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11716 Bolton Ln
D Composite 41.26
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.7/30.0
  • ARV discount +7.6/15.0
  • 1% rule +4.4/10.0
  • Livability +4.2/5.0
  • DSCR +3.8/10.0
  • Schools +3.4/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$639,900

11716 Bolton Ln · Orland Park, IL 60467
4 bd · 3.0 ba · 3,309 sqft · SingleFamily public records · 5 Days on market
Built 2004 9,900 sqft lot Est $642k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The home you've been longing for in popular Long Run Creek community! Original owners have lovingly taken care of this 6 Bedroom oversized house with over 3,000 Square Feet Plus Finished Lower Level! Your beautifully maintained two-story home is designed for today's growing and multi-generational households. Built in 2001 and offering 6 bedrooms, 3.5 bathrooms, a 3 car attached garage, and exceptional living space on every level, this home provides the flexibility buyers have been searching for. The second floor features four generously sized bedrooms, large closets throughout, including a private primary suite enhanced with a vaulted wood-beam ceiling, walk-in closet, and en suite bath wit

Key facts

  • First-floor bedroom
  • Walk-in closet
  • Bright living room

Tags

PRIVATE PRIMARY SUITEWALK-IN CLOSETEN SUITE BATHJETTED TUBFIRST-FLOOR BEDROOMBRIGHT LIVING ROOM

Property features AI

Finance

  • Other: Possession negotiable; Earnest money is held; Living area source: assessor
  • HOA & community: No required master association fee; Community features include curbs, sidewalks and street lights

Exterior

  • Parking: Attached garage owned with 3 garage spaces; Concrete driveway; Garage door opener
  • Utilities: Public water; Public sewer; Electric with circuit breakers
  • Home design: Detached single-family home; Two-story home; Fee simple ownership; Age approximately 21–25 years
  • Construction: Brick exterior; Asphalt roof; Built within last 25 years
  • Exterior features: Lot approximately 132 x 75; Less than 0.25 acre lot; Curbs, sidewalks and street lights in the neighborhood; Directions: Wolf Road to 139th Street west to Preston, south to Bolton Ave., west to 11716

Interior

  • Kitchen: Kitchen with eating area/table space; Granite counters; Ceramic tile flooring in kitchen; Range; Microwave; Dishwasher
  • Bedrooms: Five bedrooms with a possible sixth; One bedroom located below grade; Master bedroom on second floor with whirlpool and separate shower; Bedroom sizes include: 16 x 13, 14 x 13, 14 x 12, 12 x 10, 23 x 17
  • Flooring: Hardwood flooring in main living areas; Carpet in most bedrooms and finished basement rooms; Ceramic tile in kitchen, eating area and mud room
  • Bathrooms: Three full bathrooms; One half bathroom; Basement includes a bathroom; Master bath includes whirlpool and separate shower
  • Heating & cooling: Natural gas heating; Forced air; Multiple heating systems (2+); Zoned heating; Central air conditioning; Zoned cooling
  • Interior features: First-floor bedroom; Walk-in closets; Beamed ceilings; Open floor plan; Granite counters; Separate dining room; Storm door(s); Finished full basement; 13 total rooms
  • Laundry & utility: Laundry in basement; Washer and dryer included; Laundry chute; Utility room on main level (14 x 11)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $640k.

Deal economics

  • At list price, monthly cash flow is $-65 ($-774/yr) — negative.
  • To cash-flow at today's rent, offer at most $629k (1.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $600k (6.2% below list).
  • Recommended offer: $600k (6.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 4.5% in Orland Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 85/100 on livability (#29 in IL, #529 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, commute A+.
  • Cons Hsd 230 (suburban): math 35% / reading 39% proficiency, ranked #146 of 620 in IL (top 24%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Carl Sandburg High School (math 41% / reading 45%, grade F, #72 of 693 statewide, top 10%, 2,894 students, 0% FRL).
  • Market conditions: 118 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $19k of value loss. Plan a longer hold.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $380k; list at $640k implies a 68% gain — meaningful room to come down on a strong offer.
Recommended offer $600,000 (6.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.17%
Cash-on-cash
-0.43%
DSCR
0.98
GRM
8.9

