5 Kent Ct · Columbus, GA 31903

$59,800

3 bd · 1.0 ba · 973 sqft · SingleFamily public records · 49 Days on market

Built 1953 9,583 sqft lot $61/sqft · at area comps Est $60k · at est.

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.6/15.0
• Livability +3.2/5.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Schools +2.2/10.0
• Appreciation +0.0/10.0

Listing remarks

Great potential home with three bedrooms and one bath. Dead end street with large yard and back deck. Property being Sold "AS IS".

Key facts

• Large yard
• Dead end street
• Back deck

Tags

• LARGE YARD
• BACK DECK
• DEAD END STREET

Property features AI

Exterior

• Utilities: Public water; Public sewer
• Home design: Single family residence; Residential property
• Construction: Brick construction
• Exterior features: Deck; Cul-de-sac lot; Sloped lot

Interior

• Bathrooms: 1 full bathroom
• Heating & cooling: Natural gas heating; Heating present
• Interior features: Crawl space basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $60k.

Deal economics

• At list price, monthly cash flow is $376 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($995 rent vs $60k).
• Recommended offer: $58k (3.0% below list) — sets the bar for market timing.
• Cap rate 13.8% vs local median 4.7% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#254 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: amenities D+, schools F, crime F.
• Muscogee County (urban): math 21% / reading 30% proficiency, ranked #120 of 174 in GA (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+1.8%/yr); 100 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 291 units permitted in Muscogee County in 2024 (30 in 5+ unit buildings).
• This rent runs 37% of the median local income ($32k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $413 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Muscogee County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 1.8% rent growth), your $17k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 49 days — a 3% lower offer ($58k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $58,006 (3.0% below list)

Questions for the listing agent

1. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.66% ✓
• Cap rate: 13.84%
• Cash-on-cash: 26.97%
• DSCR: 2.20
• GRM: 5.0

CMA / ARV

• ARV (median comp): $59,931
• List price: $59,800
• Delta: -0.22%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
13 Patton Dr	0.24mi	3/1.0	888 (-9%)	3mo	$36,500	$41	72
48 Patton Dr	0.27mi	3/1.0	990 (+2%)	16mo	$50,000	$51	71
12 Stuart Dr	0.37mi	2/1.0 (-1)	1,009 (+4%)	3mo	$100,000	$99	69
4020 Union St	0.54mi	3/1.0	1,015 (+4%)	1mo	$72,500	$71	67
22 Mason Dr	0.56mi	3/1.0	966 (-1%)	11mo	$27,000	$28	64
43 Munson Dr	0.59mi	2/1.0 (-1)	968 (-0%)	4mo	$40,000	$41	64
17 Lowe Dr	0.13mi	3/2.0	1,082 (+11%)	9mo	$119,900	$111	64
48 Douglas St	0.18mi	3/1.0	1,038 (+7%)	22mo	$69,900	$67	62
1551 Bowman St	0.49mi	3/1.0	1,014 (+4%)	16mo	$32,000	$32	57
31 Cantrell Dr	0.39mi	3/1.0	1,111 (+14%)	3mo	$146,000	$131	56
131 Ticknor Dr	0.32mi	2/1.0 (-1)	1,064 (+9%)	17mo	$55,000	$52	50
134 Torch Hill Rd	0.64mi	3/1.0	1,057 (+9%)	14mo	$108,000	$102	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.82% rent growth · sell at horizon

5-year hold

• IRR: 19.6%
• Equity multiple: 1.78×
• Total profit: $13,120
• Equity at exit: $8,916

10-year hold

• IRR: 27.0%
• Equity multiple: 3.25×
• Total profit: $37,655
• Equity at exit: $5,170

Cash invested: $16,744 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 31903

• Home prices YoY: -14.5%
• Rents YoY: 1.8%
• Active inventory: 100
• Price-to-rent: 5.0×

Monthly cashflow live

• Estimated rent: $995 high
• Mortgage (P&I): −$314
• Tax from tax record: −$72 /mo · $860/yr
• Insurance: −$25
• HOA: −$0
• Vacancy / Maint / Mgmt: −$209
• Net cashflow: $376

Break-even live

Break-even rent $519

Max offer price $59,800

Occupancy floor 57%

Sensitivity live

Price	-10% $410	-5% $393	+0% $376	+5% $359	+10% $342
Rent	-10% $298	-5% $337	+0% $376	+5% $416	+10% $455
Rate	-1.0pp $406	-0.5pp $391	base $376	+0.5pp $361	+1.0pp $345

