air Ct Hinesville, GA 3.0 2.0 1407 $1,750 $1.24 45d 1 0.89mi
662 Mahoney Rd Hinesville, GA 3.0 2.0 1196 $1,795 $1.50 45d 1 0.95mi
727 S Main St Hinesville, GA 2.0–3.0 1.5 1286 $1,450 $1.13 45d 3 1.04mi
814 Lesa St Hinesville, GA 2.0 1.5 1152 $950 $0.82 45d 1 1.08mi
712 Mill Creek Cir Hinesville, GA 4.0 2.0 1456 $1,900 $1.30 45d 1 1.10mi
220 Garden Cir Hinesville, GA 3.0 1.5 1323 $1,650 $1.25 45d 1 1.14mi
717 Mill Creek Cir Hinesville, GA 4.0 2.5 1776 $2,200 $1.24 45d 1 1.15mi
250 Garden Cir Hinesville, GA 3.0 2.0 1140 $1,750 $1.54 45d 1 1.18mi
732 Fleming Rd Hinesville, GA 3.0 1.5 1348 $1,400 $1.04 45d 1 1.24mi
912 Pineland Ave Hinesville, GA 3.0 2.5 1428 $1,648 $1.15 45d 1 1.28mi
1110 Creekside Cir Hinesville, GA 3.0 2.0 1356 $2,000 $1.47 45d 1 1.36mi
231 Honey Lane Cir Hinesville, GA 3.0 1.5 1242 $1,800 $1.45 45d 1 1.48mi

Listing history 17 events

  1. 2026-06-13
    statusdays on market $200,000 Pending 29 DOM
  2. 2026-06-10
    days on market $200,000 Active Under Contract 27 DOM
  3. 2026-06-09
    days on market $200,000 Active Under Contract 26 DOM
  4. 2026-06-08
    days on market $200,000 Active Under Contract 25 DOM
  5. 2026-06-07
    days on market $200,000 Active Under Contract 24 DOM
  6. 2026-06-05
    statusdays on market $200,000 Active Under Contract 21 DOM
  7. 2026-06-03
    days on market $200,000 Active 20 DOM
  8. 2026-06-02
    days on market $200,000 Active 19 DOM
  9. 2026-06-01
    days on market $200,000 Active 18 DOM
  10. 2026-05-31
    days on market $200,000 Active 17 DOM
  11. 2026-05-30
    days on market $200,000 Active 16 DOM
  12. 2026-05-08
    status Pending 1080-char remark
    Show marketing remark (1080 chars)

    Short drive to Fort Stewart. This ranch-style home has a warm, inviting feel from the moment you arrive, with a covered front porch that sets the tone. Inside, the living room is filled with natural light and features a vaulted ceiling, hardwood flooring, and a fireplace with tile surround as the focal point. Just off the living space, you'll find a dining area that connects easily to the kitchen, which offers stainless steel appliances and plenty of counter space for everyday use. The primary bedroom also features hardwood flooring and includes a private ensuite bath with a tiled shower. Three additional bedrooms and a full bathroom provide space for family, guests, or a home office. Out back, there's a patio overlooking a large fenced yard with plenty of room to spread out, along with a storage building and mature trees that add to the setting. Major updates have already been taken care of, including an HVAC system replaced in 2020, a newer water heater, and gutters added in 2024. This home offers a solid layout, great outdoor space, and updates where it counts.

  13. 2026-05-08
    status Pending
    Show marketing remark (1080 chars)

    Short drive to Fort Stewart. This ranch-style home has a warm, inviting feel from the moment you arrive, with a covered front porch that sets the tone. Inside, the living room is filled with natural light and features a vaulted ceiling, hardwood flooring, and a fireplace with tile surround as the focal point. Just off the living space, you'll find a dining area that connects easily to the kitchen, which offers stainless steel appliances and plenty of counter space for everyday use. The primary bedroom also features hardwood flooring and includes a private ensuite bath with a tiled shower. Three additional bedrooms and a full bathroom provide space for family, guests, or a home office. Out back, there's a patio overlooking a large fenced yard with plenty of room to spread out, along with a storage building and mature trees that add to the setting. Major updates have already been taken care of, including an HVAC system replaced in 2020, a newer water heater, and gutters added in 2024. This home offers a solid layout, great outdoor space, and updates where it counts.

  14. 2026-04-27
    historical Active Under Contract 1080-char remark
    Show marketing remark (1080 chars)

    Short drive to Fort Stewart. This ranch-style home has a warm, inviting feel from the moment you arrive, with a covered front porch that sets the tone. Inside, the living room is filled with natural light and features a vaulted ceiling, hardwood flooring, and a fireplace with tile surround as the focal point. Just off the living space, you'll find a dining area that connects easily to the kitchen, which offers stainless steel appliances and plenty of counter space for everyday use. The primary bedroom also features hardwood flooring and includes a private ensuite bath with a tiled shower. Three additional bedrooms and a full bathroom provide space for family, guests, or a home office. Out back, there's a patio overlooking a large fenced yard with plenty of room to spread out, along with a storage building and mature trees that add to the setting. Major updates have already been taken care of, including an HVAC system replaced in 2020, a newer water heater, and gutters added in 2024. This home offers a solid layout, great outdoor space, and updates where it counts.

