2514 Trumbull Ave · Flint, MI 48504

$15,900

2 bd · 1.0 ba · 749 sqft · SingleFamily public records · 147 Days on market

Built 1941 5,663 sqft lot Est $27k · 41% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +15.0/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Don't miss out this great house! This two-bedroom, one-bath home offers a full basement, detached one-car garage, and a sunroom - perfect for a first-time buyer or an investor adding to their rental portfolio. Enjoy the convenience of a nearby park just down the street. Schedule your showing today - this one won't last! A licensed Michigan realtor must be present for all showings. BATVAI

Key facts

• Full basement
• Sunroom
• Nearby park

Tags

• FULL BASEMENT
• DETACHED ONE CAR GARAGE
• SUNROOM
• NEARBY PARK

Property features AI

Finance

• Other: No additional financial details provided
• Financial info: No investor or income/expense details provided
• HOA & community: No HOA information provided

Exterior

• Parking: Detached 1-car garage
• Security: No security features provided
• Utilities: Public water; Public sewer
• Home design: Single-family residence; One level; Ground-level entry with steps
• Construction: Aluminum siding and other exterior materials; Brick/mortar foundation
• Exterior features: Paved road access; Lot approximately 0.13 acres (50 x 72)

Interior

• Kitchen: No kitchen appliance details provided
• Bedrooms: No bedroom count provided
• Flooring: No flooring details provided
• Bathrooms: One full bathroom
• Heating & cooling: Forced air heating; Natural gas heating; No central cooling
• Interior features: Unfinished basement; Two total rooms
• Laundry & utility: No laundry or utility appliance details provided

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $16k.

Deal economics

• At list price, monthly cash flow is $542 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($825 rent vs $16k).
• Recommended offer: $14k (12.0% below list) — sets the bar for market timing.
• Cap rate 47.2% vs local median 11.5% in Flint — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#196 in MI, #4,946 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools F, crime F, employment F.
• Flint School District (urban): math 7% / reading 13% proficiency, ranked #714 of 760 in MI (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 131 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 419 units permitted in Genesee County in 2024 (68 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $110 of loan paydown is wiped out by about $477 of value loss. Plan a longer hold.
• Genesee County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $4k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 147 days — a 12% lower offer ($14k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 14y ago; this cycle's ask has dropped $1k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $525; list at $16k implies a 2929% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $13,992 (12.0% below list)

Questions for the listing agent

1. It's been on market 147 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 5.19% ✓
• Cap rate: 47.19%
• Cash-on-cash: 146.06%
• DSCR: 7.50
• GRM: 1.6

CMA / ARV

• ARV (on-the-fly): $26,964
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2713 Brownell Blvd	0.21mi	2/1.0	728 (-3%)	5mo	$35,000	$48	82
2632 Landon St	0.09mi	2/1.0	740 (-1%)	17mo	$18,500	$25	80
3221 Burgess St	0.39mi	2/1.0	755 (+1%)	3mo	$15,900	$21	78
1713 W Dartmouth St	0.16mi	3/1.0 (+1)	720 (-4%)	5mo	$69,900	$97	77
2101 W Dartmouth St	0.28mi	2/1.0	724 (-3%)	17mo	$26,000	$36	68
3501 Fleming Rd	0.51mi	2/1.0	764 (+2%)	12mo	$25,000	$33	63
2918 Mackin Rd	0.72mi	2/1.0	728 (-3%)	2mo	$20,000	$27	60
3721 Trumbull Ave	0.65mi	2/1.0	742 (-1%)	15mo	$25,000	$34	56
2909 Wisner St	0.45mi	2/1.0	816 (+9%)	12mo	$10,400	$13	54
2844 Mackin Rd	0.73mi	2/1.0	720 (-4%)	7mo	$30,000	$42	54
3622 Winona St	0.62mi	2/1.0	697 (-7%)	10mo	$54,900	$79	51
3420 Fleming Road Rd	0.50mi	2/1.0	636 (-15%)	3mo	$50,000	$79	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 8.18×
• Total profit: $31,948
• Equity at exit: $2,371

