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25143 Lawn St
C+ Composite 63.87
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.8/10.0
  • 1% rule +6.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$175,000

25143 Lawn St · Roseville, MI 48066
5 bd · 1.0 ba · 1,482 sqft · SingleFamily public records · 25 Days on market
Built 1925 5,227 sqft lot Est $221k · 21% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this spacious 5-bedroom home with a possible 6th bedroom, den or home office. Features include some beautiful hardwood floors, a comfortable living room, dining area, fenced backyard, large shed for extra storage, and a patio perfect for relaxing or entertaining. Updates include central air (2025), water heater approximately 4 years old, and furnace inspected in 2025. Conveniently located near schools, shopping, dining, and parks including Huron Park and Packard Park. Located within the Roseville Community Schools district and near Dort Elementary School. Easy access to major freeways makes commuting a breeze. Seller is open to reviewing all reasonable offers.

Key facts

  • Water heater
  • Large shed
  • Patio

Tags

HARDWOOD FLOORSFENCED BACKYARDLARGE SHEDPATIOCENTRAL AIRWATER HEATER

Property features AI

Finance

  • Other: Located in the MACOMB GARDENS subdivision; Cross street: north of 10 Mile, east of Gratiot
  • HOA & community: Homeowners association present

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Two-story
  • Construction: Vinyl siding exterior
  • Exterior features: Lot dimensions approximately 39 x 138 feet; Lot size about 0.12 acres; Vinyl siding

Interior

  • Bedrooms: Total of 5 rooms (includes bedrooms and living spaces)
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating (natural gas); No cooling
  • Interior features: Gas water heater; Crawl space basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/1.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $352 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $175k).
  • Recommended offer: $172k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.7% vs local median 5.8% in Roseville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#258 in MI) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety D+, employment D, schools F.
  • Roseville Community Schools (suburban): math 11% / reading 24% proficiency, ranked #483 of 540 in MI (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 270 active listings in the ZIP; 1,321 units permitted in Macomb County in 2024 (86 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Macomb County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 25 days — a 2% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $132k; 33% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $172,375 (1.5% below list)

Questions for the listing agent

  1. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.16%
Cap rate
8.70%
Cash-on-cash
8.61%
DSCR
1.38
GRM
7.2

CMA / ARV

ARV (on-the-fly)
$220,818
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
17736 Oakdale St 0.08mi 4/2.0 (-1) 1,600 (+8%) 23mo $238,000 $149 55
16758 Frazho Rd 0.56mi 4/2.0 (-1) 1,550 (+5%) 5mo $67,500 $44 53
16790 Mayfield St 0.71mi 4/2.5 (-1) 1,498 (+1%) 5mo $224,000 $150 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold
IRR
-6.3%
Equity multiple
0.77×
Total profit
$-11,086
Equity at exit
$26,093
10-year hold
IRR
-0.3%
Equity multiple
0.98×
Total profit
$-767
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48066

Rents YoY
0.4%
Active inventory
270
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$2,024 medium interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$256 /mo · $3,077/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$425
Net cashflow
$352

Break-even live

Break-even rent $1,579
Max offer price $175,000
Occupancy floor 78%

Sensitivity live

Price -10% $451 -5% $401 +0% $352 +5% $302 +10% $253
Rent -10% $192 -5% $272 +0% $352 +5% $432 +10% $512
Rate -1.0pp $440 -0.5pp $396 base $352 +0.5pp $306 +1.0pp $260

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 36 events

  1. 2026-06-21
    days on market $175,000 Active 25 DOM
  2. 2026-06-18
    days on market $175,000 Active 22 DOM
  3. 2026-06-17
    days on market $175,000 Active 21 DOM
  4. 2026-06-16
    days on market $175,000 Active 20 DOM
  5. 2026-06-15
    days on market $175,000 Active 19 DOM
  6. 2026-06-13
    days on market $175,000 Active 17 DOM
  7. 2026-06-09
    days on market $175,000 Active 13 DOM
  8. 2026-06-08
    days on market $175,000 Active 12 DOM
  9. 2026-06-07
    days on market $175,000 Active 11 DOM
  10. 2026-06-04
    days on market $175,000 Active 8 DOM
  11. 2026-06-03
    days on market $175,000 Active 7 DOM
  12. 2026-06-02
    days on market $175,000 Active 6 DOM
  13. 2026-06-01
    days on market $175,000 Active 5 DOM
  14. 2026-05-31
    days on market $175,000 Active 4 DOM
  15. 2026-05-20
    listed $180,000 Active
    Show marketing remark (684 chars)

    Welcome home to this spacious 5-bedroom home with a possible 6th bedroom, den or home office. Features include some beautiful hardwood floors, a comfortable living room, dining area, fenced backyard, large shed for extra storage, and a patio perfect for relaxing or entertaining. Updates include central air (2025), water heater approximately 4 years old, and furnace inspected in 2025. Conveniently located near schools, shopping, dining, and parks including Huron Park and Packard Park. Located within the Roseville Community Schools district and near Dort Elementary School. Easy access to major freeways makes commuting a breeze. Seller is open to reviewing all reasonable offers.

