821 Sequoia Dr · Lancaster, TX 75146

$259,000

3 bd · 1.5 ba · 1,490 sqft · SingleFamily public records · 73 Days on market

Built 1970 8,320 sqft lot $174/sqft · at area comps Est $263k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.9/30.0
• ARV discount +8.2/15.0
• Appreciation +6.8/10.0
• 1% rule +3.4/10.0
• DSCR +3.2/10.0
• Rent growth +3.2/5.0
• Livability +3.1/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0

Listing remarks MLS

Buyers financing fell through at no fault of property. Renovated and Move In Ready Home on a quiet tree lined street in a charming neighborhood. Welcome to this beautiful, bright, and updated home. It features 3 bedrooms and 2 full bathrooms, two living spaces and one dining space. The house has been recently remodeled. The kitchen features quartz counters, new backsplash, stainless steel appliances, pot filler faucet and soft close cabinets. Luxury vinyl plank flooring throughout. Both bathrooms boast new tile work, vanities, mirrors, toilets, and fixtures. The primary bathroom features a walk in shower. Interior has been freshly painted. The main living room has a charming floor to ceiling brick fireplace with a sliding glass door that opens to a covered patio. The back yard is spacious and provides plenty of room for functional living and entertaining. Brand New Roof. Large two car garage. Close proximity to several highways including I-35, 635, and I-45. Easy access to Downtown Dallas.

Key facts

• Quartz counters
• Recently remodeled
• Pot filler faucet

Tags

• RECENTLY REMODELED
• QUARTZ COUNTERS
• NEW BACKSPLASH
• STAINLESS STEEL APPLIANCES
• POT FILLER FAUCET
• SOFT CLOSE CABINETS

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $259k.

Deal economics

• At list price, monthly cash flow is $-113 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $239k (7.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (15.9% below list).
• Recommended offer: $218k (15.9% below list) — sets the bar for 1% rule.
• Cap rate 5.8% vs local median 4.8% in Lancaster — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 62/100 on livability (#926 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, crime F, amenities F.
• Lancaster ISD (suburban): math 19% / reading 29% proficiency, ranked #714 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Lancaster Middle (math 20% / reading 32%, grade F, #1,222 of 1,662 statewide, top 74%, 1,007 students, 84% FRL); Lancaster H S (math 14% / reading 34%, grade F, #1,333 of 1,632 statewide, top 82%, 2,250 students, 84% FRL).
• Market conditions: Rents rising (+3.0%/yr); 105 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
• This rent runs 38% of the median local income ($68k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $11k of equity ($2k loan paydown + $9k appreciation (3.6% local appreciation)).
• Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 4, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 73 days — a 6% lower offer ($243k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $217,936 (15.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 73 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
3. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.84% ✗
• Cap rate: 5.77%
• Cash-on-cash: -1.86%
• DSCR: 0.92
• GRM: 9.9

CMA / ARV

• ARV (median comp): $263,075
• List price: $259,000
• Delta: -1.55%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
702 Rea Ave	0.33mi	3/2.0	1,533 (+3%)	5mo	$175,000	$114	74
609 W 8th St	0.28mi	3/2.0	1,388 (-7%)	2mo	$175,000	$126	72
876 Dogwood Trl	0.35mi	3/2.0	1,578 (+6%)	2mo	$264,900	$168	70
871 Magnolia Ln	0.42mi	3/2.0	1,447 (-3%)	5mo	$235,000	$162	70
1106 Rosewood Ln	0.54mi	3/2.0	1,537 (+3%)	5mo	$239,900	$156	63
718 Waynelee Dr	0.17mi	3/2.0	1,700 (+14%)	11mo	$149,817	$88	58
1129 Harvest Hill Ln	0.67mi	3/2.0	1,598 (+7%)	1mo	$275,000	$172	54
929 Hall St	0.63mi	3/1.0	1,376 (-8%)	4mo	$179,990	$131	53
882 Magnolia Ln	0.41mi	3/2.5	1,676 (+12%)	6mo	$247,000	$147	51
1009 Meadow Creek Dr	0.51mi	3/2.0	1,348 (-10%)	9mo	$259,900	$193	50
1213 Southridge Dr	0.68mi	3/2.0	1,600 (+7%)	8mo	$259,900	$162	47
416 Griffin St	0.63mi	4/2.0 (+1)	1,621 (+9%)	8mo	$299,900	$185	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.57% appreciation · 2.96% rent growth · sell at horizon