10-year hold

• IRR: —
• Equity multiple: 17.24×
• Total profit: $72,310
• Equity at exit: $1,375

Cash invested: $4,452 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48504

• Active inventory: 131
• Price-to-rent: 1.6×

Monthly cashflow live

• Estimated rent: $825 medium
• Mortgage (P&I): −$83
• Tax est. 1.5%: −$20 /mo · $238/yr
• Insurance: −$7
• HOA: −$0
• Vacancy / Maint / Mgmt: −$173
• Net cashflow: $542

Break-even live

Break-even rent $139

Max offer price $15,900

Occupancy floor 29%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $3,975
• Closing costs: $477
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3506 Brownell Blvd Flint, MI	2.0	1.0	600	$825	$1.38	13d	1	0.52mi

Listing history 40 events

1. 2026-06-18
   days on market $15,900 Active 147 DOM
2. 2026-06-17
   days on market $15,900 Active 146 DOM
3. 2026-06-16
   days on market $15,900 Active 145 DOM
4. 2026-06-15
   days on market $15,900 Active 144 DOM
5. 2026-06-14
   days on market $15,900 Active 142 DOM
6. 2026-06-13
   days on market $15,900 Active 141 DOM
7. 2026-06-10
   days on market $15,900 Active 139 DOM
8. 2026-06-09
   days on market $15,900 Active 138 DOM
9. 2026-06-08
   days on market $15,900 Active 137 DOM
10. 2026-06-07
    days on market $15,900 Active 136 DOM
11. 2026-06-05
    days on market $15,900 Active 133 DOM
12. 2026-06-03
    days on market $15,900 Active 132 DOM
13. 2026-06-02
    days on market $15,900 Active 131 DOM
14. 2026-06-01
    days on market $15,900 Active 130 DOM
15. 2026-05-31
    days on market $15,900 Active 129 DOM
16. 2026-05-30
    days on market $15,900 Active 128 DOM
17. 2026-03-19
    price $15,900 390-char remark

    Show marketing remark (390 chars)

    Don't miss out this great house! This two-bedroom, one-bath home offers a full basement, detached one-car garage, and a sunroom - perfect for a first-time buyer or an investor adding to their rental portfolio. Enjoy the convenience of a nearby park just down the street. Schedule your showing today - this one won't last! A licensed Michigan realtor must be present for all showings. BATVAI

18. 2026-03-18
    price $15,900
19. 2026-02-05
    price $16,400 390-char remark

    Show marketing remark (390 chars)

    Don't miss out this great house! This two-bedroom, one-bath home offers a full basement, detached one-car garage, and a sunroom - perfect for a first-time buyer or an investor adding to their rental portfolio. Enjoy the convenience of a nearby park just down the street. Schedule your showing today - this one won't last! A licensed Michigan realtor must be present for all showings. BATVAI

20. 2026-02-04
    price $16,400
21. 2026-01-22
    listed $16,900 Active 390-char remark

    Show marketing remark (390 chars)

    Don't miss out this great house! This two-bedroom, one-bath home offers a full basement, detached one-car garage, and a sunroom - perfect for a first-time buyer or an investor adding to their rental portfolio. Enjoy the convenience of a nearby park just down the street. Schedule your showing today - this one won't last! A licensed Michigan realtor must be present for all showings. BATVAI

22. 2026-01-22
    listed $16,900 Active

    Show marketing remark (390 chars)

    Don't miss out this great house! This two-bedroom, one-bath home offers a full basement, detached one-car garage, and a sunroom - perfect for a first-time buyer or an investor adding to their rental portfolio. Enjoy the convenience of a nearby park just down the street. Schedule your showing today - this one won't last! A licensed Michigan realtor must be present for all showings. BATVAI

23. 2013-05-10
    soldstatus $525 339-char remark

    Show marketing remark (339 chars)

    Great Opportunity on this 2 bedroom, 1 bath home in Flint. Home situated close to shopping, parks and schools. Features spacious living area with wood flooring, screened in porch on back of home, laundry and utilities in unfinished basement. One car detached garage, lot with mature trees. Agents: See agent remarks for offer instructions.

