923 Jackson St · Kalamazoo, MI 49001

$139,900

3 bd · 1.0 ba · 1,460 sqft · SingleFamily public records · 116 Days on market

Built 1910 5,227 sqft lot Est $161k · 13% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.5/30.0
• ARV discount +13.3/15.0
• DSCR +9.7/10.0
• 1% rule +7.5/10.0
• Schools +4.7/10.0
• Rent growth +4.1/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water. The location is hard to beat situated just down the street from the brand-new Boys & Girls Club, directly across from an elementary school with a playground and track, and close to neighborhood parks and libraries. With its prime walkable location, classic charm, flexible living space, and extensive updates, 923 Jackson Street is a rare opportunity to enjoy downtown living in a home full of character.

Key facts

• New carpet upstairs
• Historic character
• Original woodwork

Tags

• WALKING DISTANCE DOWNTOWN
• HISTORIC CHARACTER
• ORIGINAL WOODWORK
• NEW FLOORING MAIN LEVEL
• NEW CARPET UPSTAIRS
• RECENTLY RENOVATED BATHROOMS

Property features AI

Exterior

• Utilities: Natural gas available and connected; Electricity available; Cable connected; High-speed internet
• Home design: Traditional single-family residence; Built in 1910
• Construction: Shingle siding; Composition roof; Built in 1910
• Exterior features: Paved road access; Public water

Interior

• Kitchen: Oven; Refrigerator
• Bathrooms: 2 full bathrooms
• Heating & cooling: Forced air heating
• Interior features: Replacement windows; 8 total rooms; Full basement
• Laundry & utility: Washer; Dryer; Natural gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $140k.

Deal economics

• At list price, monthly cash flow is $415 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $140k).
• Recommended offer: $127k (9.0% below list) — sets the bar for market timing.
• Cap rate 9.8% vs local median 4.1% in Kalamazoo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#141 in MI, #3,492 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, employment D-.
• Kalamazoo Public Schools (urban): math 43% / reading 72% proficiency, ranked #71 of 540 in MI (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+6.4%/yr); 109 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 339 units permitted in Kalamazoo County in 2024 (22 in 5+ unit buildings).
• This rent runs 37% of the median local income ($56k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Kalamazoo County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 6.4% rent growth), your $39k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 116 days — a 9% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
• 30 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $116k; 21% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $127,309 (9.0% below list)

Questions for the listing agent

1. It's been on market 116 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.25% ✓
• Cap rate: 9.85%
• Cash-on-cash: 12.70%
• DSCR: 1.57
• GRM: 6.7

CMA / ARV

• ARV (on-the-fly): $160,600
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1012 Mills St	0.15mi	2/1.5 (-1)	1,485 (+2%)	2mo	$162,900	$110	81
901 Clarence St	0.35mi	3/1.5	1,494 (+2%)	3mo	$174,900	$117	76
923 Stockbridge Ave	0.39mi	3/2.0	1,461 (+0%)	3mo	$148,000	$101	75
719 Millard Ct	0.26mi	4/1.0 (+1)	1,522 (+4%)	2mo	$165,000	$108	74
1116 March St	0.33mi	3/2.0	1,396 (-4%)	4mo	$69,900	$50	70
855 Lay Blvd	0.68mi	3/1.5	1,510 (+3%)	6mo	$160,000	$106	56
734 E Stockbridge Ave	0.43mi	4/1.0 (+1)	1,294 (-11%)	0mo	$45,000	$35	55
1113 Egleston Ave	0.47mi	4/1.5 (+1)	1,611 (+10%)	1mo	$180,000	$112	53
1510 Egleston Ave	0.61mi	4/2.0 (+1)	1,566 (+7%)	1mo	$200,000	$128	50
1612 E Stockbridge Ave	0.61mi	3/1.5	1,301 (-11%)	4mo	$156,500	$120	48
1006 Hays Park Ave	0.60mi	4/2.0 (+1)	1,613 (+10%)	1mo	$185,000	$115	45
1313 Reed Ave	0.67mi	4/2.0 (+1)	1,350 (-8%)	5mo	$70,000	$52	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.41% rent growth · sell at horizon

