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1209 Beatrice St
D Composite 41.57
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.4/30.0
  • 1% rule +5.0/10.0
  • DSCR +4.7/10.0
  • ARV discount +4.7/15.0
  • Livability +3.8/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$220,000

1209 Beatrice St · Flushing, MI 48433
3 bd · 2.0 ba · 1,520 sqft · SingleFamily · 38 Days on market
Built 1951 0.29 ac lot $145/sqft · 6% above area Est $207k · 6% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beatrice, Beatrice, Beatrice - Welcome Home. This is the one you've been waiting for. A beloved multigenerational family home is ready to welcome its next chapter - and it's landed in one of Flushing's most sought-after neighborhoods, with schools that families in this area genuinely love. Solid brick ranch with 3 bedrooms, spacious rooms and more storage than you'd expect. Like any well-loved home, it has character - and a little personal touch will make it truly yours. Flushing has that rare combination that's hard to find - small town charm with everything you actually need day to day. Parks, community events, friendly neighbors, and an easy freeway access that makes the commute feel manageable. The kind of place where you slow down a little, and that's a good thing. There are details inside worth seeing in person - the kind of things that don't photograph the same way they feel when you're standing in the room. If you've been shopping in this market, you already know - don't wait on this one.

Key facts

  • 0.29 acre lot
  • 2 garage spots
  • Built 1951

Property features AI

Exterior

  • Parking: Attached garage with 2 spaces
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One story; Ground-level entry
  • Construction: Brick construction; Asphalt roof; Block foundation; Below-grade finished area
  • Exterior features: Paved road access; Lot dimensions approximately 96 x 132 x 96 x 132; 0.29-acre lot; No pool

Interior

  • Kitchen: Dishwasher; Free-standing electric range; Free-standing refrigerator; Microwave
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning; Ceiling fans
  • Interior features: Gas water heater; Fireplace in the living room; Partially finished basement; 6 total rooms
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $220k.

Deal economics

  • At list price, monthly cash flow is $85 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $220k).
  • Recommended offer: $213k (3.0% below list) — sets the bar for market timing.
  • Cap rate 6.8% vs local median 3.4% in Flushing — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#140 in MI, #3,431 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Flushing Community Schools (suburban): math 25% / reading 41% proficiency, ranked #295 of 540 in MI (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 156 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 419 units permitted in Genesee County in 2024 (68 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Genesee County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $15k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $139k; list at $220k implies a 58% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $213,400 (3.0% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
6.76%
Cash-on-cash
1.66%
DSCR
1.07
GRM
8.3

CMA / ARV

ARV (median comp)
$206,971
List price
$220,000
Delta
6.30%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
207 Labian Dr 0.05mi 3/2.0 1,625 (+7%) 1mo $175,900 $108 86
507 Dale St 0.46mi 3/2.0 1,516 (-0%) 4mo $239,000 $158 75
1338 Flushing Rd 0.18mi 3/2.0 1,637 (+8%) 10mo $250,000 $153 71
225 Beechwood Ct 0.23mi 3/1.5 1,639 (+8%) 8mo $215,000 $131 67
166 Beacon Point Pkwy 0.49mi 3/2.0 1,476 (-3%) 10mo $265,000 $180 64
1440 Coutant St 0.50mi 4/2.0 (+1) 1,456 (-4%) 8mo $270,000 $185 58
1367 Flushing Rd 0.34mi 3/2.0 1,700 (+12%) 10mo $240,000 $141 56
428 Sunnyside Dr 0.39mi 3/1.5 1,706 (+12%) 4mo $234,900 $138 56
517 Ashwood Dr 0.74mi 3/1.5 1,506 (-1%) 8mo $232,500 $154 55
200 Boman St 0.67mi 3/1.0 1,445 (-5%) 3mo $165,000 $114 54
535 Warren Ave 0.63mi 3/2.0 1,674 (+10%) 1mo $210,000 $125 53
824 Gerald St 0.42mi 4/2.0 (+1) 1,700 (+12%) 8mo $203,800 $120 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-13.6%
Equity multiple
0.51×
Total profit
$-30,115
Equity at exit
$32,803
10-year hold
IRR
-4.6%
Equity multiple
0.70×
Total profit
$-18,780
Equity at exit
$19,022