24. 2013-05-10
    soldstatus $525

    Show marketing remark (339 chars)

    Great Opportunity on this 2 bedroom, 1 bath home in Flint. Home situated close to shopping, parks and schools. Features spacious living area with wood flooring, screened in porch on back of home, laundry and utilities in unfinished basement. One car detached garage, lot with mature trees. Agents: See agent remarks for offer instructions.

25. 2013-05-10
    soldstatus $525

    Show marketing remark (339 chars)

    Great Opportunity on this 2 bedroom, 1 bath home in Flint. Home situated close to shopping, parks and schools. Features spacious living area with wood flooring, screened in porch on back of home, laundry and utilities in unfinished basement. One car detached garage, lot with mature trees. Agents: See agent remarks for offer instructions.

26. 2013-05-10
    soldstatus $525

    Show marketing remark (339 chars)

    Great Opportunity on this 2 bedroom, 1 bath home in Flint. Home situated close to shopping, parks and schools. Features spacious living area with wood flooring, screened in porch on back of home, laundry and utilities in unfinished basement. One car detached garage, lot with mature trees. Agents: See agent remarks for offer instructions.

27. 2013-05-10
    soldstatus $525

    Show marketing remark (339 chars)

    Great Opportunity on this 2 bedroom, 1 bath home in Flint. Home situated close to shopping, parks and schools. Features spacious living area with wood flooring, screened in porch on back of home, laundry and utilities in unfinished basement. One car detached garage, lot with mature trees. Agents: See agent remarks for offer instructions.

28. 2013-03-25
    historical 339-char remark

    Show marketing remark (339 chars)

    Great Opportunity on this 2 bedroom, 1 bath home in Flint. Home situated close to shopping, parks and schools. Features spacious living area with wood flooring, screened in porch on back of home, laundry and utilities in unfinished basement. One car detached garage, lot with mature trees. Agents: See agent remarks for offer instructions.

29. 2013-03-25
    historical

    Show marketing remark (339 chars)

    Great Opportunity on this 2 bedroom, 1 bath home in Flint. Home situated close to shopping, parks and schools. Features spacious living area with wood flooring, screened in porch on back of home, laundry and utilities in unfinished basement. One car detached garage, lot with mature trees. Agents: See agent remarks for offer instructions.

30. 2013-03-25
    historical

    Show marketing remark (339 chars)

    Great Opportunity on this 2 bedroom, 1 bath home in Flint. Home situated close to shopping, parks and schools. Features spacious living area with wood flooring, screened in porch on back of home, laundry and utilities in unfinished basement. One car detached garage, lot with mature trees. Agents: See agent remarks for offer instructions.

31. 2013-03-25
    historical

    Show marketing remark (339 chars)

    Great Opportunity on this 2 bedroom, 1 bath home in Flint. Home situated close to shopping, parks and schools. Features spacious living area with wood flooring, screened in porch on back of home, laundry and utilities in unfinished basement. One car detached garage, lot with mature trees. Agents: See agent remarks for offer instructions.

32. 2012-12-10
    listed $525
33. 2012-12-10
    listed $525
34. 2012-11-29
    historical
35. 2012-11-29
    historical
36. 2012-09-10
    listed $525
37. 2012-09-10
    listed $1,600
38. 2012-09-10
    listed $1,600
39. 2012-09-06
    listed $525 339-char remark

    Show marketing remark (339 chars)

    Great Opportunity on this 2 bedroom, 1 bath home in Flint. Home situated close to shopping, parks and schools. Features spacious living area with wood flooring, screened in porch on back of home, laundry and utilities in unfinished basement. One car detached garage, lot with mature trees. Agents: See agent remarks for offer instructions.

