CashFlowRE
Sign in Sign up
Resolution X Plan 🏗️ New Construction
B Composite 71.5
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.6/10.0
  • Condition / age +4.0/5.0
  • Livability +3.1/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$73,995

Resolution X Plan · Rosenberg, TX 77471
3 bd · 2.0 ba · 1,216 sqft · Manufactured · 397 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Brand New 3-Bedroom Home in Rosenberg, TX - Ready for Move-In! Step into modern comfort with this beautifully designed 3-bedroom, 2-bathroom home offering 1,216 square feet of smart, stylish living. Nestled in a brand new, maintenance-free neighborhood in Rosenberg, this home is the perfect blend of practicality and charm. Features include: Bright, open floor plan with spacious living and dining areas Contemporary kitchen with sleek finishes Private primary suite with full bath Large deck perfect for outdoor lounging or entertaining 10x10 detached storage shed - included! Off-street parking for added convenience Enjoy the ease of homeownership in a quiet, welcoming community without the hassle of upkeep. This is more than a home - it's a fresh start in a growing area you'll love to call your own.

Key facts

  • Large deck
  • Open floor plan
  • Contemporary kitchen

Tags

OPEN FLOOR PLANCONTEMPORARY KITCHENPRIVATE PRIMARY SUITELARGE DECKDETACHED STORAGE SHEDOFF-STREET PARKING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $74k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $961 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $74k).
  • Recommended offer: $65k (12.0% below list) — sets the bar for market timing.
  • Cap rate 21.9% vs local median 3.4% in Rosenberg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#922 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: schools D-, amenities F, commute F.
  • Lamar CISD (suburban): math 50% / reading 53% proficiency, ranked #116 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-1.0%/yr); 716 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $511 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 397 days — a 12% lower offer ($65k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $65,115 (12.0% below list)

Questions for the listing agent

  1. It's been on market 397 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.52%
Cap rate
21.88%
Cash-on-cash
55.67%
DSCR
3.48
GRM
3.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
50.6%
Equity multiple
3.11×
Total profit
$43,792
Equity at exit
$11,033
10-year hold
IRR
54.8%
Equity multiple
5.63×
Total profit
$95,964
Equity at exit
$6,398

Cash invested: $20,719 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77471

Home prices YoY
-19.3%
Rents YoY
-1.0%
Active inventory
716
Price-to-rent
3.3×

Monthly cashflow live

Estimated rent
$1,864 medium interval (Pro) →
Mortgage (P&I)
$388
Tax est. 1.5%
$92 /mo · $1,110/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$391
Net cashflow
$961

Break-even live

Break-even rent $647
Max offer price $73,995
Occupancy floor 43%

Sensitivity live

Price -10% $1,012 -5% $987 +0% $961 +5% $936 +10% $910
Rent -10% $814 -5% $888 +0% $961 +5% $1,035 +10% $1,108
Rate -1.0pp $998 -0.5pp $980 base $961 +0.5pp $942 +1.0pp $922

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,499
Closing costs
$2,220
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
637 Brazos Point Dr Rosenberg, TX 3.0 2.0 1140 $1,850 $1.62 24d 1 0.02mi
1209 Mulcahy St Unit 1205 Rosenberg, TX 2.0 1.0 700 $1,075 $1.54 2d 1 0.98mi
1202 3rd St Rosenberg, TX 3.0 2.0 1400 $1,575 $1.12 24d 1 1.25mi

Listing history 18 events

  1. 2026-06-18
    days on market $73,995 Active 397 DOM
  2. 2026-06-17
    days on market $73,995 Active 396 DOM
  3. 2026-06-16
    days on market $73,995 Active 395 DOM
  4. 2026-06-15
    days on market $73,995 Active 394 DOM
  5. 2026-06-13
    days on market $73,995 Active 392 DOM
  6. 2026-06-10
    days on market $73,995 Active 388 DOM
  7. 2026-06-08
    days on market $73,995 Active 387 DOM
  8. 2026-06-07
    days on market $73,995 Active 386 DOM
  9. 2026-06-04
    days on market $73,995 Active 383 DOM
  10. 2026-06-03
    days on market $73,995 Active 382 DOM
  11. 2026-06-02
    days on market $73,995 Active 381 DOM
  12. 2026-06-01
    days on market $73,995 Active 380 DOM
  13. 2026-05-31
    days on market $73,995 Active 379 DOM
  14. 2026-04-08
    status Active 815-char remark
    Show marketing remark (815 chars)

    Brand New 3-Bedroom Home in Rosenberg, TX - Ready for Move-In! Step into modern comfort with this beautifully designed 3-bedroom, 2-bathroom home offering 1,216 square feet of smart, stylish living. Nestled in a brand new, maintenance-free neighborhood in Rosenberg, this home is the perfect blend of practicality and charm. Features include: Bright, open floor plan with spacious living and dining areas Contemporary kitchen with sleek finishes Private primary suite with full bath Large deck perfect for outdoor lounging or entertaining 10x10 detached storage shed - included! Off-street parking for added convenience Enjoy the ease of homeownership in a quiet, welcoming community without the hassle of upkeep. This is more than a home - it's a fresh start in a growing area you'll love to call your own.

  15. 2026-04-08
    historical 815-char remark
    Show marketing remark (815 chars)

    Brand New 3-Bedroom Home in Rosenberg, TX - Ready for Move-In! Step into modern comfort with this beautifully designed 3-bedroom, 2-bathroom home offering 1,216 square feet of smart, stylish living. Nestled in a brand new, maintenance-free neighborhood in Rosenberg, this home is the perfect blend of practicality and charm. Features include: Bright, open floor plan with spacious living and dining areas Contemporary kitchen with sleek finishes Private primary suite with full bath Large deck perfect for outdoor lounging or entertaining 10x10 detached storage shed - included! Off-street parking for added convenience Enjoy the ease of homeownership in a quiet, welcoming community without the hassle of upkeep. This is more than a home - it's a fresh start in a growing area you'll love to call your own.

