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432 Antisbury St
B Composite 72.27
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +4.2/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0

$39,900

432 Antisbury St · Rankin, PA 15104
2 bd · 1.0 ba · 832 sqft · Townhouse public records · 86 Days on market
Built 1925 792 sqft lot $48/sqft · 61% below area ↓ 33% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Must See this hidden Gem!!! Now with even more upgrades!! Nestled on a peaceful and quiet tree lined street in the heart of Braddock! Spacious, well cared for solid brick row home conveniently located near shopping, transit, and access to the city. This is perfect for a first-time buyer OR investor looking for a turn key rental! Main Floor: Living Room, Eat In Kitchen, Full Bath. Upper Floor: 2 Bedrooms and Half Bathroom. Basement: Plenty of Storage and Laundry. Secluded and enclosed level rear yard with off street parking! Great covered front and rear porches for your morning coffee and cookouts! Great size, yet cozy - this "worry free" home is perfect for entertaining, children, or pets. Also perfect for any investment portfolio! Move right in and call this house your home!

Key facts

  • Plenty of storage
  • Off street parking
  • Turn key rental

Tags

SOLID BRICK ROW HOMETURN KEY RENTALPLENTY OF STORAGEENCLOSED LEVEL REAR YARDOFF STREET PARKINGCOVERED FRONT AND REAR PORCHES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath townhouse listed at $40k.

Deal economics

  • At list price, monthly cash flow is $587 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $40k).
  • Recommended offer: $38k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 75/100 on livability (#431 in PA, #3,947 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+, cost of living A+; Watch: amenities F, employment F.
  • Woodland Hills SD (suburban): math 13% / reading 30% proficiency, ranked #486 of 539 in PA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Edgewood El Steam Academy (math 12% / reading 32%, grade F, #1,221 of 1,518 statewide, top 81%, 531 students, 100% FRL); Dickson Prep Steam Academy (math 8% / reading 27%, grade F, #455 of 512 statewide, top 89%, 642 students, 100% FRL); Woodland Hills Hs (math 37% / reading 30%, grade F, #323 of 437 statewide, top 74%, 949 students, 89% FRL) — zoned schools average 96% FRL vs 69% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 37 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($40k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.6%/yr); year-one equity from $276 of loan paydown is wiped out by about $647 of value loss. Plan a longer hold.
  • At projected returns (-1.6% appreciation + 3.0% rent growth), your $11k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 86 days — a 6% lower offer ($38k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $10k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $37,506 (6.0% below list)

Questions for the listing agent

  1. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.70%
Cap rate
23.95%
Cash-on-cash
63.07%
DSCR
3.81
GRM
3.1

CMA / ARV

ARV (median comp)
$102,573
List price
$39,900
Delta
-61.10%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-1.62% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
63.4%
Equity multiple
3.98×
Total profit
$33,298
Equity at exit
$8,453
10-year hold
IRR
66.8%
Equity multiple
8.10×
Total profit
$79,332
Equity at exit
$7,908

Cash invested: $11,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15104

Home prices YoY
-1.1%
Active inventory
37
Price-to-rent
3.1×

Monthly cashflow live

Estimated rent
$1,078 high interval (Pro) →
Mortgage (P&I)
$209
Tax from tax record
$38 /mo · $460/yr
Insurance
$17
HOA
$0
Vacancy / Maint / Mgmt
$226
Net cashflow
$587

Break-even live

Break-even rent $334
Max offer price $39,900
Occupancy floor 41%

Sensitivity live

Price -10% $610 -5% $599 +0% $587 +5% $576 +10% $565
Rent -10% $502 -5% $545 +0% $587 +5% $630 +10% $672
Rate -1.0pp $607 -0.5pp $597 base $587 +0.5pp $577 +1.0pp $566

