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5235 Batley Rd
B- Composite 68.56
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.9/10.0
  • 1% rule +7.7/10.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$115,000

5235 Batley Rd · Jacksonville, FL 32210
3 bd · 2.0 ba · 1,000 sqft · SingleFamily public records · 14 Days on market
Built 1957 8,276 sqft lot Est $199k · 42% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This charming 3 bedroom, 1.5 bathroom, 1 car garage home is now on the market! Enjoy preparing meals in this impressive kitchen equipped with ample cabinets and generous counter space. Discover a bright interior with neutral tile floors and plush carpet in all the right places. The main bedroom boasts a private ensuite and walk-in closet. Other bedrooms offer ceiling fans, and sizable closets. Relax with your favorite drink in the fenced in backyard with a covered patio, lush grass, and great opportunity for adding personal touches. Don't miss this incredible opportunity.

Key facts

  • Detached workshop
  • Fenced in back yard
  • Oversized driveway

Tags

FENCED IN BACK YARDCOVERED ENCLOSED REAR PORCHOVERSIZED DRIVEWAYDETACHED WORKSHOP

Property features AI

Exterior

  • Parking: Carport (1 space)
  • Utilities: Public sewer; Electricity available; Sewer available; Water available
  • Home design: Single family residence; Property used as a single-family home
  • Exterior features: Covered rear porch; Screened porch; Back yard fencing; Workshop

Interior

  • Kitchen: Electric oven
  • Bedrooms: 3 bedrooms
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: Electric oven

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $234 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $115k).
  • Cap rate 8.7% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Cedar Hills Elementary School (math 30% / reading 25%, grade F, #1,962 of 2,144 statewide, top 92%, 450 students, 76% FRL); Charger Academy (math 33% / reading 26%, grade F, #469 of 571 statewide, top 84%, 961 students, 71% FRL); Westside High School (math 26% / reading 19%, grade F, #539 of 667 statewide, top 81%, 1,583 students, 63% FRL) — zoned schools average 70% FRL vs 49% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 26% at this address vs 46% district-wide (-19 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+2.1%/yr); 441 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.8% of price; built in 1957 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $115,000

Questions for the listing agent

  1. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.27%
Cap rate
8.73%
Cash-on-cash
8.71%
DSCR
1.39
GRM
6.6

CMA / ARV

ARV (on-the-fly)
$199,000
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6722 London Bridge Ln 0.27mi 3/1.5 1,008 (+1%) 11mo $205,000 $203 75
5234 Witby Ave 0.07mi 3/2.0 1,096 (+10%) 14mo $223,150 $204 69
5822 Tampico Rd 0.57mi 3/1.0 1,000 (0%) 2mo $125,000 $125 68
4417 Anvers Blvd 0.58mi 3/2.0 1,030 (+3%) 9mo $145,000 $141 60
5726 Norde Dr E 0.38mi 3/1.5 1,040 (+4%) 16mo $194,000 $187 60
6769 Daughtry Blvd S 0.31mi 3/2.0 1,120 (+12%) 9mo $249,500 $223 58
6358 Claret Dr 0.38mi 3/1.0 884 (-12%) 4mo $165,000 $187 55
6239 Claret Dr 0.51mi 3/1.0 1,051 (+5%) 11mo $120,000 $114 54
4317 Rainer Rd 0.71mi 3/2.0 1,008 (+1%) 17mo $180,000 $179 51
6048 Transylvania Ave 0.64mi 3/2.0 943 (-6%) 16mo $201,000 $213 47
5936 Jammes Rd 0.64mi 3/1.0 1,066 (+7%) 14mo $213,000 $200 43
6301 Sauterne Dr 0.45mi 4/2.0 (+1) 1,131 (+13%) 15mo $225,000 $199 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.11% rent growth · sell at horizon

5-year hold
IRR
-4.1%
Equity multiple
0.85×
Total profit
$-4,947
Equity at exit
$17,147
10-year hold
IRR
4.4%
Equity multiple
1.31×
Total profit
$10,035
Equity at exit
$9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32210

Rents YoY
2.1%
Active inventory
441
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$1,462 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$270 /mo · $3,239/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$307
Net cashflow
$234

Break-even live

Break-even rent $1,166
Max offer price $115,000
Occupancy floor 79%

Sensitivity live

Price -10% $299 -5% $266 +0% $234 +5% $201 +10% $169
Rent -10% $118 -5% $176 +0% $234 +5% $291 +10% $349
Rate -1.0pp $292 -0.5pp $263 base $234 +0.5pp $204 +1.0pp $174