  16. 2025-07-10
    status Active 815-char remark
    Show marketing remark (815 chars)

    Brand New 3-Bedroom Home in Rosenberg, TX - Ready for Move-In! Step into modern comfort with this beautifully designed 3-bedroom, 2-bathroom home offering 1,216 square feet of smart, stylish living. Nestled in a brand new, maintenance-free neighborhood in Rosenberg, this home is the perfect blend of practicality and charm. Features include: Bright, open floor plan with spacious living and dining areas Contemporary kitchen with sleek finishes Private primary suite with full bath Large deck perfect for outdoor lounging or entertaining 10x10 detached storage shed - included! Off-street parking for added convenience Enjoy the ease of homeownership in a quiet, welcoming community without the hassle of upkeep. This is more than a home - it's a fresh start in a growing area you'll love to call your own.

  17. 2025-06-24
    historical 815-char remark
    Show marketing remark (815 chars)

    Brand New 3-Bedroom Home in Rosenberg, TX - Ready for Move-In! Step into modern comfort with this beautifully designed 3-bedroom, 2-bathroom home offering 1,216 square feet of smart, stylish living. Nestled in a brand new, maintenance-free neighborhood in Rosenberg, this home is the perfect blend of practicality and charm. Features include: Bright, open floor plan with spacious living and dining areas Contemporary kitchen with sleek finishes Private primary suite with full bath Large deck perfect for outdoor lounging or entertaining 10x10 detached storage shed - included! Off-street parking for added convenience Enjoy the ease of homeownership in a quiet, welcoming community without the hassle of upkeep. This is more than a home - it's a fresh start in a growing area you'll love to call your own.

  18. 2025-04-30
    listed $73,995 Active 815-char remark
    Show marketing remark (815 chars)

    Brand New 3-Bedroom Home in Rosenberg, TX - Ready for Move-In! Step into modern comfort with this beautifully designed 3-bedroom, 2-bathroom home offering 1,216 square feet of smart, stylish living. Nestled in a brand new, maintenance-free neighborhood in Rosenberg, this home is the perfect blend of practicality and charm. Features include: Bright, open floor plan with spacious living and dining areas Contemporary kitchen with sleek finishes Private primary suite with full bath Large deck perfect for outdoor lounging or entertaining 10x10 detached storage shed - included! Off-street parking for added convenience Enjoy the ease of homeownership in a quiet, welcoming community without the hassle of upkeep. This is more than a home - it's a fresh start in a growing area you'll love to call your own.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,368
− Mortgage interest
−$4,145
− Property taxes
−$1,110
− Insurance
−$370
− Repairs & maintenance
−$1,789
− Management
−$1,789
− Depreciation
−$2,153
Taxable income
$11,011
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,643
After-tax cash flow
$8,891/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 5 photos

Good 80/100 Cosmetic rehab

This mobile home is in good condition with a good condition score of 80. It has a modern kitchen and bathrooms, hardwood flooring, and neutral paint colors. The home is ready for move-in and has potential for further value increases through minor updates.

Value-add opportunities

  • Both Painting the interior walls — Fresh paint can enhance the home's curb appeal and interior aesthetics
  • Both Updating the flooring in the bathrooms — Replacing dated flooring with something more modern can increase both resale and rental value
  • Both Upgrading the kitchen appliances — Modernizing the kitchen can attract more buyers and renters
  • Both Adding a smart home system — Smart home features can increase the home's appeal and value
  • Both Landscaping improvements — Enhancing the landscaping can improve the home's curb appeal and attract more buyers

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the interior walls — Fresh paint can enhance the home's curb appeal and interior aesthetics
  • Both Updating the flooring in the bathrooms — Replacing dated flooring with something more modern can increase both resale and rental value
  • Both Upgrading the kitchen appliances — Modernizing the kitchen can attract more buyers and renters
  • Both Adding a smart home system — Smart home features can increase the home's appeal and value
  • Both Landscaping improvements — Enhancing the landscaping can improve the home's curb appeal and attract more buyers

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Lamar CISD
NCES district ID
4826580
Math proficiency
50% ▼ -12.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$75,213
Composite
46.43/100
National rank
#2452
State rank
#116 of 826 in TX

Livability — Rosenberg

Score
62/100
State rank
#922
US rank
#16414

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rosenberg, TX
County
Fort Bend County · 836,777 people
City population
115,151
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
45,325
Household income
$73,186
Rent vs Own
41.7% rent · 58.3% own
Severe rent burden
1688.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
Hispanic / Latino 56% White 23% Two or more races 21% Black 12% Asian 7%
Hispanic origin (detail)
Mexican 46%
Common ancestry
Romanian 1% Lithuanian 1% Slovak 1%
Foreign-born
18% · Canada, China, Vietnam
Languages at home
57% English-only · Spanish 35% Tagalog/Filipino 2% Other Indo-European 1%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -74.06%
Current HPI
309.5425
Rent YoY
▼ -0.97%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

5 events — show timeline
  • 2026-04-08 Relisted Zillow
  • 2026-04-08 Delisted Zillow
  • 2025-07-10 Relisted Zillow
  • 2025-06-24 Delisted Zillow
  • 2025-04-30 Listed $73,995 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…