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566 Delta Crst
D Composite 40.67
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +6.9/30.0
  • Appreciation +4.5/10.0
  • Condition / age +4.0/5.0
  • 1% rule +3.1/10.0
  • Livability +2.5/5.0
  • Schools +2.4/10.0
  • Rent growth +1.2/5.0
  • DSCR +1.1/10.0

$233,000

566 Delta Crst · Maxwell, TX 78656
3 bd · 2.5 ba · 1,645 sqft · SingleFamily public records · 205 Days on market
Built 2022 Good condition 4,356 sqft lot $142/sqft · 28% below area Est $321k · 28% under $35/mo HOA · 2% of rent ↓ 33% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

$0 DOWN W/ USDA!!! This beautiful 1,645 sqft residence, built in 2022 by Starlight Homes, presents an inviting atmosphere with a gorgeous open floorplan that seamlessly connects living spaces. The interior boasts elegant finishes, including granite countertops, high ceilings, recessed lighting, and a well-appointed kitchen featuring stainless steel appliances, an electric cooktop, and a free-standing range. The home encompasses three bedrooms and two and a half bathrooms, with all bedrooms located on the second level, providing a private retreat. Exterior highlights include a covered back patio perfect for enjoying the tranquil, private backyard with wood privacy fencing, a two-car attached garage, and a classic composition roof. Hymeadow community enjoys access to exceptional shared amenities. The community features include a spectacular resort-style swimming pool, along with common grounds and open green spaces for recreation and relaxation. Just 30-minute drive from downtown Austin, offering an easy commute to city amenities while enjoying a suburban lifestyle. It is also near the cities of Kyle, San Marcos, and Lockhart. Kyle Marketplace, San Marcos Premium Outlets, and the EVO Entertainment complex for movies and leisure are just minutes away. The area provides effortless access to the San Marcos River, along with other community features like pickleball and basketball courts, hiking and biking trails, and outdoor pavilions. The part of the award-winning Hays Consolidated Independent School District, served by Hemphill Elementary, D J Red Simon Middle, and Lehman High Schools.

Key facts

  • Private backyard
  • Open floorplan
  • Covered back patio

Tags

OPEN FLOORPLANGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESCOVERED BACK PATIOPRIVATE BACKYARDWOOD PRIVACY FENCING

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $233k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-350 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $171k (26.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $188k (19.4% below list).
  • Recommended offer: $171k (26.5% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Hays CISD (rural): math 35% / reading 41% proficiency, ranked #390 of 826 in TX (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Hemphill El (math 22% / reading 32%, grade F, #2,791 of 4,322 statewide, top 68%, 577 students, 71% FRL); D J Red Simon Middle (math 16% / reading 22%, grade F, #1,466 of 1,662 statewide, top 89%, 733 students, 78% FRL); Lehman H S (math 20% / reading 32%, grade F, #1,234 of 1,632 statewide, top 76%, 2,120 students, 59% FRL) — zoned schools average 70% FRL vs 43% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 24% at this address vs 38% district-wide (-14 pts) — the specific schools serving this property underperform the Hays CISD average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents falling (-5.4%/yr); 399 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 37d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 5,270 units permitted in Hays County in 2024 (1,464 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-1.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Hays County population projected at +93% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 205 days — a 12% lower offer ($205k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $171,205 (26.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 205 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
4.49%
Cash-on-cash
-6.43%
DSCR
0.71
GRM
10.3

CMA / ARV

ARV (median comp)
$321,393
List price
$233,000
Delta
-27.50%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
500 Estuary Dr 0.28mi 3/2.5 1,689 (+3%) 1mo $312,835 $185 82
364 Jade St 0.32mi 3/2.5 1,668 (+1%) 4mo $268,370 $161 79
415 Cliff Dr 0.44mi 3/2.0 1,499 (-9%) 2mo $271,365 $181 61
404 Cliff Dr 0.44mi 3/2.5 1,826 (+11%) 2mo $267,990 $147 59
1134 Delta Crst 0.47mi 3/2.0 1,499 (-9%) 4mo $267,365 $178 58
1087 Delta Crst 0.41mi 3/2.5 1,826 (+11%) 6mo $267,303 $146 58
409 Cliff Dr 0.46mi 3/2.5 1,826 (+11%) 4mo $294,365 $161 57
1259 Delta Crst 0.48mi 4/2.0 (+1) 1,522 (-8%) 2mo $227,790 $150 56
496 Low Pasture Trl 0.73mi 3/2.0 1,572 (-4%) 0mo $299,990 $191 56
317 Pond Dr 0.54mi 3/2.0 1,499 (-9%) 4mo $271,990 $181 54
1208 Delta Crst 0.51mi 3/2.5 1,826 (+11%) 4mo $261,553 $143 54
1251 Delta Crst 0.48mi 3/2.0 1,412 (-14%) 5mo $243,638 $173 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.02% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-16.8%
Equity multiple
0.30×
Total profit
$-45,420
Equity at exit
$55,967
10-year hold
IRR
-13.3%
Equity multiple
-0.07×
Total profit
$-70,123
Equity at exit
$58,534

