1405 Ingleside Ave · Woodlawn, MD 21207

$300,000

3 bd · 1.0 ba · 1,379 sqft · SingleFamily public records · 11 Days on market

Built 1962 6,380 sqft lot $218/sqft · 5% below area Est $317k · 5% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +9.9/15.0
• Appreciation +9.8/10.0
• Cash flow +7.6/30.0
• Livability +3.9/5.0
• Rent growth +3.8/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• 1% rule +1.9/10.0
• DSCR +1.7/10.0

Listing remarks

🔥 PRICE DROP — NOW $300,000! 🔥 Own a detached single-family home in Baltimore County for UNDER $300K! Conveniently located near Catonsville and Exit 70 (I-695), this well-maintained split-level home features 3 bedrooms, 1 bathroom, central A/C, a partially finished basement, private driveway, and spacious yard. Perfect for first-time buyers or anyone looking for value, space, and commuter convenience with easy access to I-695, I-70, and Route 40!

Key facts

• Spacious yard
• Easy access to i-70
• Private driveway

Tags

• DETACHED SINGLE-FAMILY HOME
• PARTIALLY FINISHED BASEMENT
• PRIVATE DRIVEWAY
• SPACIOUS YARD
• EASY ACCESS TO I-695
• EASY ACCESS TO I-70

Property features AI

Finance

• Other: Total below-grade area reported as 323 by assessor; Above-grade finished area reported as 1,379 by assessor
• Financial info: Annual ground rent payment (semi-annually) $150

Exterior

• Parking: Driveway and off-street parking
• Utilities: Public water; Public sewer; Electric cooling fuel
• Home design: Detached property; Brick and vinyl siding exterior; Shingle/composite roof
• Construction: Block foundation
• Exterior features: Not in a federal flood zone; Ground rent exists (paid semi-annually)

Interior

• Bedrooms: Three bedrooms on the upper level
• Bathrooms: One full bathroom
• Heating & cooling: Forced air heating; Central air conditioning; Natural gas heating and hot water
• Interior features: Fully finished basement; Living area measured by assessor

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $300k.

Deal economics

• At list price, monthly cash flow is $-361 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $236k (21.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $207k (31.1% below list).
• Recommended offer: $207k (31.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 77/100 on livability (#78 in MD, #2,926 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment A-; Watch: amenities D+, crime F.
• Baltimore County Public Schools (suburban): math 15% / reading 34% proficiency, ranked #11 of 24 in MD (top 46%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Edmondson Heights Elementary (math 2% / reading 4%, grade F, #822 of 860 statewide, top 96%, 559 students, 70% FRL); Southwest Academy (math 6% / reading 34%, grade F, #147 of 225 statewide, top 68%, 739 students, 64% FRL); Woodlawn High (math 4% / reading 27%, grade F, #184 of 222 statewide, top 83%, 1,815 students, 63% FRL) — zoned schools average 66% FRL vs 39% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+5.2%/yr); 131 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 1,511 units permitted in Baltimore County in 2024 (643 in 5+ unit buildings).
• This rent runs 37% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $31k of equity ($2k loan paydown + $28k appreciation (9.5% local appreciation)).
• Baltimore County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$49k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $206,623 (31.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.69% ✗
• Cap rate: 4.85%
• Cash-on-cash: -5.16%
• DSCR: 0.77
• GRM: 12.1

CMA / ARV

• ARV (median comp): $316,881
• List price: $300,000
• Delta: -5.33%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5932 Saint Marys St	0.24mi	3/1.5	1,440 (+4%)	8mo	$300,000	$208	73
1129 Ingleside Ave	0.25mi	3/1.0	1,455 (+6%)	10mo	$275,000	$189	71
5915 Johnnycake Rd	0.42mi	3/1.0	1,461 (+6%)	10mo	$325,000	$222	62
5902 Harford Ave	0.17mi	4/2.0 (+1)	1,238 (-10%)	10mo	$350,000	$283	58
5920-H Montgomery St	0.20mi	4/2.0 (+1)	1,464 (+6%)	17mo	$330,000	$225	57
1516 Ingleside Ave	0.32mi	3/2.0	1,446 (+5%)	20mo	$340,000	$235	56
5941 Sunset Ave	0.37mi	2/1.5 (-1)	1,416 (+3%)	21mo	$269,600	$190	54
5922 Johnnycake Rd	0.40mi	2/1.0 (-1)	1,308 (-5%)	20mo	$239,900	$183	51
1073 Southridge Rd	0.48mi	3/1.5	1,508 (+9%)	11mo	$332,000	$220	51
5903 Queen Anne St	0.26mi	4/2.0 (+1)	1,222 (-11%)	17mo	$325,000	$266	45
1344 Martin Dr	0.66mi	4/2.0 (+1)	1,512 (+10%)	1mo	$295,000	$195	43
930 Sedgley Rd	0.72mi	3/1.0	1,174 (-15%)	8mo	$305,000	$260	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

