2813 S Estates Rd · Macon-Bibb County, GA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.74%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 76.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.5/30.0
- ARV discount +15.0/15.0
- DSCR +7.9/10.0
- 1% rule +5.5/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Rent growth +1.9/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$190,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This home offers a spacious living area designed for comfortable everyday living. With four well-sized bedrooms and two full bathrooms, there is plenty of room for family, guests, or a home office. The spacious yard provides ample outdoor space, while the fenced-in backyard offers added privacy and security for pets or children. A chicken coop is located on the property, adding a unique feature for those interested in small-scale homesteading or outdoor hobbies. This property offers a functional layout with room to personalize and make it your own.
Key facts
- Spacious living area
- Fenced-in backyard
- Chicken coop
Tags
Property features AI
Finance
- Other: Located in Porterfield Estates subdivision; Address: 2813 S Estates Rd, Macon, GA 31216
- HOA & community: No HOA
Exterior
- Parking: Parking pad (open parking)
- Utilities: Public water; Septic tank; Cable available; Electricity available; High-speed internet available
- Home design: Single-family residence; House structure; Resale property
- Construction: Brick construction; Composition roof; Built in 1971
- Exterior features: Level lot
Interior
- Kitchen: Dishwasher; Kitchen/laundry combo (laundry located in kitchen)
- Bedrooms: 4 bedrooms on the main level
- Flooring: Hardwood flooring; Laminate flooring
- Bathrooms: 2 full bathrooms on the main level
- Heating & cooling: Central heating (electric); Central air; Ceiling fan(s)
- Interior features: One-level living; Living area 1816 (public records); Public-records above-grade finished area
- Laundry & utility: Laundry located in the kitchen
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $190k.
Deal economics
- At list price, monthly cash flow is $391 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $190k).
- Recommended offer: $173k (9.0% below list) — sets the bar for market timing.
- Cap rate 8.8% vs local median 5.4% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Porter Elementary School (math 12% / reading 22%, grade F, #936 of 1,228 statewide, top 79%, 406 students, 100% FRL); Rutland Middle School (math 12% / reading 28%, grade F, #349 of 470 statewide, top 75%, 812 students, 100% FRL); Rutland High School (math 2% / reading 8%, grade F, #394 of 424 statewide, top 97%, 907 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-2.3%/yr); 195 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).
- This rent runs 33% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 98 days — a 9% lower offer ($173k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 14y ago; this cycle's ask has dropped $30k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $65k; list at $190k implies a 192% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major flood risk; major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 98 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.05% ✓
- Cap rate
- 8.76%
- Cash-on-cash
- 8.82%
- DSCR
- 1.39
- GRM
- 8.0
CMA / ARV
- ARV (on-the-fly)
- $286,928
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2813 S Estates Rd | 0.00mi | 4/2.0 (+1) | 1,816 (0%) | 1mo | $190,000 | $105 | 94 |
| 310 Browning Pointe Rd | 0.20mi | 3/2.0 | 1,817 (+0%) | 7mo | $308,040 | $170 | 85 |
| 116 Fred Ct | 0.13mi | 4/2.0 (+1) | 1,812 (-0%) | 5mo | $289,000 | $159 | 84 |
| 106 Maries Garden Trl | 0.13mi | 4/2.0 (+1) | 1,817 (+0%) | 6mo | $311,615 | $171 | 84 |
| 344 Browning Pointe Rd | 0.21mi | 4/2.0 (+1) | 1,812 (-0%) | 3mo | $270,000 | $149 | 82 |
| 321 Browning Pointe Rd | 0.15mi | 4/2.0 (+1) | 1,791 (-1%) | 4mo | $283,000 | $158 | 82 |
| 350 Browning Pointe Rd | 0.20mi | 4/2.0 (+1) | 1,812 (-0%) | 4mo | $289,000 | $159 | 82 |
| 5864 Porterfield Cir | 0.24mi | 3/2.0 | 1,624 (-11%) | 7mo | $210,000 | $129 | 65 |
| 2960 Regina Dr | 0.33mi | 3/2.0 | 2,021 (+11%) | 4mo | $235,000 | $116 | 62 |
| 268 Amanda Dr | 0.56mi | 3/2.0 | 1,960 (+8%) | 1mo | $325,000 | $166 | 60 |
| 261 Amanda Dr | 0.59mi | 3/2.0 | 1,952 (+8%) | 1mo | $268,900 | $138 | 59 |
| 116 Allentown Ct | 0.55mi | 3/2.0 | 1,626 (-10%) | 6mo | $252,000 | $155 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -6.1%
- Equity multiple
- 0.78×
- Total profit
- $-11,781
- Equity at exit
- $28,330
- IRR
- -0.3%
- Equity multiple
- 0.98×
- Total profit
- $-964
- Equity at exit
- $16,428
Cash invested: $53,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31216
- Rents YoY
- -2.3%
- Active inventory
- 195
- Price-to-rent
- 8.0×
Monthly cashflow live
- Estimated rent
- $1,992 medium interval (Pro) →
- Mortgage (P&I)
- −$996
- Tax from tax record
- −$107 /mo · $1,284/yr
- Insurance
- −$79
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$418
- Net cashflow
- $391
Break-even live
Sensitivity live
