1000 E Sciota Ave · Peoria Heights, IL 61616

$95,000

2 bd · 1.0 ba · 648 sqft · SingleFamily public records · 25 Days on market

Built 1938 3,750 sqft lot $147/sqft · 23% above area Est $77k · 23% over ↓ 13% since listing

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.2/30.0
• DSCR +9.5/10.0
• 1% rule +8.2/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Cute, cozy and lovingly cared for home that the current owners have owned for 33 years* So many quality updates throughout* Roof 8-9 years old, deck redone 2015, Hot water heater 2020, central air 2020, furnace 8-9 years old, and so much more* Natural hardwood floors in the living room and two bedrooms* Bamboo kitchen flooring done in 2017 and newer flooring in the informal dining area * Newer updated bathroom* Cute workshop area in the basement* Nice sunroom that overlooks the good sized deck for enjoying beautiful Summer nights and encompassed by a good sized fenced backyard* Be a part of all the wonderful things that Peoria Heights has to offer* Walking distance to schools, restaurants, shops and entertainment*

Key facts

• New flooring
• Renovated kitchen
• New cabinets

Tags

• CORNER LOT
• RENOVATED KITCHEN
• NEW APPLIANCES
• NEW CABINETS
• NEW FLOORING
• REFINISHED HARDWOOD FLOORING

Property features AI

Exterior

• Parking: On-street parking
• Utilities: Public water; Public sewer
• Home design: Single family residence; Built in 1938; Partial basement
• Construction: Shingle roof
• Exterior features: Corner, level lot; Fenced yard; Shed(s); Paved road access

Interior

• Kitchen: Refrigerator
• Bedrooms: 2 bedrooms (main level and upper level)
• Flooring: Hardwood (bedrooms, living room); Laminate (dining room); Tile (kitchen); Carpet (sunroom)
• Bathrooms: 1 full bathroom
• Heating & cooling: Central air; Forced air heating; Gas water heater
• Interior features: Cable available; Ceiling fan(s)

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $95k.

Deal economics

• At list price, monthly cash flow is $273 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $95k).
• Recommended offer: $94k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 62/100 on livability (#886 in IL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A-, health & safety B+; Watch: crime F, amenities F, commute F.
• Peoria Heights CUSD 325 (suburban): math 8% / reading 15% proficiency, ranked #560 of 620 in IL (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Peoria Heights Grade School (math 7% / reading 14%, grade F, #1,473 of 2,056 statewide, top 72%, 546 students, 0% FRL); Peoria Heights High School (math 15% / reading 24%, grade F, #379 of 693 statewide, top 57%, 208 students, 0% FRL) — zoned schools average 0% FRL vs 50% district-wide (50 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: 32 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 73 units permitted in Peoria County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Peoria County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 25 days — a 2% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 4y ago; this cycle's ask is 31% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $63k; list at $95k implies a 51% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1938 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $93,575 (1.5% below list)

Questions for the listing agent

1. Built in 1938 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.32% ✓
• Cap rate: 9.74%
• Cash-on-cash: 12.30%
• DSCR: 1.55
• GRM: 6.3

CMA / ARV

• ARV (median comp): $77,106
• List price: $95,000
• Delta: 23.21%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
911 E Moneta Ave	0.10mi	2/1.0	720 (+11%)	0mo	$95,000	$132	76
1408 E Moneta Ave	0.41mi	2/1.0	624 (-4%)	5mo	$115,000	$184	70
4100 N Illinois Dr	0.23mi	2/1.0	736 (+14%)	5mo	$77,000	$105	63
5002 Glen Elm Dr	0.65mi	2/1.0	676 (+4%)	1mo	$133,000	$197	62
3824 N Dayton Ave	0.60mi	2/1.0	672 (+4%)	6mo	$65,000	$97	61
3824 N Ashton Ave	0.51mi	2/1.0	676 (+4%)	10mo	$90,000	$133	61
5008 N Best St	0.67mi	2/1.0	676 (+4%)	2mo	$124,900	$185	60
213 E Lake Ave	0.65mi	2/1.0	676 (+4%)	4mo	$63,000	$93	59
5014 N Best St	0.69mi	2/1.0	676 (+4%)	6mo	$87,500	$129	56
3915 N Dayton Ave	0.53mi	2/1.0	581 (-10%)	8mo	$60,000	$103	51
515 E Marietta Ave	0.43mi	2/2.0	736 (+14%)	2mo	$104,900	$143	51
1411 E Crestwood Dr	0.45mi	1/1.0 (-1)	558 (-14%)	6mo	$34,000	$61	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 2.0%
• Equity multiple: 1.08×
• Total profit: $2,023
• Equity at exit: $14,165

