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100 Crestmont Ct
B- Composite 69.45
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.8/10.0
  • ARV discount +7.5/15.0
  • Schools +3.9/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$120,000

100 Crestmont Ct · Warner Robins, GA 31008
3 bd · 2.0 ba · 1,512 sqft · Other public records · 20 Days on market
Built 2002 0.41 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Excellent investment opportunity with a tenant already in place paying $1200 per month. This 3-bedroom, 2-bath home offers immediate rental income and strong investment potential. The home sits on its own land with no lot rent, providing additional long-term benefits for investors. The current lease is month to month. Please do not disturb the tenants. Showings are available by appointment only.

Key facts

  • No lot rent
  • Own land
  • Long term benefits

Tags

INVESTMENT OPPORTUNITYIMMEDIATE RENTAL INCOMESTRONG INVESTMENT POTENTIALOWN LANDNO LOT RENTLONG TERM BENEFITS

Property features AI

Finance

  • HOA & community: No homeowners association

Exterior

  • Parking: Off-street parking
  • Utilities: Public water; Public sewer; Cable available; Electricity available
  • Home design: Manufactured single-family residence; Resale property; Facing information not provided
  • Construction: Built in 2002; Vinyl siding; Composition roof
  • Exterior features: Corner lot

Interior

  • Kitchen: Dishwasher; Refrigerator
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Vinyl flooring
  • Bathrooms: 2 full bathrooms (main level)
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: One-level living; Family room; Crawl space foundation
  • Laundry & utility: Laundry closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $120k.

Deal economics

  • At list price, monthly cash flow is $677 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $120k).
  • Recommended offer: $118k (1.5% below list) — sets the bar for market timing.
  • Cap rate 13.1% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Eagle Springs Elementary (math 45% / reading 47%, grade D-, #316 of 1,228 statewide, top 26%, 704 students, 66% FRL); Thomson Middle School (math 29% / reading 34%, grade F, #234 of 470 statewide, top 50%, 736 students, 84% FRL); Northside High School (math 5% / reading 21%, grade F, #331 of 424 statewide, top 78%, 1,959 students, 84% FRL) — zoned schools average 78% FRL vs 46% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 30% at this address vs 44% district-wide (-14 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
  • Market conditions: 210 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $34k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $16k; list at $120k implies a 650% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 73% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $118,200 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.48%
Cap rate
13.07%
Cash-on-cash
24.20%
DSCR
2.08
GRM
5.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.4%
Equity multiple
1.70×
Total profit
$23,669
Equity at exit
$17,892
10-year hold
IRR
25.9%
Equity multiple
3.26×
Total profit
$76,030
Equity at exit
$10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31008

Home prices YoY
-18.1%
Active inventory
210
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,780 high interval (Pro) →
Mortgage (P&I)
$629
Tax from tax record
$49 /mo · $591/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$374
Net cashflow
$677

Break-even live

Break-even rent $922
Max offer price $120,000
Occupancy floor 57%

Sensitivity live

Price -10% $745 -5% $711 +0% $677 +5% $644 +10% $610
Rent -10% $537 -5% $607 +0% $677 +5% $748 +10% $818
Rate -1.0pp $738 -0.5pp $708 base $677 +0.5pp $646 +1.0pp $615