| Price | -10% $498 | -5% $445 | +0% $391 | +5% $337 | +10% $283 |
|---|---|---|---|---|---|
| Rent | -10% $234 | -5% $312 | +0% $391 | +5% $470 | +10% $548 |
| Rate | -1.0pp $487 | -0.5pp $439 | base $391 | +0.5pp $342 | +1.0pp $292 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,500
- Closing costs
- $5,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 334 Amanda Dr Macon, GA | 3.0 | 2.5 | 2316 | $2,265 | $0.98 | 21d | 1 | 0.36mi |
| 3478 Bridgewood Dr Macon, GA | 3.0 | 2.5 | 1915 | $2,095 | $1.09 | 44d | 1 | 1.06mi |
| 4057 Liberty Estates Dr Macon, GA | 3.0 | 2.0 | 1747 | $1,845 | $1.06 | 21d | 1 | 1.16mi |
| 6670 Fran Dr Macon, GA | 4.0 | 3.0 | 2024 | $2,181 | $1.08 | 14d | 1 | 1.25mi |
Listing history 14 events
-
2026-05-01status Under Contract
Show marketing remark (554 chars)
This home offers a spacious living area designed for comfortable everyday living. With four well-sized bedrooms and two full bathrooms, there is plenty of room for family, guests, or a home office. The spacious yard provides ample outdoor space, while the fenced-in backyard offers added privacy and security for pets or children. A chicken coop is located on the property, adding a unique feature for those interested in small-scale homesteading or outdoor hobbies. This property offers a functional layout with room to personalize and make it your own.
-
2026-05-01status Pending 554-char remark
Show marketing remark (554 chars)
This home offers a spacious living area designed for comfortable everyday living. With four well-sized bedrooms and two full bathrooms, there is plenty of room for family, guests, or a home office. The spacious yard provides ample outdoor space, while the fenced-in backyard offers added privacy and security for pets or children. A chicken coop is located on the property, adding a unique feature for those interested in small-scale homesteading or outdoor hobbies. This property offers a functional layout with room to personalize and make it your own.
-
2026-04-24price $190,000 554-char remark
Show marketing remark (554 chars)
This home offers a spacious living area designed for comfortable everyday living. With four well-sized bedrooms and two full bathrooms, there is plenty of room for family, guests, or a home office. The spacious yard provides ample outdoor space, while the fenced-in backyard offers added privacy and security for pets or children. A chicken coop is located on the property, adding a unique feature for those interested in small-scale homesteading or outdoor hobbies. This property offers a functional layout with room to personalize and make it your own.
-
2026-04-24price $190,000
Show marketing remark (554 chars)
This home offers a spacious living area designed for comfortable everyday living. With four well-sized bedrooms and two full bathrooms, there is plenty of room for family, guests, or a home office. The spacious yard provides ample outdoor space, while the fenced-in backyard offers added privacy and security for pets or children. A chicken coop is located on the property, adding a unique feature for those interested in small-scale homesteading or outdoor hobbies. This property offers a functional layout with room to personalize and make it your own.
-
2026-04-16price $210,500 554-char remark
Show marketing remark (554 chars)
This home offers a spacious living area designed for comfortable everyday living. With four well-sized bedrooms and two full bathrooms, there is plenty of room for family, guests, or a home office. The spacious yard provides ample outdoor space, while the fenced-in backyard offers added privacy and security for pets or children. A chicken coop is located on the property, adding a unique feature for those interested in small-scale homesteading or outdoor hobbies. This property offers a functional layout with room to personalize and make it your own.
-
2026-04-16price $210,000
Show marketing remark (554 chars)
This home offers a spacious living area designed for comfortable everyday living. With four well-sized bedrooms and two full bathrooms, there is plenty of room for family, guests, or a home office. The spacious yard provides ample outdoor space, while the fenced-in backyard offers added privacy and security for pets or children. A chicken coop is located on the property, adding a unique feature for those interested in small-scale homesteading or outdoor hobbies. This property offers a functional layout with room to personalize and make it your own.
-
2026-02-24price $214,500 554-char remark
Show marketing remark (554 chars)
This home offers a spacious living area designed for comfortable everyday living. With four well-sized bedrooms and two full bathrooms, there is plenty of room for family, guests, or a home office. The spacious yard provides ample outdoor space, while the fenced-in backyard offers added privacy and security for pets or children. A chicken coop is located on the property, adding a unique feature for those interested in small-scale homesteading or outdoor hobbies. This property offers a functional layout with room to personalize and make it your own.
