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3401 Spanish Trl Unit 348g
C- Composite 53.61
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +11.4/30.0
  • 1% rule +6.2/10.0
  • Schools +5.6/10.0
  • Rent growth +4.2/5.0
  • Condition / age +4.0/5.0
  • Livability +3.9/5.0
  • DSCR +3.4/10.0
  • Appreciation +0.0/10.0

$247,000

3401 Spanish Trl Unit 348g · Delray Beach, FL 33483
2 bd · 2.0 ba · 1,000 sqft · Condo · 39 Days on market
55+ age-restricted Built 1970 Good condition $247/sqft · 25% below area Est $327k · 25% under $979/mo HOA · 32% of rent ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Tropic Harbor is a 55+ waterfront hidden gem on the Intracoastal in Delray Beach! Rare 3rd-floor corner unit with bird's-eye water views from the living room and primary bedroom. This bright 2BR/2BA is ready for renovation, bring your vision and create a custom retreat! Accordion shutters on all windows. Boaters will love dockage when available, no fixed bridges and boats up to 50 ft. Enjoy 2 pools, new gym, renovated clubhouse, card/library room and shuffleboard. Concrete restoration completed. East of Federal, minutes to the beach, Downtown Delray and Atlantic Ave dining and nightlife. Washer/dryer on floor. Assigned covered parking #153 near elevator with new carport. Priced to sell!

Key facts

  • No fixed bridges
  • Accordion shutters
  • 2 pools

Tags

WATERFRONTBIRD'S-EYE WATER VIEWSACCORDION SHUTTERSDOCKAGE WHEN AVAILABLENO FIXED BRIDGES2 POOLS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $247k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-705 ($-8k/yr) — negative.
  • To cash-flow at today's rent, offer at most $145k (41.3% below list).
  • Meets the 1% rule at list price ($3k rent vs $247k).
  • Recommended offer: $145k (41.3% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 77/100 on livability (#202 in FL, #3,160 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, commute A-; Watch: cost of living C-, crime D-, amenities F.
  • Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Pine Grove Elementary School (math 42% / reading 47%, grade F, #1,288 of 2,144 statewide, top 62%, 354 students, 79% FRL); Boca Raton Community Middle School (math 59% / reading 61%, grade B, #135 of 571 statewide, top 24%, 1,225 students, 41% FRL); West Boca Raton High School (math 55% / reading 70%, grade B-, #93 of 667 statewide, top 14%, 2,271 students, 28% FRL) — zoned schools at 49% FRL track the district average.
  • Market conditions: Rents rising fast (+6.9%/yr); 442 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 57d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($116k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 39 days — a 3% lower offer ($240k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo; HOA is 32% of rent.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $144,923 (41.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 41% concession, seller financing, or rate buy-down credit?
  3. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  6. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.23% ✓
Cap rate
4.94%
Cash-on-cash
-4.84%
DSCR
0.78
GRM
6.8

CMA / ARV

ARV (median comp)
$327,478
List price
$247,000
Delta
-24.58%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3101 S Ocean Blvd #318 0.47mi 2/2.0 1,076 (+8%) 0mo $622,000 $578 65
3215 S Ocean Blvd #906 0.59mi 2/2.0 1,050 (+5%) 0mo $432,000 $411 64
3301 S Ocean Blvd #810 0.63mi 2/2.0 1,050 (+5%) 0mo $780,000 $743 62
3114 S Ocean Blvd #509 0.45mi 2/2.0 1,102 (+10%) 0mo $515,000 $467 62
2717 Florida Blvd #125 0.43mi 2/2.0 1,200 (+20%) 0mo $400,000 $333 54
1 Harbourside Dr #3403 1.39mi 2/2.0 1,092 (+9%) 0mo $620,000 $568 49
280 NW 67th St Unit B207 1.42mi 2/2.0 1,116 (+12%) 0mo $226,000 $203 46
450 Egret Cir #9309 0.85mi 2/2.0 1,175 (+18%) 0mo $235,000 $200 40
450 Egret Cir #9403 0.85mi 2/2.0 1,175 (+18%) 0mo $272,000 $231 40
2225 S Ocean Blvd #2 0.77mi 2/1.0 756 (-24%) 0mo $1,500,000 $1,984 36
755 Dotterel Rd #1206 0.89mi 1/1.5 (-1) 758 (-24%) 0mo $175,000 $231 33
2455 Lindell Blvd #3511 0.99mi 1/1.0 (-1) 758 (-24%) 0mo $205,000 $270 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.87% rent growth · sell at horizon

