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55 Parkview Dr
B Composite 72.1
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.6/10.0
  • ARV discount +7.5/15.0
  • Condition / age +5.0/5.0
  • Schools +4.5/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$116,900

55 Parkview Dr · East Avon, NY 14414
3 bd · 2.0 ba · 1,232 sqft · Manufactured · 77 Days on market
Built 2026 Excellent condition $95/sqft · 124% above area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wake Up to Peaceful Woodland Views!

Key facts

  • Built 2026
  • Listed 77 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $117k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $544 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $117k).
  • Recommended offer: $110k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 60/100 on livability (#1,004 in NY) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A-, cost of living B; Watch: schools F, crime F, amenities F.
  • Avon Central School District (town): math 53% / reading 50% proficiency, ranked #349 of 590 in NY (top 59%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 37 active listings in the ZIP; 86 units permitted in Livingston County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $808 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Livingston County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $33k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 77 days — a 6% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
Recommended offer $109,886 (6.0% below list)

Questions for the listing agent

  1. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.46%
Cap rate
11.88%
Cash-on-cash
19.96%
DSCR
1.89
GRM
5.7

CMA / ARV

ARV (median comp)
$52,119
List price
$116,900
Delta
124.29%
Verdict
OVERPRICED
Comps
18 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
70 Parkview Dr 0.08mi 3/1.0 1,152 (-6%) 7mo $55,000 $48 76
36 Harper Parkway Pkwy 0.27mi 3/2.0 1,404 (+14%) 15mo $64,000 $46 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
12.1%
Equity multiple
1.48×
Total profit
$15,752
Equity at exit
$17,430
10-year hold
IRR
21.1%
Equity multiple
2.79×
Total profit
$58,463
Equity at exit
$10,107

Cash invested: $32,732 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 14414

Home prices YoY
-14.1%
Active inventory
37
Price-to-rent
5.7×

Monthly cashflow live

Estimated rent
$1,712 medium interval (Pro) →
Mortgage (P&I)
$613
Tax est. 1.5%
$146 /mo · $1,754/yr
Insurance
$49
HOA
$0
Vacancy / Maint / Mgmt
$359
Net cashflow
$544

Break-even live

Break-even rent $1,023
Max offer price $116,900
Occupancy floor 63%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,225
Closing costs
$3,507
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 15 events

  1. 2026-06-18
    days on market $116,900 Active 77 DOM
  2. 2026-06-17
    days on market $116,900 Active 76 DOM
  3. 2026-06-16
    days on market $116,900 Active 75 DOM
  4. 2026-06-15
    days on market $116,900 Active 74 DOM
  5. 2026-06-13
    days on market $116,900 Active 72 DOM
  6. 2026-06-13
    days on market $116,900 Active 71 DOM
  7. 2026-06-10
    days on market $116,900 Active 69 DOM
  8. 2026-06-09
    days on market $116,900 Active 68 DOM
  9. 2026-06-08
    days on market $116,900 Active 67 DOM
  10. 2026-06-07
    days on market $116,900 Active 66 DOM
  11. 2026-06-03
    days on market $116,900 Active 62 DOM
  12. 2026-06-03
    days on market $116,900 Active 61 DOM
  13. 2026-06-01
    days on market $116,900 Active 60 DOM
  14. 2026-05-31
    days on market $116,900 Active 59 DOM
  15. 2026-04-03
    listed $116,900 Active 35-char remark
    Show marketing remark (35 chars)

    Wake Up to Peaceful Woodland Views!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥95°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,540
− Mortgage interest
−$6,548
− Property taxes
−$1,754
− Insurance
−$584
− Repairs & maintenance
−$1,643
− Management
−$1,643
− Depreciation
−$3,401
Taxable income
$4,966
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,192
After-tax cash flow
$5,340/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Excellent 100/100 None rehab

This manufactured home is in excellent condition with no visible repairs or maintenance needed. It offers a peaceful woodland view and is ready for immediate occupancy.

Value-add opportunities

  • Both Painting the exterior siding — Fresh paint can enhance curb appeal and add value.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants.
  • Both Interior touch-ups — Fresh paint and minor touch-ups can make the interior look more inviting and modern.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior siding — Fresh paint can enhance curb appeal and add value.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants.
  • Both Interior touch-ups — Fresh paint and minor touch-ups can make the interior look more inviting and modern.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Avon Central School District
NCES district ID
3603660
Math proficiency
53% ▬ 0.00%
Reading proficiency
50% ▲ 12.00%
Median HH income
$55,407
Composite
44.56/100
National rank
#2786
State rank
#349 of 590 in NY

Livability — East Avon

Score
60/100
State rank
#1004
US rank
#19541

Category grades

Amenities F Commute F Cost of living B Crime F Employment A- Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Livingston County · 6,576 people
Metro
Rochester, NY
Population (ZIP)
6,576
Household income
$72,006
Rent vs Own
27.5% rent · 72.5% own
Severe rent burden
100.0

Population outlook (Livingston County) Hauer SSP2

Today (2025)
63,466 people
By 2030
61,966 · -2.4%
By 2040
58,398 · -8.0%
By 2050
54,955 · -13.4%
By 2075
49,958 · -21.3%
By 2100
43,944 · -30.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 4% Hispanic / Latino 2% Black 1%
Common ancestry
Romanian 6% Italian 4% Lithuanian 2%
Foreign-born
2% · China, Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Livingston

2024 margin
Strong R (+21.4) · D 39.3% · R 60.7%
2008→2024 swing
-13.6pp toward R · 2008: -7.9pp · 2024: -21.4pp
All cycles
2024: R+21.4 2020: R+18.2 2016: R+27.8 2012: R+9.4 2008: R+7.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.57%
Current HPI
247.7027
Rent YoY
Metro
Rochester, NY
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-04-03 Listed $116,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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