CashFlowRE
Sign in Sign up
6000 E Camelback Rd #7707
B Composite 72.91
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.8/10.0
  • Condition / age +4.8/5.0
  • Livability +3.8/5.0
  • Rent growth +2.1/5.0
  • Appreciation +0.0/10.0

$125,000

6000 E Camelback Rd #7707 · Phoenix, AZ 85251
3 bd · 3.5 ba · 2,432 sqft · Townhouse · 136 Days on market
Built 2008 Excellent condition 2,432 sqft lot $51/sqft · 96% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

FRACTIONAL OWNERSHIP - 3 WEEKS PER YEAR. Own a piece of The Phoenician resort with this spacious 3 bedroom + den, 3 1/2 bath villa! Complete with a private pool, hot tub, outdoor grill, fire pit, fireplace, and full kitchen with twice daily housekeeping. This end unit enjoys golf course and mountain views from the patio. The unit comes w/its own concierge service and golf cart to use on the property + amenities of the hotel. You will enjoy week 11 and week 47 with one floating summer week per year. Week 11 is typically during spring training and 47 is usually over the Thanksgiving holiday. Only 1 spring or fall week is required to be used here & unused weeks can be converted to Marriott points for use elsewhere. Yearly dues in 2026 were $27,883 - already paid by seller!

Key facts

  • Private pool
  • Full kitchen
  • Hot tub

Tags

PRIVATE POOLHOT TUBOUTDOOR GRILLFIRE PITFIREPLACEFULL KITCHEN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.5-bath townhouse listed at $125k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $2k ($19k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $125k).
  • Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
  • Cap rate 21.9% vs local median 3.3% in Phoenix — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#16 in AZ, #3,924 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: health & safety C-, crime F.
  • Scottsdale Unified District (4240) (urban): math 53% / reading 55% proficiency, ranked #30 of 249 in AZ (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-1.6%/yr); 582 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 51% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $35k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 136 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $110,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 136 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.52%
Cap rate
21.85%
Cash-on-cash
55.57%
DSCR
3.47
GRM
3.3

CMA / ARV

ARV (median comp)
$2,780,002
List price
$125,000
Delta
-95.50%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4849 N Camelback Ridge Dr Unit B206 0.18mi 2/3.0 (-1) 2,510 (+3%) 4mo $2,603,851 $1,037 76
4849 N Camelback Ridge Dr Unit B306 0.18mi 2/3.0 (-1) 2,510 (+3%) 5mo $3,125,496 $1,245 75
4849 N Camelback Ridge Dr Unit A208 0.18mi 2/3.0 (-1) 2,609 (+7%) 1mo $3,150,000 $1,207 72
4849 N Camelback Ridge Dr Unit A211 0.18mi 2/3.0 (-1) 2,594 (+7%) 3mo $3,150,000 $1,214 71
4849 N Camelback Ridge Dr Unit A402 0.18mi 2/2.0 (-1) 2,592 (+7%) 2mo $3,717,047 $1,434 68
4849 N Camelback Ridge Dr Unit B205 0.18mi 2/3.0 (-1) 2,157 (-11%) 5mo $2,500,546 $1,159 62
4849 N Camelback Ridge Dr Unit A304 0.18mi 2/2.5 (-1) 2,157 (-11%) 4mo $2,990,000 $1,386 61
4849 N Camelback Ridge Rd Unit A104 0.18mi 2/2.5 (-1) 2,157 (-11%) 4mo $2,995,000 $1,389 61
4849 N Camelback Ridge Dr Unit B105 0.18mi 2/2.0 (-1) 2,068 (-15%) 4mo $2,673,870 $1,293 52
4525 N 66th St #65 0.66mi 3/2.0 2,109 (-13%) 2mo $599,900 $284 40
5101 N Casa Blanca Dr #223 0.70mi 3/2.5 2,125 (-13%) 4mo $2,660,000 $1,252 39
6711 E Camelback Rd #77 0.71mi 2/2.5 (-1) 2,136 (-12%) 2mo $1,650,000 $772 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
50.4%
Equity multiple
3.11×
Total profit
$73,802
Equity at exit
$18,638
10-year hold
IRR
54.7%
Equity multiple
5.62×
Total profit
$161,759
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85251

Rents YoY
-1.6%
Active inventory
582
Price-to-rent
3.3×

Monthly cashflow live

Estimated rent
$3,145 medium interval (Pro) →
Mortgage (P&I)
$656
Tax est. 1.5%
$156 /mo · $1,875/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$660
Net cashflow
$1,621