5-year hold
IRR
-29.3%
Equity multiple
-0.04×
Total profit
$-71,719
Equity at exit
$36,829
10-year hold
IRR
-11.3%
Equity multiple
0.11×
Total profit
$-61,830
Equity at exit
$21,356

Cash invested: $69,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Active competition Active MLS

For sale now
1 active · 3 under contract
Median asking
$230,000 ($219/sqft)
Median days on market
82 d
This list price
100% of active listings are priced below it
ARV vs active asking
+49.2% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33483

Rents YoY
6.9%
Active inventory
442
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$3,047 high interval (Pro) →
Mortgage (P&I)
−$1,295
Tax est. 1.5%
−$309 /mo · $3,705/yr
Insurance
−$103
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
−$979
Vacancy / Maint / Mgmt
−$640
Net cashflow
$-705

Break-even live

Break-even rent $3,940
Max offer price $144,923
Occupancy floor —

Sensitivity live

Price -10% $-535 -5% $-620 +0% $-705 +5% $-791 +10% $-876
Rent -10% $-946 -5% $-826 +0% $-705 +5% $-585 +10% $-465
Rate -1.0pp $-581 -0.5pp $-643 base $-705 +0.5pp $-769 +1.0pp $-835

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,750
Closing costs
$7,410
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
207 Tropic Isle Dr #210 Delray Beach, FL 2.0 1.5 931 $2,200 $2.36 37d 1 0.02mi
207 Tropic Isle Dr #210 Delray Beach, FL 2.0 1.5 931 $2,200 $2.36 10d 1 0.02mi
3401 Spanish Trl #148 Delray Beach, FL 2.0 2.0 1175 $2,500 $2.13 160d 1 0.03mi
207 Tropic Isle Dr #2050 Delray Beach, FL 1.0 1.0 836 $2,500 $2.99 10d 1 0.04mi
207 Tropic Isle Dr #2050 Delray Beach, FL 1.0 1.0 836 $2,500 $2.99 56d 1 0.04mi
207 Tropic Isle Dr #2100 Delray Beach, FL 2.0 2.0 931 $2,550 $2.74 37d 1 0.04mi
3275 Frederick Blvd Unit 17U Delray Beach, FL 2.0 2.0 899 $2,550 $2.84 10d 1 0.06mi
3275 Frederick Blvd Unit 12D Delray Beach, FL 2.0 2.0 899 $2,400 $2.67 80d 1 0.06mi
3351 Spanish Trl #212 Delray Beach, FL 2.0 2.0 1175 $3,500 $2.98 165d 1 0.06mi
3137 Spanish Trl #19 Delray Beach, FL 2.0 2.5 1152 $3,800 $3.30 57d 1 0.09mi
701 Avenue L Delray Beach, FL 2.0 2.0 1248 $2,500 $2.00 153d 1 0.11mi
100 Pelican Pointe Dr #103 Delray Beach, FL 2.0 2.0 1135 $2,950 $2.60 165d 1 0.12mi