10-year hold

• IRR: 11.6%
• Equity multiple: 1.92×
• Total profit: $24,341
• Equity at exit: $8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 61616

• Home prices YoY: -31.0%
• Active inventory: 32
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $1,250 high
• Mortgage (P&I): −$498
• Tax from tax record: −$177 /mo · $2,126/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$263
• Net cashflow: $273

Break-even live

Break-even rent $905

Max offer price $95,000

Occupancy floor 73%

Sensitivity live

Price	-10% $326	-5% $299	+0% $273	+5% $246	+10% $219
Rent	-10% $174	-5% $223	+0% $273	+5% $322	+10% $371
Rate	-1.0pp $320	-0.5pp $297	base $273	+0.5pp $248	+1.0pp $223

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,750
• Closing costs: $2,850
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
811 E Lake Ave Peoria Heights, IL	2.0	1.0	576	$875	$1.52	15d	1	0.11mi
4914 N Best St Peoria Heights, IL	2.0	1.0	720	$1,200	$1.67	45d	1	0.60mi
249 E Oak Cliff Ct Unit 4 Peoria, IL	2.0	1.0	600	$800	$1.33	15d	1	0.62mi
4809 Knoxville Ave Unit 4819 4B, 5A, & 5B Peoria, IL	3.0	2.0	700	$1,800	$2.57	15d	1	0.88mi
4809 Knoxville Ave Apt 2C Peoria, IL	1.0	1.0	700	$850	$1.21	23d	1	0.88mi
W Crestwood Dr Peoria, IL	1.0–2.0	1.0	800	$975	$1.22	15d	4	1.39mi

Listing history 7 events

1. 2026-06-01
   status $95,000 Pending 25 DOM
2. 2026-05-31
   days on market $95,000 Active 25 DOM
3. 2026-05-30
   days on market $95,000 Active 24 DOM
4. 2026-05-04
   listed $105,000 Active 581-char remark
5. 2022-06-24
   soldstatus $63,000 Closed 723-char remark

   Show marketing remark (723 chars)

   Cute, cozy and lovingly cared for home that the current owners have owned for 33 years* So many quality updates throughout* Roof 8-9 years old, deck redone 2015, Hot water heater 2020, central air 2020, furnace 8-9 years old, and so much more* Natural hardwood floors in the living room and two bedrooms* Bamboo kitchen flooring done in 2017 and newer flooring in the informal dining area * Newer updated bathroom* Cute workshop area in the basement* Nice sunroom that overlooks the good sized deck for enjoying beautiful Summer nights and encompassed by a good sized fenced backyard* Be a part of all the wonderful things that Peoria Heights has to offer* Walking distance to schools, restaurants, shops and entertainment*

6. 2022-05-20
   status Pending 723-char remark

   Show marketing remark (723 chars)

   Cute, cozy and lovingly cared for home that the current owners have owned for 33 years* So many quality updates throughout* Roof 8-9 years old, deck redone 2015, Hot water heater 2020, central air 2020, furnace 8-9 years old, and so much more* Natural hardwood floors in the living room and two bedrooms* Bamboo kitchen flooring done in 2017 and newer flooring in the informal dining area * Newer updated bathroom* Cute workshop area in the basement* Nice sunroom that overlooks the good sized deck for enjoying beautiful Summer nights and encompassed by a good sized fenced backyard* Be a part of all the wonderful things that Peoria Heights has to offer* Walking distance to schools, restaurants, shops and entertainment*

