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9080 Bloomfield #231
B- Composite 65.34
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +6.2/10.0
  • Livability +3.7/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$214,900

9080 Bloomfield #231 · Cypress, CA 90630
3 bd · 2.0 ba · 1,200 sqft · Manufactured · 37 Days on market
Built 2025 Est $179k · 20% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Brand New Home! This isn't just a manufactured home — it's a fresh start. Tucked into the desirable Lincoln Center all-age community, this move-in ready 3-bedroom, 2-bath home welcomes you with 1,200 sq. ft. of bright, open living space designed for comfort and everyday functionality. The open-concept layout connects the living, dining, and kitchen areas seamlessly. The kitchen features generous cabinetry, ample counter space, and a center island with additional seating and storage. Natural light fills the home throughout. The primary bedroom offers a spacious layout with an en suite bathroom, while two additional bedrooms provide flexibility for family, guests, or a home office. Inte

Key facts

  • Large porch area
  • Island kitchen
  • Indoor laundry space

Tags

OPEN-CONCEPT FLOOR PLANISLAND KITCHENLARGE PORCH AREACOVERED CARPORT PARKINGINDOOR LAUNDRY SPACEAMPLE STORAGE

Property features AI

Finance

  • Other: Double-wide body type; Built by Fleetwood; Approximately 23' x 56' mobile dimensions; Located on a private, maintained paved road; Lot has 0-1 unit/acre; Walk Score: 64; Seller-provided living area and year-built information
  • Financial info: Land lease for the park: $2,600 monthly (park-provided amount); Rent includes pool
  • HOA & community: Lincoln Center Mobile Home Park; Community dog park; Park requires manager approval

Exterior

  • Parking: Covered parking
  • Security: Carbon monoxide detector(s); Fire and smoke detection system
  • Utilities: Standard electric service; Natural gas connected; District/public water; Public sewer / sewer connected; Telephone available in street; Cable available; Electricity connected
  • Home design: Single-story mobile home (Fleetwood model); Direction faces south; Turnkey, updated/remodeled condition; Two access exits
  • Construction: Drywall walls; Pillar/post/pier foundation with pier jacks; Mobile home remains on site
  • Exterior features: Covered front porch; Awning; Covered patio; Vinyl fencing; Private fenced in-ground pool; Skirting with siding

Interior

  • Kitchen: Formica counters; Kitchen open to family room; Kitchen island; Garbage disposal; Gas oven; Dishwasher; Water heater unit
  • Bedrooms: Primary bedroom on main floor; All bedrooms on main floor; Main floor bedroom
  • Flooring: Vinyl
  • Bathrooms: 2 full bathrooms; Quartz counters in bath(s); Shower in tub
  • Heating & cooling: Central cooling (gas); Central furnace heating
  • Interior features: High ceilings (9+ feet); Ceiling fan; Recessed lighting; Open floor plan; Sliding glass door(s); Blinds; Carbon monoxide detector(s); Fire and smoke detection system
  • Laundry & utility: Laundry inside; Gas and electric dryer hookup; Stackable washer/dryer capable

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $215k.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $215k).
  • Recommended offer: $208k (3.0% below list) — sets the bar for market timing.
  • Cap rate 12.7% vs local median 2.2% in Cypress — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#141 in CA, #4,900 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, commute A; Watch: health & safety D, cost of living F.
  • Cypress Elementary (suburban): math 67% / reading 69% proficiency, ranked #117 of 1,400 in CA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: A. E. Arnold Elementary (math 24% / reading 24%, grade F, #973 of 1,571 statewide, top 73%, 635 students, 46% FRL) — zoned schools average 46% FRL vs 25% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 24% at this address vs 68% district-wide (-44 pts) — the specific schools serving this property underperform the Cypress Elementary average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.7%/yr); 70 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals leasing fast (median 8d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($130k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 1.7% rent growth), your $60k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($208k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $208,453 (3.0% below list)

Questions for the listing agent

  1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.55%
Cap rate
12.67%
Cash-on-cash
22.78%
DSCR
2.01
GRM
5.4

CMA / ARV

ARV (on-the-fly)
$178,800
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9080 Bloomfield Ave #209 0.00mi 3/2.0 1,248 (+4%) 3mo $129,000 $103 91
9080 Bloomfield Ave #230 0.00mi 3/2.0 1,272 (+6%) 1mo $159,900 $126 89
9080 Bloomfield Ave #193 0.00mi 3/2.0 1,248 (+4%) 10mo $165,000 $132 85
9080 Bloomfield Ave #122 0.00mi 3/2.0 1,248 (+4%) 10mo $168,000 $135 85
9080 Bloomfield Ave #77 0.09mi 3/2.0 1,100 (-8%) 4mo $168,000 $153 78
9080 Bloomfield Ave #135 0.00mi 3/2.0 1,056 (-12%) 4mo $185,000 $175 77
9080 Bloomfield Ave #79 0.12mi 3/2.0 1,040 (-13%) 1mo $129,900 $125 71
9080 Bloomfield Ave #22 0.00mi 4/2.0 (+1) 1,344 (+12%) 10mo $185,000 $138 67
22221 S Bloomfield Ave #16 0.29mi 2/2.0 (-1) 1,080 (-10%) 3mo $180,000 $167 62
22221 Bloomfield Ave #47 0.26mi 2/2.0 (-1) 1,344 (+12%) 1mo $275,000 $205 62
22221 Bloomfield #11 0.26mi 2/2.0 (-1) 1,344 (+12%) 3mo $200,000 $149 60
12550 Carson St #21 0.30mi 3/2.0 1,056 (-12%) 9mo $186,500 $177 58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.69% rent growth · sell at horizon

