14134 Wilden Dr · Urbandale, IA 50323

$310,000

3 bd · 2.5 ba · 1,467 sqft · Townhouse public records · 416 Days on market

Built 2021 1,265 sqft lot $211/sqft · 9% below area Est $339k · 9% under $225/mo HOA · 13% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.4/15.0
• Appreciation +7.4/10.0
• Schools +6.1/10.0
• Livability +4.5/5.0
• Cash flow +3.0/30.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +0.6/10.0
• DSCR +0.0/10.0

Listing remarks MLS

As good as new! Step into this stunning Caliber townhome in Calusa at Timberline Village that effortlessly combines style, sophistication, and functionality. The open-concept kitchen shines with quartz countertops, custom cabinetry, stainless steel appliances and a walk-in pantry. The living area features 9’ ceilings, large windows, a half bath and drop zone off the oversized two-car garage. Upstairs, the primary suite offers a spa-like bath with double quartz vanities, a tiled walk-in shower, and a spacious walk-in closet. Two additional bedrooms and a laundry room add functionality and style. Upscale finishes like luxury vinyl plank flooring, custom trim, and upgraded carpets complement this home’s modern design. Located in a prime location with convenient access to all area amenities!

Key facts

• Custom cabinetry
• Quartz countertops
• Half bath

Tags

• OPEN-CONCEPT KITCHEN
• QUARTZ COUNTERTOPS
• CUSTOM CABINETRY
• STAINLESS STEEL APPLIANCES
• WALK-IN PANTRY
• HALF BATH

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath townhouse listed at $310k.

Deal economics

• At list price, monthly cash flow is $-1k ($-12k/yr) — negative.
• To cash-flow at today's rent, offer at most $165k (46.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $173k (44.2% below list).
• Recommended offer: $165k (46.7% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 90/100 on livability (#4 in IA, #69 nationally) — a professional / high-income tenant draw. Strengths: schools A+, crime A+, amenities A+; Watch: commute F.
• Urbandale Community School District (suburban): math 67% / reading 72% proficiency, ranked #116 of 289 in IA (top 40%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 378 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 2,953 units permitted in Polk County in 2024 (540 in 5+ unit buildings).
• This rent is only 12% of the median local income ($176k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• In year one you build about $17k of equity ($2k loan paydown + $15k appreciation (4.8% local appreciation)).
• Polk County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 3, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 416 days — a 12% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $165,162 (46.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 416 days. Have you received any prior offers? Is the seller open to a 47% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.56% ✗
• Cap rate: 2.42%
• Cash-on-cash: -13.84%
• DSCR: 0.38
• GRM: 14.9

CMA / ARV

• ARV (median comp): $339,152
• List price: $310,000
• Delta: -8.60%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14130 Wilden Dr	0.00mi	3/2.5	1,495 (+2%)	8mo	$325,000	$217	90
14142 Wilden Dr	0.02mi	3/2.5	1,467 (0%)	12mo	$325,000	$222	89
14162 Wilden Dr	0.06mi	3/2.5	1,467 (0%)	14mo	$320,000	$218	86
14140 Wilden Dr	0.01mi	3/2.5	1,495 (+2%)	13mo	$335,000	$224	85
14154 Wilden Dr	0.04mi	3/2.5	1,482 (+1%)	15mo	$320,000	$216	83
14170 Wilden Dr	0.07mi	3/2.5	1,513 (+3%)	22mo	$330,000	$218	74

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.81% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 0.8%
• Equity multiple: 1.05×
• Total profit: $4,466
• Equity at exit: $172,058

10-year hold

• IRR: 4.3%
• Equity multiple: 1.81×
• Total profit: $70,633
• Equity at exit: $294,001

Cash invested: $86,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Iowa: 83 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; mostly landlord-friendly statewide.

