25143 Lawn St · Roseville, MI
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $784 – $1,456
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.3/30.0
- ARV discount +15.0/15.0
- DSCR +7.8/10.0
- 1% rule +6.6/10.0
- Livability +3.6/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
- Appreciation +0.0/10.0
$175,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome home to this spacious 5-bedroom home with a possible 6th bedroom, den or home office. Features include some beautiful hardwood floors, a comfortable living room, dining area, fenced backyard, large shed for extra storage, and a patio perfect for relaxing or entertaining. Updates include central air (2025), water heater approximately 4 years old, and furnace inspected in 2025. Conveniently located near schools, shopping, dining, and parks including Huron Park and Packard Park. Located within the Roseville Community Schools district and near Dort Elementary School. Easy access to major freeways makes commuting a breeze. Seller is open to reviewing all reasonable offers.
Key facts
- Water heater
- Large shed
- Patio
Tags
Property features AI
Finance
- Other: Located in the MACOMB GARDENS subdivision; Cross street: north of 10 Mile, east of Gratiot
- HOA & community: Homeowners association present
Exterior
- Utilities: Public water; Public sewer
- Home design: Single-family residence; Two-story
- Construction: Vinyl siding exterior
- Exterior features: Lot dimensions approximately 39 x 138 feet; Lot size about 0.12 acres; Vinyl siding
Interior
- Bedrooms: Total of 5 rooms (includes bedrooms and living spaces)
- Bathrooms: 1 full bathroom
- Heating & cooling: Forced air heating (natural gas); No cooling
- Interior features: Gas water heater; Crawl space basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/1.0-bath single-family listed at $175k.
Deal economics
- At list price, monthly cash flow is $352 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $175k).
- Recommended offer: $172k (1.5% below list) — sets the bar for market timing.
- Cap rate 8.7% vs local median 5.8% in Roseville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#258 in MI) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety D+, employment D, schools F.
- Roseville Community Schools (suburban): math 11% / reading 24% proficiency, ranked #483 of 540 in MI (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents flat; 270 active listings in the ZIP; 1,321 units permitted in Macomb County in 2024 (86 in 5+ unit buildings).
- This rent runs 39% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Macomb County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 25 days — a 2% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
- 10 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $132k; 33% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.16% ✓
- Cap rate
- 8.70%
- Cash-on-cash
- 8.61%
- DSCR
- 1.38
- GRM
- 7.2
CMA / ARV
- ARV (on-the-fly)
- $220,818
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 17736 Oakdale St | 0.08mi | 4/2.0 (-1) | 1,600 (+8%) | 23mo | $238,000 | $149 | 55 |
| 16758 Frazho Rd | 0.56mi | 4/2.0 (-1) | 1,550 (+5%) | 5mo | $67,500 | $44 | 53 |
| 16790 Mayfield St | 0.71mi | 4/2.5 (-1) | 1,498 (+1%) | 5mo | $224,000 | $150 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.39% rent growth · sell at horizon
- IRR
- -6.3%
- Equity multiple
- 0.77×
- Total profit
- $-11,086
- Equity at exit
- $26,093
- IRR
- -0.3%
- Equity multiple
- 0.98×
- Total profit
- $-767
- Equity at exit
- $15,131
Cash invested: $49,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Michigan
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 48066
- Rents YoY
- 0.4%
- Active inventory
- 270
- Price-to-rent
- 7.2×
Monthly cashflow live
- Estimated rent
- $2,024 medium interval (Pro) →
- Mortgage (P&I)
- −$918
- Tax from tax record
- −$256 /mo · $3,077/yr
- Insurance
- −$73
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$425
- Net cashflow
- $352
Break-even live
Sensitivity live
| Price | -10% $451 | -5% $401 | +0% $352 | +5% $302 | +10% $253 |
|---|---|---|---|---|---|
| Rent | -10% $192 | -5% $272 | +0% $352 | +5% $432 | +10% $512 |
| Rate | -1.0pp $440 | -0.5pp $396 | base $352 | +0.5pp $306 | +1.0pp $260 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,750
- Closing costs
- $5,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 36 events
-
2026-06-21days on market $175,000 Active 25 DOM
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2026-06-18days on market $175,000 Active 22 DOM