Cash invested: $65,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
97 active · 19 under contract
Months of supply
24.2 mo (4%/mo absorbed)
Median asking
$279,000 ($173/sqft)
Median days on market
130 d
This list price
11% of active listings are priced below it
ARV vs active asking
+13.0% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 78656

Home prices YoY
-0.5%
Rents YoY
-5.4%
Active inventory
399
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$1,878 high interval (Pro) →
Mortgage (P&I)
$1,222
Tax from tax record
$479 /mo · $5,751/yr
Insurance
$97
HOA
$35
Vacancy / Maint / Mgmt
$394
Net cashflow
$-350

Break-even live

Break-even rent $2,320
Max offer price $171,205
Occupancy floor

Sensitivity live

Price -10% $-218 -5% $-284 +0% $-350 +5% $-416 +10% $-482
Rent -10% $-498 -5% $-424 +0% $-350 +5% $-276 +10% $-201
Rate -1.0pp $-232 -0.5pp $-291 base $-350 +0.5pp $-410 +1.0pp $-472

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,250
Closing costs
$6,990
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
140 Living Reef Dr Maxwell, TX 3.0 2.5 1668 $1,895 $1.14 21d 1 0.07mi
444 Delta Crst Maxwell, TX 3.0 2.5 1830 $1,850 $1.01 53d 1 0.08mi
160 Light Timber Rd Maxwell, TX 3.0 2.0 1425 $1,800 $1.26 29d 1 0.09mi
151 Living Reef Dr Maxwell, TX 3.0 2.5 1782 $1,895 $1.06 53d 1 0.10mi
170 Living Reef Dr Maxwell, TX 3.0 2.0 1500 $1,850 $1.23 93d 1 0.10mi
202 Peridot Pass Maxwell, TX 3.0 2.0 1432 $1,649 $1.15 33d 1 0.10mi
202 Peridot Pass Maxwell, TX 3.0 2.0 1412 $1,649 $1.17 35d 1 0.10mi
195 Living Reef Dr Maxwell, TX 3.0 2.5 1782 $1,850 $1.04 18d 1 0.13mi
203 Living Reef Dr Maxwell, TX 3.0 2.0 1556 $1,645 $1.06 21d 1 0.14mi
211 Living Reef Dr Maxwell, TX 3.0 2.5 1782 $1,840 $1.03 67d 1 0.15mi
293 Tempest Trl Maxwell, TX 3.0 2.5 1698 $1,825 $1.07 37d 1 0.18mi
293 Tempest Trl Maxwell, TX 3.0 2.5 1698 $1,825 $1.07 53d 1 0.18mi
293 Tempest Trl Maxwell, TX 3.0 2.5 1698 $1,775 $1.05 33d 1 0.18mi
704 Delta Crst Maxwell, TX 3.0–5.0 2.0–3.0 1904 $1,694 $0.89 13d 16 0.18mi
243 Thistle Ln Maxwell, TX 4.0 3.0 2121 $1,850 $0.87 21d 1 0.18mi
108 White Dunes Dr Maxwell, TX 3.0 2.0 1514 $1,800 $1.19 73d 1 0.19mi
108 White Dunes Dr Maxwell, TX 3.0 2.0 1514 $1,800 $1.19 67d 1 0.19mi
108 White Dunes Dr Maxwell, TX 3.0 2.0 1514 $1,800 $1.19 53d 1 0.19mi
251 Tempest Trl Maxwell, TX 3.0 2.0 1553 $1,650 $1.06 67d 1 0.21mi
146 White Dunes Dr Maxwell, TX 3.0 2.0 1698 $1,850 $1.09 93d 1 0.21mi
146 White Dunes Dr Maxwell, TX 3.0 2.5 1698 $1,795 $1.06 21d 1 0.21mi
170 White Dunes Dr Maxwell, TX 3.0 3.0 2122 $1,795 $0.85 53d 1 0.22mi
170 White Dunes Dr Maxwell, TX 3.0 2.5 2122 $1,795 $0.85 67d 1 0.22mi
109 White Dunes Dr Maxwell, TX 4.0 2.5 1997 $1,900 $0.95 30d 1 0.23mi
274 Jade St Maxwell, TX 4.0 2.0 1468 $1,795 $1.22 93d 1 0.24mi
124 Hidden Branch Cv Maxwell, TX 3.0 2.5 1698 $1,800 $1.06 47d 1 0.25mi
171 White Dunes Dr Maxwell, TX 3.0 2.0 1556 $1,750 $1.12 13d 1 0.25mi
131 Hidden Branch Cv Maxwell, TX 3.0 2.5 1796 $1,840 $1.02 37d 1 0.28mi
342 Jade St Maxwell, TX 4.0 2.5 2072 $1,975 $0.95 93d 1 0.28mi
839 Gully St Maxwell, TX 3.0–4.0 2.0 1265 $1,199 $0.95 9d 34 0.30mi
187 Haywood Mnr Maxwell, TX 3.0 2.5 1782 $1,995 $1.12 21d 1 0.33mi
171 Haywood Mnr Maxwell, TX 3.0 2.0 1533 $1,745 $1.14 31d 1 0.34mi
1259 Delta Crst Maxwell, TX 4.0 2.0 1522 $1,695 $1.11 66d 1 0.49mi
242 Surrey Oaks Maxwell, TX 3.0 2.0 1425 $1,800 $1.26 37d 1 0.78mi
543 Gabbro Gdns Maxwell, TX 4.0 2.0 1627 $1,695 $1.04 71d 1 0.81mi
566 Gabbro Gdns Maxwell, TX 4.0 2.5 1837 $1,850 $1.01 65d 1 0.82mi
566 Gabbro Gdns Maxwell, TX 4.0 2.5 1837 $1,750 $0.95 21d 1 0.82mi
351 Cobb Branch Dr Maxwell, TX 3.0–4.0 2.0–3.0 1616 $1,760 $1.09 9d 9 0.82mi
158 Surrey Oaks Maxwell, TX 3.0 2.0 1425 $1,800 $1.26 37d 1 0.85mi
520 Gabbro Gdns Maxwell, TX 4.0 2.5 1500 $1,800 $1.20 38d 1 0.85mi