5-year hold

• IRR: 7.4%
• Equity multiple: 1.44×
• Total profit: $31,961
• Equity at exit: $124,930

10-year hold

• IRR: 9.9%
• Equity multiple: 2.57×
• Total profit: $114,208
• Equity at exit: $199,395

Cash invested: $72,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75146

• Home prices YoY: 1.1%
• Rents YoY: 3.0%
• Active inventory: 105
• Price-to-rent: 9.9×

Monthly cashflow live

• Estimated rent: $2,179 high
• Mortgage (P&I): −$1,358
• Tax from tax record: −$368 /mo · $4,419/yr
• Insurance: −$108
• HOA: −$0
• Vacancy / Maint / Mgmt: −$458
• Net cashflow: $-113

Break-even live

Break-even rent $2,322

Max offer price $239,098

Occupancy floor —

Sensitivity live

Price	-10% $34	-5% $-39	+0% $-113	+5% $-186	+10% $-259
Rent	-10% $-285	-5% $-199	+0% $-113	+5% $-27	+10% $60
Rate	-1.0pp $18	-0.5pp $-47	base $-113	+0.5pp $-180	+1.0pp $-248

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $64,750
• Closing costs: $7,770
• Reserves months: —
• Total cash needed: —

Rent comps 29 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
830 Bordner Dr Lancaster, TX	3.0	2.0	1821	$2,300	$1.26	14d	1	0.14mi
422 Ash Ln Lancaster, TX	3.0	2.0	1651	$1,995	$1.21	26d	1	0.16mi
577 W 6th St Lancaster, TX	3.0	1.0	954	$1,600	$1.68	45d	1	0.28mi
1218 Jewell Ln Lancaster, TX	4.0	2.0	1854	$2,071	$1.12	9d	1	0.44mi
610 Canvas Ct Lancaster, TX	4.0	2.0	1859	$2,210	$1.19	3d	1	0.52mi
610 Canvas Ct Lancaster, TX	4.0	2.0	1859	$2,276	$1.22	9d	1	0.52mi
1326 Johns Ave Lancaster, TX	4.0	2.0	1236	$2,100	$1.70	45d	1	0.61mi
1125 Greenbriar Ln Lancaster, TX	3.0	2.0	1744	$1,825	$1.05	9d	1	0.64mi
1225 Oakbluff Dr Lancaster, TX	3.0	2.0	1335	$1,895	$1.42	5d	1	0.73mi
509 Arbor Ln Lancaster, TX	3.0	2.0	1494	$1,875	$1.26	45d	1	0.73mi
1308 Devine Dr Lancaster, TX	4.0	2.0	1568	$2,350	$1.50	45d	1	0.75mi
823 N Dallas Ave Lancaster, TX	2.0	1.0	1156	$1,425	$1.23	12d	1	0.78mi
721 Lindenwood Dr Lancaster, TX	3.0	2.0	1606	$1,895	$1.18	17d	1	0.83mi
721 Lindenwood Dr Lancaster, TX	3.0	2.0	1606	$1,895	$1.18	9d	1	0.83mi
120 E Park Place Dr Lancaster, TX	4.0	1.0	1536	$1,900	$1.24	26d	1	0.88mi
1255 W Pleasant Run Rd Lancaster, TX	1.0–2.0	1.0–2.0	802	$1,450	$1.81	9d	10	0.95mi
230 E Colonial Dr Lancaster, TX	3.0	1.0	1056	$1,695	$1.61	0d	1	0.96mi
300 E Main St Lancaster, TX	2.0	1.0	1240	$1,595	$1.29	26d	1	0.97mi
1373 Oakbluff Dr Lancaster, TX	3.0	2.0	1289	$1,850	$1.44	4d	1	1.01mi
428 S Dallas Ave Lancaster, TX	2.0	1.0	885	$1,395	$1.58	26d	1	1.01mi
1533 Prescott Dr Lancaster, TX	3.0	2.0	1500	$1,975	$1.32	6d	1	1.15mi
1532 Linda Ln Lancaster, TX	3.0	2.0	1380	$2,000	$1.45	26d	1	1.20mi
833 Stanford Dr Lancaster, TX	3.0	1.0	1008	$1,725	$1.71	45d	1	1.20mi
2617 Arcady Cir Lancaster, TX	3.0	2.0	1361	$1,895	$1.39	0d	1	1.29mi
2617 Arcady Cir Lancaster, TX	3.0	2.0	1361	$1,950	$1.43	45d	1	1.29mi
2654 Hartford Ln Lancaster, TX	4.0	2.0	1657	$2,015	$1.22	45d	1	1.39mi
1934 Mosley Dr Lancaster, TX	4.0	2.0	1754	$2,099	$1.20	26d	1	1.45mi
1942 Ryder Dr Lancaster, TX	4.0	2.0	1824	$2,200	$1.21	0d	1	1.45mi
1811 Kings Cross Dr Lancaster, TX	4.0	2.0	1812	$2,200	$1.21	26d	1	1.49mi

