5513 Reineke Ct · Jennings, MO 63136

$58,500

2 bd · 1.0 ba · 954 sqft · SingleFamily public records · 79 Days on market

Built 1935 5,248 sqft lot Est $74k · 21% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +6.9/10.0
• Rent growth +3.7/5.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0

Listing remarks MLS

Attention Bargain Hunters! What a great deal on this charming home which features, 2 bedrooms, 1 bathroom, beautiful hardwood floors, an attached garage and so much more. It is a must see!

Key facts

• 5,248 sq ft lot
• Garage
• Built 1935

Property features AI

Exterior

• Parking: Attached garage (1 car)
• Utilities: Public water; Public sewer; Electric service by Ameren; Natural gas available; Electricity available; Sewer available; Water available
• Home design: Single-family residence; One level
• Construction: Brick and vinyl siding exterior
• Exterior features: Back yard; Front yard; Many trees

Interior

• Bedrooms: 2 bedrooms (both on the main level)
• Bathrooms: 1 full bathroom (main level)
• Heating & cooling: Forced air heating; Central air conditioning
• Interior features: Partially finished basement

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $58k.

Deal economics

• At list price, monthly cash flow is $488 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $58k).
• Recommended offer: $55k (6.0% below list) — sets the bar for market timing.
• Cap rate 16.3% vs local median 12.2% in Jennings — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#208 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, commute A-, housing A-; Watch: crime F, amenities F, employment F.
• Jennings (suburban): math 8% / reading 20% proficiency, ranked #315 of 324 in MO (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 86% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Fairview Primary (math 34% / reading 34%, grade F, #676 of 1,115 statewide, top 66%, 267 students, 100% FRL); Jennings High (math 8% / reading 17%, grade F, #497 of 521 statewide, top 96%, 691 students, 100% FRL).
• Market conditions: Rents rising fast (+5.0%/yr); 376 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
• This rent runs 33% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $3k of equity ($404 loan paydown + $2k appreciation (3.8% local appreciation)).
• At projected returns (3.8% appreciation + 5.0% rent growth), your $16k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 79 days — a 6% lower offer ($55k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $25k; list at $58k implies a 134% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $54,990 (6.0% below list)

Questions for the listing agent

1. It's been on market 79 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.93% ✓
• Cap rate: 16.31%
• Cash-on-cash: 35.79%
• DSCR: 2.59
• GRM: 4.3

CMA / ARV

• ARV (on-the-fly): $74,412
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7041 Garesche Ave	0.25mi	2/1.0	864 (-9%)	3mo	$39,900	$46	70
5712 Floy Ave	0.62mi	2/1.0	966 (+1%)	1mo	$62,000	$64	68
7117 W Florissant Ave	0.54mi	2/1.0	992 (+4%)	1mo	$77,000	$78	67
5218 Fletcher St	0.54mi	2/1.0	918 (-4%)	2mo	$75,000	$82	67
5220 Fletcher St	0.53mi	2/1.0	918 (-4%)	3mo	$64,900	$71	66
7471 Sharon Dr	0.64mi	3/1.0 (+1)	945 (-1%)	0mo	$98,000	$104	63
5544 Sapphire Ave	0.44mi	3/1.0 (+1)	888 (-7%)	3mo	$115,000	$130	61
5614 Albia Ter	0.52mi	3/2.0 (+1)	988 (+4%)	1mo	$125,000	$127	60
5709 Goodfellow Blvd	0.56mi	2/1.0	1,020 (+7%)	4mo	$19,900	$20	59
5537 Sunbury Ave	0.72mi	3/1.0 (+1)	936 (-2%)	0mo	$39,900	$43	58
7133 Beulah Ave	0.48mi	3/1.0 (+1)	1,039 (+9%)	1mo	$70,000	$67	57
6331 Saloma Ave	0.75mi	3/1.5 (+1)	1,008 (+6%)	1mo	$80,000	$79	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.79% appreciation · 4.97% rent growth · sell at horizon

5-year hold

• IRR: 44.3%
• Equity multiple: 3.62×
• Total profit: $42,941
• Equity at exit: $28,945

10-year hold

• IRR: 44.3%
• Equity multiple: 7.71×
• Total profit: $109,936
• Equity at exit: $46,780

Cash invested: $16,380 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63136

• Home prices YoY: 0.9%
• Rents YoY: 5.0%
• Active inventory: 376
• Price-to-rent: 4.3×

Monthly cashflow live

• Estimated rent: $1,129 high
• Mortgage (P&I): −$307
• Tax from tax record: −$72 /mo · $867/yr
• Insurance: −$24
• HOA: −$0
• Vacancy / Maint / Mgmt: −$237
• Net cashflow: $488

Break-even live

Break-even rent $511

Max offer price $58,500

Occupancy floor 52%

Sensitivity live

Price	-10% $522	-5% $505	+0% $488	+5% $472	+10% $455
Rent	-10% $399	-5% $444	+0% $488	+5% $533	+10% $578
Rate	-1.0pp $518	-0.5pp $503	base $488	+0.5pp $473	+1.0pp $458