HOA detail $35/mo · $420/yr

Likely covers
electriclandscapingpool

Listing history 50 events

  1. 2026-07-30
    days on market $233,000 Active 205 DOM
  2. 2026-07-28
    days on market $233,000 Active 204 DOM
  3. 2026-07-26
    days on market $233,000 Active 202 DOM
  4. 2026-07-24
    days on market $233,000 Active 200 DOM
  5. 2026-07-23
    days on market $233,000 Active 199 DOM
  6. 2026-07-22
    days on market $233,000 Active 198 DOM
  7. 2026-07-21
    days on market $233,000 Active 197 DOM
  8. 2026-07-20
    days on market $233,000 Active 196 DOM
  9. 2026-07-18
    days on market $233,000 Active 194 DOM
  10. 2026-07-18
    days on market $233,000 Active 193 DOM
  11. 2026-07-16
    days on market $233,000 Active 192 DOM
  12. 2026-07-15
    days on market $233,000 Active 191 DOM
  13. 2026-07-14
    days on market $233,000 Active 190 DOM
  14. 2026-07-13
    days on market $233,000 Active 189 DOM
  15. 2026-07-13
    days on market $233,000 Active 188 DOM
  16. 2026-07-11
    days on market $233,000 Active 187 DOM
  17. 2026-07-10
    days on market $233,000 Active 186 DOM
  18. 2026-07-09
    days on market $233,000 Active 185 DOM
  19. 2026-07-07
    days on market $233,000 Active 183 DOM
  20. 2026-07-06
    days on market $233,000 Active 182 DOM
  21. 2026-07-05
    days on market $233,000 Active 181 DOM
  22. 2026-07-03
    days on market $233,000 Active 179 DOM
  23. 2026-07-02
    days on market $233,000 Active 178 DOM
  24. 2026-07-01
    days on market $233,000 Active 177 DOM
  25. 2026-06-30
    days on market $233,000 Active 176 DOM
  26. 2026-06-29
    days on market $233,000 Active 175 DOM
  27. 2026-06-28
    days on market $233,000 Active 174 DOM
  28. 2026-06-27
    days on market $233,000 Active 173 DOM
  29. 2026-06-26
    days on market $233,000 Active 172 DOM
  30. 2026-06-24
    days on market $233,000 Active 170 DOM
  31. 2026-06-22
    days on market $233,000 Active 168 DOM
  32. 2026-06-21
    days on market $233,000 Active 167 DOM
  33. 2026-06-18
    days on market $233,000 Active 164 DOM
  34. 2026-06-17
    days on market $233,000 Active 163 DOM
  35. 2026-06-16
    days on market $233,000 Active 162 DOM
  36. 2026-06-15
    days on market $233,000 Active 161 DOM
  37. 2026-06-13
    days on market $233,000 Active 159 DOM
  38. 2026-06-09
    days on market $233,000 Active 155 DOM
  39. 2026-06-08
    days on market $233,000 Active 154 DOM
  40. 2026-06-07
    days on market $233,000 Active 153 DOM
  41. 2026-06-05
    days on market $233,000 Active 150 DOM
  42. 2026-06-03
    days on market $233,000 Active 149 DOM
  43. 2026-06-02
    days on market $233,000 Active 148 DOM
  44. 2026-06-01
    days on market $233,000 Active 147 DOM
  45. 2026-05-31
    days on market $233,000 Active 146 DOM
  46. 2026-03-13
    price $233,000 1608-char remark
    Show marketing remark (1608 chars)

