🏷️ Likely Rental
810 Glenn Ave · Port Vue, PA
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 8 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.6/30.0
- ARV discount +15.0/15.0
- DSCR +9.1/10.0
- 1% rule +7.6/10.0
- Appreciation +7.3/10.0
- Livability +3.7/5.0
- Schools +2.8/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$95,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Solid income-producing opportunity in Port Vue. This 2-story home offers 3 bedrooms, 1.5 baths, and approximately 1400 sq ft of living space on a low-maintenance lot. The property features radiator heat, two window A/C units, and includes washer, dryer, stove, and refrigerator. Currently tenant-occupied on a month-to-month lease, providing immediate cash flow with flexibility for future rent adjustments or owner occupancy. Additional highlights include both a tandem garage and a separate 1-car garage for added storage or tenant convenience. Convenient location with access to local amenities, schools, and transportation. A practical addition to any rental portfolio or a strong entry point for investors seeking steady income.
Key facts
- Radiator heat
- Tandem garage
- Low maintenance lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $95k.
Deal economics
- At list price, monthly cash flow is $197 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $95k).
- Recommended offer: $89k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 73/100 on livability (#545 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety D+, amenities F, commute F.
- South Allegheny SD (suburban): math 23% / reading 44% proficiency, ranked #430 of 539 in PA (top 80%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 39 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
Forward outlook
- In year one you build about $5k of equity ($657 loan paydown + $4k appreciation (4.5% local appreciation)).
- At projected returns (4.5% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 7, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 83 days — a 6% lower offer ($89k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $12k; list at $95k implies a 692% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $56/mo; built in 1910 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 83 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.26% ✓
- Cap rate
- 9.49%
- Cash-on-cash
- 11.41%
- DSCR
- 1.51
- GRM
- 6.6
CMA / ARV
- ARV (median comp)
- $146,223
- List price
- $95,000
- Delta
- -35.03%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 308 Latrobe St | 0.20mi | 3/1.0 (+1) | 1,440 (+3%) | 9mo | $163,000 | $113 | 74 |
| 1717 Myer Ave | 0.39mi | 2/1.0 | 1,314 (-6%) | 13mo | $126,750 | $96 | 61 |
| 317 Gumbert St | 0.57mi | 3/2.0 (+1) | 1,434 (+2%) | 9mo | $100,000 | $70 | 52 |
| 303 Kaler St | 0.38mi | 3/1.5 (+1) | 1,208 (-14%) | 1mo | $135,000 | $112 | 51 |
| 2811 E St | 0.46mi | 3/2.0 (+1) | 1,407 (+1%) | 23mo | $172,000 | $122 | 50 |
| 3100 H St | 0.44mi | 3/1.0 (+1) | 1,287 (-8%) | 20mo | $149,900 | $116 | 44 |
| 1436 Huber St | 0.62mi | 3/2.0 (+1) | 1,308 (-6%) | 9mo | $209,000 | $160 | 44 |
| 2823 E St | 0.48mi | 2/1.0 | 1,540 (+10%) | 22mo | $48,000 | $31 | 43 |
| 506 Dersam St | 0.57mi | 2/1.0 | 1,210 (-14%) | 16mo | $42,000 | $35 | 38 |
| 1906 Riverview St | 0.69mi | 3/1.5 (+1) | 1,315 (-6%) | 18mo | $130,000 | $99 | 36 |
| 507 Owens Ave | 0.56mi | 3/2.0 (+1) | 1,228 (-12%) | 14mo | $195,000 | $159 | 33 |
| 324 24th St | 0.74mi | 3/1.5 (+1) | 1,282 (-8%) | 22mo | $55,000 | $43 | 26 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
4.52% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 19.5%
- Equity multiple
- 2.20×
- Total profit
- $31,977
- Equity at exit
- $51,103
- IRR
- 19.7%
- Equity multiple
- 4.28×
- Total profit
- $87,240
- Equity at exit
- $86,016
Cash invested: $26,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15133
- Home prices YoY
- 2.1%
- Active inventory
- 39
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $1,197 high interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax from tax record
- −$155 /mo · $1,862/yr
- Insurance
- −$40
- Flood insurance flood zone
- −$56 /mo · $666/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$251
- Net cashflow
- $197
Break-even live
Sensitivity live
| Price | -10% $251 | -5% $224 | +0% $197 | +5% $171 | +10% $144 |
|---|---|---|---|---|---|
| Rent | -10% $103 | -5% $150 | +0% $197 | +5% $245 | +10% $292 |
| Rate | -1.0pp $245 | -0.5pp $222 | base $197 | +0.5pp $173 | +1.0pp $148 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,750
- Closing costs
- $2,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1805 Gray St McKeesport, PA | 3.0 | 1.0 | 1136 | $1,600 | $1.41 | 2d | 1 | 0.34mi |
