1027 Woodstock Ave · Jacksonville, FL 32254

$125,000

3 bd · 1.0 ba · 918 sqft · SingleFamily public records · 157 Days on market

Built 1946 0.30 ac lot Est $94k · 33% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.8/30.0
• DSCR +7.7/10.0
• Appreciation +6.7/10.0
• 1% rule +5.7/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0

Listing remarks MLS

Great investment property. Rented Sec.8 for $775. per month, make an offer.

Key facts

• New carpet
• Move-in ready home
• Newer roof

Tags

• MOVE-IN READY HOME
• NEWER ROOF
• NEW PAINT
• NEW CARPET
• 65 X 200 FT LOT
• QUICK OCCUPANCY

Property features AI

Finance

• Financial info: Annual tax information available
• HOA & community: Not a senior community

Exterior

• Parking: Off-street parking; On-street parking
• Utilities: Public sewer; Electricity connected; Sewer connected; Water connected
• Home design: Single family residence; One level; Entry on level 1
• Construction: Frame construction; Shingle roof
• Exterior features: Front porch; Deck; City street frontage; Asphalt road surface; 0.3-acre lot

Interior

• Kitchen: No built-in appliances listed
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Vinyl
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Eat-in kitchen; Primary bathroom with tub and shower
• Laundry & utility: In-unit laundry with washer hookup and electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $125k.

Deal economics

• At list price, monthly cash flow is $241 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $125k).
• Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.6% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.7%/yr); 173 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• At $1,339/mo this rent would consume 46% of the median local household income ($35k/yr) (locally 882% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $5k of equity ($864 loan paydown + $4k appreciation (3.4% local appreciation)).
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (3.4% appreciation + 1.7% rent growth), your $35k cash investment doubles in ~5 years — after that, you're playing with house money.
• By year 7, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 157 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1946 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $110,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 157 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1946 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.07% ✓
• Cap rate: 8.60%
• Cash-on-cash: 8.26%
• DSCR: 1.37
• GRM: 7.8

CMA / ARV

• ARV (on-the-fly): $93,636
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1060 Prospect St	0.18mi	3/1.0	924 (+1%)	2mo	$145,000	$157	89
3033 Lowell Ave	0.35mi	3/1.0	884 (-4%)	4mo	$90,000	$102	74
1056 Hood Ave	0.13mi	3/1.0	1,024 (+12%)	2mo	$154,500	$151	73
1073 Melson Ave	0.15mi	3/1.0	816 (-11%)	2mo	$45,000	$55	72
1073 Huron St	0.60mi	3/1.0	916 (-0%)	3mo	$77,000	$84	69
1066 Detroit Cir W	0.22mi	2/1.0 (-1)	828 (-10%)	3mo	$72,000	$87	66
751 Dixon St	0.57mi	2/1.0 (-1)	923 (+0%)	2mo	$114,000	$124	66
3251 Sunnybrook Ave N	0.45mi	2/1.0 (-1)	839 (-9%)	4mo	$71,000	$85	57
3542 Broadway Ave	0.51mi	2/1.0 (-1)	840 (-8%)	2mo	$100,000	$119	55
3044 W 9th St W	0.70mi	2/1.0 (-1)	852 (-7%)	2mo	$55,000	$65	48
1023 Ontario St	0.72mi	2/1.0 (-1)	840 (-8%)	2mo	$33,000	$39	46
3527 Hyacinth St	0.62mi	3/1.0	784 (-15%)	1mo	$135,000	$172	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.41% appreciation · 1.7% rent growth · sell at horizon

5-year hold

• IRR: 15.5%
• Equity multiple: 1.90×
• Total profit: $31,408
• Equity at exit: $59,133

10-year hold

• IRR: 16.2%
• Equity multiple: 3.42×
• Total profit: $84,710
• Equity at exit: $93,476