  15. 2026-04-27
    historical Active Under Contract
    Show marketing remark (1080 chars)

    Short drive to Fort Stewart. This ranch-style home has a warm, inviting feel from the moment you arrive, with a covered front porch that sets the tone. Inside, the living room is filled with natural light and features a vaulted ceiling, hardwood flooring, and a fireplace with tile surround as the focal point. Just off the living space, you'll find a dining area that connects easily to the kitchen, which offers stainless steel appliances and plenty of counter space for everyday use. The primary bedroom also features hardwood flooring and includes a private ensuite bath with a tiled shower. Three additional bedrooms and a full bathroom provide space for family, guests, or a home office. Out back, there's a patio overlooking a large fenced yard with plenty of room to spread out, along with a storage building and mature trees that add to the setting. Major updates have already been taken care of, including an HVAC system replaced in 2020, a newer water heater, and gutters added in 2024. This home offers a solid layout, great outdoor space, and updates where it counts.

  16. 2026-04-23
    listed $200,000 Active
    Show marketing remark (1080 chars)

    Short drive to Fort Stewart. This ranch-style home has a warm, inviting feel from the moment you arrive, with a covered front porch that sets the tone. Inside, the living room is filled with natural light and features a vaulted ceiling, hardwood flooring, and a fireplace with tile surround as the focal point. Just off the living space, you'll find a dining area that connects easily to the kitchen, which offers stainless steel appliances and plenty of counter space for everyday use. The primary bedroom also features hardwood flooring and includes a private ensuite bath with a tiled shower. Three additional bedrooms and a full bathroom provide space for family, guests, or a home office. Out back, there's a patio overlooking a large fenced yard with plenty of room to spread out, along with a storage building and mature trees that add to the setting. Major updates have already been taken care of, including an HVAC system replaced in 2020, a newer water heater, and gutters added in 2024. This home offers a solid layout, great outdoor space, and updates where it counts.

  17. 2026-04-23
    listed $200,000 Active 1080-char remark
    Show marketing remark (1080 chars)

    Short drive to Fort Stewart. This ranch-style home has a warm, inviting feel from the moment you arrive, with a covered front porch that sets the tone. Inside, the living room is filled with natural light and features a vaulted ceiling, hardwood flooring, and a fireplace with tile surround as the focal point. Just off the living space, you'll find a dining area that connects easily to the kitchen, which offers stainless steel appliances and plenty of counter space for everyday use. The primary bedroom also features hardwood flooring and includes a private ensuite bath with a tiled shower. Three additional bedrooms and a full bathroom provide space for family, guests, or a home office. Out back, there's a patio overlooking a large fenced yard with plenty of room to spread out, along with a storage building and mature trees that add to the setting. Major updates have already been taken care of, including an HVAC system replaced in 2020, a newer water heater, and gutters added in 2024. This home offers a solid layout, great outdoor space, and updates where it counts.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,036 · $170/mo
Projected year-2 tax
$2,036 · $170/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,696
− Mortgage interest
−$11,203
− Property taxes
−$2,036
− Insurance
−$1,000
− Repairs & maintenance
−$1,736
− Management
−$1,736
− Depreciation
−$5,818
Taxable loss
−$1,832
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$440
After-tax cash flow
$1,958/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Liberty County
NCES district ID
1303300
Math proficiency
19% ▼ -16.00%
Reading proficiency
28% ▼ -13.00%
Median HH income
$43,911
Composite
20.2/100
National rank
#8630
State rank
#133 of 174 in GA

Livability — Hinesville

Score
73/100
State rank
#51
US rank
#5200

Category grades

Amenities C+ Commute D+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hinesville, GA
County
Liberty County · 58,565 people
City population
42,838
Metro
Hinesville, GA
Population (ZIP)
42,838
Household income
$60,233
Rent vs Own
50.1% rent · 49.9% own
Severe rent burden
1693.0

Population outlook (Liberty County) Hauer SSP2

Today (2025)
58,689 people
By 2030
57,670 · -1.7%
By 2040
55,750 · -5.0%
By 2050
54,155 · -7.7%
By 2075
58,947 · +0.4%
By 2100
66,919 · +14.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Black 47% White 31% Hispanic / Latino 13% Two or more races 11% Asian 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 7%
Common ancestry
Slovak 1% Italian 1% Lithuanian 1%
Foreign-born
7% · Canada, South Korea
Languages at home
86% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Liberty

2024 margin
D (+17.4) · D 58.5% · R 41.0%
2008→2024 swing
-10.9pp toward R · 2008: 28.4pp · 2024: 17.4pp
All cycles
2024: D+17.4 2020: D+24.1 2016: D+21.2 2012: D+30.2 2008: D+28.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -77.50%
Current HPI
208.0927
Rent YoY
▲ 5.41%
Metro
Hinesville, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
6 events — show timeline
  • 2026-05-08 Pending HABR
  • 2026-05-08 Pending Hive MLS
  • 2026-04-27 Contingent HABR
  • 2026-04-27 Contingent Hive MLS
  • 2026-04-23 Listed $200,000 Hive MLS
  • 2026-04-23 Listed $200,000 HABR

Property tax history

+1.7%/yr

Latest (2025): $2,036 · +1.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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