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D+ Composite 47.79
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.0/30.0
  • DSCR +6.4/10.0
  • 1% rule +4.9/10.0
  • ARV discount +4.4/15.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$262,900

42 Glen Ord Ct · Blythewood, SC 29016
3 bd · 2.0 ba · 2,050 sqft · SingleFamily public records · 13 Days on market
Built 2009 7,840 sqft lot Est $246k · 7% over $30/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this beautifully maintained 3-bedroom, 2-bath home with over 2,000 square feet in the heart of Blythewood! Located in a desirable community, this home offers the perfect blend of comfort, space, and convenience. Step inside to an inviting, open-concept layout filled with natural light. The spacious living area flows seamlessly into the kitchen, featuring ample cabinetry, generous counter space, and plenty of room to gather and entertain. The primary suite offers a relaxing retreat with a private bath and great closet space, while two additional bedrooms provide flexibility for family, guests, or a home office. Upstairs, enjoy the added bonus of a Finished Room Over Garage (FROG)&

Key facts

  • 7,840 sq ft lot
  • 2 garage spots
  • Built 2009

Property features AI

Finance

  • Other: Cable TV available; Sidewalks in the community
  • HOA & community: Community has an association; Association covers common area maintenance

Exterior

  • Parking: Attached 2-car garage (main level)
  • Utilities: Public water; Public sewer
  • Home design: 1.5-story single-family home; Crawlspace foundation
  • Construction: Vinyl exterior; Crawlspace foundation
  • Exterior features: Covered front porch; Deck; Sprinkler system; Privacy wood fence; Vinyl exterior

Interior

  • Kitchen: Wood cabinets (natural); Island; Pantry; Solid surface countertops; Tile flooring; Microwave above stove; Dishwasher; Disposal
  • Bedrooms: Master suite with double vanity, French doors, garden tub, private bath with separate shower, separate water closet, and walk-in closet (main level); Bedroom 2 with private closet (main level); Bedroom 3 with private closet (main level); Finished room upstairs (FROG) without closet
  • Flooring: Carpet in bedrooms and great room; Hardwood in formal dining room; Tile in kitchen and master bath areas
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central air conditioning; Heat pump (first level)
  • Interior features: Ceiling fan(s); Smoke detector(s); Attic access; Gas log (natural) fireplace; Free-standing smooth-surface range; Tankless water heater
  • Laundry & utility: Main-level laundry in heated space (electric)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $263k.

Deal economics

  • At list price, monthly cash flow is $324 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $259k (1.4% below list).
  • Recommended offer: $259k (1.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Bethel-Hanberry Elementary (math 48% / reading 49%, grade D, #193 of 597 statewide, top 33%, 759 students, 56% FRL); Westwood High (math 47% / reading 87%, grade B, #73 of 196 statewide, top 41%, 1,684 students, 66% FRL) — zoned schools average 61% FRL vs 38% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 58% at this address vs 41% district-wide (+17 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 657 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $259,312 (1.4% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
7.77%
Cash-on-cash
5.29%
DSCR
1.24
GRM
8.4

CMA / ARV

ARV (on-the-fly)
$246,000
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
293 Hawkins Creek Rd 0.53mi 4/2.5 (+1) 2,090 (+2%) 5mo $250,000 $120 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.1%
Equity multiple
0.70×
Total profit
$-21,956
Equity at exit
$39,199
10-year hold
IRR
1.4%
Equity multiple
1.10×
Total profit
$7,416
Equity at exit
$22,731

Cash invested: $73,612 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29016

Home prices YoY
-26.3%
Active inventory
657
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$2,593 medium interval (Pro) →
Mortgage (P&I)
$1,379
Tax from tax record
$206 /mo · $2,471/yr
Insurance
$110
HOA
$30
Vacancy / Maint / Mgmt
$545
Net cashflow
$324

Break-even live

Break-even rent $2,182
Max offer price $262,900
Occupancy floor 82%

Sensitivity live

Price -10% $473 -5% $399 +0% $324 +5% $250 +10% $176
Rent -10% $120 -5% $222 +0% $324 +5% $427 +10% $529
Rate -1.0pp $457 -0.5pp $391 base $324 +0.5pp $256 +1.0pp $187

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$65,725
Closing costs
$7,887
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
562 Vintage Pine Dr Blythewood, SC 3.0 2.0 1814 $2,195 $1.21 25d 1 1.08mi
312 Joshua Tree Ct Blythewood, SC 3.0 2.5 1731 $1,945 $1.12 25d 1 1.19mi

HOA detail

Monthly dues
$30 · $360/yr

Listing history 9 events

  1. 2026-04-20
    status Pending
  2. 2026-04-17
    price $262,900
  3. 2026-04-16
    price $258,900
  4. 2026-04-07
    listed $259,900 Active
  5. 2022-03-02
    soldstatus $265,000
  6. 2022-01-25
    historical
  7. 2022-01-07
    status Active
  8. 2021-12-15
    historical
  9. 2021-12-10
    listed $249,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$2,471 · $206/mo
Projected year-2 tax
$2,471 · $206/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 61% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,117
− Mortgage interest
−$14,726
− Property taxes
−$2,471
− Insurance
−$1,314
− Repairs & maintenance
−$2,489
− Management
−$2,489
− HOA
−$360
− Depreciation
−$7,648
Taxable loss
−$381
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$92
After-tax cash flow
$3,985/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Blythewood

Score
70/100
State rank
#58
US rank
#7406

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
30,454
Metro
Columbia, SC
Population (ZIP)
30,454
Household income
$95,082
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
559.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
5% · Canada, China
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.48%
Current HPI
183.5933
Rent YoY
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+5.2% since first listed
9 events — show timeline
  • 2026-04-20 Pending Consolidated MLS
  • 2026-04-17 Price Changed $262,900 Consolidated MLS
  • 2026-04-16 Price Changed $258,900 Consolidated MLS
  • 2026-04-07 Listed $259,900 Consolidated MLS
  • 2022-03-02 Sold (Public Records) $265,000 Public Records
  • 2022-01-25 Delisted Consolidated MLS
  • 2022-01-07 Relisted Consolidated MLS
  • 2021-12-15 Delisted Consolidated MLS
  • 2021-12-10 Listed $249,900 Consolidated MLS

Property tax history

+3.1%/yr

Latest (2025): $2,471 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…