Listing history 17 events

1. 2026-05-14
   status Pending 1004-char remark

   Show marketing remark (1004 chars)

   Buyers financing fell through at no fault of property. Renovated and Move In Ready Home on a quiet tree lined street in a charming neighborhood. Welcome to this beautiful, bright, and updated home. It features 3 bedrooms and 2 full bathrooms, two living spaces and one dining space. The house has been recently remodeled. The kitchen features quartz counters, new backsplash, stainless steel appliances, pot filler faucet and soft close cabinets. Luxury vinyl plank flooring throughout. Both bathrooms boast new tile work, vanities, mirrors, toilets, and fixtures. The primary bathroom features a walk in shower. Interior has been freshly painted. The main living room has a charming floor to ceiling brick fireplace with a sliding glass door that opens to a covered patio. The back yard is spacious and provides plenty of room for functional living and entertaining. Brand New Roof. Large two car garage. Close proximity to several highways including I-35, 635, and I-45. Easy access to Downtown Dallas.

2. 2026-05-05
   historical Active Option Contract 1004-char remark

   Show marketing remark (1004 chars)

   Buyers financing fell through at no fault of property. Renovated and Move In Ready Home on a quiet tree lined street in a charming neighborhood. Welcome to this beautiful, bright, and updated home. It features 3 bedrooms and 2 full bathrooms, two living spaces and one dining space. The house has been recently remodeled. The kitchen features quartz counters, new backsplash, stainless steel appliances, pot filler faucet and soft close cabinets. Luxury vinyl plank flooring throughout. Both bathrooms boast new tile work, vanities, mirrors, toilets, and fixtures. The primary bathroom features a walk in shower. Interior has been freshly painted. The main living room has a charming floor to ceiling brick fireplace with a sliding glass door that opens to a covered patio. The back yard is spacious and provides plenty of room for functional living and entertaining. Brand New Roof. Large two car garage. Close proximity to several highways including I-35, 635, and I-45. Easy access to Downtown Dallas.

