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2430 Manor Valley Ln
C+ Composite 60.18
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.1/30.0
  • ARV discount +8.1/15.0
  • DSCR +7.1/10.0
  • 1% rule +6.9/10.0
  • Schools +4.5/10.0
  • Appreciation +4.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$394,800

2430 Manor Valley Ln · Sienna, TX 77459
3 bd · 2.0 ba · 1,654 sqft · SingleFamily public records · 246 Days on market
Built 2020 6,539 sqft lot $239/sqft · at area comps Est $400k · at est. $102/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover this stunning single-story home that offers privacy and elegance, featuring a charming brick wall at the backyard, providing a peaceful backdrop without back neighbors. The residence boasts three spacious bedrooms and two modern bathrooms, designed with comfort and functionality in mind. The front elevation is truly picturesque, showcasing attractive architectural details that enhance curb appeal and create a welcoming first impression. Inside, you'll find a thoughtfully planned layout that maximizes space and flow, making the home feel much larger than its actual size. Large windows and high ceilings invite abundant natural light, further amplifying the sense of openness. Step outside to a versatile outdoor space, perfect for summer barbecues, outdoor dining, or simply relaxing in your own tranquil oasis. This home combines beauty, practicality, and a prime location, making it an exceptional place to call home.

Key facts

  • Front elevation
  • Brick wall
  • One story home

Tags

ONE STORY HOMENO BACK NEIGHBORSBRICK WALLFRONT ELEVATIONOPEN PLAN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $395k.

Deal economics

  • At list price, monthly cash flow is $633 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $395k).
  • Recommended offer: $347k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 3.3% in Sienna — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.1%/yr); 1215 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($129k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.7%/yr); year-one equity from $3k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 246 days — a 12% lower offer ($347k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $347,424 (12.0% below list)

Questions for the listing agent

  1. It's been on market 246 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.19%
Cap rate
8.22%
Cash-on-cash
6.87%
DSCR
1.31
GRM
7.0

CMA / ARV

ARV (median comp)
$400,076
List price
$394,800
Delta
-1.32%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2210 Ironwood Pass Dr 0.29mi 4/2.0 (+1) 1,790 (+8%) 9mo $335,000 $187 60
1807 Meadow Trl 0.72mi 3/2.0 1,752 (+6%) 23mo $375,000 $214 38
8731 Arbor Trail Dr 0.71mi 3/2.0 1,826 (+10%) 16mo $320,000 $175 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.67% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-3.3%
Equity multiple
0.87×
Total profit
$-14,594
Equity at exit
$82,801
10-year hold
IRR
0.9%
Equity multiple
1.07×
Total profit
$7,704
Equity at exit
$76,694

Cash invested: $110,544 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77459

Home prices YoY
-0.8%
Rents YoY
-0.1%
Active inventory
1215
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$4,687 medium interval (Pro) →
Mortgage (P&I)
$2,070
Tax from tax record
$732 /mo · $8,787/yr
Insurance
$164
HOA
$102
Vacancy / Maint / Mgmt
$984
Net cashflow
$633

Break-even live

Break-even rent $3,885
Max offer price $394,800
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$98,700
Closing costs
$11,844
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2142 Ironwood Pass Dr Missouri City, TX 4.0 3.0 2140 $6,000 $2.80 1d 1 0.32mi
8719 Fox Trail Dr Missouri City, TX 4.0 3.5 2143 $6,000 $2.80 22d 1 0.57mi
1714 Forest Mist Dr Missouri City, TX 3.0 3.0 1979 $3,000 $1.52 43d 1 1.33mi

HOA detail

Monthly dues
$102 · $1,224/yr

Listing history 16 events

  1. 2026-06-18
    days on market $394,800 Active 246 DOM
  2. 2026-06-17
    days on market $394,800 Active 245 DOM
  3. 2026-06-16
    days on market $394,800 Active 244 DOM
  4. 2026-06-15
    days on market $394,800 Active 243 DOM
  5. 2026-06-13
    days on market $394,800 Active 241 DOM
  6. 2026-06-09
    days on market $394,800 Active 237 DOM
  7. 2026-06-07
    days on market $394,800 Active 235 DOM
  8. 2026-06-04
    days on market $394,800 Active 232 DOM
  9. 2026-06-03
    days on market $394,800 Active 231 DOM
  10. 2026-06-02
    days on market $394,800 Active 230 DOM
  11. 2026-06-01
    days on market $394,800 Active 229 DOM
  12. 2026-05-31
    days on market $394,800 Active 228 DOM
  13. 2025-10-15
    listed $394,800 Active 934-char remark
    Show marketing remark (934 chars)

    Discover this stunning single-story home that offers privacy and elegance, featuring a charming brick wall at the backyard, providing a peaceful backdrop without back neighbors. The residence boasts three spacious bedrooms and two modern bathrooms, designed with comfort and functionality in mind. The front elevation is truly picturesque, showcasing attractive architectural details that enhance curb appeal and create a welcoming first impression. Inside, you'll find a thoughtfully planned layout that maximizes space and flow, making the home feel much larger than its actual size. Large windows and high ceilings invite abundant natural light, further amplifying the sense of openness. Step outside to a versatile outdoor space, perfect for summer barbecues, outdoor dining, or simply relaxing in your own tranquil oasis. This home combines beauty, practicality, and a prime location, making it an exceptional place to call home.

  14. 2020-09-25
    soldstatus Sold 233-char remark
    Show marketing remark (233 chars)

    Beautiful one story home with no back neighbors, just a brick wall. 3 bedrooms and 2 bathrooms with the most beautiful front elevation! Great layout that feels much bigger than it is. Great open plan with room to entertain and enjoy!

  15. 2020-08-25
    status Pending 233-char remark
    Show marketing remark (233 chars)

    Beautiful one story home with no back neighbors, just a brick wall. 3 bedrooms and 2 bathrooms with the most beautiful front elevation! Great layout that feels much bigger than it is. Great open plan with room to entertain and enjoy!

  16. 2020-06-19
    listed $295,990 Active 233-char remark
    Show marketing remark (233 chars)

    Beautiful one story home with no back neighbors, just a brick wall. 3 bedrooms and 2 bathrooms with the most beautiful front elevation! Great layout that feels much bigger than it is. Great open plan with room to entertain and enjoy!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$8,787 · $732/mo
Projected year-2 tax
$8,787 · $732/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X · 24% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$56,240
− Mortgage interest
−$22,115
− Property taxes
−$8,787
− Insurance
−$1,974
− Repairs & maintenance
−$4,499
− Management
−$4,499
− HOA
−$1,224
− Depreciation
−$11,485
Taxable income
$1,656
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$398
After-tax cash flow
$7,202/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Sienna

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Sienna, TX
County
Fort Bend County · 836,777 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
84,221
Household income
$129,151
Rent vs Own
14.8% rent · 85.2% own
Severe rent burden
1004.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
21% · Canada, China, Vietnam
Languages at home
73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.67%
Current HPI
212.3573
Rent YoY
▼ -0.15%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+33.4% since first listed
4 events — show timeline
  • 2025-10-15 Listed $394,800 HARMLS
  • 2020-09-25 Sold (MLS) HARMLS
  • 2020-08-25 Pending HARMLS
  • 2020-06-19 Listed $295,990 HARMLS

Property tax history

+46.8%/yr

Latest (2025): $8,787 · +8.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…