5-year hold
IRR
14.2%
Equity multiple
1.56×
Total profit
$33,656
Equity at exit
$32,042
10-year hold
IRR
22.0%
Equity multiple
2.76×
Total profit
$105,901
Equity at exit
$18,581

Cash invested: $60,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 90630

Rents YoY
1.7%
Active inventory
70
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$3,326 high interval (Pro) →
Mortgage (P&I)
$1,127
Tax est. 1.5%
$269 /mo · $3,224/yr
Insurance
$90
HOA
$0
Vacancy / Maint / Mgmt
$698
Net cashflow
$1,142

Break-even live

Break-even rent $1,880
Max offer price $214,900
Occupancy floor 61%

Sensitivity live

Price -10% $1,291 -5% $1,217 +0% $1,142 +5% $1,068 +10% $994
Rent -10% $880 -5% $1,011 +0% $1,142 +5% $1,274 +10% $1,405
Rate -1.0pp $1,251 -0.5pp $1,197 base $1,142 +0.5pp $1,087 +1.0pp $1,030

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,725
Closing costs
$6,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 32 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4455 Casa Grande Cir Cypress, CA 1.0–2.0 1.0–1.5 811 $2,837 $3.50 1d 6 0.20mi
4550 Lincoln Ave Cypress, CA 1.0–2.0 1.0–2.0 860 $3,225 $3.75 1d 3 0.36mi
8381 E Blithedale St Long Beach, CA 3.0 2.0 1314 $3,600 $2.74 2d 1 0.50mi
12750 Centralia St Lakewood, CA 2.0 1.0–1.5 1056 $3,350 $3.17 4d 2 0.52mi
12750 Centralia St #43 Lakewood, CA 2.0 1.5 1056 $3,500 $3.31 18d 1 0.55mi
22003 Belshire Ave #9 Hawaiian Gardens, CA 2.0 2.0 1140 $2,900 $2.54 44d 1 0.66mi
4801 Merten Ave Cypress, CA 3.0 2.0 1500 $3,875 $2.58 1d 1 0.70mi
4812 Grace Ave Unit C Cypress, CA 2.0 2.0 900 $2,395 $2.66 13d 1 0.80mi
8120 E Turbo St Long Beach, CA 3.0 1.5 1120 $3,900 $3.48 44d 1 0.81mi
8561 Belmont St Unit 7 Cypress, CA 3.0 2.0 1320 $4,145 $3.14 10d 1 0.85mi
8561 Belmont St Unit 6 Cypress, CA 3.0 2.5 1265 $3,695 $2.92 1d 1 0.85mi
12100 226th St Hawaiian Gardens, CA 2.0 1.0 757 $2,195 $2.90 3d 1 0.92mi
20817 Ely Ave Lakewood, CA 3.0 1.0 1102 $3,550 $3.22 2d 1 0.98mi
21526 Juan Ave Hawaiian Gardens, CA 2.0 2.0 1200 $3,000 $2.50 25d 1 0.99mi
12050 226th St Hawaiian Gardens, CA 3.0 2.0 1063 $3,100 $2.92 44d 1 1.03mi
12610 Vandemere St Lakewood, CA 3.0 2.0 1056 $8,250 $7.81 1d 1 1.05mi
10403 Stratton Ct Cypress, CA 4.0 2.5 1327 $3,600 $2.71 44d 1 1.21mi
5422 Bishop St Cypress, CA 2.0 1.0 800 $2,750 $3.44 1d 1 1.22mi
12350 Del Amo Blvd Lakewood, CA 1.0–3.0 1.0–2.0 866 $3,173 $3.66 3d 27 1.24mi
5475 Villa Way #34 Cypress, CA 3.0 2.5 1374 $3,600 $2.62 3d 1 1.24mi
5477 Twin Lakes Dr Cypress, CA 2.0 1.0 1156 $2,495 $2.16 1d 1 1.25mi
4002 Bryant Ct Cypress, CA 3.0 1.5 1046 $3,400 $3.25 22d 1 1.25mi
10002 Saint Stephen Cir Cypress, CA 3.0 1.5 1205 $3,700 $3.07 18d 1 1.25mi
8626 Watson St Unit 8650-E Cypress, CA 2.0 1.0 900 $2,350 $2.61 10d 1 1.29mi
8626 Watson St Unit 8644 Cypress, CA 2.0 1.0 900 $2,450 $2.72 1d 1 1.29mi
8791 Walker St Cypress, CA 1.0–2.0 1.0 830 $2,535 $3.05 1d 8 1.30mi
12022 207th St Lakewood, CA 3.0 2.0 1088 $3,950 $3.63 25d 1 1.31mi
12022 207th St Lakewood, CA 3.0 2.0 1088 $3,950 $3.63 7d 1 1.31mi
20743 Elaine Ave Lakewood, CA 2.0 1.0 740 $2,650 $3.58 7d 1 1.32mi
21525 Pioneer Blvd Lakewood, CA 2.0 2.0 910 $2,595 $2.85 44d 1 1.37mi
20726 Seine Ave Lakewood, CA 3.0 2.0 1354 $3,400 $2.51 21d 1 1.41mi
20810 Arline Ave Apt 14 Lakewood, CA 2.0 1.5 896 $2,495 $2.78 44d 1 1.47mi