3. 2026-05-01
   status Active 1004-char remark

   Show marketing remark (1004 chars)

   Buyers financing fell through at no fault of property. Renovated and Move In Ready Home on a quiet tree lined street in a charming neighborhood. Welcome to this beautiful, bright, and updated home. It features 3 bedrooms and 2 full bathrooms, two living spaces and one dining space. The house has been recently remodeled. The kitchen features quartz counters, new backsplash, stainless steel appliances, pot filler faucet and soft close cabinets. Luxury vinyl plank flooring throughout. Both bathrooms boast new tile work, vanities, mirrors, toilets, and fixtures. The primary bathroom features a walk in shower. Interior has been freshly painted. The main living room has a charming floor to ceiling brick fireplace with a sliding glass door that opens to a covered patio. The back yard is spacious and provides plenty of room for functional living and entertaining. Brand New Roof. Large two car garage. Close proximity to several highways including I-35, 635, and I-45. Easy access to Downtown Dallas.

4. 2026-04-19
   status Pending 1004-char remark

   Show marketing remark (1004 chars)

   Buyers financing fell through at no fault of property. Renovated and Move In Ready Home on a quiet tree lined street in a charming neighborhood. Welcome to this beautiful, bright, and updated home. It features 3 bedrooms and 2 full bathrooms, two living spaces and one dining space. The house has been recently remodeled. The kitchen features quartz counters, new backsplash, stainless steel appliances, pot filler faucet and soft close cabinets. Luxury vinyl plank flooring throughout. Both bathrooms boast new tile work, vanities, mirrors, toilets, and fixtures. The primary bathroom features a walk in shower. Interior has been freshly painted. The main living room has a charming floor to ceiling brick fireplace with a sliding glass door that opens to a covered patio. The back yard is spacious and provides plenty of room for functional living and entertaining. Brand New Roof. Large two car garage. Close proximity to several highways including I-35, 635, and I-45. Easy access to Downtown Dallas.

5. 2026-04-10
   historical Active Option Contract 1004-char remark

   Show marketing remark (1004 chars)

   Buyers financing fell through at no fault of property. Renovated and Move In Ready Home on a quiet tree lined street in a charming neighborhood. Welcome to this beautiful, bright, and updated home. It features 3 bedrooms and 2 full bathrooms, two living spaces and one dining space. The house has been recently remodeled. The kitchen features quartz counters, new backsplash, stainless steel appliances, pot filler faucet and soft close cabinets. Luxury vinyl plank flooring throughout. Both bathrooms boast new tile work, vanities, mirrors, toilets, and fixtures. The primary bathroom features a walk in shower. Interior has been freshly painted. The main living room has a charming floor to ceiling brick fireplace with a sliding glass door that opens to a covered patio. The back yard is spacious and provides plenty of room for functional living and entertaining. Brand New Roof. Large two car garage. Close proximity to several highways including I-35, 635, and I-45. Easy access to Downtown Dallas.

6. 2026-03-23
   status Active 1004-char remark

   Show marketing remark (1004 chars)

   Buyers financing fell through at no fault of property. Renovated and Move In Ready Home on a quiet tree lined street in a charming neighborhood. Welcome to this beautiful, bright, and updated home. It features 3 bedrooms and 2 full bathrooms, two living spaces and one dining space. The house has been recently remodeled. The kitchen features quartz counters, new backsplash, stainless steel appliances, pot filler faucet and soft close cabinets. Luxury vinyl plank flooring throughout. Both bathrooms boast new tile work, vanities, mirrors, toilets, and fixtures. The primary bathroom features a walk in shower. Interior has been freshly painted. The main living room has a charming floor to ceiling brick fireplace with a sliding glass door that opens to a covered patio. The back yard is spacious and provides plenty of room for functional living and entertaining. Brand New Roof. Large two car garage. Close proximity to several highways including I-35, 635, and I-45. Easy access to Downtown Dallas.