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$9,975
Closing costs
$1,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2673 Woodstock Ave Pittsburgh, PA 3.0 1.0 1000 $1,190 $1.19 25d 1 0.30mi
2319 S Braddock Ave Unit 2 Pittsburgh, PA 1.0 1.0 600 $1,090 $1.82 25d 1 0.46mi
144 Comrie Ave Braddock, PA 3.0 1.0 1000 $1,250 $1.25 25d 1 0.49mi
207 Montana Ave Pittsburgh, PA 2.0 1.0 840 $1,000 $1.19 25d 1 0.53mi
2255 Hawthorne Ave Unit 2255 Swissvale, PA 2.0 1.0 1020 $1,000 $0.98 14d 1 0.57mi
7801 Lloyd Ave Unit 105 Pittsburgh, PA 1.0 1.0 750 $970 $1.29 25d 1 0.66mi
2121 Milligan Ave Unit 6 Pittsburgh, PA 2.0 1.0 800 $1,300 $1.62 6d 1 0.69mi
2121 Milligan Ave Unit 3 Pittsburgh, PA 2.0 1.0 800 $1,195 $1.49 45d 1 0.69mi
1003 Smokey Wood Dr Swissvale, PA 1.0–2.0 1.0 874 $1,475 $1.69 6d 4 0.83mi
214 Vine St Homestead, PA 2.0 1.0 1034 $1,150 $1.11 45d 1 0.93mi
7467 Schoyer Ave Pittsburgh, PA 1.0 1.0 900 $895 $0.99 4d 1 0.97mi
7340 Whipple St Swissvale, PA 1.0 1.0 685 $920 $1.34 25d 2 1.10mi
7338 Whipple St Unit 10 Swissvale, PA 1.0 1.0 685 $920 $1.34 25d 1 1.10mi
817 Kirkpatrick Ave Unit 8171-A Braddock, PA 2.0 1.0 866 $800 $0.92 45d 1 1.13mi
7122 Harrison Ave Unit 1 Pittsburgh, PA 1.0 1.0 820 $1,100 $1.34 18d 1 1.13mi
235 Edgewood Ave Pittsburgh, PA 1.0 1.0 712 $925 $1.30 5d 1 1.22mi
233-241 Edgewood Ave Unit B06 Pittsburgh, PA 2.0 1.0 726 $1,250 $1.72 25d 1 1.23mi
233-241 Edgewood Ave Unit B10 Pittsburgh, PA 2.0 1.0 726 $1,250 $1.72 45d 1 1.23mi
233-241 Edgewood Ave Unit B09 Pittsburgh, PA 1.0 1.0 712 $1,050 $1.47 45d 1 1.23mi
241 Edgewood Ave Unit C12 Pittsburgh, PA 1.0 1.0 712 $925 $1.30 21d 1 1.23mi
1635 Ardmore Blvd Pittsburgh, PA 1.0 1.0 650 $800 $1.23 23d 1 1.33mi
519 E 9th Ave Fl 1 Homestead, PA 1.0 1.0 900 $995 $1.11 12d 1 1.39mi
1305 Walnut St Unit B Pittsburgh, PA 1.0 1.0 840 $1,000 $1.19 25d 1 1.47mi

Listing history 6 events

  1. 2026-05-14
    price $39,900 797-char remark
    Show marketing remark (797 chars)

    Must See this hidden Gem!!! Now with even more upgrades!! Nestled on a peaceful and quiet tree lined street in the heart of Braddock! Spacious, well cared for solid brick row home conveniently located near shopping, transit, and access to the city. This is perfect for a first-time buyer OR investor looking for a turn key rental! Main Floor: Living Room, Eat In Kitchen, Full Bath. Upper Floor: 2 Bedrooms and Half Bathroom. Basement: Plenty of Storage and Laundry. Secluded and enclosed level rear yard with off street parking! Great covered front and rear porches for your morning coffee and cookouts! Great size, yet cozy - this "worry free" home is perfect for entertaining, children, or pets. Also perfect for any investment portfolio! Move right in and call this house your home!

  2. 2026-03-18
    price $44,900 797-char remark
    Show marketing remark (797 chars)

    Must See this hidden Gem!!! Now with even more upgrades!! Nestled on a peaceful and quiet tree lined street in the heart of Braddock! Spacious, well cared for solid brick row home conveniently located near shopping, transit, and access to the city. This is perfect for a first-time buyer OR investor looking for a turn key rental! Main Floor: Living Room, Eat In Kitchen, Full Bath. Upper Floor: 2 Bedrooms and Half Bathroom. Basement: Plenty of Storage and Laundry. Secluded and enclosed level rear yard with off street parking! Great covered front and rear porches for your morning coffee and cookouts! Great size, yet cozy - this "worry free" home is perfect for entertaining, children, or pets. Also perfect for any investment portfolio! Move right in and call this house your home!

  3. 2026-03-04
    listed $49,900 Active 797-char remark
    Show marketing remark (797 chars)

    Must See this hidden Gem!!! Now with even more upgrades!! Nestled on a peaceful and quiet tree lined street in the heart of Braddock! Spacious, well cared for solid brick row home conveniently located near shopping, transit, and access to the city. This is perfect for a first-time buyer OR investor looking for a turn key rental! Main Floor: Living Room, Eat In Kitchen, Full Bath. Upper Floor: 2 Bedrooms and Half Bathroom. Basement: Plenty of Storage and Laundry. Secluded and enclosed level rear yard with off street parking! Great covered front and rear porches for your morning coffee and cookouts! Great size, yet cozy - this "worry free" home is perfect for entertaining, children, or pets. Also perfect for any investment portfolio! Move right in and call this house your home!