85 Pelican Pointe Dr #103 Delray Beach, FL 2.0 2.0 1135 $4,000 $3.52 10d 1 0.13mi
85 Pelican Pointe Dr #103 Delray Beach, FL 2.0 2.0 1135 $4,000 $3.52 27d 1 0.13mi
3101 Florida Blvd Unit 1 Delray Beach, FL 2.0 2.0 1100 $2,700 $2.45 31d 1 0.15mi
3101 Florida Blvd Unit 1 Delray Beach, FL 2.0 2.0 1100 $2,700 $2.45 10d 1 0.15mi
65 Pelican Pointe Dr #2030 Delray Beach, FL 2.0 2.0 1135 $3,000 $2.64 10d 1 0.15mi
60 Pelican Pointe Dr #201 Delray Beach, FL 3.0 2.0 1413 $3,500 $2.48 57d 1 0.15mi
65 Pelican Pointe Dr Unit 202 Delray Beach, FL 2.0 2.0 1135 $3,200 $2.82 89d 1 0.15mi
3020 Florida Blvd Unit 203C Delray Beach, FL 2.0 2.0 1248 $2,150 $1.72 3d 1 0.17mi
30 Pelican Pointe Dr #201 Delray Beach, FL 3.0 2.0 1413 $3,800 $2.69 3d 1 0.20mi
30 Pelican Pointe Dr #201 Delray Beach, FL 3.0 2.0 1413 $3,800 $2.69 10d 1 0.20mi
30 Pelican Pointe Dr #201 Delray Beach, FL 3.0 2.0 1413 $3,800 $2.69 57d 1 0.20mi
30 Pelican Pointe Dr #201 Delray Beach, FL 3.0 2.0 1413 $3,800 $2.69 2d 1 0.20mi
2920 Florida Blvd #216 Delray Beach, FL 2.0 2.0 1226 $2,495 $2.04 165d 1 0.26mi
2904 Spanish Trl Delray Beach, FL 3.0 2.0 1500 $5,500 $3.67 10d 1 0.27mi
2904 Spanish Trl Delray Beach, FL 3.0 2.0 1500 $5,600 $3.73 165d 1 0.27mi
3360 Delray Bay Dr Delray Beach, FL 1.0–3.0 1.0–2.0 1312 $3,034 $2.31 0d 26 0.29mi
3120 E Latitude Cir Unit 101S Delray Beach, FL 1.0 1.0 1053 $2,500 $2.37 118d 1 0.30mi
3120 E Latitude Cir Delray Beach, FL 3.0 2.0–3.0 1550 $4,350 $2.81 163d 2 0.30mi
225 S Latitude Cir Delray Beach, FL 1.0–2.0 1.0–2.0 1075 $2,950 $2.74 80d 2 0.32mi
225 S Latitude Cir #306 Delray Beach, FL 2.0 2.0 1193 $2,850 $2.39 10d 1 0.32mi
225 S Latitude Cir Apt 402 Delray Beach, FL 2.0 2.0 1193 $2,850 $2.39 6d 1 0.33mi
226 N Latitude Cir #205 Delray Beach, FL 3.0 2.0 1496 $3,150 $2.11 151d 1 0.33mi
226 N Latitude Cir Delray Beach, FL 1.0–3.0 1.5–2.0 1240 $2,675 $2.16 154d 2 0.33mi
3130 W Latitude Cir #306 Delray Beach, FL 2.0 2.0 1193 $2,850 $2.39 10d 1 0.37mi
3130 W Latitude Cir Delray Beach, FL 1.0–3.0 1.0–2.5 1300 $2,925 $2.25 96d 2 0.37mi
2909 S Ocean Blvd Unit 1B1 Highland Beach, FL 2.0 2.0 1176 $4,900 $4.17 165d 1 0.42mi
931 Gardenia Dr #269 Delray Beach, FL 2.0 2.0 1200 $2,550 $2.12 69d 1 0.42mi
931 Gardenia Dr #269 Delray Beach, FL 2.0 2.0 1200 $2,400 $2.00 165d 1 0.42mi