9.5% appreciation · 5.23% rent growth · sell at horizon

5-year hold

• IRR: 20.1%
• Equity multiple: 2.61×
• Total profit: $134,871
• Equity at exit: $259,382

10-year hold

• IRR: 18.9%
• Equity multiple: 6.04×
• Total profit: $423,304
• Equity at exit: $548,180

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21207

• Home prices YoY: 1.1%
• Rents YoY: 5.2%
• Active inventory: 131
• Price-to-rent: 12.1×

Monthly cashflow live

• Estimated rent: $2,066 high
• Mortgage (P&I): −$1,573
• Tax from tax record: −$295 /mo · $3,544/yr
• Insurance: −$125
• HOA: −$0
• Vacancy / Maint / Mgmt: −$434
• Net cashflow: $-361

Break-even live

Break-even rent $2,524

Max offer price $236,179

Occupancy floor —

Sensitivity live

Price	-10% $-191	-5% $-276	+0% $-361	+5% $-446	+10% $-531
Rent	-10% $-525	-5% $-443	+0% $-361	+5% $-280	+10% $-198
Rate	-1.0pp $-210	-0.5pp $-285	base $-361	+0.5pp $-439	+1.0pp $-518

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $75,000
• Closing costs: $9,000
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1530 Kirkwood Rd Gwynn Oak, MD	3.0	1.5	1424	$2,100	$1.47	12d	1	0.29mi
930 Masefield Rd Unit 1 Woodlawn, MD	3.0	1.5	1080	$2,650	$2.45	4d	1	0.33mi
945 Saint Agnes Ln Gwynn Oak, MD	4.0	2.0	1500	$1,985	$1.32	19d	1	0.42mi
1546 Ingleside Ave Woodlawn, MD	1.0–2.0	1.0	820	$1,600	$1.95	0d	3	0.51mi
2 Walden Birch Ct Woodlawn, MD	3.0	1.5	1022	$1,792	$1.75	6d	1	0.67mi
408 Shade Tree Pl Catonsville, MD	1.0–2.0	1.0–2.0	805	$1,812	$2.25	6d	1	0.72mi
603 Braeside Rd Baltimore, MD	3.0	2.0	1416	$2,400	$1.69	45d	1	0.95mi
311 Harlem Ln Catonsville, MD	3.0	2.0	1152	$2,300	$2.00	6d	1	1.03mi
10 Prestwick Sq Catonsville, MD	4.0	2.5	1710	$2,500	$1.46	19d	1	1.15mi
5215 Muth Ave Gwynn Oak, MD	3.0	3.0	1205	$2,700	$2.24	16d	1	1.25mi
417 Wheaton Pl Catonsville, MD	2.0	1.0	1200	$2,169	$1.81	5d	1	1.26mi
410 Winters Ln Catonsville, MD	2.0	2.0	1296	$2,000	$1.54	6d	1	1.30mi
1200 Alexander Ave Catonsville, MD	3.0	2.5	1215	$2,400	$1.98	45d	1	1.30mi
5136 Oaklawn Rd Gwynn Oak, MD	1.0–3.0	1.0	896	$1,715	$1.91	0d	21	1.33mi
436 Westshire Dr Catonsville, MD	4.0	2.0	1548	$2,800	$1.81	45d	1	1.37mi
5364 Jamestowne Ct Baltimore, MD	3.0	1.0–1.5	787	$1,905	$2.42	0d	15	1.38mi
51 Briarwood Rd Catonsville, MD	3.0	1.0	1200	$2,100	$1.75	45d	1	1.39mi
220 Stonecroft Rd Unit 220-H Baltimore, MD	2.0	1.5	900	$1,245	$1.38	0d	1	1.43mi
220 Stonecroft Rd Unit 230-D Baltimore, MD	2.0	1.5	900	$1,395	$1.55	23d	1	1.43mi
220 Stonecroft Rd Unit 232-I Baltimore, MD	2.0	1.5	900	$1,295	$1.44	19d	1	1.43mi
1 Janper Ct Baltimore, MD	2.0	1.5	950	$1,575	$1.66	0d	2	1.43mi
131 N Bend Rd Unit 131-1B Baltimore, MD	2.0	1.5	910	$1,225	$1.35	23d	1	1.46mi
609 Wallerson Rd Catonsville, MD	3.0	2.0	1704	$3,395	$1.99	22d	1	1.47mi