5-year hold

• IRR: 6.3%
• Equity multiple: 1.25×
• Total profit: $9,975
• Equity at exit: $20,860

10-year hold

• IRR: 18.5%
• Equity multiple: 2.79×
• Total profit: $70,125
• Equity at exit: $12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 49001

• Rents YoY: 6.4%
• Active inventory: 109
• Price-to-rent: 6.7×

Monthly cashflow live

• Estimated rent: $1,749 high
• Mortgage (P&I): −$734
• Tax from tax record: −$175 /mo · $2,103/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$367
• Net cashflow: $415

Break-even live

Break-even rent $1,224

Max offer price $139,900

Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,975
• Closing costs: $4,197
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
525 S Burdick St Kalamazoo, MI	2.0	2.0	1555	$2,928	$1.88	13d	2	0.78mi
211 Rose Pl Kalamazoo, MI	2.0	2.0	1695	$1,200	$0.71	20d	1	0.89mi
310 E Michigan Ave Kalamazoo, MI	2.0	2.0	1100	$1,385	$1.26	20d	1	0.89mi
1512 S Burdick St Kalamazoo, MI	3.0	1.0	887	$1,250	$1.41	13d	1	0.90mi
125 S Kalamazoo Mall Kalamazoo, MI	2.0	2.0	1833	$3,088	$1.68	13d	1	0.95mi
1403 Sherwood Ave Unit 2 Kalamazoo, MI	2.0	1.0	900	$1,000	$1.11	20d	1	1.04mi
525 E Ransom St Kalamazoo, MI	1.0–2.0	1.0–2.0	807	$1,625	$2.01	20d	1	1.06mi
807 Central Park Cir Kalamazoo, MI	1.0–3.0	1.0–2.0	1089	$2,345	$2.15	13d	12	1.17mi
815 N Pitcher St Unit 12 Kalamazoo, MI	2.0	2.0	982	$1,550	$1.58	20d	1	1.29mi
2002 S Westnedge Ave Kalamazoo, MI	2.0	1.0	900	$1,250	$1.39	20d	2	1.41mi
2725 S Burdick St Kalamazoo, MI	2.0	1.0	1000	$1,250	$1.25	13d	1	1.48mi

Listing history 50 events

1. 2026-06-18
   days on market $139,900 Active 116 DOM
2. 2026-06-17
   days on market $139,900 Active 115 DOM
3. 2026-06-16
   days on market $139,900 Active 114 DOM
4. 2026-06-15
   days on market $139,900 Active 113 DOM
5. 2026-06-14
   days on market $139,900 Active 111 DOM
6. 2026-06-13
   days on market $139,900 Active 110 DOM
7. 2026-06-10
   days on market $139,900 Active 108 DOM
8. 2026-06-09
   days on market $139,900 Active 107 DOM
9. 2026-06-08
   days on market $139,900 Active 106 DOM
10. 2026-06-07
    days on market $139,900 Active 105 DOM
11. 2026-06-05
    days on market $139,900 Active 102 DOM
12. 2026-06-03
    days on market $139,900 Active 101 DOM
13. 2026-06-02
    days on market $139,900 Active 100 DOM
14. 2026-06-01
    days on market $139,900 Active 99 DOM
15. 2026-05-31
    days on market $139,900 Active 98 DOM
16. 2026-05-30
    days on market $139,900 Active 97 DOM
17. 2026-04-15
    status Active 1373-char remark

    Show marketing remark (962 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water.

18. 2026-04-15
    status Active 962-char remark

    Show marketing remark (962 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water.

19. 2026-04-15
    status Active

    Show marketing remark (962 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water.

20. 2026-03-25
    status Pending 1373-char remark

    Show marketing remark (962 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water.

21. 2026-03-25
    status Pending 962-char remark

    Show marketing remark (962 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water.

22. 2026-03-25
    status Pending

    Show marketing remark (962 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water.

23. 2026-03-14
    price $139,900 962-char remark

    Show marketing remark (962 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water.