| 306 Laredo St McKeesport, PA | 2.0 | 1.0 | 928 | $995 | $1.07 | 45d | 1 | 0.55mi |
| 311-313 24th St McKeesport, PA | 2.0 | 1.0 | 950 | $900 | $0.95 | 45d | 1 | 0.74mi |
| 1451 Jenny Lind St McKeesport, PA | 3.0 | 1.5 | 1408 | $1,150 | $0.82 | 24d | 1 | 0.79mi |
| 1507 Carnegie Ave McKeesport, PA | 3.0 | 1.5 | 1600 | $1,699 | $1.06 | 15d | 1 | 1.16mi |
| 1217 Scott St McKeesport, PA | 3.0 | 1.0 | 1500 | $1,165 | $0.78 | 45d | 1 | 1.30mi |
| 604 Shaw Ave McKeesport, PA | 2.0 | 1.0–1.5 | 800 | $900 | $1.12 | 13d | 3 | 1.35mi |
| 604 Shaw Ave Unit 101 McKeesport, PA | 2.0 | 1.5 | 1050 | $900 | $0.86 | 15d | 1 | 1.35mi |
| 1506 Freemont St McKeesport, PA | 3.0 | 2.0 | 1250 | $1,295 | $1.04 | 24d | 1 | 1.35mi |
Listing history 20 events
-
2026-06-21days on market $95,000 Active 83 DOM
-
2026-06-18days on market $95,000 Active 80 DOM
-
2026-06-17days on market $95,000 Active 79 DOM
-
2026-06-16days on market $95,000 Active 78 DOM
-
2026-06-15days on market $95,000 Active 77 DOM
-
2026-06-13days on market $95,000 Active 75 DOM
-
2026-06-13days on market $95,000 Active 74 DOM
-
2026-06-09days on market $95,000 Active 71 DOM
-
2026-06-08days on market $95,000 Active 70 DOM
-
2026-06-07days on market $95,000 Active 69 DOM
-
2026-06-05days on market $95,000 Active 66 DOM
-
2026-06-03days on market $95,000 Active 65 DOM
-
2026-06-02days on market $95,000 Active 64 DOM
-
2026-06-01days on market $95,000 Active 63 DOM
-
2026-05-31days on market $95,000 Active 62 DOM
-
2026-03-30$95,000 Active 733-char remark
Show marketing remark (733 chars)
Solid income-producing opportunity in Port Vue. This 2-story home offers 3 bedrooms, 1.5 baths, and approximately 1400 sq ft of living space on a low-maintenance lot. The property features radiator heat, two window A/C units, and includes washer, dryer, stove, and refrigerator. Currently tenant-occupied on a month-to-month lease, providing immediate cash flow with flexibility for future rent adjustments or owner occupancy. Additional highlights include both a tandem garage and a separate 1-car garage for added storage or tenant convenience. Convenient location with access to local amenities, schools, and transportation. A practical addition to any rental portfolio or a strong entry point for investors seeking steady income.
-
2006-10-17soldstatus $12,000 151-char remark
Show marketing remark (151 chars)
Great rental/1st time homebuyer. Sold "As Is". Lot size estimated. Fax offers to 724-266-1140. * * MOTIVATED SELLER - BRING ALL OFFERS * *
-
2006-09-14$15,900 151-char remark
Show marketing remark (151 chars)
Great rental/1st time homebuyer. Sold "As Is". Lot size estimated. Fax offers to 724-266-1140. * * MOTIVATED SELLER - BRING ALL OFFERS * *
-
1998-09-14soldstatus $40,000
-
1989-10-31soldstatus $27,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,862 · $155/mo
- Projected year-2 tax
- $1,862 · $155/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,368
- − Mortgage interest
- −$5,321
- − Property taxes
- −$1,862
- − Insurance
- −$1,142
- − Repairs & maintenance
- −$1,149
- − Management
- −$1,149
- − Depreciation
- −$2,764
- Taxable income
- $981
- Est. tax owed @ 24.0%
- −$235
- After-tax cash flow
- $2,134/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- South Allegheny SD
- NCES district ID
- 4221910
- Math proficiency
- 23% ▼ -10.00%
- Reading proficiency
- 44% ▼ -13.00%
- Median HH income
- $40,891
- Composite
- 28.15/100
- National rank
- #6815
- State rank
- #430 of 539 in PA
Livability — Port Vue
- Score
- 73/100
- State rank
- #545
- US rank
- #5090
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Port Vue, PA
- County
- Allegheny County · 1,022,028 people
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 6,112
- Household income
- $65,938
- Rent vs Own
- Severe rent burden
- 94.0
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Two or more races 7% Black 4% Hispanic / Latino 3%
- Common ancestry
- Romanian 10% Slovene 2% Italian 2%
- Foreign-born
- 0%
- Languages at home
- 99% English-only · Other Indo-European 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.52%
- Current HPI
- 214.5922
- Rent YoY
- —
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+245.5% since first listed5 events — show timeline
- 2026-03-30 Listed $95,000 West Penn MLS
- 2006-10-17 Sold (MLS) $12,000 West Penn MLS
- 2006-09-14 Listed $15,900 West Penn MLS
- 1998-09-14 Sold (Public Records) $40,000 Public Records
- 1989-10-31 Sold (Public Records) $27,500 Public Records
Property tax history
+3.8%/yrLatest (2026): $1,862 · +6.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…