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49 Meadowview Dr
B- Composite 69.2
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$90,000

49 Meadowview Dr · Centre, PA 17068
3 bd · 2.0 ba · 1,456 sqft · Manufactured public records · 23 Days on market
Built 1998

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Some homes just feel easy to settle into—and 49 Meadowview Dr has that kind of quiet, comfortable charm. This 1998 Stone mobile home sits in a peaceful New Bloomfield setting with mature trees, a spacious yard, and a rear deck that gives you a perfect place to slow down and enjoy the view. Inside, the home offers a practical and welcoming layout with an open living area, large windows, warm wood-tone trim, and a cozy fireplace that anchors the main living space. The kitchen provides plenty of cabinet storage, included appliances, and convenient access to the laundry/utility area and rear entrance. Outside, you’ll appreciate the off-street parking, storage shed, and yard space th

Key facts

  • Spacious yard
  • Large windows
  • Open living area

Tags

SPACIOUS YARDREAR DECKOPEN LIVING AREALARGE WINDOWSPLENTY OF CABINET STORAGEINCLUDED APPLIANCES

Property features AI

Finance

  • Other: Listing indicates ground rent income/expense applies
  • Financial info: Monthly ground rent $450; Annual tax information available

Exterior

  • Parking: Driveway parking (3 spaces); Total of 3 garage and parking spaces
  • Utilities: Community water; Private sewer
  • Home design: Manufactured property; Modular/Manufactured construction; Manufactured/Stone make; Effective renovation year 2026
  • Construction: Above-grade living area; Finished above-grade area approximately 1,568
  • Exterior features: Not in a federal flood zone; Ground rent applies (monthly payment)

Interior

  • Bedrooms: Three bedrooms on the main level
  • Bathrooms: Two full bathrooms on the main level
  • Heating & cooling: 90% forced air heating; Propane (leased) heating fuel; Central air conditioning (electric); Electric hot water
  • Interior features: Estimated living area; One fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $90k.

Deal economics

  • At list price, monthly cash flow is $954 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $90k).
  • Recommended offer: $89k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • West Perry SD (rural): math 37% / reading 60% proficiency, ranked #189 of 539 in PA (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Carroll El Sch (math 37% / reading 57%, grade D-, #737 of 1,518 statewide, top 52%, 331 students, 46% FRL); West Perry Ms (math 23% / reading 61%, grade D-, #221 of 512 statewide, top 45%, 496 students, 52% FRL); West Perry Shs (math 72% / reading 87%, grade A-, #19 of 437 statewide, top 4%, 686 students, 38% FRL).
  • Market conditions: 19 active listings in the ZIP; 107 units permitted in Perry County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Perry County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($89k) is reasonable based on typical stale-listing flexibility.
Recommended offer $88,650 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.16%
Cap rate
19.01%
Cash-on-cash
45.41%
DSCR
3.02
GRM
3.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
42.5%
Equity multiple
2.83×
Total profit
$46,159
Equity at exit
$13,419
10-year hold
IRR
48.6%
Equity multiple
5.70×
Total profit
$118,430
Equity at exit
$7,782

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17068

Home prices YoY
-14.6%
Active inventory
19
Price-to-rent
3.9×

Monthly cashflow live

Estimated rent
$1,948 medium interval (Pro) →
Mortgage (P&I)
$472
Tax from tax record
$75 /mo · $906/yr
Insurance
$38
HOA
$0
Vacancy / Maint / Mgmt
$409
Net cashflow
$954

Break-even live

Break-even rent $740
Max offer price $90,000
Occupancy floor 46%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 16 events

  1. 2026-06-18
    days on market $90,000 Active 23 DOM
  2. 2026-06-17
    days on market $90,000 Active 22 DOM
  3. 2026-06-16
    days on market $90,000 Active 21 DOM
  4. 2026-06-15
    days on market $90,000 Active 20 DOM
  5. 2026-06-14
    days on market $90,000 Active 18 DOM
  6. 2026-06-13
    days on market $90,000 Active 17 DOM
  7. 2026-06-10
    days on market $90,000 Active 15 DOM
  8. 2026-06-09
    days on market $90,000 Active 14 DOM
  9. 2026-06-08
    days on market $90,000 Active 13 DOM
  10. 2026-06-07
    days on market $90,000 Active 12 DOM
  11. 2026-06-03
    days on market $90,000 Active 8 DOM
  12. 2026-06-02
    days on market $90,000 Active 7 DOM
  13. 2026-06-01
    days on market $90,000 Active 6 DOM
  14. 2026-05-31
    days on market $90,000 Active 5 DOM
  15. 2026-05-31
    days on market $90,000 Active 4 DOM
  16. 2026-05-26
    listed $90,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$906 · $75/mo
Projected year-2 tax
$1,164 · $97/mo
Expected delta
+$258/yr (+$22/mo · 28.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥99°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,370
− Mortgage interest
−$5,041
− Property taxes
−$906
− Insurance
−$450
− Repairs & maintenance
−$1,870
− Management
−$1,870
− Depreciation
−$2,618
Taxable income
$10,616
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,548
After-tax cash flow
$8,896/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Perry SD
NCES district ID
4225740
Math proficiency
37% ▼ -6.00%
Reading proficiency
60% ▼ -1.00%
Median HH income
$55,647
Composite
41.99/100
National rank
#3338
State rank
#189 of 539 in PA

Livability — Centre

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
4,384

Population outlook (Perry County) Hauer SSP2

Today (2025)
44,250 people
By 2030
42,862 · -3.1%
By 2040
39,574 · -10.6%
By 2050
36,001 · -18.6%
By 2075
27,991 · -36.7%
By 2100
20,936 · -52.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 7% Hispanic / Latino 3% Black 1%
Common ancestry
Polish 5% Romanian 3% Iranian 3%
Foreign-born
1% · Canada
Languages at home
96% English-only · Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Perry

2024 margin
Solid R (+49.3) · D 24.8% · R 74.1% · Other 1.0%
2008→2024 swing
-15.6pp toward R · 2008: -33.7pp · 2024: -49.3pp
All cycles
2024: R+49.3 2020: R+50.1 2016: R+51.9 2012: R+38.8 2008: R+33.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -27.07%
Current HPI
157.819
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-26 Listed $90,000 BRIGHT MLS

Property tax history

+2.0%/yr

Latest (2026): $906 · -8.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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