    $0 DOWN W/ USDA!!! This beautiful 1,645 sqft residence, built in 2022 by Starlight Homes, presents an inviting atmosphere with a gorgeous open floorplan that seamlessly connects living spaces. The interior boasts elegant finishes, including granite countertops, high ceilings, recessed lighting, and a well-appointed kitchen featuring stainless steel appliances, an electric cooktop, and a free-standing range. The home encompasses three bedrooms and two and a half bathrooms, with all bedrooms located on the second level, providing a private retreat. Exterior highlights include a covered back patio perfect for enjoying the tranquil, private backyard with wood privacy fencing, a two-car attached garage, and a classic composition roof. Hymeadow community enjoys access to exceptional shared amenities. The community features include a spectacular resort-style swimming pool, along with common grounds and open green spaces for recreation and relaxation. Just 30-minute drive from downtown Austin, offering an easy commute to city amenities while enjoying a suburban lifestyle. It is also near the cities of Kyle, San Marcos, and Lockhart. Kyle Marketplace, San Marcos Premium Outlets, and the EVO Entertainment complex for movies and leisure are just minutes away. The area provides effortless access to the San Marcos River, along with other community features like pickleball and basketball courts, hiking and biking trails, and outdoor pavilions. The part of the award-winning Hays Consolidated Independent School District, served by Hemphill Elementary, D J Red Simon Middle, and Lehman High Schools.

  47. 2026-01-05
    listed $238,000 Active 1608-char remark
    Show marketing remark (1608 chars)

    $0 DOWN W/ USDA!!! This beautiful 1,645 sqft residence, built in 2022 by Starlight Homes, presents an inviting atmosphere with a gorgeous open floorplan that seamlessly connects living spaces. The interior boasts elegant finishes, including granite countertops, high ceilings, recessed lighting, and a well-appointed kitchen featuring stainless steel appliances, an electric cooktop, and a free-standing range. The home encompasses three bedrooms and two and a half bathrooms, with all bedrooms located on the second level, providing a private retreat. Exterior highlights include a covered back patio perfect for enjoying the tranquil, private backyard with wood privacy fencing, a two-car attached garage, and a classic composition roof. Hymeadow community enjoys access to exceptional shared amenities. The community features include a spectacular resort-style swimming pool, along with common grounds and open green spaces for recreation and relaxation. Just 30-minute drive from downtown Austin, offering an easy commute to city amenities while enjoying a suburban lifestyle. It is also near the cities of Kyle, San Marcos, and Lockhart. Kyle Marketplace, San Marcos Premium Outlets, and the EVO Entertainment complex for movies and leisure are just minutes away. The area provides effortless access to the San Marcos River, along with other community features like pickleball and basketball courts, hiking and biking trails, and outdoor pavilions. The part of the award-winning Hays Consolidated Independent School District, served by Hemphill Elementary, D J Red Simon Middle, and Lehman High Schools.

