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375 Andorra Way
B- Composite 69.28
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.3/5.0
  • Livability +3.3/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$189,000

375 Andorra Way · Cathedral City, CA 92234
3 bd · 2.0 ba · 1,560 sqft · Manufactured public records · 48 Days on market
Built 1977 5,000 sqft lot $121/sqft · 59% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Priced for quick sale!! Charming 2 bedroom 2 bath mobile home in 55+ country club community. Move-in condition. This beautiful golf course community offers stunning views of the San Jacinto Mountains. The home has a living room, large den/dining area, large bright kitchen with breakfast bar and lots of storage. There is an evaporative cooler along with the AC and 2-car tandem carport. A large side patio is ideal for outdoor entertaining. Community amenities include an 18-hole golf course with putting green, driving range, 4 pools and spas, lighted tennis courts, shuffleboard, fitness center and club house.

Key facts

  • Pickleball courts
  • Swimming pools
  • Public golf course

Tags

MOUNTAIN VIEWSPUBLIC GOLF COURSESWIMMING POOLSWHIRLPOOL STYLE SPASTENNIS COURTSPICKLEBALL COURTS

Property features AI

Finance

  • Other: Park manager approval required for sale; Mobile home to remain with sale; Disclosures include CC&R, owner is a licensed real estate agent, and a home warranty plan
  • Financial info: Land lease listed (annual lease amount indicated separately); Monthly space rent noted (park information)
  • HOA & community: Senior community in a gated park; Community amenities: dog park, trailer storage, pickleball courts, golf course within development; Community pool (in-ground, community)

Exterior

  • Parking: Total 8 parking spaces; 4 covered carport spaces; Attached covered carport
  • Security: Gated community; Community security features
  • Utilities: Water provided by a water district (Desert Water Agency); Sewer is in street, paid; Space rent includes gas, water, and trash
  • Home design: Detached single-wide mobile home; One level; Entry at ground level with steps; Front door faces north
  • Construction: Aluminum siding; Pier jacks foundation; Mobile home manufactured in 1977 (Silver Crest model); Single-wide, 12 ft wide by 65 ft long
  • Exterior features: Covered concrete slab patio; Accessory buildings on property; Partial block fencing; Rectangular lot; Street lights on frontage; Road frontage on state road with asphalt; Front door faces north; Updated / remodeled condition; Has mountain peek-a-boo view

Interior

  • Kitchen: Quartz counters; Skylight(s); Remodeled kitchen; Kitchen island; Dishwasher; Gas range / gas oven / gas cooktop; Microwave; Refrigerator; Ice maker; Water line to refrigerator
  • Bedrooms: Great room (listed as a room)
  • Flooring: Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (natural gas); Central air conditioning
  • Interior features: Dry bar; Sliding doors; Skylight window treatments; Partially furnished; Entry at ground level with steps into the living room
  • Laundry & utility: Washer and dryer; Laundry area; Water heater (central); Washer/Dryer located in laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $189k.

Deal economics

  • At list price, monthly cash flow is $1k ($17k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $189k).
  • Recommended offer: $183k (3.0% below list) — sets the bar for market timing.
  • Cap rate 15.3% vs local median 5.1% in Cathedral City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#344 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, housing B+; Watch: employment D+, schools F, amenities D-.
  • Palm Springs Unified (suburban): math 21% / reading 42% proficiency, ranked #328 of 517 in CA (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.2%/yr); 530 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • At $3,451/mo this rent would consume 56% of the median local household income ($74k/yr) (locally 1682% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.2% rent growth), your $53k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($183k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $12k; list at $189k implies a 1475% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $183,330 (3.0% below list)

Questions for the listing agent

  1. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.83%
Cap rate
15.31%
Cash-on-cash
32.20%
DSCR
2.43
GRM
4.6