7. 2022-05-12
   listed $72,500 Active 723-char remark

   Show marketing remark (723 chars)

   Cute, cozy and lovingly cared for home that the current owners have owned for 33 years* So many quality updates throughout* Roof 8-9 years old, deck redone 2015, Hot water heater 2020, central air 2020, furnace 8-9 years old, and so much more* Natural hardwood floors in the living room and two bedrooms* Bamboo kitchen flooring done in 2017 and newer flooring in the informal dining area * Newer updated bathroom* Cute workshop area in the basement* Nice sunroom that overlooks the good sized deck for enjoying beautiful Summer nights and encompassed by a good sized fenced backyard* Be a part of all the wonderful things that Peoria Heights has to offer* Walking distance to schools, restaurants, shops and entertainment*

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

• Current annual tax: $2,126 · $177/mo
• Projected year-2 tax: $2,141 · $178/mo
• Expected delta: +$15/yr (+$1/mo · 0.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,000
• − Mortgage interest: −$5,321
• − Property taxes: −$2,126
• − Insurance: −$475
• − Repairs & maintenance: −$1,200
• − Management: −$1,200
• − Depreciation: −$2,764
• Taxable income: $1,914
• Est. tax owed @ 24.0%: −$459
• After-tax cash flow: $2,812/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Peoria Heights CUSD 325
• NCES district ID: 1731270
• Math proficiency: 8% ▼ -3.00%
• Reading proficiency: 15% ▼ -6.00%
• Median HH income: $44,878
• Composite: 10.35/100
• National rank: #9788
• State rank: #560 of 620 in IL

Livability — Peoria Heights

• Score: 62/100
• State rank: #886
• US rank: #17272

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A- Health & safety B+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Peoria Heights, IL
• County: Peoria County · 120,495 people
• City population: 5,825
• Metro: Peoria, IL
• Population (ZIP): 5,825
• Household income: $60,099
• Rent vs Own: 33.6% rent · 66.4% own
• Severe rent burden: 82.0

Population outlook (Peoria County) Hauer SSP2

• Today (2025): 183,007 people
• By 2030: 179,643 · -1.8%
• By 2040: 171,782 · -6.1%
• By 2050: 163,508 · -10.7%
• By 2075: 140,178 · -23.4%
• By 2100: 114,493 · -37.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Black 4% Two or more races 4% Hispanic / Latino 3% Asian 3%
• Common ancestry: Iranian 5% Italian 2% Slovak 2%
• Foreign-born: 5% · Canada, South Korea
• Languages at home: 93% English-only · Chinese 2% Spanish 2% Other Indo-European 2%

Political lean MEDSL · Peoria

• 2024 margin: Toss-up / Even · D 51.5% · R 46.9% · Other 1.6%
• 2008→2024 swing: -9.2pp toward R · 2008: 13.9pp · 2024: 4.7pp
• All cycles: 2024: D+4.7 2020: D+6.3 2016: D+2.8 2012: D+4.4 2008: D+13.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.59%
• Current HPI: 175.1102
• Rent YoY: —
• Metro: Peoria, IL
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

-13.1% since first listed

7 events — show timeline

• 2026-05-31 Pending — RMLSA as Distributed by MLS Grid
• 2026-05-31 Listing Removed — RMLSA as Distributed by MLS Grid
• 2026-05-19 Price Changed — RMLSA as Distributed by MLS Grid
• 2026-05-04 Listed — RMLSA as Distributed by MLS Grid
• 2022-06-24 Sold (MLS) $63,000 RMLSA as Distributed by MLS Grid
• 2022-05-20 Pending — RMLSA as Distributed by MLS Grid
• 2022-05-12 Listed $72,500 RMLSA as Distributed by MLS Grid

Property tax history

+5.2%/yr

Latest (2025): $2,126 · +4.6% YoY. Source: county tax records.