24. 2026-03-13
    price $139,900 1373-char remark

    Show marketing remark (1373 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water. The location is hard to beat situated just down the street from the brand-new Boys & Girls Club, directly across from an elementary school with a playground and track, and close to neighborhood parks and libraries. With its prime walkable location, classic charm, flexible living space, and extensive updates, 923 Jackson Street is a rare opportunity to enjoy downtown living in a home full of character.

25. 2026-03-13
    price $139,900

    Show marketing remark (1373 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water. The location is hard to beat situated just down the street from the brand-new Boys & Girls Club, directly across from an elementary school with a playground and track, and close to neighborhood parks and libraries. With its prime walkable location, classic charm, flexible living space, and extensive updates, 923 Jackson Street is a rare opportunity to enjoy downtown living in a home full of character.

26. 2026-03-12
    status Active 962-char remark

    Show marketing remark (1373 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water. The location is hard to beat situated just down the street from the brand-new Boys & Girls Club, directly across from an elementary school with a playground and track, and close to neighborhood parks and libraries. With its prime walkable location, classic charm, flexible living space, and extensive updates, 923 Jackson Street is a rare opportunity to enjoy downtown living in a home full of character.

27. 2026-03-12
    status Active 1373-char remark

    Show marketing remark (1373 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water. The location is hard to beat situated just down the street from the brand-new Boys & Girls Club, directly across from an elementary school with a playground and track, and close to neighborhood parks and libraries. With its prime walkable location, classic charm, flexible living space, and extensive updates, 923 Jackson Street is a rare opportunity to enjoy downtown living in a home full of character.

28. 2026-03-12
    status Active

    Show marketing remark (1373 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water. The location is hard to beat situated just down the street from the brand-new Boys & Girls Club, directly across from an elementary school with a playground and track, and close to neighborhood parks and libraries. With its prime walkable location, classic charm, flexible living space, and extensive updates, 923 Jackson Street is a rare opportunity to enjoy downtown living in a home full of character.

29. 2026-03-06
    status Pending 962-char remark

    Show marketing remark (1373 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water. The location is hard to beat situated just down the street from the brand-new Boys & Girls Club, directly across from an elementary school with a playground and track, and close to neighborhood parks and libraries. With its prime walkable location, classic charm, flexible living space, and extensive updates, 923 Jackson Street is a rare opportunity to enjoy downtown living in a home full of character.

30. 2026-03-06
    status Pending 1373-char remark

    Show marketing remark (1373 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water. The location is hard to beat situated just down the street from the brand-new Boys & Girls Club, directly across from an elementary school with a playground and track, and close to neighborhood parks and libraries. With its prime walkable location, classic charm, flexible living space, and extensive updates, 923 Jackson Street is a rare opportunity to enjoy downtown living in a home full of character.

31. 2026-03-06
    status Pending

    Show marketing remark (1373 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water. The location is hard to beat situated just down the street from the brand-new Boys & Girls Club, directly across from an elementary school with a playground and track, and close to neighborhood parks and libraries. With its prime walkable location, classic charm, flexible living space, and extensive updates, 923 Jackson Street is a rare opportunity to enjoy downtown living in a home full of character.

32. 2026-01-26
    listed $145,000 Active 1373-char remark

    Show marketing remark (962 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water.

33. 2026-01-26
    listed $145,000 Active 962-char remark

    Show marketing remark (962 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water.

34. 2026-01-26
    listed $145,000 Active

    Show marketing remark (962 chars)

    Welcome to 923 Jackson Street, a charming home ideally located within walking distance of downtown Kalamazoo's shops, dining, libraries, parks, and entertainment. Built in 1910, this property beautifully blends historic character with thoughtful modern updates. Inside, you'll find stunning original woodwork and details that highlight the home's timeless appeal, complemented by new flooring on the main level and new carpet upstairs. Currently being used as a 4-bedroom home, the layout offers flexibility to suit a variety of needs. Both bathrooms have been recently renovated, featuring new flooring in each, a new drop ceiling in the lower-level bathroom, and a tub in the upper bathroom. The basement provides abundant storage space, adding to the home's overall functionality. Major mechanical updates offer peace of mind, including newer windows, a newer furnace, a Nest thermostat and an on-demand tankless water heater for efficient, endless hot water.