  48. 2022-07-14
    soldstatus Closed 173-char remark
    Show marketing remark (173 chars)

    Beautiful 2 story three Bedroom 2 ½ full bath Home. Gorgeous open floorplan with tranquil, private backyard with covered back patio. 30 minutes from downtown Austin.

  49. 2022-05-10
    listed $345,990 173-char remark
    Show marketing remark (173 chars)

    Beautiful 2 story three Bedroom 2 ½ full bath Home. Gorgeous open floorplan with tranquil, private backyard with covered back patio. 30 minutes from downtown Austin.

  50. 2022-05-10
    historical 173-char remark
    Show marketing remark (173 chars)

    Beautiful 2 story three Bedroom 2 ½ full bath Home. Gorgeous open floorplan with tranquil, private backyard with covered back patio. 30 minutes from downtown Austin.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,751 · $479/mo
Projected year-2 tax
$5,751 · $479/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,532
− Mortgage interest
−$13,052
− Property taxes
−$5,751
− Insurance
−$1,165
− Repairs & maintenance
−$1,803
− Management
−$1,803
− HOA
−$420
− Depreciation
−$6,778
Taxable loss
−$8,238
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,977
After-tax cash flow
$-2,221/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $8,225–$24,675 screening

This 2022-built single-family home is in good condition with a good condition score of 80. It has a good kitchen, bathrooms, exterior, flooring, and interior walls/paint. The home is move-in ready with minor cosmetic updates that would increase its resale and rental value.

Value-add opportunities

  • Resale Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Resale Replace countertops with quartz or granite — Quartz or granite countertops are more durable and aesthetically pleasing
  • Resale Install new flooring in bathrooms — New flooring in bathrooms improves aesthetics and functionality
  • Resale Upgrade lighting fixtures — Modern lighting fixtures enhance the home's curb appeal and interior aesthetics
  • Rental Add a smart home system — Smart home system improves convenience and energy efficiency, attracting renters

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 24/100

Zoned Schools

Elementary Hemphill El F TX #2,791/4,322 Nat'l #28,475/41,679 Middle D J Red Simon Middle F TX #1,466/1,662 Nat'l #11,948/14,009 High Lehman H S F TX #1,234/1,632 Nat'l #12,251/17,239

Schools (NCES district)

District
Hays CISD
NCES district ID
4800010
Math proficiency
35% ▼ -15.00%
Reading proficiency
41% ▼ -5.00%
Median HH income
$70,570
Composite
34.78/100
National rank
#5118
State rank
#390 of 826 in TX

Livability — Maxwell

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Caldwell County · 286,948 people
City population
2,847
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
2,847
Household income
$81,346
Rent vs Own
30.8% rent · 69.2% own
Severe rent burden
5% of renters

Population outlook (Hays County) Hauer SSP2

Today (2025)
286,948 people
By 2030
336,923 · +17.4%
By 2040
441,894 · +54.0%
By 2050
553,462 · +92.9%
By 2075
838,261 · +192.1%
By 2100
1,063,658 · +270.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (76%)
Race & ethnicity
Hispanic / Latino 76% Two or more races 21% White 20% Black 4%
Hispanic origin (detail)
Mexican 72%
Common ancestry
Romanian 4% Slovak 2% Lithuanian 1%
Foreign-born
18% · Canada
Languages at home
45% English-only · Spanish 55%

Political lean MEDSL · Hays

2024 margin
Lean D (+5.7) · D 52.1% · R 46.5% · Other 1.4%
2008→2024 swing
+7.7pp toward D · 2008: -2.0pp · 2024: 5.7pp
All cycles
2024: D+5.7 2020: D+10.8 2016: R+0.9 2012: R+10.4 2008: R+2.0

Not yet ingested

Civics

Price history

-32.7% since first listed
5 events — show timeline
  • 2026-03-13 Price Changed $233,000 Unlock MLS
  • 2026-01-05 Listed $238,000 Unlock MLS
  • 2022-07-14 Sold (MLS) Unlock MLS
  • 2022-05-10 Delisted Unlock MLS
  • 2022-05-10 Listed $345,990 Unlock MLS

Property tax history

+87.9%/yr

Latest (2025): $5,751 · -2.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…