334 New York Ave · Clairton, PA 15025

$50,000

2 bd · 1.0 ba · 800 sqft · Other public records · 26 Days on market

Built 1920

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Rent growth +5.0/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

UNIT IS CURRENTLY RENTED AT $500/MONTH PLUS UTILITIES

Key facts

• Central heat
• Roof repaired
• New carpet

Tags

• CENTRAL HEAT
• PLENTY OF PARKING
• NEW CARPET
• NEW TOILET
• NEW HOT WATER TANK
• ROOF REPAIRED

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath other listed at $50k.

Deal economics

• At list price, monthly cash flow is $476 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $50k).
• Recommended offer: $49k (1.5% below list) — sets the bar for market timing.
• Cap rate 17.7% vs local median 12.3% in Clairton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#1,308 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime C-, health & safety D+, schools F.
• Clairton City SD (suburban): math 7% / reading 21% proficiency, ranked #520 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+10.5%/yr); 94 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
• This rent is only 17% of the median local income ($77k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $346 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 26 days — a 2% lower offer ($49k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $7k; list at $50k implies a 641% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 2.7% of price; built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $49,250 (1.5% below list)

Questions for the listing agent

1. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.21% ✓
• Cap rate: 17.72%
• Cash-on-cash: 40.82%
• DSCR: 2.82
• GRM: 3.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 43.2%
• Equity multiple: 3.01×
• Total profit: $28,107
• Equity at exit: $7,455

10-year hold

• IRR: 51.7%
• Equity multiple: 7.45×
• Total profit: $90,252
• Equity at exit: $4,323

Cash invested: $14,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15025

• Home prices YoY: -34.4%
• Rents YoY: 10.5%
• Active inventory: 94
• Price-to-rent: 3.8×

Monthly cashflow live

• Estimated rent: $1,103 high
• Mortgage (P&I): −$262
• Tax from tax record: −$112 /mo · $1,343/yr
• Insurance: −$21
• HOA: −$0
• Vacancy / Maint / Mgmt: −$232
• Net cashflow: $476

Break-even live

Break-even rent $500

Max offer price $50,000

Occupancy floor 52%

Sensitivity live

Price	-10% $505	-5% $490	+0% $476	+5% $462	+10% $448
Rent	-10% $389	-5% $433	+0% $476	+5% $520	+10% $563
Rate	-1.0pp $501	-0.5pp $489	base $476	+0.5pp $463	+1.0pp $450

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $12,500
• Closing costs: $1,500
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
231 Connecticut Ave Clairton, PA	3.0	1.0	1064	$1,150	$1.08	45d	1	0.13mi
441 Ohio Ave Clairton, PA	2.0	1.0	852	$950	$1.12	21d	1	0.16mi
507 N 6th St Clairton, PA	2.0	1.5	1120	$1,250	$1.12	45d	1	0.33mi
812 Indiana Ave Unit 1 Glassport, PA	1.0	1.0	800	$695	$0.87	25d	1	0.91mi
642 Ohio Ave Unit 1 Glassport, PA	2.0	1.0	700	$1,200	$1.71	45d	1	1.02mi
701-703 Waddell Ave Clairton, PA	1.0	1.0	700	$900	$1.29	25d	1	1.10mi
526 Ohio Ave Unit 3 Glassport, PA	2.0	1.0	800	$900	$1.12	45d	1	1.16mi
446 Waddell Ave Unit 446 1/2 Clairton, PA	1.0	1.0	900	$595	$0.66	45d	1	1.25mi
511 Payne Hill Rd Clairton, PA	1.0–3.0	1.0–2.0	1026	$1,572	$1.53	3d	1	1.25mi
540 Reed St Unit 1 Clairton, PA	1.0	1.0	528	$799	$1.51	45d	1	1.40mi
505 Wylie Ave Clairton, PA	2.0	1.0	791	$1,500	$1.90	3d	1	1.41mi
422 Mitchell Ave Rear Rear Clairton, PA	1.0	1.0	900	$975	$1.08	18d	1	1.42mi

Listing history 18 events

1. 2026-06-21
   days on market $50,000 Active 26 DOM
2. 2026-06-18
   days on market $50,000 Active 23 DOM
3. 2026-06-17
   days on market $50,000 Active 22 DOM
4. 2026-06-16
   days on market $50,000 Active 21 DOM
5. 2026-06-15
   days on market $50,000 Active 20 DOM
6. 2026-06-13
   days on market $50,000 Active 18 DOM
7. 2026-06-09
   days on market $50,000 Active 14 DOM
8. 2026-06-08
   days on market $50,000 Active 13 DOM
9. 2026-06-07
   days on market $50,000 Active 12 DOM
10. 2026-06-05
    days on market $50,000 Active 9 DOM
11. 2026-06-03
    days on market $50,000 Active 8 DOM
12. 2026-06-02
    days on market $50,000 Active 7 DOM
13. 2026-06-01
    days on market $50,000 Active 6 DOM
14. 2026-05-31
    days on market $50,000 Active 5 DOM
15. 2026-05-26
    listed $50,000 Active
16. 2015-07-09
    historical 53-char remark

    Show marketing remark (53 chars)

    UNIT IS CURRENTLY RENTED AT $500/MONTH PLUS UTILITIES

17. 2015-04-10
    listed $19,900 Active 53-char remark

    Show marketing remark (53 chars)

    UNIT IS CURRENTLY RENTED AT $500/MONTH PLUS UTILITIES

18. 1994-11-01
    soldstatus $6,750

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,343 · $112/mo
• Projected year-2 tax: $1,343 · $112/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,234
• − Mortgage interest: −$2,801
• − Property taxes: −$1,343
• − Insurance: −$250
• − Repairs & maintenance: −$1,059
• − Management: −$1,059
• − Depreciation: −$1,455
• Taxable income: $5,268
• Est. tax owed @ 24.0%: −$1,264
• After-tax cash flow: $4,451/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Clairton City SD
• NCES district ID: 4206030
• Math proficiency: 7% ▼ -11.00%
• Reading proficiency: 21% ▼ -12.00%
• Median HH income: $30,250
• Composite: 11.0/100
• National rank: #9742
• State rank: #520 of 539 in PA

Livability — Clairton

• Score: 63/100
• State rank: #1308
• US rank: #16085

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A Health & safety D+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Clairton, PA
• County: Allegheny County · 1,022,028 people
• City population: 16,939
• Metro: Pittsburgh, PA
• Population (ZIP): 16,939
• Household income: $76,531
• Rent vs Own: 25.1% rent · 74.9% own
• Severe rent burden: 572.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Black 18% Two or more races 4% Asian 2% Hispanic / Latino 2%
• Common ancestry: Romanian 6% Lithuanian 2% Slovak 1%
• Foreign-born: 4% · China, Canada, India
• Languages at home: 96% English-only · Other Indo-European 1% Chinese 1% Spanish 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -96.35%
• Current HPI: 183.858
• Rent YoY: ▲ 10.47%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+640.7% since first listed

4 events — show timeline

• 2026-05-26 Listed $50,000 FSBO.com
• 2015-07-09 Delisted — West Penn MLS
• 2015-04-10 Listed $19,900 West Penn MLS
• 1994-11-01 Sold (Public Records) $6,750 Public Records

Property tax history

+12.7%/yr

Latest (2026): $1,343 · +11.0% YoY. Source: county tax records.