Methodology + full state rankings →

ZIP-level market 50323

• Home prices YoY: 2.5%
• Active inventory: 378
• Price-to-rent: 14.9×

Monthly cashflow live

• Estimated rent: $1,730 high
• Mortgage (P&I): −$1,626
• Tax est. 1.5%: −$388 /mo · $4,650/yr
• Insurance: −$129
• HOA: −$225
• Vacancy / Maint / Mgmt: −$363
• Net cashflow: $-1,001

Break-even live

Break-even rent $2,997

Max offer price $165,162

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $77,500
• Closing costs: $9,300
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4454 142nd St Urbandale, IA	1.0–3.0	1.0–2.0	949	$1,384	$1.46	14d	6	1.00mi
4015 154th St Urbandale, IA	3.0	2.5	1428	$2,295	$1.61	19d	1	1.22mi
4315 152nd Ct Urbandale, IA	2.0	2.5	1240	$1,495	$1.21	14d	1	1.37mi
4304 153rd Pl Urbandale, IA	2.0	2.5	1240	$1,450	$1.17	21d	1	1.41mi
15211 Greenbelt Dr Urbandale, IA	2.0	2.0	1056	$1,450	$1.37	19d	1	1.43mi
15221 Alpine Dr Urbandale, IA	2.0	2.0	1056	$1,550	$1.47	44d	1	1.48mi
4307 154th St Urbandale, IA	3.0	2.5	1445	$1,850	$1.28	23d	1	1.49mi

HOA detail

• Monthly dues: $225 · $2,700/yr

Listing history 23 events

1. 2026-06-18
   days on market $310,000 Active 416 DOM
2. 2026-06-17
   days on market $310,000 Active 415 DOM
3. 2026-06-16
   days on market $310,000 Active 414 DOM
4. 2026-06-15
   days on market $310,000 Active 413 DOM
5. 2026-06-14
   days on market $310,000 Active 411 DOM
6. 2026-06-13
   days on market $310,000 Active 410 DOM
7. 2026-06-10
   days on market $310,000 Active 408 DOM
8. 2026-06-09
   days on market $310,000 Active 407 DOM
9. 2026-06-08
   days on market $310,000 Active 406 DOM
10. 2026-06-07
    days on market $310,000 Active 405 DOM
11. 2026-06-05
    days on market $310,000 Active 402 DOM
12. 2026-06-03
    days on market $310,000 Active 401 DOM
13. 2026-06-02
    days on market $310,000 Active 400 DOM
14. 2026-06-01
    days on market $310,000 Active 399 DOM
15. 2026-05-31
    days on market $310,000 Active 398 DOM
16. 2026-05-31
    days on market $310,000 Active 397 DOM
17. 2025-10-27
    price $310,000 810-char remark

    Show marketing remark (810 chars)

    As good as new! Step into this stunning Caliber townhome in Calusa at Timberline Village that effortlessly combines style, sophistication, and functionality. The open-concept kitchen shines with quartz countertops, custom cabinetry, stainless steel appliances and a walk-in pantry. The living area features 9’ ceilings, large windows, a half bath and drop zone off the oversized two-car garage. Upstairs, the primary suite offers a spa-like bath with double quartz vanities, a tiled walk-in shower, and a spacious walk-in closet. Two additional bedrooms and a laundry room add functionality and style. Upscale finishes like luxury vinyl plank flooring, custom trim, and upgraded carpets complement this home’s modern design. Located in a prime location with convenient access to all area amenities!

18. 2025-08-05
    price $315,000 810-char remark

    Show marketing remark (810 chars)

    As good as new! Step into this stunning Caliber townhome in Calusa at Timberline Village that effortlessly combines style, sophistication, and functionality. The open-concept kitchen shines with quartz countertops, custom cabinetry, stainless steel appliances and a walk-in pantry. The living area features 9’ ceilings, large windows, a half bath and drop zone off the oversized two-car garage. Upstairs, the primary suite offers a spa-like bath with double quartz vanities, a tiled walk-in shower, and a spacious walk-in closet. Two additional bedrooms and a laundry room add functionality and style. Upscale finishes like luxury vinyl plank flooring, custom trim, and upgraded carpets complement this home’s modern design. Located in a prime location with convenient access to all area amenities!