Listing history 32 events

1. 2026-06-21
   days on market $300,000 Active 11 DOM
2. 2026-06-18
   days on market $300,000 Active 8 DOM
3. 2026-06-17
   days on market $300,000 Active 7 DOM
4. 2026-06-16
   days on market $300,000 Active 6 DOM
5. 2026-06-15
   days on market $300,000 Active 5 DOM
6. 2026-06-13
   days on marketlisting id $300,000 Active 3 DOM
7. 2026-06-07
   days on market $300,000 Active 53 DOM
8. 2026-06-04
   days on market $300,000 Active 50 DOM
9. 2026-06-03
   days on market $300,000 Active 49 DOM
10. 2026-06-02
    days on market $300,000 Active 48 DOM
11. 2026-06-01
    days on market $300,000 Active 47 DOM
12. 2026-05-31
    days on market $300,000 Active 46 DOM
13. 2026-05-12
    price $300,000 459-char remark
14. 2026-04-27
    price $325,000 459-char remark
15. 2026-04-24
    price $330,000 459-char remark
16. 2026-04-18
    price $339,300 459-char remark
17. 2026-04-16
    listed $349,900 Active 459-char remark
18. 2026-04-09
    historical $349,900 459-char remark
19. 2025-12-18
    historical
20. 2025-09-20
    price $320,000
21. 2025-09-04
    listed $330,000 Active
22. 2025-08-29
    historical
23. 2025-08-27
    historical
24. 2025-08-08
    price $330,000
25. 2025-08-08
    historical
26. 2022-09-21
    soldstatus $275,000
27. 2022-07-19
    historical
28. 2022-06-30
    soldstatus $275,000 Closed
29. 2022-05-22
    status Pending
30. 2022-05-19
    listed $275,000 Active
31. 1993-11-10
    soldstatus $86,000
32. 1983-11-29
    soldstatus $58,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $3,544 · $295/mo
• Projected year-2 tax: $3,544 · $295/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,795
• − Mortgage interest: −$16,805
• − Property taxes: −$3,544
• − Insurance: −$1,500
• − Repairs & maintenance: −$1,984
• − Management: −$1,984
• − Depreciation: −$8,727
• Taxable loss: −$9,749
• Est. tax savings @ 24.0%: +$2,340
• After-tax cash flow: $-1,996/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore County Public Schools
• NCES district ID: 2400120
• Math proficiency: 15% ▼ -16.00%
• Reading proficiency: 34% ▼ -5.00%
• Median HH income: $66,746
• Composite: 23.17/100
• National rank: #7948
• State rank: #11 of 24 in MD

Livability — Woodlawn

• Score: 77/100
• State rank: #78
• US rank: #2926

Category grades

Amenities D+ Commute A+ Cost of living B- Crime F Employment A- Housing A+ Health & safety C User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Woodlawn, MD
• County: Baltimore County · 769,527 people
• City population: 49,599
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 47,099
• Household income: $67,060
• Rent vs Own: 39.3% rent · 60.7% own
• Severe rent burden: 2139.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 885,518 people
• By 2030: 909,272 · +2.7%
• By 2040: 951,547 · +7.5%
• By 2050: 990,955 · +11.9%
• By 2075: 1,086,411 · +22.7%
• By 2100: 1,135,078 · +28.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (78%)
• Race & ethnicity: Black 78% White 8% Hispanic / Latino 7% Two or more races 5% Asian 3%
• Hispanic origin (detail): Puerto Rican 1%
• Common ancestry: Swedish 1%
• Foreign-born: 13% · Canada, Philippines, South Korea
• Languages at home: 86% English-only · Spanish 4% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Baltimore

• 2024 margin: Strong D (+24.5) · D 61.0% · R 36.5% · Other 2.5%
• 2008→2024 swing: +9.9pp toward D · 2008: 14.6pp · 2024: 24.5pp
• All cycles: 2024: D+24.5 2020: D+27.0 2016: D+17.4 2012: D+16.4 2008: D+14.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 9.50%
• Current HPI: 843.63
• Rent YoY: ▲ 5.23%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+409.3% since first listed

22 events — show timeline

• 2026-06-10 Listed $300,000 BRIGHT MLS
• 2026-06-07 Listing Removed — BRIGHT MLS
• 2026-05-12 Price Changed $300,000 BRIGHT MLS
• 2026-04-27 Price Changed $325,000 BRIGHT MLS
• 2026-04-24 Price Changed $330,000 BRIGHT MLS
• 2026-04-18 Price Changed $339,300 BRIGHT MLS
• 2026-04-16 Listed $349,900 BRIGHT MLS
• 2026-04-09 Coming Soon — BRIGHT MLS
• 2025-12-18 Listing Removed — BRIGHT MLS
• 2025-09-20 Price Changed $320,000 BRIGHT MLS
• 2025-09-04 Listed $330,000 BRIGHT MLS
• 2025-08-29 Coming Soon — BRIGHT MLS
• 2025-08-27 Listing Removed — BRIGHT MLS
• 2025-08-08 Price Changed $330,000 BRIGHT MLS
• 2025-08-08 Coming Soon — BRIGHT MLS
• 2022-09-21 Sold (Public Records) $275,000 Public Records
• 2022-07-19 Listing Removed — BRIGHT MLS
• 2022-06-30 Sold (MLS) $275,000 BRIGHT MLS
• 2022-05-22 Pending — BRIGHT MLS
• 2022-05-19 Listed $275,000 BRIGHT MLS
• 1993-11-10 Sold (Public Records) $86,000 Public Records
• 1983-11-29 Sold (Public Records) $58,900 Public Records

Property tax history

+4.6%/yr

Latest (2025): $3,544 · +8.2% YoY. Source: county tax records.