Property features AI

Finance

Other
Pets not allowedSenior community
HOA & community
Association: Tropic HarborMonthly HOA feeAssociation amenities include elevator(s), fitness center, pool, on-site manager, laundry, library, recreation facilities, management and maintenance servicesHOA fees cover cable TV, insurance, grounds and structure maintenance, sewer, trash, water, common areas, elevator and recreation facility

Exterior

Parking
Attached carport (assigned, open) with 1 covered space
Utilities
Public waterPublic sewerCable available
Home design
CondominiumOne levelWest-facing
Construction
Concrete block construction with stuccoConcrete / pre-stressed roofBuilding named Tropic Harbor (4 stories)
Exterior features
Marina access with no fixed bridgeNo waterfront on property

Interior

Kitchen
DishwasherGarbage disposalRefrigeratorElectric water heater
Bedrooms
2 bedrooms (both on the main level)
Flooring
CarpetCeramic tile
Bathrooms
2 full bathrooms (both on the main level)
Heating & cooling
Electric heatingElectric cooling
Interior features
Walk-in closetsSplit bedroom layoutBlinds and shutters on windows
Laundry & utility
Laundry in common area

HOA detail $979/mo · $11,748/yr condo

Likely covers
waterpoolgym
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 50 events

  1. 2026-11-08
    days on market $247,000 Active 39 DOM
  2. 2026-11-07
    days on market $247,000 Active 38 DOM
  3. 2026-11-06
    days on market $247,000 Active 37 DOM
  4. 2026-11-05
    days on market $247,000 Active 36 DOM
  5. 2026-11-04
    days on market $247,000 Active 35 DOM
  6. 2026-11-02
    days on market $247,000 Active 33 DOM
  7. 2026-11-01
    days on market $247,000 Active 32 DOM
  8. 2026-10-31
    days on market $247,000 Active 31 DOM
  9. 2026-10-30
    days on market $247,000 Active 30 DOM
  10. 2026-10-29
    days on market $247,000 Active 29 DOM
  11. 2026-10-28
    days on market $247,000 Active 28 DOM
  12. 2026-10-27
    days on market $247,000 Active 27 DOM
  13. 2026-10-26
    days on market $247,000 Active 26 DOM
  14. 2026-10-26
    days on market $247,000 Active 25 DOM
  15. 2026-10-24
    days on market $247,000 Active 24 DOM
  16. 2026-10-23
    days on market $247,000 Active 23 DOM
  17. 2026-10-22
    days on market $247,000 Active 22 DOM
  18. 2026-10-21
    days on market $247,000 Active 21 DOM
  19. 2026-10-20
    days on market $247,000 Active 20 DOM
  20. 2026-10-19
    days on market $247,000 Active 19 DOM
  21. 2026-10-18
    days on market $247,000 Active 18 DOM
  22. 2026-10-17
    days on market $247,000 Active 17 DOM
  23. 2026-10-16
    days on market $247,000 Active 16 DOM
  24. 2026-10-15
    days on market $247,000 Active 15 DOM
  25. 2026-10-14
    days on market $247,000 Active 14 DOM
  26. 2026-10-13
    days on market $247,000 Active 13 DOM
  27. 2026-10-12
    days on market $247,000 Active 12 DOM
  28. 2026-10-11
    days on market $247,000 Active 11 DOM
  29. 2026-10-10
    days on market $247,000 Active 10 DOM
  30. 2026-10-09
    days on market $247,000 Active 9 DOM
  31. 2026-10-08
    days on market $247,000 Active 8 DOM
  32. 2026-10-07
    days on market $247,000 Active 7 DOM
  33. 2026-10-06
    days on market $247,000 Active 6 DOM
  34. 2026-10-05
    days on market $247,000 Active 5 DOM
  35. 2026-10-04
    days on market $247,000 Active 4 DOM
  36. 2026-10-04
    days on market $247,000 Active 3 DOM
  37. 2026-10-02
    days on market $247,000 Active 2 DOM
  38. 2026-10-01
    pricedays on marketlisting id $247,000 Active 1 DOM
  39. 2026-06-26
    days on market $257,000 Active 81 DOM
  40. 2026-06-24
    days on market $257,000 Active 79 DOM
  41. 2026-06-22
    days on market $257,000 Active 77 DOM
  42. 2026-06-21
    days on market $257,000 Active 76 DOM
  43. 2026-06-18
    days on market $257,000 Active 73 DOM
  44. 2026-06-17
    days on market $257,000 Active 72 DOM
  45. 2026-06-16
    days on market $257,000 Active 71 DOM
  46. 2026-06-15
    days on market $257,000 Active 70 DOM
  47. 2026-06-13
    days on market $257,000 Active 68 DOM
  48. 2026-06-09
    days on market $257,000 Active 64 DOM
  49. 2026-06-08
    days on market $257,000 Active 63 DOM
  50. 2026-06-07
    days on market $257,000 Active 62 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone AE · 66% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$36,563
− Mortgage interest
−$13,836
− Property taxes
−$3,705
− Insurance
−$6,354
− Repairs & maintenance
−$2,925
− Management
−$2,925
− HOA
−$11,748
− Depreciation
−$7,185
Taxable loss
−$12,115
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,908
After-tax cash flow
$-5,558/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $5,000–$15,000 screening