19. 2025-04-28
    listed $325,000 Active 810-char remark

    Show marketing remark (810 chars)

    As good as new! Step into this stunning Caliber townhome in Calusa at Timberline Village that effortlessly combines style, sophistication, and functionality. The open-concept kitchen shines with quartz countertops, custom cabinetry, stainless steel appliances and a walk-in pantry. The living area features 9’ ceilings, large windows, a half bath and drop zone off the oversized two-car garage. Upstairs, the primary suite offers a spa-like bath with double quartz vanities, a tiled walk-in shower, and a spacious walk-in closet. Two additional bedrooms and a laundry room add functionality and style. Upscale finishes like luxury vinyl plank flooring, custom trim, and upgraded carpets complement this home’s modern design. Located in a prime location with convenient access to all area amenities!

20. 2023-01-20
    soldstatus $295,000 Closed
21. 2023-01-20
    soldstatus $2,420,000
22. 2022-04-15
    status Pending
23. 2022-04-15
    listed $295,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,755
• − Mortgage interest: −$17,365
• − Property taxes: −$4,650
• − Insurance: −$1,550
• − Repairs & maintenance: −$1,660
• − Management: −$1,660
• − HOA: −$2,700
• − Depreciation: −$9,018
• Taxable loss: −$17,848
• Est. tax savings @ 24.0%: +$4,284
• After-tax cash flow: $-7,728/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Urbandale Community School District
• NCES district ID: 1928680
• Math proficiency: 67% ▼ -10.00%
• Reading proficiency: 72% ▼ -3.00%
• Median HH income: $71,098
• Composite: 60.95/100
• National rank: #807
• State rank: #116 of 289 in IA

Livability — Urbandale

• Score: 90/100
• State rank: #4
• US rank: #69

Category grades

Amenities A+ Commute F Cost of living A- Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Urbandale, IA
• County: Polk County · 453,298 people
• City population: 49,196
• Metro: Des Moines-West Des Moines, IA
• Population (ZIP): 17,265
• Household income: $175,944
• Rent vs Own: 12.8% rent · 87.2% own
• Severe rent burden: 63.0

Population outlook (Polk County) Hauer SSP2

• Today (2025): 548,042 people
• By 2030: 588,557 · +7.4%
• By 2040: 670,629 · +22.4%
• By 2050: 752,830 · +37.4%
• By 2075: 955,069 · +74.3%
• By 2100: 1,115,436 · +103.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Asian 6% Two or more races 4% Hispanic / Latino 3% Black 2%
• Common ancestry: Portuguese 6% Iranian 5% Lithuanian 2%
• Foreign-born: 7% · Canada, China, Philippines
• Languages at home: 92% English-only · Russian/Polish/Slavic 2% Chinese 1% Spanish 1%

Political lean MEDSL · Polk

• 2024 margin: D (+10.9) · D 54.8% · R 43.9% · Other 1.3%
• 2008→2024 swing: -3.7pp toward R · 2008: 14.6pp · 2024: 10.9pp
• All cycles: 2024: D+10.9 2020: D+15.2 2016: D+11.5 2012: D+14.2 2008: D+14.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.81%
• Current HPI: 199.789
• Rent YoY: —
• Metro: Des Moines-West Des Moines, IA
• State GDP YoY: ▲ 2.48%
• F500 in state: 4

Industry mix (Fortune 500 HQ in IA)

Industry	F500 HQs	Revenue
▸Financial Services	1	$16B
▸Retail / Convenience	1	$15B

Price history

+5.1% since first listed

7 events — show timeline

• 2025-10-27 Price Changed $310,000 DMMLS
• 2025-08-05 Price Changed $315,000 DMMLS
• 2025-04-28 Listed $325,000 DMMLS
• 2023-01-20 Sold (Public Records) $2,420,000 Public Records
• 2023-01-20 Sold (MLS) $295,000 DMMLS
• 2022-04-15 Pending — DMMLS
• 2022-04-15 Listed $295,000 DMMLS