40. 2012-09-06
    listed $525

    Show marketing remark (339 chars)

    Great Opportunity on this 2 bedroom, 1 bath home in Flint. Home situated close to shopping, parks and schools. Features spacious living area with wood flooring, screened in porch on back of home, laundry and utilities in unfinished basement. One car detached garage, lot with mature trees. Agents: See agent remarks for offer instructions.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $9,900
• − Mortgage interest: −$891
• − Property taxes: −$238
• − Insurance: −$80
• − Repairs & maintenance: −$792
• − Management: −$792
• − Depreciation: −$463
• Taxable income: $6,645
• Est. tax owed @ 24.0%: −$1,595
• After-tax cash flow: $4,908/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Flint School District
• NCES district ID: 2614520
• Math proficiency: 7% ▬ 0.00%
• Reading proficiency: 13% ▲ 3.00%
• Median HH income: $25,954
• Composite: 10.97/100
• National rank: #14642
• State rank: #714 of 760 in MI

Livability — Flint

• Score: 74/100
• State rank: #196
• US rank: #4946

Category grades

Amenities A- Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Flint, MI
• City population: 93,814
• Population (ZIP): 23,873

Population outlook (Genesee County) Hauer SSP2

• Today (2025): 381,312 people
• By 2030: 362,731 · -4.9%
• By 2040: 321,550 · -15.7%
• By 2050: 279,212 · -26.8%
• By 2075: 193,336 · -49.3%
• By 2100: 128,118 · -66.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (66%)
• Race & ethnicity: Black 66% White 24% Two or more races 6% Hispanic / Latino 5% Asian 1%
• Common ancestry: Romanian 2% Lithuanian 1% Italian 1%
• Foreign-born: 3% · Canada, China
• Languages at home: 96% English-only · Spanish 2%

Political lean MEDSL · Genesee

• 2024 margin: Toss-up / Even · D 51.4% · R 47.2% · Other 1.4%
• 2008→2024 swing: -28.3pp toward R · 2008: 32.5pp · 2024: 4.2pp
• All cycles: 2024: D+4.2 2020: D+9.3 2016: D+9.5 2012: D+28.2 2008: D+32.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -101.67%
• Current HPI: 94.3111
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+893.8% since first listed

24 events — show timeline

• 2026-03-19 Price Changed $15,900 MiRealSource-MiMLS
• 2026-03-18 Price Changed $15,900 REALCOMP
• 2026-02-05 Price Changed $16,400 MiRealSource-MiMLS
• 2026-02-04 Price Changed $16,400 REALCOMP
• 2026-01-22 Listed $16,900 REALCOMP
• 2026-01-22 Listed $16,900 MiRealSource-MiMLS
• 2013-05-10 Sold (MLS) $525 MiRealSource-MiMLS
• 2013-05-10 Sold (MLS) $525 MiRealSource-MiMLS
• 2013-05-10 Sold (MLS) $525 REALCOMP
• 2013-05-10 Sold (MLS) $525 MiRealSource-MiMLS
• 2013-05-10 Sold (MLS) $525 REALCOMP
• 2013-03-25 Listing Removed — MiRealSource-MiMLS
• 2013-03-25 Listing Removed — MiRealSource-MiMLS
• 2013-03-25 Listing Removed — MiRealSource-MiMLS
• 2013-03-25 Listing Removed — REALCOMP
• 2012-12-10 Listed $525 REALCOMP
• 2012-12-10 Listed $525 MiRealSource-MiMLS
• 2012-11-29 Listing Removed — MiRealSource-MiMLS
• 2012-11-29 Listing Removed — REALCOMP
• 2012-09-10 Listed $1,600 MiRealSource-MiMLS
• 2012-09-10 Listed $1,600 REALCOMP
• 2012-09-10 Listed $525 MiRealSource-MiMLS
• 2012-09-06 Listed $525 MiRealSource-MiMLS
• 2012-09-06 Listed $525 REALCOMP

Property tax history

+3.3%/yr

Latest (2025): $1,302 · +1.8% YoY. Source: county tax records.