328 S Payson St · Baltimore, MD 21223

$179,900

4 bd · 3.0 ba · 1,000 sqft · Townhouse · 15 Days on market

Built 1900 851 sqft lot $180/sqft · 428% above area

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.0/30.0
• DSCR +9.3/10.0
• ARV discount +7.5/15.0
• 1% rule +6.1/10.0
• Rent growth +4.4/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Fully Renovated Urban Retreat Experience the pinnacle of modern urban living in this immaculately and fully renovated rowhome. Meticulously redesigned with a focus on contemporary elegance and high-end finishes, this property offers a seamless blend of luxurious style and functional, multi-level living. Step into an open-concept main floor defined by dramatic design choices and rich textures. The entry/living room makes an immediate statement with a bespoke coffered ceiling painted in a sophisticated black and white scheme, perfectly complementing the custom dark charcoal accent wall featuring modern vertical paneling. Durable, wide-plank Luxury Vinyl Plank (LVP) flooring flows throughout the main level and finished basement, offering both style and easy maintenance. The space flows effortlessly into a sleek, galley-style kitchen anchored by crisp white shaker cabinetry and brilliant white quartz countertops. A central island provides a functional prep area and features a dramatic, modern matte black faucet and sink. The kitchen is equipped with a full suite of premium stainless steel appliances. The upper floors host bright, serene bedrooms finished with plush neutral carpeting for maximum comfort. Bedrooms are generously sized, bathed in natural light, and continue the home's calm, neutral palette. Both full bathrooms are true showpieces, showcasing exceptional craftsmanship. Large-format tiles with elegant gray veining create a bright, spa-like atmosphere. One bathroom features a luxurious mix of white and gold-toned hexagon mosaic tiles and high-end gold fixtures (faucet, showerhead, and hardware), while another utilizes striking black or white penny tile accents with modern black hardware. Both include stylish gray vanities, underscoring the modern aesthetic. The fully finished lower level provides excellent flexible space, perfect for a media room, home gym, or spacious office. The exterior is well-maintained with a charming light-colored brick facade and a distinct coral-colored accent door. This listing represents a turnkey opportunity for a discerning buyer seeking a home where every detail has been thoughtfully updated with a focus on modern luxury and design. Schedule your showing today!

Key facts

• Designer kitchen
• Custom accent wall
• Renovated rowhome

Tags

• RENOVATED ROWHOME
• OPEN-CONCEPT FLOOR PLAN
• COFFERED CEILING
• CUSTOM ACCENT WALL
• LUXURY VINYL PLANK FLOORING
• DESIGNER KITCHEN

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath townhouse listed at $180k.

Deal economics

• At list price, monthly cash flow is $502 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $180k).
• Recommended offer: $177k (1.5% below list) — sets the bar for market timing.
• Cap rate 9.6% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+7.5%/yr); 422 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• At $2,003/mo this rent would consume 52% of the median local household income ($46k/yr) (locally 1755% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 7.5% rent growth), your $50k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 15 days — a 2% lower offer ($177k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $25k; list at $180k implies a 620% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $177,201 (1.5% below list)

Questions for the listing agent

1. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 9.64%
• Cash-on-cash: 11.97%
• DSCR: 1.53
• GRM: 7.5