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32254

• Home prices YoY: 1.2%
• Rents YoY: 1.7%
• Active inventory: 173
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $1,339 high
• Mortgage (P&I): −$656
• Tax from tax record: −$110 /mo · $1,317/yr
• Insurance: −$52
• HOA: −$0
• Vacancy / Maint / Mgmt: −$281
• Net cashflow: $241

Break-even live

Break-even rent $1,035

Max offer price $125,000

Occupancy floor 77%

Sensitivity live

Price	-10% $312	-5% $276	+0% $241	+5% $205	+10% $170
Rent	-10% $135	-5% $188	+0% $241	+5% $294	+10% $347
Rate	-1.0pp $304	-0.5pp $273	base $241	+0.5pp $208	+1.0pp $175

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1021 Woodstock Ave Jacksonville, FL	3.0	2.0	1012	$1,495	$1.48	24d	1	0.04mi
1021 Woodstock Ave Jacksonville, FL	3.0	2.0	1012	$1,495	$1.48	8d	1	0.04mi
3326 W 1st St Jacksonville, FL	2.0	1.0	791	$995	$1.26	24d	1	0.19mi
3368 Columbus Ave Jacksonville, FL	2.0	1.0	955	$1,300	$1.36	5d	1	0.23mi
3055 2nd Street Cir Jacksonville, FL	3.0	1.5	1050	$1,340	$1.28	18d	1	0.31mi
3303 Broadway Ave Jacksonville, FL	3.0	2.0	1072	$1,550	$1.45	5d	1	0.34mi
1037 Detroit St Jacksonville, FL	3.0	2.0	912	$1,250	$1.37	2d	1	0.35mi
3101 3rd Street Cir N Jacksonville, FL	2.0	1.0	870	$1,150	$1.32	8d	1	0.39mi
1227 Dena St Jacksonville, FL	3.0	1.0	1033	$1,325	$1.28	24d	1	0.39mi
3012 Imperial St Jacksonville, FL	3.0	1.0	1089	$1,395	$1.28	24d	1	0.45mi
3305 Sunnybrook Ave N Jacksonville, FL	2.0	1.0	1012	$1,021	$1.01	24d	1	0.48mi
2862 W 1st St Unit 1 Jacksonville, FL	2.0	1.0	800	$895	$1.12	15d	1	0.49mi
2862 W 1st St Jacksonville, FL	2.0	1.0	800	$895	$1.12	5d	1	0.49mi
2913 W 2nd St Jacksonville, FL	2.0	1.0	720	$1,000	$1.39	2d	1	0.50mi
2851 Sophia St Jacksonville, FL	2.0	1.0	846	$1,000	$1.18	24d	3	0.50mi
3350 Sunnybrook Ave N Jacksonville, FL	2.0	1.0	900	$1,095	$1.22	24d	1	0.51mi
2852 W 1st St Jacksonville, FL	2.0	1.0	800	$895	$1.12	8d	1	0.51mi
2965 Sunset St Jacksonville, FL	3.0	2.0	1056	$1,375	$1.30	5d	1	0.52mi
2965 Sunset St Jacksonville, FL	3.0	1.5	1056	$1,375	$1.30	8d	1	0.52mi
3433 Brookhaven Dr Jacksonville, FL	2.0	1.0	754	$1,295	$1.72	8d	1	0.52mi
1612 Alfen St Jacksonville, FL	3.0	1.5	945	$1,113	$1.18	8d	1	0.56mi
912 Huron St Jacksonville, FL	2.0	1.0	900	$1,100	$1.22	15d	1	0.62mi
5148 Cain Ln Jacksonville, FL	3.0	1.0	1104	$1,306	$1.18	22d	1	0.74mi
841 Ontario St Jacksonville, FL	2.0	1.0	1000	$1,285	$1.28	24d	1	0.78mi
2939 W 11th St Jacksonville, FL	3.0	1.0	1086	$1,295	$1.19	24d	1	0.89mi
5364 Mary Budd Ave Jacksonville, FL	3.0	2.0	836	$1,225	$1.47	4d	1	0.93mi
2854 Wickwire St Jacksonville, FL	2.0	1.0	948	$1,300	$1.37	5d	1	0.97mi
2587 Orchard St Jacksonville, FL	2.0	2.0	992	$1,295	$1.31	8d	1	0.97mi
3138 W 15th St Jacksonville, FL	2.0	1.0	734	$1,150	$1.57	8d	1	0.99mi
3138 W 15th St Jacksonville, FL	2.0	1.0	734	$1,150	$1.57	24d	1	0.99mi
3515 Dignan St Jacksonville, FL	3.0	1.0	915	$1,036	$1.13	4d	1	1.07mi
3318 Dignan St Jacksonville, FL	3.0	2.0	960	$1,200	$1.25	24d	1	1.15mi
3323 Nolan St Jacksonville, FL	3.0	1.0	927	$1,050	$1.13	2d	1	1.17mi
3319 Hunt St Jacksonville, FL	3.0	1.0	924	$1,295	$1.40	24d	1	1.21mi
3356 Lenox Ave Jacksonville, FL	2.0	1.0	899	$999	$1.11	24d	1	1.28mi
3118 Dignan St Jacksonville, FL	4.0	2.0	1103	$1,148	$1.04	2d	1	1.30mi
2325 Westbrook Cir N Jacksonville, FL	3.0	2.0	812	$1,200	$1.48	24d	1	1.30mi
3035 Fitzgerald St Jacksonville, FL	2.0	1.0	900	$1,021	$1.13	4d	1	1.32mi
1213 Moat St Jacksonville, FL	2.0	2.5	1022	$1,283	$1.26	18d	1	1.32mi
676 Bridal Ave Jacksonville, FL	3.0	2.0	1008	$1,450	$1.44	24d	1	1.41mi