Cash invested: $61,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48433

Active inventory
156
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$2,200 medium interval (Pro) →
Mortgage (P&I)
$1,154
Tax from tax record
$408 /mo · $4,890/yr
Insurance
$92
HOA
$0
Vacancy / Maint / Mgmt
$462
Net cashflow
$85

Break-even live

Break-even rent $2,092
Max offer price $220,000
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$55,000
Closing costs
$6,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
620 Carpenter Rd Flushing, MI 3.0 2.0 2244 $2,200 $0.98 21d 1 1.04mi

Listing history 20 events

  1. 2026-06-18
    days on market $220,000 Active 38 DOM
  2. 2026-06-17
    days on market $220,000 Active 37 DOM
  3. 2026-06-16
    days on market $220,000 Active 36 DOM
  4. 2026-06-15
    pricedays on market $220,000 Active 35 DOM
  5. 2026-06-14
    days on market $230,000 Active 33 DOM
    Show marketing remark (1023 chars)

    Beatrice, Beatrice, Beatrice - Welcome Home. This is the one you've been waiting for. A beloved multigenerational family home is ready to welcome its next chapter - and it's landed in one of Flushing's most sought-after neighborhoods, with schools that families in this area genuinely love. Solid brick ranch with 3 bedrooms, spacious rooms and more storage than you'd expect. Like any well-loved home, it has character - and a little personal touch will make it truly yours. Flushing has that rare combination that's hard to find - small town charm with everything you actually need day to day. Parks, community events, friendly neighbors, and an easy freeway access that makes the commute feel manageable. The kind of place where you slow down a little, and that's a good thing. There are details inside worth seeing in person - the kind of things that don't photograph the same way they feel when you're standing in the room. If you've been shopping in this market, you already know - don't wait on this one.

  6. 2026-06-13
    days on market $230,000 Active 32 DOM
  7. 2026-06-10
    days on market $230,000 Active 30 DOM
  8. 2026-06-09
    days on market $230,000 Active 29 DOM
  9. 2026-06-08
    days on market $230,000 Active 28 DOM
  10. 2026-06-07
    days on market $230,000 Active 27 DOM
  11. 2026-06-05
    days on market $230,000 Active 24 DOM
  12. 2026-06-03
    days on market $230,000 Active 23 DOM
  13. 2026-06-02
    days on market $230,000 Active 22 DOM
  14. 2026-06-01
    days on market $230,000 Active 21 DOM
  15. 2026-05-31
    days on market $230,000 Active 20 DOM
  16. 2026-05-30
    days on market $230,000 Active 19 DOM
  17. 2026-05-12
    listed $235,000 Active 1023-char remark
    Show marketing remark (1023 chars)

    Beatrice, Beatrice, Beatrice - Welcome Home. This is the one you've been waiting for. A beloved multigenerational family home is ready to welcome its next chapter - and it's landed in one of Flushing's most sought-after neighborhoods, with schools that families in this area genuinely love. Solid brick ranch with 3 bedrooms, spacious rooms and more storage than you'd expect. Like any well-loved home, it has character - and a little personal touch will make it truly yours. Flushing has that rare combination that's hard to find - small town charm with everything you actually need day to day. Parks, community events, friendly neighbors, and an easy freeway access that makes the commute feel manageable. The kind of place where you slow down a little, and that's a good thing. There are details inside worth seeing in person - the kind of things that don't photograph the same way they feel when you're standing in the room. If you've been shopping in this market, you already know - don't wait on this one.