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $14,625
• Closing costs: $1,755
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7030 Emma Ave Saint Louis, MO	2.0	1.0	801	$1,350	$1.69	45d	1	0.05mi
7024 Idlewild Ave Saint Louis, MO	2.0	1.0	588	$995	$1.69	45d	1	0.18mi
5516 Fairridge Ct Saint Louis, MO	2.0	1.0	1110	$995	$0.90	25d	1	0.22mi
5637 Jennings Station Rd Saint Louis, MO	3.0	1.0	1116	$895	$0.80	45d	1	0.22mi
7036 Garesche Ave Saint Louis, MO	2.0	1.0	864	$950	$1.10	19d	1	0.25mi
7131 Garesche Ave Saint Louis, MO	2.0	1.0	918	$1,090	$1.19	5d	1	0.26mi
5439 Hodiamont Ave Saint Louis, MO	2.0	1.0	770	$950	$1.23	19d	1	0.28mi
5635 Hodiamont Ave Saint Louis, MO	2.0	1.0	580	$899	$1.55	21d	1	0.33mi
7218 Albright Ave Saint Louis, MO	2.0	1.0	1100	$980	$0.89	25d	1	0.34mi
5615 Beldon Dr Saint Louis, MO	2.0	1.0	850	$950	$1.12	45d	1	0.35mi
5415 Hamilton Ave Unit Labs Jennings, MO	2.0	1.0	864	$1,100	$1.27	25d	1	0.36mi
7304 Albright Ave Saint Louis, MO	2.0	1.0	800	$1,100	$1.38	45d	1	0.39mi
7142 Lamont Dr Saint Louis, MO	2.0	1.0	750	$1,100	$1.47	19d	1	0.40mi
7315 Albright Ave Saint Louis, MO	3.0	1.0	888	$1,150	$1.30	45d	1	0.43mi
5361 Wilborn Dr Saint Louis, MO	3.0	1.0	900	$1,420	$1.58	19d	1	0.46mi
5662 Wilborn Dr Saint Louis, MO	1.0	1.0	768	$850	$1.11	25d	1	0.48mi
5225 Fletcher St Saint Louis, MO	3.0	2.0	918	$1,295	$1.41	25d	1	0.51mi
5640 Sapphire Ave Saint Louis, MO	2.0	1.0	900	$1,100	$1.22	45d	1	0.51mi
7160 Beulah Ave Saint Louis, MO	2.0	1.0	784	$1,059	$1.35	45d	1	0.52mi
7205 Calvin Ave Saint Louis, MO	3.0	1.0	832	$750	$0.90	45d	1	0.52mi
5654 Acme Ave Saint Louis, MO	2.0	1.0	968	$325	$0.34	23d	1	0.52mi
5546 Floy Ave Saint Louis, MO	2.0	2.0	850	$1,273	$1.50	21d	1	0.60mi
5721 Floy Ave Saint Louis, MO	2.0	1.0	1032	$1,120	$1.09	25d	1	0.61mi
5741 Floy Ave Saint Louis, MO	2.0	1.0	1000	$1,100	$1.10	25d	1	0.63mi
7431 Esterbrook Dr Saint Louis, MO	2.0	1.0	792	$1,350	$1.70	45d	1	0.63mi
8344 Eton Pl Saint Louis, MO	2.0	1.0	750	$895	$1.19	5d	1	0.64mi
8347 Eton Pl Saint Louis, MO	2.0	1.0	750	$1,075	$1.43	45d	1	0.65mi
5574 Era Ave Saint Louis, MO	3.0	1.0	850	$1,400	$1.65	13d	1	0.66mi
5756 Floy Ave Saint Louis, MO	2.0	1.0	1080	$995	$0.92	45d	1	0.66mi
8502 Dianthus Ln Saint Louis, MO	2.0	1.0	1072	$1,175	$1.10	25d	1	0.67mi
7414 Pleaseway Dr Saint Louis, MO	2.0	1.0	768	$1,100	$1.43	45d	1	0.70mi
7420 Pleaseway Dr Saint Louis, MO	2.0	1.0	952	$1,250	$1.31	23d	1	0.71mi
5613 Statler Ave Saint Louis, MO	2.0	1.0	864	$1,300	$1.50	5d	1	0.72mi
5636 Statler Ave Saint Louis, MO	1.0	1.0	777	$1,200	$1.54	25d	1	0.72mi
8527 Dianthus Ln Saint Louis, MO	3.0	1.0	976	$1,295	$1.33	45d	1	0.72mi
6150 Sherry Ave Saint Louis, MO	2.0	1.0	1032	$896	$0.87	25d	1	0.73mi
7426 Calvin Ave Saint Louis, MO	2.0	1.0	1100	$1,125	$1.02	19d	1	0.73mi
6153 Laura Ave Saint Louis, MO	2.0	1.0	834	$1,000	$1.20	25d	1	0.75mi
7441 Calvin Ave Saint Louis, MO	3.0	1.0	1068	$1,350	$1.26	13d	1	0.78mi
5932 Floy Ave Saint Louis, MO	3.0	1.0	1080	$1,373	$1.27	21d	1	0.78mi