Listing history 41 events

1. 2026-06-21
   days on market $125,000 Active 157 DOM
2. 2026-06-18
   days on market $125,000 Active 154 DOM
3. 2026-06-17
   days on market $125,000 Active 153 DOM
4. 2026-06-16
   days on market $125,000 Active 152 DOM
5. 2026-06-15
   pricedays on market $125,000 Active 151 DOM
6. 2026-06-10
   days on market $130,000 Active 145 DOM
7. 2026-06-08
   days on market $130,000 Active 144 DOM
8. 2026-06-08
   days on market $130,000 Active 143 DOM
9. 2026-06-03
   days on market $130,000 Active 139 DOM
10. 2026-06-02
    days on market $130,000 Active 138 DOM
11. 2026-06-01
    days on market $130,000 Active 137 DOM
12. 2026-05-31
    days on market $130,000 Active 136 DOM
13. 2026-05-21
    status Active
14. 2026-05-08
    historical
15. 2026-05-07
    status Active
16. 2026-05-07
    price $130,000
17. 2026-03-09
    historical
18. 2026-01-22
    historical Active Under Contract
19. 2026-01-14
    price $120,000
20. 2026-01-06
    price $122,500
21. 2025-12-09
    price $125,000
22. 2025-12-04
    price $127,500
23. 2025-11-18
    price $129,000
24. 2025-11-04
    listed $130,000 Active
25. 2025-10-10
    soldstatus $422,800
26. 2008-07-14
    historical 75-char remark

    Show marketing remark (75 chars)

    Great investment property. Rented Sec.8 for $775. per month, make an offer.

27. 2007-11-14
    listed $50,000 75-char remark

    Show marketing remark (75 chars)

    Great investment property. Rented Sec.8 for $775. per month, make an offer.

28. 2005-07-19
    historical 203-char remark

    Show marketing remark (203 chars)

    Paxon Field- Completely rehabbed 3 bedroom, 1 bath home that features new paint, flooring and more. Perfect for investment or owner occupant. Property is situated in quiet area. HURRY! Motivated Seller..

29. 2005-07-19
    soldstatus $72,000

    Show marketing remark (203 chars)

    Paxon Field- Completely rehabbed 3 bedroom, 1 bath home that features new paint, flooring and more. Perfect for investment or owner occupant. Property is situated in quiet area. HURRY! Motivated Seller..