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2026-06-17days on market $175,000 Active 21 DOM
-
2026-06-16days on market $175,000 Active 20 DOM
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2026-06-15days on market $175,000 Active 19 DOM
-
2026-06-13days on market $175,000 Active 17 DOM
-
2026-06-09days on market $175,000 Active 13 DOM
-
2026-06-08days on market $175,000 Active 12 DOM
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2026-06-07days on market $175,000 Active 11 DOM
-
2026-06-04days on market $175,000 Active 8 DOM
-
2026-06-03days on market $175,000 Active 7 DOM
-
2026-06-02days on market $175,000 Active 6 DOM
-
2026-06-01days on market $175,000 Active 5 DOM
-
2026-05-31days on market $175,000 Active 4 DOM
-
2026-05-20$180,000 Active
Show marketing remark (684 chars)
Welcome home to this spacious 5-bedroom home with a possible 6th bedroom, den or home office. Features include some beautiful hardwood floors, a comfortable living room, dining area, fenced backyard, large shed for extra storage, and a patio perfect for relaxing or entertaining. Updates include central air (2025), water heater approximately 4 years old, and furnace inspected in 2025. Conveniently located near schools, shopping, dining, and parks including Huron Park and Packard Park. Located within the Roseville Community Schools district and near Dort Elementary School. Easy access to major freeways makes commuting a breeze. Seller is open to reviewing all reasonable offers.
-
2026-05-20$180,000 Active 684-char remark
Show marketing remark (684 chars)
Welcome home to this spacious 5-bedroom home with a possible 6th bedroom, den or home office. Features include some beautiful hardwood floors, a comfortable living room, dining area, fenced backyard, large shed for extra storage, and a patio perfect for relaxing or entertaining. Updates include central air (2025), water heater approximately 4 years old, and furnace inspected in 2025. Conveniently located near schools, shopping, dining, and parks including Huron Park and Packard Park. Located within the Roseville Community Schools district and near Dort Elementary School. Easy access to major freeways makes commuting a breeze. Seller is open to reviewing all reasonable offers.
-
2021-08-04soldstatus $132,000 Sold 1049-char remark
Show marketing remark (1049 chars)
Looking for an updated spacious home in Roseville?!?!? Here it is! This large home features an open floor plan that combines the living room & dining room which provides plenty of space to entertain. The kitchen has been updated with newer cabinets, countertops, & appliances. Moving thru the first floor you’ll find beautiful oak laminate style flooring, fresh paint, & all new trim. The first floor also has an updated bathroom, 3 bedrooms, & a laundry room with a newer furnace. Upstairs you’ll find 2 additional bedrooms, new carpet, & an oversized storage room. The backyard has a massive shed & patio area—-a great space to entertain with your friends and family! This large home provides flexibility for those needing extra space or flex rooms for home offices/fitness rooms/storage space or a guest room. Additionally the home features a newer A/C, water tank, plumbing, electrical and much more. This home has been well cared for by its long time owners. Hurry this one will go fast. .
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2021-08-04soldstatus $132,000 Closed
Show marketing remark (1049 chars)
Looking for an updated spacious home in Roseville?!?!? Here it is! This large home features an open floor plan that combines the living room & dining room which provides plenty of space to entertain. The kitchen has been updated with newer cabinets, countertops, & appliances. Moving thru the first floor you’ll find beautiful oak laminate style flooring, fresh paint, & all new trim. The first floor also has an updated bathroom, 3 bedrooms, & a laundry room with a newer furnace. Upstairs you’ll find 2 additional bedrooms, new carpet, & an oversized storage room. The backyard has a massive shed & patio area—-a great space to entertain with your friends and family! This large home provides flexibility for those needing extra space or flex rooms for home offices/fitness rooms/storage space or a guest room. Additionally the home features a newer A/C, water tank, plumbing, electrical and much more. This home has been well cared for by its long time owners. Hurry this one will go fast. .