CMA / ARV

• ARV (median comp): $34,072
• List price: $179,900
• Delta: 428.00%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2130 Eagle St	0.23mi	4/2.0	1,000 (0%)	2mo	$78,110	$78	84
528 S Bentalou St	0.27mi	4/3.0	1,032 (+3%)	0mo	$190,000	$184	82
419 Furrow St	0.18mi	3/1.0 (-1)	980 (-2%)	6mo	$41,000	$42	70
420 S Smallwood St	0.16mi	3/3.5 (-1)	910 (-9%)	4mo	$100,000	$110	67
308 S Payson St	0.03mi	3/1.0 (-1)	894 (-11%)	7mo	$25,000	$28	62
1910 W Fayette St	0.43mi	3/1.0 (-1)	1,020 (+2%)	4mo	$39,000	$38	60
205 S Bentalou St	0.22mi	3/1.0 (-1)	1,080 (+8%)	5mo	$38,500	$36	59
305 S Calhoun St	0.51mi	3/1.0 (-1)	1,008 (+1%)	4mo	$40,000	$40	58
2408 Wilkens Ave	0.38mi	3/2.0 (-1)	1,092 (+9%)	2mo	$99,900	$91	56
2637 Dulany St	0.55mi	3/1.0 (-1)	972 (-3%)	6mo	$35,000	$36	52
1404 Lemmon St	0.50mi	3/2.0 (-1)	1,100 (+10%)	1mo	$189,000	$172	50
43 Wheeler Ave N	0.48mi	3/1.0 (-1)	1,144 (+14%)	3mo	$34,000	$30	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.51% rent growth · sell at horizon

5-year hold

• IRR: 6.0%
• Equity multiple: 1.24×
• Total profit: $12,272
• Equity at exit: $26,824

10-year hold

• IRR: 18.8%
• Equity multiple: 2.87×
• Total profit: $94,405
• Equity at exit: $15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21223

• Rents YoY: 7.5%
• Active inventory: 422
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $2,003 high
• Mortgage (P&I): −$943
• Tax from tax record: −$62 /mo · $744/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$421
• Net cashflow: $502

