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7216 Clifford Dr
C- Composite 53.79
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.3/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.8/10.0
  • 1% rule +5.9/10.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$134,900

7216 Clifford Dr · Dentsville, SC 29223
2 bd · 1.0 ba · 1,201 sqft · SingleFamily public records · 94 Days on market
Built 1960 2,482 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Discover this charming 1201 sq. ft. ranch-style residence situated on an impressive 0.57-acre level lot in the established Northeast Columbia area. Built in 1960, this well-maintained 3-bedroom, 1.5-bathroom home features a classic floorplan highlighted by beautiful hardwood flooring throughout the main living areas and corridors. All three bedrooms give the comfort of plush carpeting, providing a cozy retreat for residents. The primary bedroom suite has a convenient half bath. The interior layout includes an inviting living space that flows into a functional kitchen and dining area, perfectly suited for modern living. Outside, the expansive backyard provides ample space for gardening, recr

Key facts

  • Hardwood flooring
  • Level lot
  • Expansive backyard

Tags

RANCH-STYLE RESIDENCELEVEL LOTHARDWOOD FLOORINGEXPANSIVE BACKYARDRICHLAND TWO SCHOOL DISTRICT

Property features AI

Exterior

  • Utilities: Public sewer; Public water
  • Home design: Single-story home
  • Construction: Slab foundation; Exterior finish: Other
  • Exterior features: Covered front porch; Paved road access; Public water

Interior

  • Kitchen: Hardwood floor; Formica countertops; Self-cleaning range
  • Bedrooms: Master bedroom on main level with carpeted floors; Two additional carpeted bedrooms on main level
  • Flooring: Carpet in bedrooms; Hardwood in living room and kitchen
  • Bathrooms: One full bathroom; One half bathroom
  • Heating & cooling: Central cooling; Central heating with gas on first level
  • Interior features: Self-cleaning range; Hardwood floors in living room; Hardwood floor and Formica countertops in kitchen

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $135k.

Deal economics

  • At list price, monthly cash flow is $198 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $135k).
  • Recommended offer: $123k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Joseph Keels Elementary (math 27% / reading 26%, grade F, #435 of 597 statewide, top 73%, 438 students, 100% FRL) — zoned schools average 100% FRL vs 38% district-wide (62 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 26% at this address vs 41% district-wide (-14 pts) — the specific schools serving this property underperform the Richland 02 average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 341 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 94 days — a 9% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $74k; list at $135k implies a 82% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $122,759 (9.0% below list)

Questions for the listing agent

  1. It's been on market 94 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
8.05%
Cash-on-cash
6.29%
DSCR
1.28
GRM
7.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.21% rent growth · sell at horizon

5-year hold
IRR
-9.9%
Equity multiple
0.65×
Total profit
$-13,240
Equity at exit
$20,114
10-year hold
IRR
-5.0%
Equity multiple
0.71×
Total profit
$-10,766
Equity at exit
$11,664

Cash invested: $37,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29223

Rents YoY
0.2%
Active inventory
341
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,477 high interval (Pro) →
Mortgage (P&I)
$707
Tax from tax record
$205 /mo · $2,464/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$310
Net cashflow
$198

Break-even live

Break-even rent $1,227
Max offer price $134,900
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,725
Closing costs
$4,047
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6837 N Trenholm Rd Columbia, SC 1.0–3.0 1.0–2.0 1105 $1,662 $1.50 3d 30 0.62mi
201 Redwood Ct Columbia, SC 3.0 1.5 1050 $1,300 $1.24 14d 1 0.77mi
250 Springtree Dr Columbia, SC 1.0–2.0 1.0 839 $1,090 $1.30 3d 8 0.83mi
320 Charwood Dr Columbia, SC 3.0 2.0 1325 $1,750 $1.32 23d 1 0.88mi
6905 Cleaton Rd Columbia, SC 3.0 2.5–3.0 1546 $1,925 $1.25 23d 3 0.98mi
7400 Hunt Club Rd Columbia, SC 1.0–3.0 1.0–2.0 1087 $1,040 $0.96 23d 1 1.31mi
5437 Ransom Dr Columbia, SC 3.0 1.0 1056 $1,531 $1.45 23d 1 1.32mi

Listing history 15 events

  1. 2026-06-07
    statusdays on market $134,900 Pending 94 DOM
  2. 2026-06-05
    days on market $134,900 Active - Contingent 93 DOM
  3. 2026-06-03
    days on market $134,900 Active - Contingent 92 DOM
  4. 2026-06-03
    days on market $134,900 Active - Contingent 91 DOM
  5. 2026-06-01
    days on market $134,900 Active - Contingent 90 DOM
  6. 2026-05-31
    days on market $134,900 Active - Contingent 89 DOM
  7. 2026-05-22
    historical Active - Contingent
  8. 2026-05-13
    price $134,900
  9. 2026-04-19
    price $139,900
  10. 2026-04-12
    price $144,900
  11. 2026-03-03
    listed $149,900 Active
  12. 2021-11-30
    soldstatus $74,000
  13. 1998-04-14
    soldstatus $65,000
  14. 1998-01-21
    soldstatus $32,750
  15. 1980-05-01
    soldstatus $28,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$2,464 · $205/mo
Projected year-2 tax
$2,464 · $205/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 68% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,726
− Mortgage interest
−$7,556
− Property taxes
−$2,464
− Insurance
−$674
− Repairs & maintenance
−$1,418
− Management
−$1,418
− Depreciation
−$3,924
Taxable income
$270
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$65
After-tax cash flow
$2,311/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Dentsville

Score
71/100
State rank
#50
US rank
#6940

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dentsville, SC
County
Richland County · 389,530 people
City population
335,994
Metro
Columbia, SC
Population (ZIP)
53,074
Household income
$62,408
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
2857.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 57% White 23% Hispanic / Latino 11% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Slovak 1% Serbian 1% Italian 1%
Foreign-born
10% · Canada, South Korea
Languages at home
86% English-only · Spanish 8% Other Indo-European 2% Korean 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.96%
Current HPI
195.3158
Rent YoY
▲ 0.21%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+381.8% since first listed
9 events — show timeline
  • 2026-05-22 Contingent Consolidated MLS
  • 2026-05-13 Price Changed $134,900 Consolidated MLS
  • 2026-04-19 Price Changed $139,900 Consolidated MLS
  • 2026-04-12 Price Changed $144,900 Consolidated MLS
  • 2026-03-03 Listed $149,900 Consolidated MLS
  • 2021-11-30 Sold (Public Records) $74,000 Public Records
  • 1998-04-14 Sold (Public Records) $65,000 Public Records
  • 1998-01-21 Sold (Public Records) $32,750 Public Records
  • 1980-05-01 Sold (Public Records) $28,000 Public Records

Property tax history

+2.8%/yr

Latest (2025): $2,464 · +2.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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