812-A Ronda Mendoza · Laguna Woods, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 92°F)
- 5 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +7.9/10.0
- Cash flow +6.1/30.0
- Schools +5.6/10.0
- ARV discount +5.4/15.0
- 1% rule +4.9/10.0
- Rent growth +4.2/5.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
- DSCR +0.5/10.0
$299,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
NO STAIRS SHORT DISTANCE TO PARKING! What a bargain for this beautifully located 2-bedroom, 2-bath home in the desirable Nob Hill area of Laguna Woods! This end-unit offers exceptional convenience with no stairs and nearby parking. Enjoy the added bonus of an enclosed balcony—perfect as an art studio, music room, family room, or additional living space—along with lovely views from its prime location. The home also features its own in-unit washer and dryer, plus an additional AC unit in the bedroom for extra comfort. Experience resort-style living at its finest within a 2,100-acre community of rolling hills and outstanding amenities. Residents enjoy access to championship golf courses, a driving range, putting greens, and a scenic restaurant overlooking the mountains and fairways. There are multiple swimming pools, clubhouses, and fully equipped art studios for ceramics, photography, jewelry-making, sewing, and woodworking. Stay active with tennis courts, pickleball, archery, bocce ball, lawn bowling, basketball courts, billiard rooms, and three fitness centers. The community also features garden spaces, horse stables with trails, and a performing arts center with over 800 seats. A convenient transportation system and more than 200 clubs ensure there’s always something to do, with daily entertainment options available. 4/26 huge price reduction All of this is centrally located in Orange County, just minutes from freeways and beautiful beaches. Carport #7 Welcome home!
Key facts
- Enclosed balcony
- Tennis courts
- Additional ac unit
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $299k.
Deal economics
- At list price, monthly cash flow is $-557 ($-7k/yr) — negative.
- To cash-flow at today's rent, offer at most $218k (26.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $296k (1.1% below list).
- Recommended offer: $218k (26.9% below list) — sets the bar for cash-flow.
- Cap rate 4.1% vs local median 2.4% in Laguna Woods — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#200 in CA) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+; Watch: schools C-, amenities D+, cost of living F.
- Saddleback Valley Unified (suburban): math 51% / reading 73% proficiency, ranked #67 of 517 in CA (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+6.8%/yr); 191 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).
- At $2,958/mo this rent would consume 60% of the median local household income ($59k/yr) (locally 1572% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $20k of equity ($2k loan paydown + $18k appreciation (5.9% local appreciation)).
- Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 62 days — a 6% lower offer ($281k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 21y ago; this cycle's ask has dropped $50k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $175k; list at $299k implies a 71% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 28% of rent.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 62 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
- Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 4.06%
- Cash-on-cash
- -7.98%
- DSCR
- 0.65
- GRM
- 8.4
CMA / ARV
- ARV (median comp)
- $285,684
- List price
- $299,000
- Delta
- 4.66%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
5.88% appreciation · 6.79% rent growth · sell at horizon
- IRR
- 10.6%
- Equity multiple
- 1.73×
- Total profit
- $61,087
- Equity at exit
- $185,773
- IRR
- 13.5%
- Equity multiple
- 3.83×
- Total profit
- $236,795
- Equity at exit
- $335,015
Cash invested: $83,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92637
- Home prices YoY
- 3.4%
- Rents YoY
- 6.8%
- Active inventory
- 191
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $2,958 high interval (Pro) →
- Mortgage (P&I)
- −$1,568
- Tax est. 1.5%
- −$374 /mo · $4,485/yr
- Insurance
- −$125
- HOA
- −$827
- Vacancy / Maint / Mgmt
- −$621
- Net cashflow
- $-557
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,750
- Closing costs
- $8,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 852 Ronda Mendoza Unit O Laguna Woods, CA | 2.0 | 2.0 | 1009 | $3,000 | $2.97 | 43d | 1 | 0.13mi |
| 676 Via Alhambra Unit D Laguna Woods, CA | 2.0 | 2.0 | 1057 | $2,595 | $2.46 | 24d | 1 | 0.20mi |
| 842 Ronda Sevilla Unit B Laguna Hills, CA | 2.0 | 2.0 | 1500 | $3,190 | $2.13 | 24d | 1 | 0.20mi |
| 840 Ronda Sevilla Unit B Laguna Woods, CA | 1.0 | 1.0 | 1010 | $2,400 | $2.38 | 43d | 1 | 0.22mi |
| 25212 Stockport St Laguna Hills, CA | 1.0–2.0 | 1.0–2.0 | 849 | $3,155 | $3.71 | 5d | 4 | 0.24mi |
| 897 Ronda Sevilla Unit O Laguna Hills, CA | 2.0 | 2.0 | 1009 | $3,000 | $2.97 | 43d | 1 | 0.27mi |
| 25211 Stockport St Laguna Hills, CA | 1.0–2.0 | 1.0–2.0 | 815 | $3,240 | $3.98 | 3d | 3 | 0.28mi |
| 897 Ronda Sevilla Laguna Hills, CA | 2.0 | 2.0 | 1009 | $3,200 | $3.17 | 43d | 1 | 0.28mi |
| 661 Avenida Sevilla Unit B Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,850 | $2.82 | 7d | 1 | 0.30mi |
| 606 Avenida Sevilla Unit C Laguna Woods, CA | 2.0 | 2.0 | 1057 | $2,900 | $2.74 | 43d | 1 | 0.34mi |
| 25541 Indian Hill Ln Unit X Laguna Hills, CA | 2.0 | 2.0 | 1029 | $2,900 | $2.82 | 43d | 1 | 0.39mi |
| 25521 Indian Hill Ln Unit C Laguna Hills, CA | 2.0 | 2.0 | 1089 | $2,950 | $2.71 | 43d | 1 | 0.40mi |
| 737 Avenida Majorca Unit B Laguna Woods, CA | 2.0 | 1.0 | 935 | $3,200 | $3.42 | 24d | 1 | 0.42mi |
| 599 Avenida Majorca Unit A Laguna Woods, CA | 2.0 | 1.0 | 950 | $3,200 | $3.37 | 43d | 1 | 0.46mi |
| 169 Avenida Majorca Unit B Laguna Woods, CA | 3.0 | 1.0 | 1200 | $1,400 | $1.17 | 43d | 1 | 0.56mi |
| 170 Avenida Majorca Unit D Laguna Woods, CA | 2.0 | 1.0 | 1000 | $2,500 | $2.50 | 24d | 1 | 0.60mi |
| 221 Avenida Majorca Unit D Laguna Woods, CA | 2.0 | 2.0 | 1438 | $3,200 | $2.23 | 24d | 1 | 0.60mi |
| 715 Avenida Majorca Unit O Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,750 | $2.64 | 3d | 1 | 0.62mi |
| 224 Avenida Majorca Unit B Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,600 | $2.58 | 43d | 1 | 0.63mi |
| 158 Avenida Majorca Unit D Laguna Woods, CA | 2.0 | 1.0 | 1300 | $3,200 | $2.46 | 43d | 1 | 0.63mi |
| 107 Via Estrada Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,700 | $2.60 | 24d | 1 | 0.65mi |