  18. 2026-05-12
    listed $235,000 Active 1107-char remark
    Show marketing remark (1023 chars)

    Beatrice, Beatrice, Beatrice - Welcome Home. This is the one you've been waiting for. A beloved multigenerational family home is ready to welcome its next chapter - and it's landed in one of Flushing's most sought-after neighborhoods, with schools that families in this area genuinely love. Solid brick ranch with 3 bedrooms, spacious rooms and more storage than you'd expect. Like any well-loved home, it has character - and a little personal touch will make it truly yours. Flushing has that rare combination that's hard to find - small town charm with everything you actually need day to day. Parks, community events, friendly neighbors, and an easy freeway access that makes the commute feel manageable. The kind of place where you slow down a little, and that's a good thing. There are details inside worth seeing in person - the kind of things that don't photograph the same way they feel when you're standing in the room. If you've been shopping in this market, you already know - don't wait on this one.

  19. 2026-05-09
    historical $235,000 1023-char remark
    Show marketing remark (1023 chars)

    Beatrice, Beatrice, Beatrice - Welcome Home. This is the one you've been waiting for. A beloved multigenerational family home is ready to welcome its next chapter - and it's landed in one of Flushing's most sought-after neighborhoods, with schools that families in this area genuinely love. Solid brick ranch with 3 bedrooms, spacious rooms and more storage than you'd expect. Like any well-loved home, it has character - and a little personal touch will make it truly yours. Flushing has that rare combination that's hard to find - small town charm with everything you actually need day to day. Parks, community events, friendly neighbors, and an easy freeway access that makes the commute feel manageable. The kind of place where you slow down a little, and that's a good thing. There are details inside worth seeing in person - the kind of things that don't photograph the same way they feel when you're standing in the room. If you've been shopping in this market, you already know - don't wait on this one.

  20. 2019-04-16
    soldstatus $139,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$4,890 · $408/mo
Projected year-2 tax
$4,890 · $408/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,400
− Mortgage interest
−$12,323
− Property taxes
−$4,890
− Insurance
−$1,100
− Repairs & maintenance
−$2,112
− Management
−$2,112
− Depreciation
−$6,400
Taxable loss
−$2,538
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$609
After-tax cash flow
$1,630/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Flushing Community Schools
NCES district ID
2614550
Math proficiency
25% ▼ -17.00%
Reading proficiency
41% ▼ -11.00%
Median HH income
$58,883
Composite
29.48/100
National rank
#6506
State rank
#295 of 540 in MI

Livability — Flushing

Score
76/100
State rank
#140
US rank
#3431

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Flushing, MI
Population (ZIP)
25,756

Population outlook (Genesee County) Hauer SSP2

Today (2025)
381,312 people
By 2030
362,731 · -4.9%
By 2040
321,550 · -15.7%
By 2050
279,212 · -26.8%
By 2075
193,336 · -49.3%
By 2100
128,118 · -66.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Two or more races 6% Hispanic / Latino 4% Black 4%
Common ancestry
Romanian 5% Lithuanian 3% Slovak 3%
Foreign-born
3% · Canada
Languages at home
95% English-only · Arabic 2% Spanish 1% Other Indo-European 1%

Political lean MEDSL · Genesee

2024 margin
Toss-up / Even · D 51.4% · R 47.2% · Other 1.4%
2008→2024 swing
-28.3pp toward R · 2008: 32.5pp · 2024: 4.2pp
All cycles
2024: D+4.2 2020: D+9.3 2016: D+9.5 2012: D+28.2 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -214.10%
Current HPI
175.93
Rent YoY
Metro
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+58.3% since first listed
8 events — show timeline
  • 2026-06-14 Price Changed $220,000 REALCOMP
  • 2026-06-14 Price Changed $220,000 MiRealSource-MiMLS
  • 2026-05-28 Price Changed $230,000 MiRealSource-MiMLS
  • 2026-05-28 Price Changed $230,000 REALCOMP
  • 2026-05-12 Listed $235,000 MiRealSource-MiMLS
  • 2026-05-12 Listed $235,000 REALCOMP
  • 2026-05-09 Coming Soon $235,000 MiRealSource-MiMLS
  • 2019-04-16 Sold (Public Records) $139,000 Public Records

Property tax history

+9.6%/yr

Latest (2025): $4,890 · +2.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…