CMA / ARV

ARV (on-the-fly)
$641,946
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11725 Cooper Way 0.16mi 5/3.5 (+1) 3,200 (-3%) 6mo $635,000 $198 75
14170 Green Valley Dr 0.40mi 5/3.0 (+1) 3,420 (+3%) 3mo $615,000 $180 69
14212 Burnley Dr 0.39mi 4/2.5 3,386 (+2%) 15mo $629,000 $186 64
13721 S Santa FE Trl 0.30mi 3/3.5 (-1) 3,304 (-0%) 18mo $425,000 $129 64
13812 Mccabe Dr 0.15mi 3/2.5 (-1) 3,000 (-9%) 8mo $607,000 $202 63
11452 Greystone Dr 0.38mi 4/3.5 3,500 (+6%) 12mo $880,000 $251 60
11731 Blackburn Dr 0.45mi 4/2.5 3,100 (-6%) 12mo $600,000 $194 56
12033 Wooly Hill Ct 0.54mi 4/3.0 3,303 (-0%) 24mo $411,000 $124 55
13948 Citation Dr 0.45mi 5/3.0 (+1) 3,000 (-9%) 9mo $565,900 $189 51
11454 Boulder Dr 0.42mi 5/4.5 (+1) 3,634 (+10%) 13mo $940,000 $259 42
14341 Creek Crossing Dr 0.59mi 5/2.5 (+1) 2,894 (-12%) 12mo $557,000 $192 34
11153 Woodstock Dr 0.71mi 4/3.5 3,000 (-9%) 22mo $640,000 $213 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.9%
Equity multiple
0.40×
Total profit
$-107,474
Equity at exit
$95,411
10-year hold
IRR
-8.7%
Equity multiple
0.46×
Total profit
$-97,554
Equity at exit
$55,327

Cash invested: $179,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
43 Moderately Tenant-Leaning
State Illinois
43 Moderately Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

ZIP-level market 60467

Home prices YoY
-30.4%
Active inventory
118
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$6,000 medium interval (Pro) →
Mortgage (P&I)
$3,356
Tax from tax record
$1,182 /mo · $14,186/yr
Insurance
$267
HOA
$0
Vacancy / Maint / Mgmt
$1,260
Net cashflow
$-65

Break-even live

Break-even rent $6,082
Max offer price $628,506
Occupancy floor 96%

Sensitivity live

Price -10% $298 -5% $117 +0% $-65 +5% $-246 +10% $-427
Rent -10% $-539 -5% $-302 +0% $-65 +5% $172 +10% $409
Rate -1.0pp $258 -0.5pp $98 base $-65 +0.5pp $-230 +1.0pp $-399

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$159,975
Closing costs
$19,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14031 Preston Dr Orland Park, IL 4.0 3.5 3319 $6,000 $1.81 9d 1 0.18mi

Listing history 4 events

  1. 2026-06-22
    days on market $639,900 Active 5 DOM
  2. 2026-06-21
    days on market $639,900 Active 4 DOM
  3. 2026-06-17
    remarks 699-char remark
  4. 2026-06-17
    listed $639,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

Current annual tax
$14,186 · $1,182/mo
Projected year-2 tax
$14,356 · $1,196/mo
Expected delta
+$170/yr (+$14/mo · 1.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥102°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$72,000
− Mortgage interest
−$35,844
− Property taxes
−$14,186
− Insurance
−$3,200
− Repairs & maintenance
−$5,760
− Management
−$5,760
− Depreciation
−$18,615
Taxable loss
−$11,365
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,728
After-tax cash flow
$1,954/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cons Hsd 230
NCES district ID
1708400
Math proficiency
35% ▼ -8.00%
Reading proficiency
39% ▼ -6.00%
Median HH income
$73,953
Composite
34.29/100
National rank
#5244
State rank
#146 of 620 in IL

Livability — Orland Park

Score
85/100
State rank
#29
US rank
#529

Category grades

Amenities A+ Commute A+ Cost of living C Crime A+ Employment A+ Housing A+ Health & safety B- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Orland Park, IL
City population
41,456
Population (ZIP)
24,952

Population outlook (Cook County) Hauer SSP2

Today (2025)
5,347,519 people
By 2030
5,357,703 · +0.2%
By 2040
5,324,924 · -0.4%
By 2050
5,230,762 · -2.2%
By 2075
4,785,735 · -10.5%
By 2100
4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Hispanic / Latino 6% Asian 5% Two or more races 4% Black 4%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Romanian 15% Armenian 2% Iranian 2%
Foreign-born
14% · Canada, South Korea, China
Languages at home
78% English-only · Arabic 9% Russian/Polish/Slavic 4% Other Indo-European 4%

Political lean MEDSL · Cook

2024 margin
Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
2008→2024 swing
-11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
All cycles
2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -82.13%
Current HPI
188.3676
Rent YoY
Metro
State GDP YoY
▲ 1.59%
F500 in state
60

Industry mix (Fortune 500 HQ in IL)

Industry F500 HQs Revenue

Price history

+68.4% since first listed
2 events — show timeline
  • 2026-06-17 Listed $639,900 MRED as Distributed by MLS Grid
  • 2004-10-13 Sold (Public Records) $380,000 Public Records

Property tax history

+4.6%/yr

Latest (2023): $14,186 · +20.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…