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Beckman Plan 🏗️ New Construction
D- Composite 38.44
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.3/30.0
  • ARV discount +7.5/15.0
  • Condition / age +5.0/5.0
  • Livability +3.3/5.0
  • 1% rule +3.1/10.0
  • Schools +3.1/10.0
  • DSCR +3.0/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.7/10.0

$195,990

Beckman Plan · Roman Forest, TX 77336
3 bd · 2.0 ba · 1,302 sqft · SingleFamily · 177 Days on market
Excellent condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.

Key facts

  • Private corner
  • Adjoining bathroom
  • Open-concept layout

Tags

OPEN-CONCEPT LAYOUTMULTI-FUNCTIONAL KITCHENPRIVATE CORNERADJOINING BATHROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $195,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $250,224.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $196k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-135 ($-2k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $196k).
  • Recommended offer: $172k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 66/100 on livability (#595 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living A; Watch: schools F, crime F, amenities F.
  • Huffman ISD (rural): math 32% / reading 35% proficiency, ranked #500 of 826 in TX (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 585 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 177 days — a 12% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
Recommended offer $172,471 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 177 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
5.64%
Cash-on-cash
-2.32%
DSCR
0.90
GRM
10.3

CMA / ARV

ARV (median comp)
$250,224
List price
$195,990
Delta
-21.67%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
31504 Olivella Dr 0.21mi 3/2.0 1,302 (0%) 1mo $249,990 $192 89
903 Coperchiata Cir 0.17mi 3/2.0 1,411 (+8%) 1mo $253,990 $180 77
931 Pertuso Ln 0.28mi 3/2.5 1,360 (+4%) 1mo $139,890 $103 76
934 Pertuso Ln 0.30mi 3/2.5 1,360 (+4%) 2mo $221,990 $163 75
31448 Casacalenda Ln 0.20mi 3/2.0 1,451 (+11%) 1mo $166,990 $115 71
31442 Casacalenda Ln 0.20mi 3/2.0 1,461 (+12%) 1mo $198,990 $136 69
930 Pertuso Ln 0.29mi 3/2.5 1,189 (-9%) 1mo $135,890 $114 69
934 Capracotta Dr 0.24mi 3/2.0 1,461 (+12%) 1mo $244,990 $168 68
31418 Pratola Serra Cir 0.28mi 3/2.0 1,451 (+11%) 1mo $189,990 $131 67
31406 Pratola Serra Cir 0.28mi 3/2.0 1,451 (+11%) 1mo $175,840 $121 67
31408 Pratola Serra Cir 0.28mi 3/2.0 1,461 (+12%) 1mo $183,990 $126 66
946 Capracotta Dr 0.29mi 3/2.0 1,461 (+12%) 2mo $244,990 $168 65

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-20.1%
Equity multiple
0.30×
Total profit
$-49,132
Equity at exit
$37,309
10-year hold
IRR
-13.1%
Equity multiple
0.23×
Total profit
$-53,753
Equity at exit
$21,635

Cash invested: $70,063 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77336

Home prices YoY
-1.8%
Active inventory
585
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$2,018 medium interval (Pro) →
Mortgage (P&I)
$1,312
Tax est. 1.5%
$313 /mo · $3,753/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$424
Net cashflow
$-135

Break-even live

Break-even rent $2,189
Max offer price $230,651
Occupancy floor

Sensitivity live

Price -10% $38 -5% $-49 +0% $-135 +5% $-222 +10% $-308
Rent -10% $-295 -5% $-215 +0% $-135 +5% $-56 +10% $24
Rate -1.0pp $-9 -0.5pp $-72 base $-135 +0.5pp $-200 +1.0pp $-266

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,556
Closing costs
$7,507
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
31416 Pratola Serra Cir Huffman, TX 3.0 2.0 1461 $1,675 $1.15 2d 1 0.28mi
934 Pertuso Ln Huffman, TX 3.0 2.0 1360 $1,800 $1.32 24d 1 0.29mi

Listing history 14 events

  1. 2026-06-18
    days on market $195,990 Active 177 DOM
  2. 2026-06-17
    days on market $195,990 Active 176 DOM
  3. 2026-06-16
    days on market $195,990 Active 175 DOM
  4. 2026-06-15
    days on market $195,990 Active 174 DOM
  5. 2026-06-13
    days on market $195,990 Active 172 DOM
  6. 2026-06-09
    days on market $195,990 Active 168 DOM
  7. 2026-06-08
    days on market $195,990 Active 167 DOM
  8. 2026-06-07
    days on market $195,990 Active 166 DOM
  9. 2026-06-04
    days on market $195,990 Active 163 DOM
  10. 2026-06-03
    days on market $195,990 Active 162 DOM
  11. 2026-06-02
    days on market $195,990 Active 161 DOM
  12. 2026-06-01
    days on market $195,990 Active 160 DOM
  13. 2026-05-31
    days on market $195,990 Active 159 DOM
  14. 2025-12-23
    listed $245,990 Active 380-char remark
    Show marketing remark (380 chars)

    This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,212
− Mortgage interest
−$14,016
− Property taxes
−$3,753
− Insurance
−$1,251
− Repairs & maintenance
−$1,937
− Management
−$1,937
− Depreciation
−$7,279
Taxable loss
−$5,962
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,431
After-tax cash flow
$-192/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 100/100 None rehab

This single-family home is in excellent condition with no visible repairs or maintenance needed. It is move-in ready and offers a good return on investment.

Value-add opportunities

  • Both Painting — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Landscaping — Enhances curb appeal and can increase property value
  • Both Window treatments — Improves energy efficiency and adds a polished look

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Landscaping — Enhances curb appeal and can increase property value
  • Both Window treatments — Improves energy efficiency and adds a polished look

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Huffman ISD
NCES district ID
4823820
Math proficiency
32% ▼ -9.00%
Reading proficiency
35% ▼ -9.00%
Median HH income
$65,848
Composite
30.61/100
National rank
#6195
State rank
#500 of 826 in TX

Livability — Roman Forest

Score
66/100
State rank
#595
US rank
#11338

Category grades

Amenities F Commute F Cost of living A Crime F Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Harris County · 4,702,590 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
14,342
Household income
$96,404
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
377.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Hispanic / Latino 23% Two or more races 9% Black 5% Native American 4%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Lithuanian 4% Slovak 2% Romanian 2%
Foreign-born
9% · Canada
Languages at home
79% English-only · Spanish 18% Other Indo-European 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -8.59%
Current HPI
472.03
Rent YoY
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2025-12-23 Listed $245,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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