CMA / ARV

ARV (median comp)
$118,582
List price
$189,000
Delta
59.38%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
309 Via Don Benito 0.08mi 2/2.0 (-1) 1,560 (0%) 0mo $119,000 $76 91
318 Via Don Benito 0.05mi 2/2.0 (-1) 1,536 (-2%) 2mo $85,000 $55 88
337 Via Don Benito 0.15mi 2/2.0 (-1) 1,608 (+3%) 0mo $77,000 $48 83
447 Paseo Perdido 0.19mi 2/2.0 (-1) 1,590 (+2%) 1mo $55,000 $35 82
379 Avenida Andorra 0.12mi 2/2.0 (-1) 1,640 (+5%) 6mo $120,000 $73 76
312 Via Don Benito 0.07mi 2/2.0 (-1) 1,440 (-8%) 7mo $89,500 $62 73
443 Paseo Perdido 0.20mi 2/2.0 (-1) 1,440 (-8%) 0mo $65,000 $45 72
464 Cerritos Way 0.21mi 2/2.0 (-1) 1,440 (-8%) 2mo $95,000 $66 70
327 VíA Don Benito 0.17mi 2/2.0 (-1) 1,440 (-8%) 7mo $100,000 $69 68
409 S Paseo Laredo 0.29mi 2/2.0 (-1) 1,440 (-8%) 2mo $58,000 $40 67
451 Paseo Perdido 0.28mi 2/2.0 (-1) 1,680 (+8%) 3mo $112,000 $67 66
143 Lincoln Downs St 0.47mi 2/2.0 (-1) 1,496 (-4%) 9mo $160,000 $107 59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.22% rent growth · sell at horizon

5-year hold
IRR
27.5%
Equity multiple
2.15×
Total profit
$60,624
Equity at exit
$28,181
10-year hold
IRR
35.1%
Equity multiple
4.26×
Total profit
$172,603
Equity at exit
$16,341

Cash invested: $52,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92234

Home prices YoY
-27.7%
Rents YoY
3.2%
Active inventory
530
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$3,451 high interval (Pro) →
Mortgage (P&I)
$991
Tax est. 1.5%
$236 /mo · $2,835/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$725
Net cashflow
$1,420

Break-even live

Break-even rent $1,653
Max offer price $189,000
Occupancy floor 54%

Sensitivity live

Price -10% $1,550 -5% $1,485 +0% $1,420 +5% $1,355 +10% $1,289
Rent -10% $1,147 -5% $1,284 +0% $1,420 +5% $1,556 +10% $1,692
Rate -1.0pp $1,515 -0.5pp $1,468 base $1,420 +0.5pp $1,371 +1.0pp $1,321