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $14,950
• Closing costs: $1,794
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
48 Douglas St Columbus, GA	3.0	1.0	1038	$980	$0.94	14d	1	0.16mi
171 Munson Dr Columbus, GA	2.0	1.0	780	$800	$1.03	21d	1	0.31mi
88 Infantry Dr Columbus, GA	2.0	1.0	1122	$900	$0.80	44d	1	0.44mi
58 Stonewall Dr Columbus, GA	3.0	1.0	1002	$1,000	$1.00	44d	1	0.51mi
61 Lanier Dr Columbus, GA	3.0	1.0	896	$875	$0.98	14d	1	0.56mi
25 Mason Dr Columbus, GA	3.0	1.0	1038	$1,100	$1.06	21d	1	0.57mi
121 Torch Hill Rd Columbus, GA	2.0	1.0	936	$825	$0.88	44d	1	0.61mi
1 Engineer Dr Unit H1 Columbus, GA	2.0	1.0	816	$850	$1.04	44d	1	0.69mi
1459 Ivan Ave Columbus, GA	3.0	1.0	1003	$975	$0.97	44d	1	0.81mi
1414 Foye Ave Columbus, GA	2.0	1.0	1021	$895	$0.88	14d	1	0.81mi
76 Mathews St Columbus, GA	3.0	2.0	1100	$1,100	$1.00	14d	1	0.82mi
2051 Somerset Ave Columbus, GA	3.0	1.0	1092	$1,100	$1.01	44d	1	0.99mi
3909 Baker Plaza Dr Columbus, GA	1.0–2.0	1.0–2.0	869	$1,010	$1.16	14d	1	1.00mi
1206 Winston Rd Columbus, GA	2.0	1.0	868	$750	$0.86	44d	1	1.04mi
2354 Banks Ave Unit 1 Columbus, GA	2.0	1.0	942	$725	$0.77	14d	1	1.10mi
2329 S Lumpkin Rd Columbus, GA	2.0	1.0	816	$850	$1.04	44d	1	1.15mi
1048 Brooks Rd Columbus, GA	2.0	1.0	942	$925	$0.98	21d	1	1.17mi
3053 Blan St Columbus, GA	2.0	1.0	868	$875	$1.01	14d	1	1.18mi
3122 Meade St Unit 1 Columbus, GA	2.0	1.0	949	$725	$0.76	14d	1	1.18mi
4614 Old Cusseta Rd Columbus, GA	3.0	1.0	948	$1,250	$1.32	14d	1	1.26mi
3014 Drake St Columbus, GA	2.0	1.0	858	$950	$1.11	44d	1	1.31mi
3028 Meade St Columbus, GA	2.0	1.0	1016	$950	$0.94	44d	1	1.35mi
1167 Staunton Dr Columbus, GA	3.0	1.0	1050	$1,050	$1.00	21d	1	1.49mi

Listing history 17 events

1. 2026-06-18
   days on market $59,800 Active 49 DOM
2. 2026-06-17
   days on market $59,800 Active 48 DOM
3. 2026-06-16
   days on market $59,800 Active 47 DOM
4. 2026-06-15
   days on market $59,800 Active 46 DOM
5. 2026-06-14
   days on market $59,800 Active 44 DOM
6. 2026-06-13
   days on market $59,800 Active 43 DOM
7. 2026-06-10
   days on market $59,800 Active 41 DOM
8. 2026-06-09
   days on market $59,800 Active 40 DOM
9. 2026-06-08
   days on market $59,800 Active 39 DOM
10. 2026-06-07
    days on market $59,800 Active 38 DOM
11. 2026-06-05
    days on market $59,800 Active 35 DOM
12. 2026-06-03
    days on market $59,800 Active 34 DOM
13. 2026-06-02
    days on market $59,800 Active 33 DOM
14. 2026-06-01
    days on market $59,800 Active 32 DOM
15. 2026-05-31
    days on market $59,800 Active 31 DOM
16. 2026-05-30
    days on market $59,800 Active 30 DOM
17. 2026-04-30
    listed $59,800 Active 140-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $860 · $72/mo
• Projected year-2 tax: $860 · $72/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 7/10 Severe 6 d/yr ≥107°F today · 16 d/yr by 30 yrs out
• 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,946
• − Mortgage interest: −$3,350
• − Property taxes: −$860
• − Insurance: −$299
• − Repairs & maintenance: −$956
• − Management: −$956
• − Depreciation: −$1,740
• Taxable income: $3,786
• Est. tax owed @ 24.0%: −$909
• After-tax cash flow: $3,607/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Muscogee County
• NCES district ID: 1303870
• Math proficiency: 21% ▼ -11.00%
• Reading proficiency: 30% ▼ -7.00%
• Median HH income: $41,176
• Composite: 21.6/100
• National rank: #8297
• State rank: #120 of 174 in GA

Livability — Columbus

• Score: 64/100
• State rank: #254
• US rank: #14102

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety B User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Columbus, GA
• County: Muscogee County · 180,764 people
• City population: 180,764
• Metro: Columbus, GA-AL
• Population (ZIP): 20,644
• Household income: $32,401
• Rent vs Own: 71.9% rent · 28.1% own
• Severe rent burden: 1878.0

Population outlook (Muscogee County) Hauer SSP2

• Today (2025): 216,729 people
• By 2030: 224,504 · +3.6%
• By 2040: 238,318 · +10.0%
• By 2050: 249,027 · +14.9%
• By 2075: 264,862 · +22.2%
• By 2100: 254,786 · +17.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (77%)
• Race & ethnicity: Black 77% Hispanic / Latino 11% White 9% Two or more races 3% Asian 1%
• Hispanic origin (detail): Mexican 6% Puerto Rican 2%
• Foreign-born: 6% · Canada
• Languages at home: 88% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Muscogee

• 2024 margin: Strong D (+23.4) · D 61.4% · R 38.0%
• 2008→2024 swing: +3.7pp toward D · 2008: 19.7pp · 2024: 23.4pp
• All cycles: 2024: D+23.4 2020: D+24.0 2016: D+18.6 2012: D+21.3 2008: D+19.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -22.30%
• Current HPI: 131.4761
• Rent YoY: ▲ 1.82%
• Metro: Columbus, GA-AL
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

1 event — show timeline

• 2026-04-30 Listed $59,800 CBOR

Property tax history

-0.5%/yr

Latest (2025): $860 · +1.6% YoY. Source: county tax records.