Listing history 29 events

1. 2026-06-21
   statusdays on market $58,500 Pending 79 DOM
2. 2026-06-18
   days on market $58,500 Active 77 DOM
3. 2026-06-17
   days on market $58,500 Active 76 DOM
4. 2026-06-16
   days on market $58,500 Active 75 DOM
5. 2026-06-15
   days on market $58,500 Active 74 DOM
6. 2026-06-13
   days on market $58,500 Active 72 DOM
7. 2026-06-09
   days on market $58,500 Active 68 DOM
8. 2026-06-08
   days on market $58,500 Active 67 DOM
9. 2026-06-07
   remarks 695-char remark
10. 2026-06-07
    days on market $58,500 Active 66 DOM
11. 2026-06-03
    days on market $58,500 Active 62 DOM
12. 2026-06-02
    days on market $58,500 Active 61 DOM
13. 2026-06-01
    days on market $58,500 Active 60 DOM
14. 2026-05-31
    days on market $58,500 Active 59 DOM
15. 2026-05-22
    status Active
16. 2026-02-24
    status Pending
17. 2026-02-13
    status Active
18. 2026-01-05
    status Pending
19. 2025-12-13
    price $58,500
20. 2025-12-09
    status Active
21. 2025-11-26
    status Pending
22. 2025-11-15
    listed $60,000 Active
23. 2025-11-15
    historical $60,000
24. 2014-11-21
    soldstatus $25,000
25. 2014-11-07
    soldstatus 188-char remark

    Show marketing remark (188 chars)

    Attention Bargain Hunters! What a great deal on this charming home which features, 2 bedrooms, 1 bathroom, beautiful hardwood floors, an attached garage and so much more. It is a must see!

26. 2014-09-25
    listed $26,900 188-char remark

    Show marketing remark (188 chars)

    Attention Bargain Hunters! What a great deal on this charming home which features, 2 bedrooms, 1 bathroom, beautiful hardwood floors, an attached garage and so much more. It is a must see!

27. 2014-09-19
    soldstatus $53,244
28. 2008-01-07
    soldstatus $28,000
29. 1994-09-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $867 · $72/mo
• Projected year-2 tax: $867 · $72/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,548
• − Mortgage interest: −$3,277
• − Property taxes: −$867
• − Insurance: −$292
• − Repairs & maintenance: −$1,084
• − Management: −$1,084
• − Depreciation: −$1,702
• Taxable income: $5,242
• Est. tax owed @ 24.0%: −$1,258
• After-tax cash flow: $4,604/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jennings
• NCES district ID: 2916290
• Math proficiency: 8% ▼ -16.00%
• Reading proficiency: 20% ▼ -4.00%
• Median HH income: $30,595
• Composite: 11.04/100
• National rank: #9739
• State rank: #315 of 324 in MO

Livability — Jennings

• Score: 67/100
• State rank: #208
• US rank: #10499

Category grades

Amenities F Commute A- Cost of living A+ Crime F Employment F Housing A- Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jennings, MO
• County: Saint Louis County · 888,823 people
• Metro: St. Louis, MO-IL
• Population (ZIP): 40,929
• Household income: $41,154
• Rent vs Own: 53.1% rent · 46.9% own
• Severe rent burden: 3085.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 1,025,227 people
• By 2030: 1,028,023 · +0.3%
• By 2040: 1,020,940 · -0.4%
• By 2050: 1,007,280 · -1.8%
• By 2075: 987,277 · -3.7%
• By 2100: 921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (90%)
• Race & ethnicity: Black 90% White 5% Two or more races 3%
• Foreign-born: 1% · Canada

Political lean MEDSL · St. Louis

• 2024 margin: Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
• 2008→2024 swing: +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
• All cycles: 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.79%
• Current HPI: 420.28
• Rent YoY: ▲ 4.97%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+108.9% since first listed

15 events — show timeline

• 2026-05-22 Relisted — MARIS as Distributed by MLS Grid
• 2026-02-24 Pending — MARIS as Distributed by MLS Grid
• 2026-02-13 Relisted — MARIS as Distributed by MLS Grid
• 2026-01-05 Pending — MARIS as Distributed by MLS Grid
• 2025-12-13 Price Changed $58,500 MARIS as Distributed by MLS Grid
• 2025-12-09 Relisted — MARIS as Distributed by MLS Grid
• 2025-11-26 Pending — MARIS as Distributed by MLS Grid
• 2025-11-15 Listed $60,000 MARIS as Distributed by MLS Grid
• 2025-11-15 Coming Soon $60,000 MARIS as Distributed by MLS Grid
• 2014-11-21 Sold (Public Records) $25,000 Public Records
• 2014-11-07 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2014-09-25 Listed $26,900 MARIS as Distributed by MLS Grid
• 2014-09-19 Sold (Public Records) $53,244 Public Records
• 2008-01-07 Sold (Public Records) $28,000 Public Records
• 1994-09-01 Sold (Public Records) — Public Records

Property tax history

-2.8%/yr

Latest (2022): $867 · +1.5% YoY. Source: county tax records.