35. 2023-04-28
    soldstatus $115,884 Sold
36. 2023-04-28
    soldstatus $115,884 Sold
37. 2023-04-28
    soldstatus $115,884 Closed
38. 2023-03-24
    status Pending
39. 2023-03-24
    status Pending
40. 2023-03-24
    status Pending
41. 2023-03-23
    price $122,000
42. 2023-03-23
    price $122,000
43. 2023-03-22
    price $122,000
44. 2023-03-04
    price $125,000
45. 2023-03-04
    price $125,000
46. 2023-03-03
    price $125,000
47. 2023-02-09
    listed $130,000 Active
48. 2023-02-09
    listed $130,000 Active
49. 2023-02-09
    listed $130,000 Active
50. 2022-05-07
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $2,103 · $175/mo
• Projected year-2 tax: $2,129 · $177/mo
• Expected delta: +$26/yr (+$2/mo · 1.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥100°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,991
• − Mortgage interest: −$7,837
• − Property taxes: −$2,103
• − Insurance: −$700
• − Repairs & maintenance: −$1,679
• − Management: −$1,679
• − Depreciation: −$4,070
• Taxable income: $2,923
• Est. tax owed @ 24.0%: −$702
• After-tax cash flow: $4,275/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Kalamazoo Public Schools
• NCES district ID: 2619950
• Math proficiency: 43% ▲ 13.00%
• Reading proficiency: 72% ▲ 33.00%
• Median HH income: $35,291
• Composite: 47.48/100
• National rank: #2275
• State rank: #71 of 540 in MI

Livability — Kalamazoo

• Score: 76/100
• State rank: #141
• US rank: #3492

Category grades

Amenities C+ Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Kalamazoo, MI
• County: Kalamazoo County · 224,317 people
• City population: 121,397
• Metro: Kalamazoo-Portage, MI
• Population (ZIP): 20,946
• Household income: $56,432
• Rent vs Own: 48.1% rent · 51.9% own
• Severe rent burden: 1184.0

Population outlook (Kalamazoo County) Hauer SSP2

• Today (2025): 280,982 people
• By 2030: 292,068 · +3.9%
• By 2040: 312,191 · +11.1%
• By 2050: 331,196 · +17.9%
• By 2075: 379,021 · +34.9%
• By 2100: 396,579 · +41.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 58% Black 22% Hispanic / Latino 15% Two or more races 5% Asian 2% Native American 1%
• Hispanic origin (detail): Mexican 13%
• Common ancestry: Romanian 6% Iranian 4% Slovak 3%
• Foreign-born: 9% · Canada
• Languages at home: 84% English-only · Spanish 11% Arabic 2% Other Indo-European 1%

Political lean MEDSL · Kalamazoo

• 2024 margin: D (+17.7) · D 58.0% · R 40.3% · Other 1.7%
• 2008→2024 swing: -1.8pp toward R · 2008: 19.5pp · 2024: 17.7pp
• All cycles: 2024: D+17.7 2020: D+18.7 2016: D+12.8 2012: D+13.3 2008: D+19.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -264.90%
• Current HPI: 206.9355
• Rent YoY: ▲ 6.41%
• Metro: Kalamazoo-Portage, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+774.4% since first listed