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2021-07-06status Pending
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2021-07-05status Pending 1049-char remark
Show marketing remark (1049 chars)
Looking for an updated spacious home in Roseville?!?!? Here it is! This large home features an open floor plan that combines the living room & dining room which provides plenty of space to entertain. The kitchen has been updated with newer cabinets, countertops, & appliances. Moving thru the first floor you’ll find beautiful oak laminate style flooring, fresh paint, & all new trim. The first floor also has an updated bathroom, 3 bedrooms, & a laundry room with a newer furnace. Upstairs you’ll find 2 additional bedrooms, new carpet, & an oversized storage room. The backyard has a massive shed & patio area—-a great space to entertain with your friends and family! This large home provides flexibility for those needing extra space or flex rooms for home offices/fitness rooms/storage space or a guest room. Additionally the home features a newer A/C, water tank, plumbing, electrical and much more. This home has been well cared for by its long time owners. Hurry this one will go fast. .
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2021-07-01$129,900 Active 1049-char remark
Show marketing remark (1049 chars)
Looking for an updated spacious home in Roseville?!?!? Here it is! This large home features an open floor plan that combines the living room & dining room which provides plenty of space to entertain. The kitchen has been updated with newer cabinets, countertops, & appliances. Moving thru the first floor you’ll find beautiful oak laminate style flooring, fresh paint, & all new trim. The first floor also has an updated bathroom, 3 bedrooms, & a laundry room with a newer furnace. Upstairs you’ll find 2 additional bedrooms, new carpet, & an oversized storage room. The backyard has a massive shed & patio area—-a great space to entertain with your friends and family! This large home provides flexibility for those needing extra space or flex rooms for home offices/fitness rooms/storage space or a guest room. Additionally the home features a newer A/C, water tank, plumbing, electrical and much more. This home has been well cared for by its long time owners. Hurry this one will go fast. .
-
2021-07-01$129,900 Active
Show marketing remark (1049 chars)
Looking for an updated spacious home in Roseville?!?!? Here it is! This large home features an open floor plan that combines the living room & dining room which provides plenty of space to entertain. The kitchen has been updated with newer cabinets, countertops, & appliances. Moving thru the first floor you’ll find beautiful oak laminate style flooring, fresh paint, & all new trim. The first floor also has an updated bathroom, 3 bedrooms, & a laundry room with a newer furnace. Upstairs you’ll find 2 additional bedrooms, new carpet, & an oversized storage room. The backyard has a massive shed & patio area—-a great space to entertain with your friends and family! This large home provides flexibility for those needing extra space or flex rooms for home offices/fitness rooms/storage space or a guest room. Additionally the home features a newer A/C, water tank, plumbing, electrical and much more. This home has been well cared for by its long time owners. Hurry this one will go fast. .