This 55+ waterfront condo is in good condition with a good condition score of 80. It offers a great location and amenities, making it a good investment opportunity.

Value-add opportunities

  • Both Painting — Enhances curb appeal and interior aesthetics ↑
  • Both New flooring — Improves living space and resale value ↑
  • Both Kitchen and bathroom updates — Modernizes spaces and increases value ↑
  • Both HVAC upgrade — Improves comfort and energy efficiency ↑
  • Both Landscaping and curb appeal — Enhances property's visual appeal ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

D Composite school gradezoned avg 56/100

Zoned Schools

Elementary Pine Grove Elementary School F FL #1,288/2,144 Nat'l #16,061/41,679 Middle Boca Raton Community Middle School B FL #135/571 Nat'l #1,793/14,009 High West Boca Raton High School B- FL #93/667 Nat'l #3,176/17,239

Schools (NCES district)

District
Palm Beach
NCES district ID
1201500
Math proficiency
46% ▼ -16.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$53,943
Composite
42.72/100
National rank
#3160
State rank
#34 of 73 in FL
B Composite livability gradescore 77/100

Livability — Delray Beach

Score
77/100
State rank
#202
US rank
#3160

Category grades

Amenities F Commute A- Cost of living C- Crime D- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Delray Beach, FL
County
Palm Beach County · 1,637,487 people
City population
123,167
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
12,669
Household income
$116,115
Rent vs Own
30.2% rent · 69.8% own
Severe rent burden
13% of renters

Population outlook (Palm Beach County) Hauer SSP2

Today (2025)
1,637,487 people
By 2030
1,743,255 · +6.5%
By 2040
1,948,712 · +19.0%
By 2050
2,132,979 · +30.3%
By 2075
2,530,027 · +54.5%
By 2100
2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Black 9% Two or more races 5% Hispanic / Latino 5% Asian 2%
Hispanic origin (detail)
Puerto Rican 1%
Languages at home
85% English-only · French/Haitian/Cajun 7% Spanish 4% Other Indo-European 2%

Political lean MEDSL · Palm Beach

2024 margin
Toss-up / Even · D 50.0% · R 49.2%
2008→2024 swing
-22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
All cycles
2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

Civics
—

Price history

-6.8% since first listed
4 events — show timeline
  • 2026-09-28 Listed $247,000 Beaches MLS
  • 2026-06-26 Listing Removed — Beaches MLS
  • 2026-06-03 Price Changed $257,000 Beaches MLS
  • 2026-04-06 Listed $265,000 Beaches MLS

Cash-flow waterfall

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Sold comps — $/sqft

last 12 mo · ≤1 mi

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