7. 2026-02-23
   status Pending 1004-char remark

   Show marketing remark (1004 chars)

   Buyers financing fell through at no fault of property. Renovated and Move In Ready Home on a quiet tree lined street in a charming neighborhood. Welcome to this beautiful, bright, and updated home. It features 3 bedrooms and 2 full bathrooms, two living spaces and one dining space. The house has been recently remodeled. The kitchen features quartz counters, new backsplash, stainless steel appliances, pot filler faucet and soft close cabinets. Luxury vinyl plank flooring throughout. Both bathrooms boast new tile work, vanities, mirrors, toilets, and fixtures. The primary bathroom features a walk in shower. Interior has been freshly painted. The main living room has a charming floor to ceiling brick fireplace with a sliding glass door that opens to a covered patio. The back yard is spacious and provides plenty of room for functional living and entertaining. Brand New Roof. Large two car garage. Close proximity to several highways including I-35, 635, and I-45. Easy access to Downtown Dallas.

8. 2026-02-15
   historical Active Option Contract 1004-char remark

   Show marketing remark (1004 chars)

   Buyers financing fell through at no fault of property. Renovated and Move In Ready Home on a quiet tree lined street in a charming neighborhood. Welcome to this beautiful, bright, and updated home. It features 3 bedrooms and 2 full bathrooms, two living spaces and one dining space. The house has been recently remodeled. The kitchen features quartz counters, new backsplash, stainless steel appliances, pot filler faucet and soft close cabinets. Luxury vinyl plank flooring throughout. Both bathrooms boast new tile work, vanities, mirrors, toilets, and fixtures. The primary bathroom features a walk in shower. Interior has been freshly painted. The main living room has a charming floor to ceiling brick fireplace with a sliding glass door that opens to a covered patio. The back yard is spacious and provides plenty of room for functional living and entertaining. Brand New Roof. Large two car garage. Close proximity to several highways including I-35, 635, and I-45. Easy access to Downtown Dallas.

9. 2026-02-06
   status Active 1004-char remark

   Show marketing remark (1004 chars)

   Buyers financing fell through at no fault of property. Renovated and Move In Ready Home on a quiet tree lined street in a charming neighborhood. Welcome to this beautiful, bright, and updated home. It features 3 bedrooms and 2 full bathrooms, two living spaces and one dining space. The house has been recently remodeled. The kitchen features quartz counters, new backsplash, stainless steel appliances, pot filler faucet and soft close cabinets. Luxury vinyl plank flooring throughout. Both bathrooms boast new tile work, vanities, mirrors, toilets, and fixtures. The primary bathroom features a walk in shower. Interior has been freshly painted. The main living room has a charming floor to ceiling brick fireplace with a sliding glass door that opens to a covered patio. The back yard is spacious and provides plenty of room for functional living and entertaining. Brand New Roof. Large two car garage. Close proximity to several highways including I-35, 635, and I-45. Easy access to Downtown Dallas.

10. 2026-02-03
    historical Active Option Contract 1004-char remark

    Show marketing remark (1004 chars)

    Buyers financing fell through at no fault of property. Renovated and Move In Ready Home on a quiet tree lined street in a charming neighborhood. Welcome to this beautiful, bright, and updated home. It features 3 bedrooms and 2 full bathrooms, two living spaces and one dining space. The house has been recently remodeled. The kitchen features quartz counters, new backsplash, stainless steel appliances, pot filler faucet and soft close cabinets. Luxury vinyl plank flooring throughout. Both bathrooms boast new tile work, vanities, mirrors, toilets, and fixtures. The primary bathroom features a walk in shower. Interior has been freshly painted. The main living room has a charming floor to ceiling brick fireplace with a sliding glass door that opens to a covered patio. The back yard is spacious and provides plenty of room for functional living and entertaining. Brand New Roof. Large two car garage. Close proximity to several highways including I-35, 635, and I-45. Easy access to Downtown Dallas.