30. 2005-07-08
    soldstatus $72,000 203-char remark

    Show marketing remark (203 chars)

    Paxon Field- Completely rehabbed 3 bedroom, 1 bath home that features new paint, flooring and more. Perfect for investment or owner occupant. Property is situated in quiet area. HURRY! Motivated Seller..

31. 2005-05-04
    listed $74,900 203-char remark

    Show marketing remark (203 chars)

    Paxon Field- Completely rehabbed 3 bedroom, 1 bath home that features new paint, flooring and more. Perfect for investment or owner occupant. Property is situated in quiet area. HURRY! Motivated Seller..

32. 2004-09-24
    historical
33. 2004-07-28
    historical
34. 2004-07-27
    listed $71,900
35. 2004-07-19
    soldstatus $51,900
36. 2004-07-13
    soldstatus $43,608
37. 2004-04-29
    listed $41,000
38. 2003-10-31
    historical
39. 2003-04-21
    listed $67,900
40. 2001-08-29
    soldstatus $63,800
41. 2000-07-27
    soldstatus $62,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,317 · $110/mo
• Projected year-2 tax: $1,317 · $110/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,073
• − Mortgage interest: −$7,002
• − Property taxes: −$1,317
• − Insurance: −$625
• − Repairs & maintenance: −$1,286
• − Management: −$1,286
• − Depreciation: −$3,636
• Taxable income: $921
• Est. tax owed @ 24.0%: −$221
• After-tax cash flow: $2,668/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 13,927
• Household income: $34,953
• Rent vs Own: 50.2% rent · 49.8% own
• Severe rent burden: 882.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: Black 60% White 28% Two or more races 7% Hispanic / Latino 5%
• Hispanic origin (detail): Puerto Rican 1%
• Common ancestry: Slovak 1% Hispanic 1% Lithuanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 4% French/Haitian/Cajun 2%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.41%
• Current HPI: 282.2981
• Rent YoY: ▲ 1.70%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+109.7% since first listed

29 events — show timeline

• 2026-05-21 Relisted — realMLS
• 2026-05-08 Listing Removed — realMLS
• 2026-05-07 Relisted — realMLS
• 2026-05-07 Price Changed $130,000 realMLS
• 2026-03-09 Listing Removed — realMLS
• 2026-01-22 Contingent — realMLS
• 2026-01-14 Price Changed $120,000 realMLS
• 2026-01-06 Price Changed $122,500 realMLS
• 2025-12-09 Price Changed $125,000 realMLS
• 2025-12-04 Price Changed $127,500 realMLS
• 2025-11-18 Price Changed $129,000 realMLS
• 2025-11-04 Listed $130,000 realMLS
• 2025-10-10 Sold (Public Records) $422,800 Public Records
• 2008-07-14 Listing Removed — realMLS
• 2007-11-14 Listed $50,000 realMLS
• 2005-07-19 Sold (Public Records) $72,000 Public Records
• 2005-07-19 Listing Removed — realMLS
• 2005-07-08 Sold (MLS) $72,000 realMLS
• 2005-05-04 Listed $74,900 realMLS
• 2004-09-24 Listing Removed — realMLS
• 2004-07-28 Listing Removed — realMLS
• 2004-07-27 Listed $71,900 realMLS
• 2004-07-19 Sold (Public Records) $51,900 Public Records
• 2004-07-13 Sold (MLS) $43,608 realMLS
• 2004-04-29 Listed $41,000 realMLS
• 2003-10-31 Listing Removed — realMLS
• 2003-04-21 Listed $67,900 realMLS
• 2001-08-29 Sold (Public Records) $63,800 Public Records
• 2000-07-27 Sold (Public Records) $62,000 Public Records

Property tax history

+5.2%/yr

Latest (2025): $1,317 · +23.6% YoY. Source: county tax records.