Listing history 22 events

  1. 2026-06-18
    days on market $214,900 Active 37 DOM
  2. 2026-06-17
    days on market $214,900 Active 36 DOM
  3. 2026-06-16
    days on market $214,900 Active 35 DOM
  4. 2026-06-15
    days on market $214,900 Active 34 DOM
  5. 2026-06-13
    days on market $214,900 Active 32 DOM
  6. 2026-06-13
    days on market $214,900 Active 31 DOM
  7. 2026-06-09
    days on market $214,900 Active 28 DOM
  8. 2026-06-08
    days on market $214,900 Active 27 DOM
  9. 2026-06-07
    days on market $214,900 Active 26 DOM
  10. 2026-06-04
    days on market $214,900 Active 23 DOM
  11. 2026-06-03
    days on market $214,900 Active 22 DOM
  12. 2026-06-02
    days on market $214,900 Active 21 DOM
  13. 2026-06-01
    days on market $214,900 Active 20 DOM
  14. 2026-05-31
    days on market $214,900 Active 19 DOM
  15. 2026-05-12
    listed $214,900 Active
  16. 2014-04-30
    historical
  17. 2013-11-02
    listed $33,000 Active
  18. 2013-02-02
    historical
  19. 2012-07-25
    listed $39,900 Active
  20. 2010-04-16
    historical
  21. 2009-09-09
    price $89,995
  22. 2009-09-08
    listed $94,995 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥89°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$39,911
− Mortgage interest
−$12,038
− Property taxes
−$3,224
− Insurance
−$1,074
− Repairs & maintenance
−$3,193
− Management
−$3,193
− Depreciation
−$6,252
Taxable income
$10,938
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,625
After-tax cash flow
$11,083/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cypress Elementary
NCES district ID
0610440
Math proficiency
67% ▲ 1.00%
Reading proficiency
69% ▲ 1.00%
Median HH income
$83,769
Composite
62.21/100
National rank
#1446
State rank
#117 of 1400 in CA

Livability — Cypress

Score
74/100
State rank
#141
US rank
#4900

Category grades

Amenities B- Commute A Cost of living F Crime C+ Employment A+ Housing C+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cypress, CA
County
Orange County · 3,096,323 people
City population
49,318
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
49,318
Household income
$130,154
Rent vs Own
31.7% rent · 68.3% own
Severe rent burden
1431.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
3,477,456 people
By 2030
3,613,117 · +3.9%
By 2040
3,835,945 · +10.3%
By 2050
3,968,736 · +14.1%
By 2075
4,097,053 · +17.8%
By 2100
3,903,633 · +12.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
Asian 37% White 31% Hispanic / Latino 22% Two or more races 14% Black 3%
Hispanic origin (detail)
Mexican 15%
Common ancestry
Lithuanian 2% Iranian 1% Italian 1%
Foreign-born
31% · South Korea, Canada, China
Languages at home
57% English-only · Spanish 12% Korean 11% Chinese 5%

Political lean MEDSL · Orange

2024 margin
Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
2008→2024 swing
+5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
All cycles
2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -870.99%
Current HPI
402.6083
Rent YoY
▲ 1.69%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+126.2% since first listed
8 events — show timeline
  • 2026-05-12 Listed $214,900 CRMLS
  • 2014-04-30 Listing Removed CRMLS
  • 2013-11-02 Listed $33,000 CRMLS
  • 2013-02-02 Listing Removed CRMLS
  • 2012-07-25 Listed $39,900 CRMLS
  • 2010-04-16 Listing Removed CRMLS
  • 2009-09-09 Price Changed $89,995 CRMLS
  • 2009-09-08 Listed $94,995 CRMLS

Property tax history

+16.7%/yr

Latest (2017): $72 · -0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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