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,250
Closing costs
$5,670
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 32 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5 Chandra Ln Rancho Mirage, CA 3.0 2.0 2015 $4,000 $1.99 45d 1 0.17mi
37800 Da Vall Dr #12 Rancho Mirage, CA 2.0 2.0 1387 $2,400 $1.73 45d 1 0.26mi
70181 Chappel Rd Rancho Mirage, CA 4.0 3.0 2000 $5,900 $2.95 45d 1 0.39mi
23 Tennis Club Dr Rancho Mirage, CA 3.0 2.0 1899 $3,600 $1.90 25d 1 0.40mi
251 S Paseo Laredo Cathedral City, CA 2.0 2.0 1440 $2,400 $1.67 45d 1 0.40mi
30 Tennis Club Dr Rancho Mirage, CA 3.0 2.0 1920 $3,500 $1.82 4d 1 0.40mi
70170 Sun Valley Dr Rancho Mirage, CA 2.0 2.0 1368 $3,800 $2.78 5d 1 0.41mi
250 S Paseo Laredo Cathedral City, CA 2.0 2.0 1600 $1,800 $1.12 13d 1 0.42mi
22 Calle Escala Rancho Mirage, CA 3.0 2.5 2116 $3,800 $1.80 12d 1 0.42mi
13 Tennis Club Dr Rancho Mirage, CA 3.0 3.0 2079 $4,500 $2.16 18d 1 0.48mi
70100 Mirage Cove Dr #10 Rancho Mirage, CA 3.0 2.0 1570 $3,000 $1.91 45d 1 0.63mi
70451 Cobb Rd Rancho Mirage, CA 3.0 2.0 2148 $3,750 $1.75 45d 1 0.65mi
13 Vista Mirage Way Rancho Mirage, CA 3.0 2.0 2071 $3,700 $1.79 45d 1 0.86mi
36040 Avenida de las Montanas Unit E Cathedral City, CA 2.0 2.0 1220 $3,200 $2.62 45d 1 0.87mi
4 Saturn Cir Rancho Mirage, CA 3.0 2.0 1948 $4,400 $2.26 5d 1 0.93mi
159 Estrada Way Cathedral City, CA 3.0 2.0 1800 $2,850 $1.58 45d 1 0.99mi
8 Mission Ct Rancho Mirage, CA 2.0 2.0 1540 $2,500 $1.62 19d 1 1.01mi
152 Estrada Way #152 Cathedral City, CA 2.0 2.0 1500 $2,200 $1.47 45d 1 1.01mi
38 Mission Ct Rancho Mirage, CA 3.0 3.0 1382 $3,500 $2.53 45d 1 1.04mi
35 Mission Ct Rancho Mirage, CA 3.0 2.0 1382 $4,125 $2.98 45d 1 1.04mi
35090 Mission Hills Dr Rancho Mirage, CA 2.0 2.0 1596 $3,950 $2.47 25d 1 1.06mi
35082 Mission Hills Dr Rancho Mirage, CA 2.0 2.5 1624 $3,250 $2.00 13d 1 1.08mi
35054 Mission Hills Dr Rancho Mirage, CA 2.0 2.0 1396 $2,549 $1.83 5d 1 1.19mi
522 Desert West Dr Rancho Mirage, CA 2.0 2.0 1984 $4,500 $2.27 45d 1 1.20mi
40080 Via Buena Vista Rancho Mirage, CA 3.0 3.0 1848 $3,800 $2.06 25d 1 1.26mi
37 Shoreline Dr Rancho Mirage, CA 3.0 3.0 1928 $3,650 $1.89 45d 1 1.30mi
59 Shoreline Dr Rancho Mirage, CA 3.0 3.5 2235 $3,995 $1.79 45d 1 1.31mi
68882 Calle Mula Cathedral City, CA 2.0 2.0 1714 $2,500 $1.46 21d 1 1.33mi
69200 Nilda Dr Cathedral City, CA 3.0 2.0 1330 $2,495 $1.88 23d 1 1.38mi
714 Inverness Dr Rancho Mirage, CA 3.0 3.0 2227 $3,500 $1.57 45d 1 1.45mi
68859 Paseo Real Cathedral City, CA 2.0 2.0 1406 $3,960 $2.82 16d 1 1.48mi
68859 Paseo Real Cathedral City, CA 2.0 2.0 1406 $3,960 $2.82 45d 1 1.48mi

Listing history 19 events

  1. 2026-06-21
    days on market $189,000 Active 48 DOM
  2. 2026-06-18
    days on market $189,000 Active 45 DOM
  3. 2026-06-17
    days on market $189,000 Active 44 DOM
  4. 2026-06-16
    days on market $189,000 Active 43 DOM
  5. 2026-06-15
    days on market $189,000 Active 42 DOM
  6. 2026-06-13
    days on market $189,000 Active 40 DOM
  7. 2026-06-13
    days on market $189,000 Active 39 DOM
  8. 2026-06-09
    days on market $189,000 Active 36 DOM
  9. 2026-06-08
    days on market $189,000 Active 35 DOM
  10. 2026-06-07
    days on market $189,000 Active 34 DOM
  11. 2026-06-04
    days on market $189,000 Active 31 DOM
  12. 2026-06-03
    days on market $189,000 Active 30 DOM
  13. 2026-06-02
    days on market $189,000 Active 29 DOM
  14. 2026-06-01
    days on market $189,000 Active 28 DOM
  15. 2026-05-31
    days on market $189,000 Active 27 DOM
  16. 2026-05-04
    listed $189,000 Active 1723-char remark
  17. 2009-09-02
    soldstatus $12,000 613-char remark
    Show marketing remark (613 chars)