71 events — show timeline

• 2026-04-15 Relisted — REALCOMP
• 2026-04-15 Relisted — MiRealSource-MiMLS
• 2026-04-15 Relisted — SW Michigan MLS
• 2026-03-25 Pending — REALCOMP
• 2026-03-25 Pending — MiRealSource-MiMLS
• 2026-03-25 Pending — SW Michigan MLS
• 2026-03-14 Price Changed $139,900 MiRealSource-MiMLS
• 2026-03-13 Price Changed $139,900 REALCOMP
• 2026-03-13 Price Changed $139,900 SW Michigan MLS
• 2026-03-12 Relisted — MiRealSource-MiMLS
• 2026-03-12 Relisted — REALCOMP
• 2026-03-12 Relisted — SW Michigan MLS
• 2026-03-06 Pending — MiRealSource-MiMLS
• 2026-03-06 Pending — REALCOMP
• 2026-03-06 Pending — SW Michigan MLS
• 2026-01-26 Listed $145,000 REALCOMP
• 2026-01-26 Listed $145,000 SW Michigan MLS
• 2026-01-26 Listed $145,000 MiRealSource-MiMLS
• 2023-04-28 Sold (MLS) $115,884 MiRealSource-MiMLS
• 2023-04-28 Sold (MLS) $115,884 SW Michigan MLS
• 2023-04-28 Sold (MLS) $115,884 REALCOMP
• 2023-03-24 Pending — REALCOMP
• 2023-03-24 Pending — MiRealSource-MiMLS
• 2023-03-24 Pending — SW Michigan MLS
• 2023-03-23 Price Changed $122,000 MiRealSource-MiMLS
• 2023-03-23 Price Changed $122,000 REALCOMP
• 2023-03-22 Price Changed $122,000 SW Michigan MLS
• 2023-03-04 Price Changed $125,000 MiRealSource-MiMLS
• 2023-03-04 Price Changed $125,000 REALCOMP
• 2023-03-03 Price Changed $125,000 SW Michigan MLS
• 2023-02-09 Listed $130,000 MiRealSource-MiMLS
• 2023-02-09 Listed $130,000 SW Michigan MLS
• 2023-02-09 Listed $130,000 REALCOMP
• 2022-05-07 Listing Removed — REALCOMP
• 2022-05-07 Listing Removed — SW Michigan MLS
• 2022-05-06 Listing Removed — MiRealSource-MiMLS
• 2022-04-29 Relisted — REALCOMP
• 2022-04-29 Relisted — SW Michigan MLS
• 2022-03-19 Pending — REALCOMP
• 2022-03-19 Pending — SW Michigan MLS
• 2022-03-15 Relisted — REALCOMP
• 2022-03-15 Relisted — SW Michigan MLS
• 2022-03-10 Pending — REALCOMP
• 2022-03-10 Pending — SW Michigan MLS
• 2022-03-08 Price Changed $116,900 REALCOMP
• 2022-03-08 Price Changed $116,900 SW Michigan MLS
• 2022-02-23 Listed $116,900 MiRealSource-MiMLS
• 2022-02-23 Listed $125,000 SW Michigan MLS
• 2022-02-23 Listed $125,000 REALCOMP
• 2019-02-08 Sold (MLS) $31,000 SW Michigan MLS
• 2019-02-08 Sold (MLS) $31,000 REALCOMP
• 2019-01-22 Pending — SW Michigan MLS
• 2019-01-11 Listed $32,500 MiRealSource-MiMLS
• 2019-01-11 Listed $32,500 SW Michigan MLS
• 2019-01-11 Listed $32,500 REALCOMP
• 2014-09-24 Listing Removed — SW Michigan MLS
• 2014-09-15 Listing Removed — SW Michigan MLS
• 2005-11-17 Sold (MLS) $44,000 REALCOMP
• 2005-11-17 Sold (MLS) $44,000 SW Michigan MLS
• 2005-01-06 Listed $48,500 REALCOMP
• 2005-01-06 Listed $48,500 SW Michigan MLS
• 2004-12-31 Listing Removed — REALCOMP
• 2004-06-30 Listed $54,900 REALCOMP
• 2004-06-30 Listed $54,900 SW Michigan MLS
• 2003-11-30 Listing Removed — REALCOMP
• 2003-10-22 Listed $62,900 REALCOMP
• 2003-10-22 Listed $62,900 SW Michigan MLS
• 2003-10-22 Sold (MLS) $16,000 REALCOMP
• 2003-10-22 Sold (MLS) $16,000 SW Michigan MLS
• 2003-09-19 Listed $16,000 REALCOMP
• 2003-09-19 Listed $16,000 SW Michigan MLS

Property tax history

+9.4%/yr

Latest (2025): $2,103 · +14.4% YoY. Source: county tax records.