  4. 2025-12-21
    price $49,900 767-char remark
    Show marketing remark (767 chars)

    Must See this hidden Gem!!! Nestled on a peaceful and quiet tree lined street in the heart of Braddock! Spacious, well cared for solid brick row home conveniently located near shopping, transit, and access to the city. This is perfect for a first-time buyer OR investor looking for a turn key rental! Main Floor: Living Room, Eat In Kitchen, Full Bath. Upper Floor: 2 Bedrooms and Half Bathroom. Basement: Plenty of Storage and Laundry. Secluded and enclosed level rear yard with off street parking! Great covered front and rear porches for your morning coffee and cookouts! Great size, yet cozy - this "worry free" home is perfect for entertaining, children, or pets. Also perfect for any investment portfolio! Move right in and call this house your home!

  5. 2025-12-16
    price $54,900 767-char remark
    Show marketing remark (767 chars)

    Must See this hidden Gem!!! Nestled on a peaceful and quiet tree lined street in the heart of Braddock! Spacious, well cared for solid brick row home conveniently located near shopping, transit, and access to the city. This is perfect for a first-time buyer OR investor looking for a turn key rental! Main Floor: Living Room, Eat In Kitchen, Full Bath. Upper Floor: 2 Bedrooms and Half Bathroom. Basement: Plenty of Storage and Laundry. Secluded and enclosed level rear yard with off street parking! Great covered front and rear porches for your morning coffee and cookouts! Great size, yet cozy - this "worry free" home is perfect for entertaining, children, or pets. Also perfect for any investment portfolio! Move right in and call this house your home!

  6. 2025-12-04
    listed $59,900 Active 767-char remark
    Show marketing remark (767 chars)

    Must See this hidden Gem!!! Nestled on a peaceful and quiet tree lined street in the heart of Braddock! Spacious, well cared for solid brick row home conveniently located near shopping, transit, and access to the city. This is perfect for a first-time buyer OR investor looking for a turn key rental! Main Floor: Living Room, Eat In Kitchen, Full Bath. Upper Floor: 2 Bedrooms and Half Bathroom. Basement: Plenty of Storage and Laundry. Secluded and enclosed level rear yard with off street parking! Great covered front and rear porches for your morning coffee and cookouts! Great size, yet cozy - this "worry free" home is perfect for entertaining, children, or pets. Also perfect for any investment portfolio! Move right in and call this house your home!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$460 · $38/mo
Projected year-2 tax
$545 · $45/mo
Expected delta
+$85/yr (+$7/mo · 18.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,932
− Mortgage interest
−$2,235
− Property taxes
−$460
− Insurance
−$200
− Repairs & maintenance
−$1,035
− Management
−$1,035
− Depreciation
−$1,161
Taxable income
$6,808
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,634
After-tax cash flow
$5,413/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Woodland Hills SD
NCES district ID
4216500
Math proficiency
13% ▼ -13.00%
Reading proficiency
30% ▼ -10.00%
Median HH income
$41,803
Composite
18.31/100
National rank
#8954
State rank
#486 of 539 in PA

Livability — Rankin

Score
75/100
State rank
#431
US rank
#3947

Category grades

Amenities F Commute A+ Cost of living A+ Crime A+ Employment F Housing A+ Health & safety C+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rankin, PA
County
Allegheny County · 1,022,028 people
Metro
Pittsburgh, PA
Population (ZIP)
8,034
Household income
$40,104
Rent vs Own
56.3% rent · 43.7% own
Severe rent burden
515.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Black 59% White 31% Two or more races 6% Hispanic / Latino 3%
Common ancestry
Romanian 4% Hispanic 1% Lithuanian 1%
Foreign-born
0%
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.62%
Current HPI
138.912
Rent YoY
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-33.4% since first listed
6 events — show timeline
  • 2026-05-14 Price Changed $39,900 West Penn MLS
  • 2026-03-18 Price Changed $44,900 West Penn MLS
  • 2026-03-04 Listed $49,900 West Penn MLS
  • 2025-12-21 Price Changed $49,900 West Penn MLS
  • 2025-12-16 Price Changed $54,900 West Penn MLS
  • 2025-12-04 Listed $59,900 West Penn MLS

Property tax history

+1.9%/yr

Latest (2026): $460 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…