Break-even live

Break-even rent $1,093
Max offer price $125,000
Occupancy floor 43%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 39 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4849 N Camelback Ridge Dr Unit B203 Scottsdale, AZ 2.0 3.0 2294 $9,995 $4.36 5d 1 0.16mi
4849 N Camelback Ridge Dr Scottsdale, AZ 2.0 3.0 2527 $11,245 $4.45 43d 1 0.16mi
4544 N Evans Dr Scottsdale, AZ 4.0 4.5 3322 $15,000 $4.52 18d 1 0.18mi
5000 N Camelback Ridge Dr #206 Scottsdale, AZ 3.0 3.0 2765 $29,500 $10.67 24d 1 0.22mi
5000 N Camelback Ridge Dr #102 Scottsdale, AZ 2.0 2.5 1832 $9,995 $5.46 5d 1 0.22mi
5000 N Camelback Ridge Dr #302 Scottsdale, AZ 2.0 2.5 1832 $15,000 $8.19 43d 1 0.22mi
5000 N Camelback Ridge Dr #407 Scottsdale, AZ 2.0 3.0 2859 $17,495 $6.12 43d 1 0.22mi
6321 E Phoenician Blvd #7 Scottsdale, AZ 2.0 2.5 2300 $14,000 $6.09 43d 1 0.23mi
6331 E Phoenician Blvd #1 Scottsdale, AZ 2.0 2.5 2650 $14,995 $5.66 43d 1 0.30mi
4830 N 65th St Scottsdale, AZ 2.0 2.0 1715 $6,000 $3.50 5d 1 0.46mi
5101 N Casa Blanca Dr #19 Paradise Valley, AZ 2.0 2.5 1672 $6,495 $3.88 43d 1 0.69mi
6711 E Camelback Rd Scottsdale, AZ 3.0 2.0 2718 $7,000 $2.58 5d 1 0.72mi
4715 N 68th St Scottsdale, AZ 3.0 2.0 2500 $7,995 $3.20 43d 1 0.84mi
5952 E Calle Tuberia Phoenix, AZ 4.0 3.5 2887 $12,000 $4.16 2d 1 0.87mi
6819 E Paradise Pkwy Scottsdale, AZ 4.0 3.0 1840 $4,800 $2.61 14d 1 0.89mi
6895 E Camelback Rd Scottsdale, AZ 3.0 1.0–3.0 1279 $6,922 $5.41 1d 59 0.99mi
6709 E Monterosa St Scottsdale, AZ 4.0 3.0 2331 $6,900 $2.96 14d 1 1.01mi
6821 E Vista Dr Paradise Valley, AZ 4.0 3.0 2620 $7,399 $2.82 12d 1 1.01mi
6929 E Mariposa Dr Scottsdale, AZ 4.0 3.0 2800 $7,450 $2.66 16d 1 1.04mi
6929 E Mariposa Dr Scottsdale, AZ 4.0 3.0 2800 $7,750 $2.77 43d 1 1.04mi
5401 E Exeter Blvd Phoenix, AZ 4.0 3.0 3029 $8,000 $2.64 43d 1 1.10mi
6919 E Vista Dr Paradise Valley, AZ 4.0 2.5 3166 $12,500 $3.95 7d 1 1.10mi
7121 E Rancho Vista Dr #5011 Scottsdale, AZ 3.0 2.0 1826 $5,950 $3.26 4d 1 1.15mi
7121 E Rancho Vista Dr #5011 Scottsdale, AZ 3.0 2.0 1826 $5,950 $3.26 4d 1 1.15mi
7127 E Rancho Vista Dr #5001 Scottsdale, AZ 2.0 2.0 1781 $5,500 $3.09 43d 1 1.16mi
7127 E Rancho Vista Dr #2001 Scottsdale, AZ 3.0 2.0 1781 $5,000 $2.81 43d 1 1.16mi
3621 N Kachina Ln Scottsdale, AZ 4.0 3.0 2995 $8,500 $2.84 1d 1 1.17mi
38 Spur Cir Scottsdale, AZ 3.0 2.0 1929 $3,900 $2.02 18d 1 1.21mi
6850 E Main St #7703 Scottsdale, AZ 2.0 2.5 1733 $9,995 $5.77 43d 1 1.23mi
3419 N 63rd Pl Unit 1558646P Scottsdale, AZ 4.0 3.0 1991 $7,590 $3.81 1d 1 1.24mi
7157 E Rancho Vista Dr #6003 Scottsdale, AZ 2.0 2.0 2295 $6,000 $2.61 43d 1 1.26mi
7175 E Camelback Rd #707 Scottsdale, AZ 2.0 2.5 2102 $7,900 $3.76 43d 1 1.27mi
5018 N 71st Pl Paradise Valley, AZ 3.0 2.0 1851 $7,500 $4.05 43d 1 1.28mi
4201 N Marshall Way #2000 Scottsdale, AZ 2.0 2.0 2700 $10,000 $3.70 43d 1 1.34mi
7020 E 1st Ave Scottsdale, AZ 3.0 3.0 2649 $9,999 $3.77 43d 1 1.38mi
3301 N 63rd St Scottsdale, AZ 4.0 3.0 2500 $5,995 $2.40 43d 1 1.39mi
4820 N 72nd Way Scottsdale, AZ 3.0 3.0 2024 $4,000 $1.98 43d 1 1.41mi
6916 E 2nd St Scottsdale, AZ 4.0 3.5 3014 $13,000 $4.31 43d 1 1.41mi
3213 N 63rd Pl Scottsdale, AZ 3.0 2.0 1576 $2,800 $1.78 18d 1 1.48mi