-
2026-02-24price $214,500
Show marketing remark (554 chars)
This home offers a spacious living area designed for comfortable everyday living. With four well-sized bedrooms and two full bathrooms, there is plenty of room for family, guests, or a home office. The spacious yard provides ample outdoor space, while the fenced-in backyard offers added privacy and security for pets or children. A chicken coop is located on the property, adding a unique feature for those interested in small-scale homesteading or outdoor hobbies. This property offers a functional layout with room to personalize and make it your own.
-
2026-01-23$220,000 Active 554-char remark
Show marketing remark (554 chars)
This home offers a spacious living area designed for comfortable everyday living. With four well-sized bedrooms and two full bathrooms, there is plenty of room for family, guests, or a home office. The spacious yard provides ample outdoor space, while the fenced-in backyard offers added privacy and security for pets or children. A chicken coop is located on the property, adding a unique feature for those interested in small-scale homesteading or outdoor hobbies. This property offers a functional layout with room to personalize and make it your own.
-
2026-01-21$220,000 New
-
2019-07-01soldstatus $65,000
-
2013-02-26soldstatus $56,000 112-char remark
Show marketing remark (112 chars)
Great little starter home in Sub South. Eligible for $100 down payment program. 3 bedrooms, 2 baths on .6 acres.
-
2012-12-21$56,000 112-char remark
Show marketing remark (112 chars)
Great little starter home in Sub South. Eligible for $100 down payment program. 3 bedrooms, 2 baths on .6 acres.
-
2008-12-01soldstatus $111,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,284 · $107/mo
- Projected year-2 tax
- $1,748 · $146/mo
- Expected delta
- +$464/yr (+$39/mo · 36.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 6/10 Major 76% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,899
- − Mortgage interest
- −$10,643
- − Property taxes
- −$1,284
- − Insurance
- −$950
- − Repairs & maintenance
- −$1,912
- − Management
- −$1,912
- − Depreciation
- −$5,527
- Taxable income
- $1,672
- Est. tax owed @ 24.0%
- −$401
- After-tax cash flow
- $4,289/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bibb County
- NCES district ID
- 1300420
- Math proficiency
- 11% ▼ -14.00%
- Reading proficiency
- 18% ▼ -11.00%
- Median HH income
- $37,426
- Composite
- 12.13/100
- National rank
- #9654
- State rank
- #161 of 174 in GA
Livability — Macon-Bibb County
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Macon-Bibb County, GA
- County
- Bibb County · 164,332 people
- City population
- 143,186
- Metro
- Macon-Bibb County, GA
- Population (ZIP)
- 16,328
- Household income
- $72,452
- Rent vs Own
- Severe rent burden
- 161.0
Population outlook (Bibb County) Hauer SSP2
- Today (2025)
- 148,772 people
- By 2030
- 145,904 · -1.9%
- By 2040
- 139,404 · -6.3%
- By 2050
- 131,603 · -11.5%
- By 2075
- 111,050 · -25.4%
- By 2100
- 83,346 · -44.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 56% Black 35% Hispanic / Latino 4% Two or more races 3% Asian 1%
- Common ancestry
- Serbian 2% Lithuanian 2% Italian 1%
- Foreign-born
- 3% · South Korea, Canada
- Languages at home
- 97% English-only · Spanish 2% Korean 1%
Political lean MEDSL · Bibb
- 2024 margin
- Strong D (+22.4) · D 61.0% · R 38.5%
- 2008→2024 swing
- +4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
- All cycles
- 2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -135.37%
- Current HPI
- 211.3565
- Rent YoY
- ▼ -2.31%
- Metro
- Macon-Bibb County, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+70.4% since first listed14 events — show timeline
- 2026-05-01 Pending — GAMLS
- 2026-05-01 Pending — CGMLS
- 2026-04-24 Price Changed $190,000 CGMLS
- 2026-04-24 Price Changed $190,000 GAMLS
- 2026-04-16 Price Changed $210,500 CGMLS
- 2026-04-16 Price Changed $210,000 GAMLS
- 2026-02-24 Price Changed $214,500 CGMLS
- 2026-02-24 Price Changed $214,500 GAMLS
- 2026-01-23 Listed $220,000 CGMLS
- 2026-01-21 Listed $220,000 GAMLS
- 2019-07-01 Sold (Public Records) $65,000 Public Records
- 2013-02-26 Sold (MLS) $56,000 GAMLS
- 2012-12-21 Listed $56,000 GAMLS
- 2008-12-01 Sold (Public Records) $111,500 Public Records
Property tax history
+16.0%/yrLatest (2025): $1,284 · +6.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…