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,000
Closing costs
$3,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
420 Madison Place Pkwy Byron, GA 3.0 2.0 1341 $2,000 $1.49 15d 1 0.15mi
415 Covington Cv Byron, GA 4.0 2.0 1472 $1,820 $1.24 15d 1 0.22mi
302 Timberwind Dr Byron, GA 3.0 2.0 1449 $1,500 $1.04 15d 1 0.28mi
307 Timberwind Dr Byron, GA 3.0 2.5 1908 $1,850 $0.97 15d 1 0.30mi
213 Merlot Dr Byron, GA 2.0 2.0 1632 $1,500 $0.92 45d 1 0.33mi
206 Beau Claire Cir Byron, GA 4.0 3.0 2145 $1,950 $0.91 45d 1 0.54mi
800 Gunn Rd Centerville, GA 1.0–3.0 1.0–2.0 1100 $1,715 $1.56 15d 2 0.61mi
3415 US Highway 41 N Byron, GA 2.0 2.0 1170 $1,490 $1.27 15d 15 0.71mi
104 Village Walk Centerville, GA 3.0 2.0 1887 $1,950 $1.03 45d 1 0.74mi
111 Brighton Dr Byron, GA 3.0 2.0 1782 $1,400 $0.79 22d 1 0.82mi
111 Brighton Dr Byron, GA 3.0 2.0 1782 $1,500 $0.84 45d 1 0.82mi
100 Place Dr Byron, GA 1.0–3.0 1.0–2.0 1099 $1,925 $1.75 15d 41 1.03mi
115 Tom Chapman Blvd Warner Robins, GA 1.0–3.0 1.0–2.0 1066 $1,632 $1.53 15d 10 1.10mi
807 Citrona Dr Byron, GA 4.0 2.5 2164 $2,020 $0.93 45d 1 1.20mi
807 Citrona Dr Byron, GA 4.0 2.5 2164 $2,020 $0.93 22d 1 1.20mi
156 Amelia Dr Byron, GA 4.0 3.0 2200 $2,300 $1.05 15d 1 1.26mi
114 Tahoe Ln Warner Robins, GA 3.0 2.0 1349 $1,800 $1.33 45d 1 1.33mi
110 Sea Oaks Ct Byron, GA 3.0 2.0 2055 $2,050 $1.00 45d 1 1.34mi

Listing history 16 events

  1. 2026-06-21
    days on market $120,000 Active 20 DOM
  2. 2026-06-19
    days on market $120,000 Active 18 DOM
  3. 2026-06-18
    days on market $120,000 Active 17 DOM
  4. 2026-06-17
    days on market $120,000 Active 16 DOM
  5. 2026-06-16
    days on market $120,000 Active 15 DOM
  6. 2026-06-15
    statusdays on market $120,000 Active 14 DOM
  7. 2026-06-14
    days on market $120,000 New 12 DOM
  8. 2026-06-13
    days on market $120,000 New 11 DOM
  9. 2026-06-10
    days on market $120,000 New 9 DOM
  10. 2026-06-09
    days on market $120,000 New 8 DOM
  11. 2026-06-08
    days on market $120,000 New 7 DOM
  12. 2026-06-07
    days on market $120,000 New 6 DOM
  13. 2026-06-05
    days on market $120,000 New 3 DOM
  14. 2026-06-03
    days on market $120,000 New 2 DOM
  15. 2026-06-02
    remarks 398-char remark
  16. 2026-06-02
    listed $120,000 New 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$591 · $49/mo
Projected year-2 tax
$1,104 · $92/mo
Expected delta
+$513/yr (+$43/mo · 86.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 73% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,358
− Mortgage interest
−$6,722
− Property taxes
−$591
− Insurance
−$600
− Repairs & maintenance
−$1,709
− Management
−$1,709
− Depreciation
−$3,491
Taxable income
$6,536
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,569
After-tax cash flow
$6,561/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
City population
92,102
Population (ZIP)
20,882

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Black 27% Two or more races 7% Hispanic / Latino 6%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2%
Common ancestry
Slovak 2% Serbian 1% Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -45.93%
Current HPI
208.0889
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+650.0% since first listed
6 events — show timeline
  • 2026-05-30 Listed $120,000 GAMLS
  • 2024-11-16 Delisted CGMLS
  • 2024-11-15 Listing Removed GAMLS
  • 2024-05-16 Listed $120,000 CGMLS
  • 2024-05-15 Listed $120,000 GAMLS
  • 2002-06-12 Sold (Public Records) $16,000 Public Records

Property tax history

+6.1%/yr

Latest (2025): $591 · +6.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…