12590 Pheasant Dr · Woodstock, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 6/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 53.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.8/30.0
- DSCR +9.8/10.0
- 1% rule +7.6/10.0
- ARV discount +7.5/15.0
- Livability +3.0/5.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$130,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Gorgeous property! THIS PLACE IS BEAUTIFUL. Gated 6.6 acres of country living, 2 old mobile homes are on the property as well as a 2 car detached barn/garage. The possibilities here are endless, investors dream, or a beautiful homesite to build. PROFESSIONAL PHOTOS TO FOLLOW.
Key facts
- 6.6 acre lot
- Parking
- Built 1990
Property features AI
Finance
- Other: Approximately 6.6 acres; Not in a flood plain
Exterior
- Parking: Driveway parking; One carport space
- Utilities: Public water; Septic system; Internet service availability (provider TBD); Electric water heater
- Home design: Existing building; Siding vinyl construction
- Construction: Vinyl siding; Crawl space foundation
- Exterior features: Fenced yard; Covered, open, and screened decks
Interior
- Kitchen: Dishwasher (built-in); Refrigerator; Electric stove; Laminate countertops
- Bedrooms: Master bedroom on main level; Two additional bedrooms on main level; Bonus room on main level
- Flooring: Carpet
- Bathrooms: Two full bathrooms; Tub/shower combo
- Heating & cooling: Central heating; Central cooling
- Interior features: Carpet floors; Ceilings: other (see remarks); No attic; No additional interior features listed
- Laundry & utility: Main-level laundry room; Washer hookup; Electric dryer hookup; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $130k.
Deal economics
- At list price, monthly cash flow is $396 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $130k).
- Cap rate 9.9% vs local median 4.2% in Woodstock — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 59/100 on livability (#320 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
- Tuscaloosa County (suburban): math 21% / reading 45% proficiency, ranked #47 of 129 in AL (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Brookwood Elementary School (math 24% / reading 42%, grade F, #323 of 627 statewide, top 52%, 604 students, 71% FRL); Brookwood High School (math 22% / reading 27%, grade F, #118 of 305 statewide, top 45%, 1,078 students, 58% FRL) — zoned schools average 64% FRL vs 45% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 350 active listings in the ZIP; solid renter incomes; 622 units permitted in Tuscaloosa County in 2024 (69 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Tuscaloosa County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 53% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.26% ✓
- Cap rate
- 9.95%
- Cash-on-cash
- 13.06%
- DSCR
- 1.58
- GRM
- 6.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 3.0%
- Equity multiple
- 1.11×
- Total profit
- $4,185
- Equity at exit
- $19,383
- IRR
- 12.6%
- Equity multiple
- 2.00×
- Total profit
- $36,227
- Equity at exit
- $11,240
Cash invested: $36,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 35111
- Home prices YoY
- -20.0%
- Active inventory
- 350
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $1,639 medium interval (Pro) →
- Mortgage (P&I)
- −$682
- Tax est. 1.5%
- −$162 /mo · $1,950/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$344
- Net cashflow
- $396
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,500
- Closing costs
- $3,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 13 events
-
2026-06-14statusdays on market $130,000 Pending 11 DOM
-
2026-06-13days on market $130,000 Active 10 DOM
-
2026-06-10days on market $130,000 Active 8 DOM
-
2026-06-09days on market $130,000 Active 7 DOM
-
2026-06-08days on market $130,000 Active 6 DOM
-
2026-06-07days on market $130,000 Active 5 DOM
-
2026-06-05days on market $130,000 Active 2 DOM
-
2026-06-03statusdays on market $130,000 Active 1 DOM
-
2026-06-02days on market $130,000 Coming Soon 10 DOM
-
2026-06-01days on market $130,000 Coming Soon 9 DOM
-
2026-05-31days on market $130,000 Coming Soon 8 DOM
-
2026-05-30days on market $130,000 Coming Soon 7 DOM
-
2026-05-23historical $130,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 53% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,663
- − Mortgage interest
- −$7,282
- − Property taxes
- −$1,950
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,573
- − Management
- −$1,573
- − Depreciation
- −$3,782
- Taxable income
- $2,853
- Est. tax owed @ 24.0%
- −$685
- After-tax cash flow
- $4,068/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Tuscaloosa County
- NCES district ID
- 0103390
- Math proficiency
- 21% ▼ -24.00%
- Reading proficiency
- 45% ▲ 2.00%
- Median HH income
- $53,000
- Composite
- 28.88/100
- National rank
- #6641
- State rank
- #47 of 129 in AL
Livability — Woodstock
- Score
- 59/100
- State rank
- #320
- US rank
- #19763
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Tuscaloosa County · 206,491 people
- Metro
- Tuscaloosa, AL
- Population (ZIP)
- 20,342
- Household income
- $86,463
- Rent vs Own
- Severe rent burden
- 137.0
Population outlook (Tuscaloosa County) Hauer SSP2
- Today (2025)
- 228,293 people
- By 2030
- 240,551 · +5.4%
- By 2040
- 263,856 · +15.6%
- By 2050
- 286,491 · +25.5%
- By 2075
- 335,783 · +47.1%
- By 2100
- 370,520 · +62.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Black 24% Hispanic / Latino 3% Two or more races 3% Asian 1%
- Common ancestry
- Lithuanian 4% Slovak 2% Italian 1%
- Foreign-born
- 3% · Canada, China
- Languages at home
- 93% English-only · Spanish 5%
Political lean MEDSL · Tuscaloosa
- 2024 margin
- Strong R (+20.4) · D 39.4% · R 59.8%
- 2008→2024 swing
- -4.4pp toward R · 2008: -16.0pp · 2024: -20.4pp
- All cycles
- 2024: R+20.4 2020: R+14.8 2016: R+19.5 2012: R+17.4 2008: R+16.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -51.52%
- Current HPI
- 206.3808
- Rent YoY
- —
- Metro
- Tuscaloosa, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
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| Healthcare | 1 | $5B |
|
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Price history
1 event — show timeline
- 2026-05-23 Coming Soon $130,000 Greater Alabama MLS
Property tax history
+4.6%/yrLatest (2025): $70 · +12.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…