    Priced for quick sale!! Charming 2 bedroom 2 bath mobile home in 55+ country club community. Move-in condition. This beautiful golf course community offers stunning views of the San Jacinto Mountains. The home has a living room, large den/dining area, large bright kitchen with breakfast bar and lots of storage. There is an evaporative cooler along with the AC and 2-car tandem carport. A large side patio is ideal for outdoor entertaining. Community amenities include an 18-hole golf course with putting green, driving range, 4 pools and spas, lighted tennis courts, shuffleboard, fitness center and club house.

  18. 2009-09-02
    soldstatus $12,000 Closed 613-char remark
    Show marketing remark (613 chars)

    Priced for quick sale!! Charming 2 bedroom 2 bath mobile home in 55+ country club community. Move-in condition. This beautiful golf course community offers stunning views of the San Jacinto Mountains. The home has a living room, large den/dining area, large bright kitchen with breakfast bar and lots of storage. There is an evaporative cooler along with the AC and 2-car tandem carport. A large side patio is ideal for outdoor entertaining. Community amenities include an 18-hole golf course with putting green, driving range, 4 pools and spas, lighted tennis courts, shuffleboard, fitness center and club house.

  19. 2009-03-01
    listed $18,900 613-char remark
    Show marketing remark (613 chars)

    Priced for quick sale!! Charming 2 bedroom 2 bath mobile home in 55+ country club community. Move-in condition. This beautiful golf course community offers stunning views of the San Jacinto Mountains. The home has a living room, large den/dining area, large bright kitchen with breakfast bar and lots of storage. There is an evaporative cooler along with the AC and 2-car tandem carport. A large side patio is ideal for outdoor entertaining. Community amenities include an 18-hole golf course with putting green, driving range, 4 pools and spas, lighted tennis courts, shuffleboard, fitness center and club house.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥113°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$41,408
− Mortgage interest
−$10,587
− Property taxes
−$2,835
− Insurance
−$945
− Repairs & maintenance
−$3,313
− Management
−$3,313
− Depreciation
−$5,498
Taxable income
$14,917
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,580
After-tax cash flow
$13,458/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Palm Springs Unified
NCES district ID
0629550
Math proficiency
21% ▼ -7.00%
Reading proficiency
42% ▬ 0.00%
Median HH income
$43,638
Composite
26.76/100
National rank
#7131
State rank
#328 of 517 in CA

Livability — Cathedral City

Score
66/100
State rank
#344
US rank
#11749

Category grades

Amenities D- Commute A+ Cost of living F Crime B- Employment D+ Housing B+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cathedral City, CA
County
Riverside County · 2,287,001 people
City population
52,267
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
52,267
Household income
$73,572
Rent vs Own
33.5% rent · 66.5% own
Severe rent burden
1682.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Hispanic / Latino 59% White 30% Two or more races 27% Asian 6% Native American 2% Black 2%
Hispanic origin (detail)
Mexican 51%
Common ancestry
Lithuanian 2% Romanian 1% Italian 1%
Foreign-born
28% · Canada, Vietnam
Languages at home
48% English-only · Spanish 46% Tagalog/Filipino 3% Other Asian/Pacific 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -136.57%
Current HPI
356.9845
Rent YoY
▲ 3.22%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+900.0% since first listed
4 events — show timeline
  • 2026-05-04 Listed $189,000 GPSMLS
  • 2009-09-02 Sold (MLS) $12,000 GPSMLS
  • 2009-09-02 Sold (MLS) $12,000 GPSMLS
  • 2009-03-01 Listed $18,900 GPSMLS

Property tax history

-7.3%/yr

Latest (2025): $93 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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