CashFlowRE
Sign in Sign up
12590 Pheasant Dr
C+ Composite 63.55
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.8/30.0
  • DSCR +9.8/10.0
  • 1% rule +7.6/10.0
  • ARV discount +7.5/15.0
  • Livability +3.0/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$130,000

12590 Pheasant Dr · Woodstock, AL 35111
3 bd · 2.0 ba · 840 sqft · Manufactured public records · 11 Days on market
Built 1990 6.60 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Gorgeous property! THIS PLACE IS BEAUTIFUL. Gated 6.6 acres of country living, 2 old mobile homes are on the property as well as a 2 car detached barn/garage. The possibilities here are endless, investors dream, or a beautiful homesite to build. PROFESSIONAL PHOTOS TO FOLLOW.

Key facts

  • 6.6 acre lot
  • Parking
  • Built 1990

Property features AI

Finance

  • Other: Approximately 6.6 acres; Not in a flood plain

Exterior

  • Parking: Driveway parking; One carport space
  • Utilities: Public water; Septic system; Internet service availability (provider TBD); Electric water heater
  • Home design: Existing building; Siding vinyl construction
  • Construction: Vinyl siding; Crawl space foundation
  • Exterior features: Fenced yard; Covered, open, and screened decks

Interior

  • Kitchen: Dishwasher (built-in); Refrigerator; Electric stove; Laminate countertops
  • Bedrooms: Master bedroom on main level; Two additional bedrooms on main level; Bonus room on main level
  • Flooring: Carpet
  • Bathrooms: Two full bathrooms; Tub/shower combo
  • Heating & cooling: Central heating; Central cooling
  • Interior features: Carpet floors; Ceilings: other (see remarks); No attic; No additional interior features listed
  • Laundry & utility: Main-level laundry room; Washer hookup; Electric dryer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $130k.

Deal economics

  • At list price, monthly cash flow is $396 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Cap rate 9.9% vs local median 4.2% in Woodstock — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#320 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
  • Tuscaloosa County (suburban): math 21% / reading 45% proficiency, ranked #47 of 129 in AL (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Brookwood Elementary School (math 24% / reading 42%, grade F, #323 of 627 statewide, top 52%, 604 students, 71% FRL); Brookwood High School (math 22% / reading 27%, grade F, #118 of 305 statewide, top 45%, 1,078 students, 58% FRL) — zoned schools average 64% FRL vs 45% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 350 active listings in the ZIP; solid renter incomes; 622 units permitted in Tuscaloosa County in 2024 (69 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Tuscaloosa County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • Only 11 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 53% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $130,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.26%
Cap rate
9.95%
Cash-on-cash
13.06%
DSCR
1.58
GRM
6.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
3.0%
Equity multiple
1.11×
Total profit
$4,185
Equity at exit
$19,383
10-year hold
IRR
12.6%
Equity multiple
2.00×
Total profit
$36,227
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35111

Home prices YoY
-20.0%
Active inventory
350
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$1,639 medium interval (Pro) →
Mortgage (P&I)
$682
Tax est. 1.5%
$162 /mo · $1,950/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$344
Net cashflow
$396

Break-even live

Break-even rent $1,137
Max offer price $130,000
Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 13 events

  1. 2026-06-14
    statusdays on market $130,000 Pending 11 DOM
  2. 2026-06-13
    days on market $130,000 Active 10 DOM
  3. 2026-06-10
    days on market $130,000 Active 8 DOM
  4. 2026-06-09
    days on market $130,000 Active 7 DOM
  5. 2026-06-08
    days on market $130,000 Active 6 DOM
  6. 2026-06-07
    days on market $130,000 Active 5 DOM
  7. 2026-06-05
    days on market $130,000 Active 2 DOM
  8. 2026-06-03
    statusdays on market $130,000 Active 1 DOM
  9. 2026-06-02
    days on market $130,000 Coming Soon 10 DOM
  10. 2026-06-01
    days on market $130,000 Coming Soon 9 DOM
  11. 2026-05-31
    days on market $130,000 Coming Soon 8 DOM
  12. 2026-05-30
    days on market $130,000 Coming Soon 7 DOM
  13. 2026-05-23
    historical $130,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 53% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,663
− Mortgage interest
−$7,282
− Property taxes
−$1,950
− Insurance
−$650
− Repairs & maintenance
−$1,573
− Management
−$1,573
− Depreciation
−$3,782
Taxable income
$2,853
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$685
After-tax cash flow
$4,068/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Tuscaloosa County
NCES district ID
0103390
Math proficiency
21% ▼ -24.00%
Reading proficiency
45% ▲ 2.00%
Median HH income
$53,000
Composite
28.88/100
National rank
#6641
State rank
#47 of 129 in AL

Livability — Woodstock

Score
59/100
State rank
#320
US rank
#19763

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Tuscaloosa County · 206,491 people
Metro
Tuscaloosa, AL
Population (ZIP)
20,342
Household income
$86,463
Rent vs Own
10.8% rent · 89.2% own
Severe rent burden
137.0

Population outlook (Tuscaloosa County) Hauer SSP2

Today (2025)
228,293 people
By 2030
240,551 · +5.4%
By 2040
263,856 · +15.6%
By 2050
286,491 · +25.5%
By 2075
335,783 · +47.1%
By 2100
370,520 · +62.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Black 24% Hispanic / Latino 3% Two or more races 3% Asian 1%
Common ancestry
Lithuanian 4% Slovak 2% Italian 1%
Foreign-born
3% · Canada, China
Languages at home
93% English-only · Spanish 5%

Political lean MEDSL · Tuscaloosa

2024 margin
Strong R (+20.4) · D 39.4% · R 59.8%
2008→2024 swing
-4.4pp toward R · 2008: -16.0pp · 2024: -20.4pp
All cycles
2024: R+20.4 2020: R+14.8 2016: R+19.5 2012: R+17.4 2008: R+16.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.52%
Current HPI
206.3808
Rent YoY
Metro
Tuscaloosa, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-23 Coming Soon $130,000 Greater Alabama MLS

Property tax history

+4.6%/yr

Latest (2025): $70 · +12.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…