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,750
Closing costs
$3,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6766 Londonbridge Ln Jacksonville, FL 3.0 2.0 1300 $1,775 $1.37 21d 1 0.30mi
4710 Herta Rd Jacksonville, FL 4.0 2.0 1272 $1,670 $1.31 25d 1 0.33mi
6511 Burgundy Rd S Jacksonville, FL 3.0 2.0 1361 $1,685 $1.24 5d 1 0.34mi
6479 Sweetbay Ln Jacksonville, FL 2.0 2.0 1040 $1,365 $1.31 25d 1 0.36mi
6468 Sweetbay Ln #101 Jacksonville, FL 2.0 2.0 1025 $1,199 $1.17 4d 1 0.37mi
6468 Sweetbay Ln Unit 102 Jacksonville, FL 2.0 2.0 1040 $1,174 $1.13 22d 1 0.37mi
6462 Sweetbay Ln Jacksonville, FL 2.0 2.0 1040 $1,365 $1.31 17d 1 0.38mi
6522 Sweetbay Ln Jacksonville, FL 2.0 2.0 951 $1,195 $1.26 25d 1 0.39mi
6461 Sweetbay Ln Jacksonville, FL 2.0 2.0 995 $1,295 $1.30 17d 4 0.39mi
6528 Sweetbay Ln Jacksonville, FL 2.0 2.0 1040 $1,150 $1.11 25d 1 0.40mi
6379 Delacy Rd Jacksonville, FL 3.0 1.0 1296 $1,495 $1.15 25d 1 0.41mi
6534 Sweetbay Ln Jacksonville, FL 2.0 2.0 951 $1,225 $1.29 25d 1 0.41mi
6547 Sweetbay Ln Unit 102 Jacksonville, FL 2.0 2.0 1040 $1,195 $1.15 6d 1 0.41mi
6870 103rd St Jacksonville, FL 1.0–2.0 1.0–1.5 825 $1,075 $1.30 4d 14 0.42mi
6408 Sweetbay Ln Jacksonville, FL 2.0 2.0 951 $1,225 $1.29 17d 1 0.45mi
6325 Delacy Rd Jacksonville, FL 4.0 2.0 1286 $1,680 $1.31 6d 1 0.45mi
4503 Anvers Blvd Jacksonville, FL 3.0 2.0 1084 $1,595 $1.47 25d 1 0.50mi
5745 Antoinette Ln Jacksonville, FL 2.0 1.0 1200 $1,150 $0.96 4d 1 0.57mi
5747 Antoinette Ln Jacksonville, FL 2.0 1.0 1200 $1,195 $1.00 25d 1 0.57mi
5913 Tampico Rd Jacksonville, FL 3.0 1.0 1110 $1,348 $1.21 15d 1 0.60mi
4336 Harlow Blvd Jacksonville, FL 3.0 2.0 1408 $1,499 $1.06 3d 1 0.63mi
4804 Ducheneau Dr Unit 26 Jacksonville, FL 3.0 2.0 1182 $1,635 $1.38 25d 1 0.63mi
5931 Wilmar Rd Jacksonville, FL 4.0 1.0 706 $1,095 $1.55 25d 1 0.63mi
5951 Wilmar Rd Jacksonville, FL 2.0 1.0 706 $1,095 $1.55 25d 1 0.66mi
5933 Jammes Rd Jacksonville, FL 3.0 3.0 1071 $1,900 $1.77 25d 1 0.66mi
7059 Melvin Rd Jacksonville, FL 3.0 2.0 1330 $1,600 $1.20 3d 1 0.67mi
6560 Barmer Dr S Jacksonville, FL 4.0 2.0 1370 $1,750 $1.28 3d 1 0.73mi
5984 Windsor Forest Dr Jacksonville, FL 2.0 1.5 900 $1,174 $1.30 22d 2 0.78mi
5985 Windsor Forest Dr Jacksonville, FL 2.0 1.5 900 $1,099 $1.22 9d 1 0.78mi
5985 Windsor Forest Dr Unit 23 Jacksonville, FL 2.0 1.5 900 $999 $1.11 22d 1 0.78mi
5985 Windsor Forest Dr Unit 15 Jacksonville, FL 2.0 1.5 900 $999 $1.11 9d 1 0.78mi
5816 Sonora Dr W Jacksonville, FL 3.0 1.0 975 $1,580 $1.62 18d 1 0.79mi
6019 Verdes Rd Jacksonville, FL 3.0 1.0 1209 $1,335 $1.10 25d 1 0.82mi
5984 Creekside Crossing Dr Jacksonville, FL 3.0 2.5 1404 $1,695 $1.21 16d 1 0.88mi
5988 Creekside Crossing Dr Jacksonville, FL 3.0 2.5 1404 $1,850 $1.32 16d 1 0.88mi
5958 Creekside Crossing Dr Jacksonville, FL 3.0 2.5 1404 $1,895 $1.35 12d 1 0.89mi
4442 Georgetown Dr Jacksonville, FL 3.0 2.0 1259 $1,386 $1.10 4d 1 0.92mi
7318 Strato Rd Jacksonville, FL 3.0 2.0 1204 $1,550 $1.29 4d 1 0.95mi
7262 Kivler Dr Jacksonville, FL 3.0 1.0 759 $1,499 $1.97 25d 1 0.98mi
5928 Firestone Rd Jacksonville, FL 1.0–3.0 1.0–2.0 944 $1,600 $1.69 4d 13 1.00mi