  16. 2026-05-20
    listed $180,000 Active 684-char remark
    Show marketing remark (684 chars)

    Welcome home to this spacious 5-bedroom home with a possible 6th bedroom, den or home office. Features include some beautiful hardwood floors, a comfortable living room, dining area, fenced backyard, large shed for extra storage, and a patio perfect for relaxing or entertaining. Updates include central air (2025), water heater approximately 4 years old, and furnace inspected in 2025. Conveniently located near schools, shopping, dining, and parks including Huron Park and Packard Park. Located within the Roseville Community Schools district and near Dort Elementary School. Easy access to major freeways makes commuting a breeze. Seller is open to reviewing all reasonable offers.

  17. 2021-08-04
    soldstatus $132,000 Sold 1049-char remark
    Show marketing remark (1049 chars)

    Looking for an updated spacious home in Roseville?!?!? Here it is! This large home features an open floor plan that combines the living room & dining room which provides plenty of space to entertain. The kitchen has been updated with newer cabinets, countertops, & appliances. Moving thru the first floor you’ll find beautiful oak laminate style flooring, fresh paint, & all new trim. The first floor also has an updated bathroom, 3 bedrooms, & a laundry room with a newer furnace. Upstairs you’ll find 2 additional bedrooms, new carpet, & an oversized storage room. The backyard has a massive shed & patio area—-a great space to entertain with your friends and family! This large home provides flexibility for those needing extra space or flex rooms for home offices/fitness rooms/storage space or a guest room. Additionally the home features a newer A/C, water tank, plumbing, electrical and much more. This home has been well cared for by its long time owners. Hurry this one will go fast. .

  18. 2021-08-04
    soldstatus $132,000 Closed
    Show marketing remark (1049 chars)

    Looking for an updated spacious home in Roseville?!?!? Here it is! This large home features an open floor plan that combines the living room & dining room which provides plenty of space to entertain. The kitchen has been updated with newer cabinets, countertops, & appliances. Moving thru the first floor you’ll find beautiful oak laminate style flooring, fresh paint, & all new trim. The first floor also has an updated bathroom, 3 bedrooms, & a laundry room with a newer furnace. Upstairs you’ll find 2 additional bedrooms, new carpet, & an oversized storage room. The backyard has a massive shed & patio area—-a great space to entertain with your friends and family! This large home provides flexibility for those needing extra space or flex rooms for home offices/fitness rooms/storage space or a guest room. Additionally the home features a newer A/C, water tank, plumbing, electrical and much more. This home has been well cared for by its long time owners. Hurry this one will go fast. .

  19. 2021-07-06
    status Pending
  20. 2021-07-05
    status Pending 1049-char remark
    Show marketing remark (1049 chars)

    Looking for an updated spacious home in Roseville?!?!? Here it is! This large home features an open floor plan that combines the living room & dining room which provides plenty of space to entertain. The kitchen has been updated with newer cabinets, countertops, & appliances. Moving thru the first floor you’ll find beautiful oak laminate style flooring, fresh paint, & all new trim. The first floor also has an updated bathroom, 3 bedrooms, & a laundry room with a newer furnace. Upstairs you’ll find 2 additional bedrooms, new carpet, & an oversized storage room. The backyard has a massive shed & patio area—-a great space to entertain with your friends and family! This large home provides flexibility for those needing extra space or flex rooms for home offices/fitness rooms/storage space or a guest room. Additionally the home features a newer A/C, water tank, plumbing, electrical and much more. This home has been well cared for by its long time owners. Hurry this one will go fast. .

  21. 2021-07-01
    listed $129,900 Active 1049-char remark
    Show marketing remark (1049 chars)

    Looking for an updated spacious home in Roseville?!?!? Here it is! This large home features an open floor plan that combines the living room & dining room which provides plenty of space to entertain. The kitchen has been updated with newer cabinets, countertops, & appliances. Moving thru the first floor you’ll find beautiful oak laminate style flooring, fresh paint, & all new trim. The first floor also has an updated bathroom, 3 bedrooms, & a laundry room with a newer furnace. Upstairs you’ll find 2 additional bedrooms, new carpet, & an oversized storage room. The backyard has a massive shed & patio area—-a great space to entertain with your friends and family! This large home provides flexibility for those needing extra space or flex rooms for home offices/fitness rooms/storage space or a guest room. Additionally the home features a newer A/C, water tank, plumbing, electrical and much more. This home has been well cared for by its long time owners. Hurry this one will go fast. .