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2005-09-09soldstatus $72,000
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2005-07-28soldstatus $72,000
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2005-07-26soldstatus $72,000
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2005-05-23historical
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2005-04-27$80,000
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2005-04-26$80,000
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2005-04-25historical
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2005-04-25historical
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2005-01-25$70,000
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2005-01-25$70,000
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2005-01-25historical
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2005-01-25historical
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2004-11-24$85,000
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2004-11-24$85,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MI · Partial reset (capped growth)
- Current annual tax
- $3,077 · $256/mo
- Projected year-2 tax
- $3,077 · $256/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,284
- − Mortgage interest
- −$9,803
- − Property taxes
- −$3,077
- − Insurance
- −$875
- − Repairs & maintenance
- −$1,943
- − Management
- −$1,943
- − Depreciation
- −$5,091
- Taxable income
- $1,553
- Est. tax owed @ 24.0%
- −$373
- After-tax cash flow
- $3,847/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Roseville Community Schools
- NCES district ID
- 2630210
- Math proficiency
- 11% ▼ -8.00%
- Reading proficiency
- 24% ▼ -7.00%
- Median HH income
- $41,590
- Composite
- 14.98/100
- National rank
- #9363
- State rank
- #483 of 540 in MI
Livability — Roseville
- Score
- 72/100
- State rank
- #258
- US rank
- #6400
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Roseville, MI
- County
- Macomb County · 638,552 people
- City population
- 47,123
- Metro
- Detroit-Warren-Dearborn, MI
- Population (ZIP)
- 47,123
- Household income
- $62,182
- Rent vs Own
- Severe rent burden
- 1712.0
Population outlook (Macomb County) Hauer SSP2
- Today (2025)
- 925,296 people
- By 2030
- 948,226 · +2.5%
- By 2040
- 983,961 · +6.3%
- By 2050
- 1,010,200 · +9.2%
- By 2075
- 1,076,222 · +16.3%
- By 2100
- 1,077,065 · +16.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (65%)
- Race & ethnicity
- White 65% Black 23% Two or more races 7% Hispanic / Latino 4% Asian 2%
- Common ancestry
- Romanian 12% Lithuanian 4% Slovak 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 93% English-only · Spanish 2% Russian/Polish/Slavic 1% Other Indo-European 1%
Political lean MEDSL · Macomb
- 2024 margin
- R (+13.7) · D 42.2% · R 55.9% · Other 1.9%
- 2008→2024 swing
- -22.3pp toward R · 2008: 8.6pp · 2024: -13.7pp
- All cycles
- 2024: R+13.7 2020: R+8.1 2016: R+11.6 2012: D+4.0 2008: D+8.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -232.95%
- Current HPI
- 217.4171
- Rent YoY
- ▲ 0.39%
- Metro
- Detroit-Warren-Dearborn, MI
- State GDP YoY
- ▲ 1.37%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in MI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Automotive Parts | 3 | $48B |
|
||
| Automotive | 2 | $372B |
|
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| Chemicals | 1 | $45B |
|
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| Automotive Retail | 1 | $29B |
|
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| Healthcare / Medical Devices | 1 | $23B |
|
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| Automotive Technology | 1 | $20B |
|
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Price history
+111.8% since first listed22 events — show timeline
- 2026-05-20 Listed $180,000 MiRealSource-MiMLS
- 2026-05-20 Listed $180,000 REALCOMP
- 2021-08-04 Sold (MLS) $132,000 MiRealSource-MiMLS
- 2021-08-04 Sold (MLS) $132,000 REALCOMP
- 2021-07-06 Pending — MiRealSource-MiMLS
- 2021-07-05 Pending — REALCOMP
- 2021-07-01 Listed $129,900 MiRealSource-MiMLS
- 2021-07-01 Listed $129,900 REALCOMP
- 2005-09-09 Sold (MLS) $72,000 MiRealSource-MiMLS
- 2005-07-28 Sold (MLS) $72,000 REALCOMP
- 2005-07-26 Sold (Public Records) $72,000 Public Records
- 2005-05-23 Listing Removed — MiRealSource-MiMLS
- 2005-04-27 Listed $80,000 REALCOMP
- 2005-04-26 Listed $80,000 MiRealSource-MiMLS
- 2005-04-25 Listing Removed — REALCOMP
- 2005-04-25 Listing Removed — MiRealSource-MiMLS
- 2005-01-25 Listing Removed — MiRealSource-MiMLS
- 2005-01-25 Listing Removed — REALCOMP
- 2005-01-25 Listed $70,000 REALCOMP
- 2005-01-25 Listed $70,000 MiRealSource-MiMLS
- 2004-11-24 Listed $85,000 MiRealSource-MiMLS
- 2004-11-24 Listed $85,000 REALCOMP
Property tax history
+9.1%/yrLatest (2025): $3,077 · +96.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…