Listing history 12 events

  1. 2026-06-18
    status $115,000 Pending 14 DOM
  2. 2026-06-18
    days on market $115,000 Active 14 DOM
  3. 2026-06-17
    days on market $115,000 Active 13 DOM
  4. 2026-06-16
    days on market $115,000 Active 12 DOM
  5. 2026-06-15
    days on market $115,000 Active 11 DOM
  6. 2026-06-13
    days on market $115,000 Active 9 DOM
  7. 2026-06-13
    days on market $115,000 Active 8 DOM
  8. 2026-06-09
    days on market $115,000 Active 5 DOM
  9. 2026-06-08
    days on market $115,000 Active 4 DOM
  10. 2026-06-07
    days on market $115,000 Active 3 DOM
  11. 2026-06-05
    remarks 316-char remark
  12. 2026-06-05
    listed $115,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,239 · $270/mo
Projected year-2 tax
$3,239 · $270/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,538
− Mortgage interest
−$6,442
− Property taxes
−$3,239
− Insurance
−$575
− Repairs & maintenance
−$1,403
− Management
−$1,403
− Depreciation
−$3,345
Taxable income
$1,131
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$271
After-tax cash flow
$2,533/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Duval
NCES district ID
1200480
Math proficiency
46% ▼ -11.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$48,987
Composite
38.97/100
National rank
#4076
State rank
#48 of 73 in FL

Livability — Jacksonville

Score
83/100
State rank
#50
US rank
#911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jacksonville, FL
County
Duval County · 1,015,274 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
65,729
Household income
$61,050
Rent vs Own
42.6% rent · 57.4% own
Severe rent burden
3605.0

Population outlook (Duval County) Hauer SSP2

Today (2025)
1,013,010 people
By 2030
1,059,228 · +4.6%
By 2040
1,141,439 · +12.7%
By 2050
1,205,258 · +19.0%
By 2075
1,324,282 · +30.7%
By 2100
1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 43% Black 38% Hispanic / Latino 10% Two or more races 7% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 3%
Common ancestry
Slovak 2% Hispanic 2% Italian 1%
Foreign-born
10% · Canada, Vietnam, China
Languages at home
86% English-only · Spanish 7% French/Haitian/Cajun 2% Tagalog/Filipino 1%

Political lean MEDSL · Duval

2024 margin
Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
2008→2024 swing
+0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
All cycles
2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -314.81%
Current HPI
281.2688
Rent YoY
▲ 2.11%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+140.6% since first listed
18 events — show timeline
  • 2026-06-03 Listed $115,000 realMLS
  • 2022-09-12 Sold (Public Records) $205,000 Public Records
  • 2022-09-02 Sold (MLS) $205,000 realMLS
  • 2022-07-19 Pending realMLS
  • 2022-07-01 Price Changed $198,000 realMLS
  • 2022-06-26 Sold (Public Records) $171,300 Public Records
  • 2022-06-09 Listed $210,000 realMLS
  • 2009-11-03 Sold (Public Records) $77,000 Public Records
  • 2009-11-01 Listing Removed realMLS
  • 2009-10-30 Sold (MLS) $77,000 realMLS
  • 2009-08-11 Listed $79,500 realMLS
  • 2009-07-09 Sold (MLS) $20,000 realMLS
  • 2009-05-18 Listed $32,900 realMLS
  • 2002-10-26 Listing Removed realMLS
  • 2002-06-25 Listed $79,900 realMLS
  • 2001-02-02 Sold (Public Records) $56,000 Public Records
  • 1990-05-01 Sold (Public Records) $49,500 Public Records
  • 1988-08-01 Sold (Public Records) $47,800 Public Records

Property tax history

+15.2%/yr

Latest (2025): $3,239 · +7.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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