Break-even live

Break-even rent $1,368

Max offer price $179,900

Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,975
• Closing costs: $5,397
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
311 S Pulaski St Baltimore, MD	5.0	3.0	1450	$2,400	$1.66	43d	1	0.06mi
311 S Pulaski St Baltimore, MD	5.0	3.0	1450	$2,400	$1.66	3d	1	0.06mi
514 S Payson St Unit 2 Baltimore, MD	3.0	2.0	1264	$1,750	$1.38	43d	1	0.15mi
2225 W Baltimore St Baltimore, MD	3.0	2.5	1200	$1,600	$1.33	23d	1	0.37mi
1918 W Baltimore St Baltimore, MD	2.0–3.0	1.0–2.0	857	$1,434	$1.67	43d	1	0.38mi
2514 Wilkens Ave Baltimore, MD	4.0	1.0	1344	$1,800	$1.34	10d	1	0.39mi
2514 Wilkens Ave Baltimore, MD	4.0	1.0	1344	$1,800	$1.34	43d	1	0.39mi
2509 Christian St Baltimore, MD	4.0	2.0	1248	$1,699	$1.36	3d	1	0.39mi
2232 W Baltimore St Baltimore, MD	3.0	1.0	1250	$1,875	$1.50	23d	1	0.40mi
2540 Frederick Ave Baltimore, MD	3.0	1.0	1075	$1,400	$1.30	23d	1	0.42mi
1635 Frederick Ave Baltimore, MD	3.0	2.0	1224	$1,850	$1.51	43d	1	0.44mi
1839 W Fayette St Baltimore, MD	3.0	1.5	1426	$1,675	$1.17	23d	1	0.46mi
62 N Gorman Ave Baltimore, MD	3.0	2.0	1100	$2,500	$2.27	17d	1	0.49mi
2516 Hollins St Baltimore, MD	3.0	2.0	1100	$1,700	$1.55	43d	1	0.50mi
2537 Hollins St Baltimore, MD	3.0	2.0	1200	$1,450	$1.21	23d	1	0.52mi
2012 W Saratoga St Baltimore, MD	3.0	1.0	1300	$1,700	$1.31	23d	1	0.63mi
1315 Hollins St Unit 2 Baltimore, MD	3.0	2.0	1096	$1,860	$1.70	4d	1	0.63mi
1315 Hollins St Unit 2 Baltimore, MD	3.0	2.0	1096	$1,950	$1.78	12d	1	0.63mi
2738 Wilkens Ave Baltimore, MD	3.0	1.0	1183	$1,500	$1.27	43d	1	0.68mi
2737 Wilkens Ave Baltimore, MD	3.0	1.5	1232	$1,650	$1.34	4d	1	0.69mi
1519 Penrose Ave Baltimore, MD	3.0	2.0	1200	$1,875	$1.56	43d	1	0.69mi
104 S Carrollton Ave Baltimore, MD	3.0	4.0	1232	$2,400	$1.95	4d	1	0.70mi
1127 S Carey St Baltimore, MD	3.0	2.5	1340	$1,900	$1.42	4d	1	0.73mi
1115 W Lombard St Baltimore, MD	3.0	1.0	1468	$2,100	$1.43	43d	1	0.75mi
1111 W Lombard St Baltimore, MD	3.0	1.0	1200	$1,295	$1.08	4d	1	0.76mi
1259 Washington Blvd Baltimore, MD	3.0	3.0	1232	$2,999	$2.43	4d	1	0.77mi
1243 Washington Blvd Baltimore, MD	3.0	2.0	1148	$1,950	$1.70	43d	1	0.78mi
1142 Sargeant St Baltimore, MD	3.0	2.0	1080	$1,601	$1.48	2d	1	0.81mi
1125 Washington Blvd Baltimore, MD	4.0	2.5	1200	$2,750	$2.29	17d	1	0.86mi
1000 Hollins St Unit 1000 Hollins Baltimore, MD	3.0	2.5	1472	$2,600	$1.77	44d	1	0.88mi
1625 Edmondson Ave Unit 2 Baltimore, MD	4.0	3.0	1500	$1,895	$1.26	12d	1	0.89mi
1625 Edmondson Ave Unit 1 Baltimore, MD	4.0	3.0	1500	$2,175	$1.45	4d	1	0.89mi
923 McHenry St Baltimore, MD	3.0	1.0	1008	$1,625	$1.61	43d	1	0.89mi
913 W Lombard St Baltimore, MD	3.0	1.0	1452	$1,600	$1.10	23d	1	0.91mi
2609 Lauretta Ave Baltimore, MD	3.0	1.0	1286	$1,675	$1.30	23d	1	0.94mi
101 N Schroeder St Baltimore, MD	3.0	1.0–2.0	1037	$3,185	$3.07	2d	12	0.97mi
2636 Lauretta Ave Baltimore, MD	3.0	2.5	1232	$1,900	$1.54	43d	1	0.98mi
2815 W Mulberry St Baltimore, MD	4.0	2.0	1040	$2,050	$1.97	43d	1	0.99mi
508 Wyeth St Baltimore, MD	3.0	3.0	1234	$1,850	$1.50	43d	1	1.03mi
2303 Calverton Heights Ave Baltimore, MD	4.0	2.0	1314	$2,250	$1.71	23d	1	1.04mi

Listing history 26 events

1. 2026-06-18
   days on market $179,900 Active 15 DOM
2. 2026-06-17
   days on market $179,900 Active 14 DOM
3. 2026-06-16
   days on market $179,900 Active 13 DOM
4. 2026-06-15
   days on market $179,900 Active 12 DOM
5. 2026-06-13
   days on market $179,900 Active 10 DOM
6. 2026-06-09
   days on market $179,900 Active 6 DOM
7. 2026-06-08
   days on market $179,900 Active 5 DOM
8. 2026-06-07
   days on market $179,900 Active 4 DOM
9. 2026-06-04
   days on marketlisting id $179,900 Active 1 DOM
10. 2026-06-01
    days on market $179,900 Active 193 DOM
11. 2026-05-31
    days on market $179,900 Active 192 DOM
12. 2026-04-22
    price $179,900 2237-char remark

    Show marketing remark (2237 chars)