Listing history 26 events

  1. 2026-06-18
    days on market $125,000 Active 136 DOM
  2. 2026-06-17
    days on market $125,000 Active 135 DOM
  3. 2026-06-16
    days on market $125,000 Active 134 DOM
  4. 2026-06-15
    days on market $125,000 Active 133 DOM
  5. 2026-06-13
    days on market $125,000 Active 131 DOM
  6. 2026-06-09
    days on market $125,000 Active 127 DOM
  7. 2026-06-08
    days on market $125,000 Active 126 DOM
  8. 2026-06-07
    days on market $125,000 Active 125 DOM
  9. 2026-06-04
    days on market $125,000 Active 122 DOM
  10. 2026-06-03
    days on market $125,000 Active 121 DOM
  11. 2026-06-02
    days on market $125,000 Active 120 DOM
  12. 2026-06-01
    days on market $125,000 Active 119 DOM
  13. 2026-05-31
    days on market $125,000 Active 118 DOM
  14. 2026-02-02
    listed $125,000 Active 784-char remark
    Show marketing remark (784 chars)

    FRACTIONAL OWNERSHIP - 3 WEEKS PER YEAR. Own a piece of The Phoenician resort with this spacious 3 bedroom + den, 3 1/2 bath villa! Complete with a private pool, hot tub, outdoor grill, fire pit, fireplace, and full kitchen with twice daily housekeeping. This end unit enjoys golf course and mountain views from the patio. The unit comes w/its own concierge service and golf cart to use on the property + amenities of the hotel. You will enjoy week 11 and week 47 with one floating summer week per year. Week 11 is typically during spring training and 47 is usually over the Thanksgiving holiday. Only 1 spring or fall week is required to be used here & unused weeks can be converted to Marriott points for use elsewhere. Yearly dues in 2026 were $27,883 - already paid by seller!

  15. 2025-12-03
    historical
  16. 2025-02-01
    listed $179,000 Active
  17. 2024-05-01
    historical
  18. 2024-01-30
    listed $225,000 Active
  19. 2023-04-02
    historical
  20. 2022-10-20
    listed $290,000 Active
  21. 2022-04-01
    historical
  22. 2022-01-04
    listed $300,000 Active
  23. 2021-12-31
    historical
  24. 2021-09-21
    status Active
  25. 2021-09-03
    historical
  26. 2021-08-11
    listed $320,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$37,741
− Mortgage interest
−$7,002
− Property taxes
−$1,875
− Insurance
−$625
− Repairs & maintenance
−$3,019
− Management
−$3,019
− Depreciation
−$3,636
Taxable income
$18,564
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,455
After-tax cash flow
$14,994/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This luxurious townhouse at The Phoenician offers a private pool, hot tub, and golf course views, making it ideal for both resale and rental.

Value-add opportunities

  • Both Concierge service — Enhances convenience and value for both resale and rental
  • Both Golf cart access — Improves access to amenities and enhances overall experience
  • Both Weekly maintenance package — Ensures property is always in top condition

Renovation cost estimate screening

Value-add ROI direction

  • Both Concierge service — Enhances convenience and value for both resale and rental
  • Both Golf cart access — Improves access to amenities and enhances overall experience
  • Both Weekly maintenance package — Ensures property is always in top condition

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Scottsdale Unified District (4240)
NCES district ID
0407570
Math proficiency
53% ▼ -10.00%
Reading proficiency
55% ▼ -8.00%
Median HH income
$70,139
Composite
48.02/100
National rank
#2196
State rank
#30 of 249 in AZ

Livability — Phoenix

Score
75/100
State rank
#16
US rank
#3924

Category grades

Amenities A+ Commute A+ Cost of living B- Crime F Employment B- Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Phoenix, AZ
County
Maricopa County · 4,537,380 people
City population
290,846
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
40,780
Household income
$92,851
Rent vs Own
51.5% rent · 48.5% own
Severe rent burden
2259.0

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 14% Two or more races 10% Asian 2% Black 2%
Hispanic origin (detail)
Mexican 11%
Common ancestry
Italian 5% Romanian 3% Portuguese 3%
Foreign-born
9% · Canada
Languages at home
88% English-only · Spanish 7% Other Indo-European 2% French/Haitian/Cajun 1%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -672.80%
Current HPI
372.433
Rent YoY
▼ -1.58%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-60.9% since first listed
13 events — show timeline
  • 2026-02-02 Listed $125,000 ARMLS
  • 2025-12-03 Listing Removed ARMLS
  • 2025-02-01 Listed $179,000 ARMLS
  • 2024-05-01 Listing Removed ARMLS
  • 2024-01-30 Listed $225,000 ARMLS
  • 2023-04-02 Listing Removed ARMLS
  • 2022-10-20 Listed $290,000 ARMLS
  • 2022-04-01 Listing Removed ARMLS
  • 2022-01-04 Listed $300,000 ARMLS
  • 2021-12-31 Listing Removed ARMLS
  • 2021-09-21 Relisted ARMLS
  • 2021-09-03 Listing Removed ARMLS
  • 2021-08-11 Listed $320,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…