11. 2026-01-22
    listed $259,000 Active 1004-char remark

    Show marketing remark (1004 chars)

    Buyers financing fell through at no fault of property. Renovated and Move In Ready Home on a quiet tree lined street in a charming neighborhood. Welcome to this beautiful, bright, and updated home. It features 3 bedrooms and 2 full bathrooms, two living spaces and one dining space. The house has been recently remodeled. The kitchen features quartz counters, new backsplash, stainless steel appliances, pot filler faucet and soft close cabinets. Luxury vinyl plank flooring throughout. Both bathrooms boast new tile work, vanities, mirrors, toilets, and fixtures. The primary bathroom features a walk in shower. Interior has been freshly painted. The main living room has a charming floor to ceiling brick fireplace with a sliding glass door that opens to a covered patio. The back yard is spacious and provides plenty of room for functional living and entertaining. Brand New Roof. Large two car garage. Close proximity to several highways including I-35, 635, and I-45. Easy access to Downtown Dallas.

12. 2025-12-01
    soldstatus
13. 2025-02-27
    status Active
14. 2025-02-25
    soldstatus Closed
15. 2024-11-13
    listed $220,000 Active
16. 1988-02-17
    soldstatus
17. 1984-04-12
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $4,419 · $368/mo
• Projected year-2 tax: $4,740 · $395/mo
• Expected delta: +$321/yr (+$27/mo · 7.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,152
• − Mortgage interest: −$14,508
• − Property taxes: −$4,419
• − Insurance: −$1,295
• − Repairs & maintenance: −$2,092
• − Management: −$2,092
• − Depreciation: −$7,535
• Taxable loss: −$5,788
• Est. tax savings @ 24.0%: +$1,389
• After-tax cash flow: $37/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lancaster ISD
• NCES district ID: 4826670
• Math proficiency: 19% ▼ -29.00%
• Reading proficiency: 29% ▼ -11.00%
• Median HH income: $52,275
• Composite: 21.41/100
• National rank: #8349
• State rank: #714 of 826 in TX

Livability — Lancaster

• Score: 62/100
• State rank: #926
• US rank: #16461

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lancaster, TX
• County: Dallas County · 2,612,404 people
• City population: 44,142
• Metro: Dallas-Fort Worth-Arlington, TX
• Population (ZIP): 25,097
• Household income: $68,071
• Rent vs Own: 43.2% rent · 56.8% own
• Severe rent burden: 1462.0

Population outlook (Dallas County) Hauer SSP2

• Today (2025): 2,979,839 people
• By 2030: 3,191,823 · +7.1%
• By 2040: 3,619,611 · +21.5%
• By 2050: 4,026,915 · +35.1%
• By 2075: 4,957,073 · +66.4%
• By 2100: 5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: Black 60% Hispanic / Latino 26% Two or more races 12% White 11%
• Hispanic origin (detail): Mexican 20% Puerto Rican 2%
• Common ancestry: Italian 2%
• Foreign-born: 7% · Canada
• Languages at home: 80% English-only · Spanish 20%

Political lean MEDSL · Dallas

• 2024 margin: Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
• 2008→2024 swing: +6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
• All cycles: 2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.57%
• Current HPI: 316.7295
• Rent YoY: ▲ 2.96%
• Metro: Dallas-Fort Worth-Arlington, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+17.7% since first listed

17 events — show timeline

• 2026-05-14 Pending — NTREIS
• 2026-05-05 Contingent — NTREIS
• 2026-05-01 Relisted — NTREIS
• 2026-04-19 Pending — NTREIS
• 2026-04-10 Contingent — NTREIS
• 2026-03-23 Relisted — NTREIS
• 2026-02-23 Pending — NTREIS
• 2026-02-15 Contingent — NTREIS
• 2026-02-06 Relisted — NTREIS
• 2026-02-03 Contingent — NTREIS
• 2026-01-22 Listed $259,000 NTREIS
• 2025-12-01 Sold (Public Records) — Public Records
• 2025-02-27 Relisted — NTREIS
• 2025-02-25 Sold (MLS) — NTREIS
• 2024-11-13 Listed $220,000 NTREIS
• 1988-02-17 Sold (Public Records) — Public Records
• 1984-04-12 Sold (Public Records) — Public Records

Property tax history

+3.5%/yr

Latest (2025): $4,419 · -26.2% YoY. Source: county tax records.