    Fully Renovated Urban Retreat Experience the pinnacle of modern urban living in this immaculately and fully renovated rowhome. Meticulously redesigned with a focus on contemporary elegance and high-end finishes, this property offers a seamless blend of luxurious style and functional, multi-level living. Step into an open-concept main floor defined by dramatic design choices and rich textures. The entry/living room makes an immediate statement with a bespoke coffered ceiling painted in a sophisticated black and white scheme, perfectly complementing the custom dark charcoal accent wall featuring modern vertical paneling. Durable, wide-plank Luxury Vinyl Plank (LVP) flooring flows throughout the main level and finished basement, offering both style and easy maintenance. The space flows effortlessly into a sleek, galley-style kitchen anchored by crisp white shaker cabinetry and brilliant white quartz countertops. A central island provides a functional prep area and features a dramatic, modern matte black faucet and sink. The kitchen is equipped with a full suite of premium stainless steel appliances. The upper floors host bright, serene bedrooms finished with plush neutral carpeting for maximum comfort. Bedrooms are generously sized, bathed in natural light, and continue the home's calm, neutral palette. Both full bathrooms are true showpieces, showcasing exceptional craftsmanship. Large-format tiles with elegant gray veining create a bright, spa-like atmosphere. One bathroom features a luxurious mix of white and gold-toned hexagon mosaic tiles and high-end gold fixtures (faucet, showerhead, and hardware), while another utilizes striking black or white penny tile accents with modern black hardware. Both include stylish gray vanities, underscoring the modern aesthetic. The fully finished lower level provides excellent flexible space, perfect for a media room, home gym, or spacious office. The exterior is well-maintained with a charming light-colored brick facade and a distinct coral-colored accent door. This listing represents a turnkey opportunity for a discerning buyer seeking a home where every detail has been thoughtfully updated with a focus on modern luxury and design. Schedule your showing today!

13. 2025-11-20
    listed $180,000 Active 2237-char remark

    Show marketing remark (2237 chars)

    Fully Renovated Urban Retreat Experience the pinnacle of modern urban living in this immaculately and fully renovated rowhome. Meticulously redesigned with a focus on contemporary elegance and high-end finishes, this property offers a seamless blend of luxurious style and functional, multi-level living. Step into an open-concept main floor defined by dramatic design choices and rich textures. The entry/living room makes an immediate statement with a bespoke coffered ceiling painted in a sophisticated black and white scheme, perfectly complementing the custom dark charcoal accent wall featuring modern vertical paneling. Durable, wide-plank Luxury Vinyl Plank (LVP) flooring flows throughout the main level and finished basement, offering both style and easy maintenance. The space flows effortlessly into a sleek, galley-style kitchen anchored by crisp white shaker cabinetry and brilliant white quartz countertops. A central island provides a functional prep area and features a dramatic, modern matte black faucet and sink. The kitchen is equipped with a full suite of premium stainless steel appliances. The upper floors host bright, serene bedrooms finished with plush neutral carpeting for maximum comfort. Bedrooms are generously sized, bathed in natural light, and continue the home's calm, neutral palette. Both full bathrooms are true showpieces, showcasing exceptional craftsmanship. Large-format tiles with elegant gray veining create a bright, spa-like atmosphere. One bathroom features a luxurious mix of white and gold-toned hexagon mosaic tiles and high-end gold fixtures (faucet, showerhead, and hardware), while another utilizes striking black or white penny tile accents with modern black hardware. Both include stylish gray vanities, underscoring the modern aesthetic. The fully finished lower level provides excellent flexible space, perfect for a media room, home gym, or spacious office. The exterior is well-maintained with a charming light-colored brick facade and a distinct coral-colored accent door. This listing represents a turnkey opportunity for a discerning buyer seeking a home where every detail has been thoughtfully updated with a focus on modern luxury and design. Schedule your showing today!

14. 2025-08-20
    soldstatus $25,000 Closed 334-char remark

    Show marketing remark (334 chars)

    Great opportunity for investors! This 3 bedroom, 1 bathroom property is ready for renovation—perfect for a fix and flip or rental investment. Located in a growing area with solid potential, this home offers a blank canvas for the right buyer. Property is being sold as-is. Bring your vision and turn this into your next project!

15. 2025-08-15
    status Pending 334-char remark

    Show marketing remark (334 chars)

    Great opportunity for investors! This 3 bedroom, 1 bathroom property is ready for renovation—perfect for a fix and flip or rental investment. Located in a growing area with solid potential, this home offers a blank canvas for the right buyer. Property is being sold as-is. Bring your vision and turn this into your next project!