  22. 2021-07-01
    listed $129,900 Active
    Show marketing remark (1049 chars)

    Looking for an updated spacious home in Roseville?!?!? Here it is! This large home features an open floor plan that combines the living room & dining room which provides plenty of space to entertain. The kitchen has been updated with newer cabinets, countertops, & appliances. Moving thru the first floor you’ll find beautiful oak laminate style flooring, fresh paint, & all new trim. The first floor also has an updated bathroom, 3 bedrooms, & a laundry room with a newer furnace. Upstairs you’ll find 2 additional bedrooms, new carpet, & an oversized storage room. The backyard has a massive shed & patio area—-a great space to entertain with your friends and family! This large home provides flexibility for those needing extra space or flex rooms for home offices/fitness rooms/storage space or a guest room. Additionally the home features a newer A/C, water tank, plumbing, electrical and much more. This home has been well cared for by its long time owners. Hurry this one will go fast. .

  23. 2005-09-09
    soldstatus $72,000
  24. 2005-07-28
    soldstatus $72,000
  25. 2005-07-26
    soldstatus $72,000
  26. 2005-05-23
    historical
  27. 2005-04-27
    listed $80,000
  28. 2005-04-26
    listed $80,000
  29. 2005-04-25
    historical
  30. 2005-04-25
    historical
  31. 2005-01-25
    listed $70,000
  32. 2005-01-25
    listed $70,000
  33. 2005-01-25
    historical
  34. 2005-01-25
    historical
  35. 2004-11-24
    listed $85,000
  36. 2004-11-24
    listed $85,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$3,077 · $256/mo
Projected year-2 tax
$3,077 · $256/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,284
− Mortgage interest
−$9,803
− Property taxes
−$3,077
− Insurance
−$875
− Repairs & maintenance
−$1,943
− Management
−$1,943
− Depreciation
−$5,091
Taxable income
$1,553
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$373
After-tax cash flow
$3,847/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Roseville Community Schools
NCES district ID
2630210
Math proficiency
11% ▼ -8.00%
Reading proficiency
24% ▼ -7.00%
Median HH income
$41,590
Composite
14.98/100
National rank
#9363
State rank
#483 of 540 in MI

Livability — Roseville

Score
72/100
State rank
#258
US rank
#6400

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety D+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Roseville, MI
County
Macomb County · 638,552 people
City population
47,123
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
47,123
Household income
$62,182
Rent vs Own
34.4% rent · 65.6% own
Severe rent burden
1712.0

Population outlook (Macomb County) Hauer SSP2

Today (2025)
925,296 people
By 2030
948,226 · +2.5%
By 2040
983,961 · +6.3%
By 2050
1,010,200 · +9.2%
By 2075
1,076,222 · +16.3%
By 2100
1,077,065 · +16.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (65%)
Race & ethnicity
White 65% Black 23% Two or more races 7% Hispanic / Latino 4% Asian 2%
Common ancestry
Romanian 12% Lithuanian 4% Slovak 2%
Foreign-born
5% · Canada
Languages at home
93% English-only · Spanish 2% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Macomb

2024 margin
R (+13.7) · D 42.2% · R 55.9% · Other 1.9%
2008→2024 swing
-22.3pp toward R · 2008: 8.6pp · 2024: -13.7pp
All cycles
2024: R+13.7 2020: R+8.1 2016: R+11.6 2012: D+4.0 2008: D+8.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -232.95%
Current HPI
217.4171
Rent YoY
▲ 0.39%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+111.8% since first listed
22 events — show timeline
  • 2026-05-20 Listed $180,000 MiRealSource-MiMLS
  • 2026-05-20 Listed $180,000 REALCOMP
  • 2021-08-04 Sold (MLS) $132,000 MiRealSource-MiMLS
  • 2021-08-04 Sold (MLS) $132,000 REALCOMP
  • 2021-07-06 Pending MiRealSource-MiMLS
  • 2021-07-05 Pending REALCOMP
  • 2021-07-01 Listed $129,900 MiRealSource-MiMLS
  • 2021-07-01 Listed $129,900 REALCOMP
  • 2005-09-09 Sold (MLS) $72,000 MiRealSource-MiMLS
  • 2005-07-28 Sold (MLS) $72,000 REALCOMP
  • 2005-07-26 Sold (Public Records) $72,000 Public Records
  • 2005-05-23 Listing Removed MiRealSource-MiMLS
  • 2005-04-27 Listed $80,000 REALCOMP
  • 2005-04-26 Listed $80,000 MiRealSource-MiMLS
  • 2005-04-25 Listing Removed REALCOMP
  • 2005-04-25 Listing Removed MiRealSource-MiMLS
  • 2005-01-25 Listing Removed MiRealSource-MiMLS
  • 2005-01-25 Listing Removed REALCOMP
  • 2005-01-25 Listed $70,000 REALCOMP
  • 2005-01-25 Listed $70,000 MiRealSource-MiMLS
  • 2004-11-24 Listed $85,000 MiRealSource-MiMLS
  • 2004-11-24 Listed $85,000 REALCOMP

Property tax history

+9.1%/yr

Latest (2025): $3,077 · +96.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…