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7030 Claudia Dr
D+ Composite 46.96
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.6/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.5/10.0
  • 1% rule +4.2/10.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$179,000

7030 Claudia Dr · Dentsville, SC 29223
3 bd · 1.0 ba · 1,188 sqft · SingleFamily public records · 127 Days on market
Built 1960 0.26 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Key facts

  • 0.26 acre lot
  • 2 parking spots
  • Built 1960

Property features AI

Exterior

  • Parking: 2 parking spaces
  • Utilities: Public water; Public sewer
  • Home design: Crawlspace foundation
  • Construction: Crawlspace foundation; Partial brick above foundation
  • Exterior features: Partial brick exterior above foundation; Paved road access; Lot approximately 0.26 acres

Interior

  • Bedrooms: Master bedroom located on the main level
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central cooling plus window units
  • Interior features: Total heated area approximately 1,425 (listed)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $179k.

Deal economics

  • At list price, monthly cash flow is $140 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $164k (8.4% below list).
  • Recommended offer: $158k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Joseph Keels Elementary (math 27% / reading 26%, grade F, #435 of 597 statewide, top 73%, 438 students, 100% FRL) — zoned schools average 100% FRL vs 38% district-wide (62 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 26% at this address vs 41% district-wide (-14 pts) — the specific schools serving this property underperform the Richland 02 average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 341 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 127 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask is 6% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $65k; list at $179k implies a 175% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 67% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $157,520 (12.0% below list)

Questions for the listing agent

  1. It's been on market 127 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
7.23%
Cash-on-cash
3.36%
DSCR
1.15
GRM
9.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.21% rent growth · sell at horizon

5-year hold
IRR
-14.0%
Equity multiple
0.51×
Total profit
$-24,562
Equity at exit
$26,689
10-year hold
IRR
-10.1%
Equity multiple
0.45×
Total profit
$-27,346
Equity at exit
$15,477

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29223

Rents YoY
0.2%
Active inventory
341
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$1,639 high interval (Pro) →
Mortgage (P&I)
$939
Tax from tax record
$141 /mo · $1,693/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$344
Net cashflow
$140

Break-even live

Break-even rent $1,461
Max offer price $179,000
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,750
Closing costs
$5,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
201 Redwood Ct Columbia, SC 3.0 1.5 1050 $1,300 $1.24 14d 1 0.42mi
320 Charwood Dr Columbia, SC 3.0 2.0 1325 $1,750 $1.32 23d 1 0.65mi
250 Springtree Dr Columbia, SC 1.0–2.0 1.0 839 $1,090 $1.30 3d 8 1.01mi
6837 N Trenholm Rd Columbia, SC 1.0–3.0 1.0–2.0 1105 $1,985 $1.80 3d 30 1.03mi
5437 Ransom Dr Columbia, SC 3.0 1.0 1056 $1,531 $1.45 23d 1 1.22mi
6905 Cleaton Rd Columbia, SC 3.0 2.5–3.0 1546 $1,925 $1.25 23d 3 1.38mi

Listing history 21 events

  1. 2026-06-18
    days on market $179,000 Active 127 DOM
  2. 2026-06-17
    days on market $179,000 Active 126 DOM
  3. 2026-06-16
    days on market $179,000 Active 125 DOM
  4. 2026-06-15
    days on market $179,000 Active 124 DOM
  5. 2026-06-14
    days on market $179,000 Active 122 DOM
  6. 2026-06-13
    days on market $179,000 Active 121 DOM
  7. 2026-06-10
    days on market $179,000 Active 119 DOM
  8. 2026-06-09
    days on market $179,000 Active 118 DOM
  9. 2026-06-08
    days on market $179,000 Active 117 DOM
  10. 2026-06-07
    days on market $179,000 Active 116 DOM
  11. 2026-06-05
    days on market $179,000 Active 113 DOM
  12. 2026-06-03
    days on market $179,000 Active 112 DOM
  13. 2026-06-03
    days on market $179,000 Active 111 DOM
  14. 2026-06-01
    days on market $179,000 Active 110 DOM
  15. 2026-05-31
    days on market $179,000 Active 109 DOM
  16. 2026-05-14
    status Active
  17. 2026-05-07
    historical Active - Contingent
  18. 2026-03-11
    price $179,000
  19. 2026-02-11
    listed $169,000 Active
  20. 2024-01-04
    soldstatus $65,000
  21. 1980-06-01
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,693 · $141/mo
Projected year-2 tax
$1,693 · $141/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 67% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,668
− Mortgage interest
−$10,027
− Property taxes
−$1,693
− Insurance
−$895
− Repairs & maintenance
−$1,573
− Management
−$1,573
− Depreciation
−$5,207
Taxable loss
−$1,301
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$312
After-tax cash flow
$1,998/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Dentsville

Score
71/100
State rank
#50
US rank
#6940

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dentsville, SC
County
Richland County · 389,530 people
City population
52,835
Metro
Columbia, SC
Population (ZIP)
53,074
Household income
$62,408
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
2857.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 57% White 23% Hispanic / Latino 11% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Slovak 1% Serbian 1% Italian 1%
Foreign-born
10% · Canada, South Korea
Languages at home
86% English-only · Spanish 8% Other Indo-European 2% Korean 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.96%
Current HPI
195.3158
Rent YoY
▲ 0.21%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+616.0% since first listed
6 events — show timeline
  • 2026-05-14 Relisted Consolidated MLS
  • 2026-05-07 Contingent Consolidated MLS
  • 2026-03-11 Price Changed $179,000 Consolidated MLS
  • 2026-02-11 Listed $169,000 Consolidated MLS
  • 2024-01-04 Sold (Public Records) $65,000 Public Records
  • 1980-06-01 Sold (Public Records) $25,000 Public Records

Property tax history

-3.0%/yr

Latest (2025): $1,693 · -5.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…