16. 2025-07-07
    status Active 334-char remark

    Show marketing remark (334 chars)

    Great opportunity for investors! This 3 bedroom, 1 bathroom property is ready for renovation—perfect for a fix and flip or rental investment. Located in a growing area with solid potential, this home offers a blank canvas for the right buyer. Property is being sold as-is. Bring your vision and turn this into your next project!

17. 2025-06-23
    status Pending 334-char remark

    Show marketing remark (334 chars)

    Great opportunity for investors! This 3 bedroom, 1 bathroom property is ready for renovation—perfect for a fix and flip or rental investment. Located in a growing area with solid potential, this home offers a blank canvas for the right buyer. Property is being sold as-is. Bring your vision and turn this into your next project!

18. 2025-06-14
    price $30,000 334-char remark

    Show marketing remark (334 chars)

    Great opportunity for investors! This 3 bedroom, 1 bathroom property is ready for renovation—perfect for a fix and flip or rental investment. Located in a growing area with solid potential, this home offers a blank canvas for the right buyer. Property is being sold as-is. Bring your vision and turn this into your next project!

19. 2025-05-25
    listed $35,000 Active 334-char remark

    Show marketing remark (334 chars)

    Great opportunity for investors! This 3 bedroom, 1 bathroom property is ready for renovation—perfect for a fix and flip or rental investment. Located in a growing area with solid potential, this home offers a blank canvas for the right buyer. Property is being sold as-is. Bring your vision and turn this into your next project!

20. 2022-03-24
    soldstatus $94,000
21. 2010-12-30
    soldstatus $12,000 Sold
22. 2010-12-30
    soldstatus $12,000
23. 2010-11-15
    status Contract
24. 2010-11-03
    historical
25. 2010-07-16
    listed $24,900 Active
26. 2010-07-16
    listed $24,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $744 · $62/mo
• Projected year-2 tax: $1,352 · $113/mo
• Expected delta: +$609/yr (+$51/mo · 81.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,040
• − Mortgage interest: −$10,077
• − Property taxes: −$744
• − Insurance: −$900
• − Repairs & maintenance: −$1,923
• − Management: −$1,923
• − Depreciation: −$5,233
• Taxable income: $3,240
• Est. tax owed @ 24.0%: −$778
• After-tax cash flow: $5,250/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 19,572
• Household income: $45,840
• Rent vs Own: 68.0% rent · 32.0% own
• Severe rent burden: 1755.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (72%)
• Race & ethnicity: Black 72% White 16% Hispanic / Latino 7% Two or more races 6% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 1%
• Common ancestry: Romanian 1%
• Foreign-born: 8% · Canada
• Languages at home: 90% English-only · Spanish 6% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -97.99%
• Current HPI: 140.5836
• Rent YoY: ▲ 7.51%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+622.5% since first listed

15 events — show timeline

• 2026-04-22 Price Changed $179,900 BRIGHT MLS
• 2025-11-20 Listed $180,000 BRIGHT MLS
• 2025-08-20 Sold (MLS) $25,000 BRIGHT MLS
• 2025-08-15 Pending — BRIGHT MLS
• 2025-07-07 Relisted — BRIGHT MLS
• 2025-06-23 Pending — BRIGHT MLS
• 2025-06-14 Price Changed $30,000 BRIGHT MLS
• 2025-05-25 Listed $35,000 BRIGHT MLS
• 2022-03-24 Sold (Public Records) $94,000 Public Records
• 2010-12-30 Sold (MLS) $12,000 BRIGHT MLS
• 2010-12-30 Sold (MLS) $12,000 MRIS
• 2010-11-15 Pending — MRIS
• 2010-11-03 Listing Removed — BRIGHT MLS
• 2010-07-16 Listed $24,900 MRIS
• 2010-07-16 Listed $24,900 BRIGHT MLS

Property tax history

+6.0%/yr

Latest (2025): $744 · +15.9% YoY. Source: county tax records.