| 205 Avenida Majorca Unit A Laguna Woods, CA | 2.0 | 2.0 | 1278 | $3,600 | $2.82 | 43d | 1 | 0.68mi |
| 24392 Kingston Ct Laguna Hills, CA | 2.0 | 2.5 | 1288 | $3,950 | $3.07 | 7d | 1 | 0.70mi |
| 754 Avenida Majorca Laguna Woods, CA | 2.0 | 2.0 | 953 | $3,350 | $3.52 | 43d | 1 | 0.70mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 1.0 | 1.0 | 739 | $2,515 | $3.40 | 7d | 1 | 0.73mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 2.0 | 2.0 | 1014 | $3,250 | $3.21 | 15d | 1 | 0.73mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 2.0 | 2.0 | 1007 | $3,356 | $3.33 | 43d | 1 | 0.73mi |
| 26033 Moulton Pkwy Laguna Hills, CA | 1.0–2.0 | 1.0–2.0 | 869 | $3,132 | $3.60 | 1d | 15 | 0.78mi |
| 92 Calle Aragon Unit R Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,650 | $2.63 | 18d | 1 | 0.79mi |
| 132 Avenida Majorca Unit B Laguna Woods, CA | 2.0 | 1.0 | 995 | $2,400 | $2.41 | 6d | 1 | 0.80mi |
| 26160 Laguna Ct Aliso Viejo, CA | 1.0 | 1.0 | 745 | $2,425 | $3.26 | 43d | 2 | 0.83mi |
| 480 Calle Cadiz Unit B Laguna Woods, CA | 2.0 | 2.0 | 1324 | $3,100 | $2.34 | 43d | 1 | 0.83mi |
| 494 Calle Cadiz Laguna Woods, CA | 2.0 | 2.0 | 1000 | $3,900 | $3.90 | 43d | 1 | 0.85mi |
| 477 Calle Cadiz Unit A Laguna Woods, CA | 1.0 | 1.0 | 770 | $2,500 | $3.25 | 24d | 1 | 0.88mi |
| 479 Calle Cadiz Unit B Laguna Woods, CA | 2.0 | 2.0 | 1050 | $3,300 | $3.14 | 17d | 1 | 0.89mi |
| 24391 Avenida de la Carlota Laguna Hills, CA | 1.0–2.0 | 1.0–2.0 | 957 | $3,965 | $4.14 | 1d | 18 | 0.90mi |
| 74 Calle Aragon Unit A Laguna Woods, CA | 2.0 | 1.0 | 950 | $2,700 | $2.84 | 24d | 1 | 0.90mi |
| 46 Calle Aragon Unit R Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,800 | $2.69 | 18d | 1 | 0.96mi |
| 57 Calle Cadiz Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,800 | $2.69 | 43d | 1 | 0.98mi |
| 57 Calle Cadiz Unit N Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,900 | $2.79 | 2d | 1 | 0.98mi |
HOA detail condo
- Monthly dues
- $827 · $9,924/yr
- Likely covers
- poolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 29 events
-
2026-06-18days on market $299,000 Active 62 DOM
-
2026-06-17days on market $299,000 Active 61 DOM
-
2026-06-16days on market $299,000 Active 60 DOM
-
2026-06-15days on market $299,000 Active 59 DOM
-
2026-06-13days on market $299,000 Active 57 DOM
-
2026-06-13pricedays on market $299,000 Active 56 DOM
-
2026-06-09days on market $324,900 Active 53 DOM
-
2026-06-08days on market $324,900 Active 52 DOM
-
2026-06-07days on market $324,900 Active 51 DOM
-
2026-06-04days on market $324,900 Active 48 DOM
-
2026-06-03days on market $324,900 Active 47 DOM
-
2026-06-02days on market $324,900 Active 46 DOM
-
2026-06-01days on market $324,900 Active 45 DOM
-
2026-05-31days on market $324,900 Active 44 DOM
-
2026-04-26price $324,900 1512-char remark
Show marketing remark (1512 chars)
NO STAIRS SHORT DISTANCE TO PARKING! What a bargain for this beautifully located 2-bedroom, 2-bath home in the desirable Nob Hill area of Laguna Woods! This end-unit offers exceptional convenience with no stairs and nearby parking. Enjoy the added bonus of an enclosed balcony—perfect as an art studio, music room, family room, or additional living space—along with lovely views from its prime location. The home also features its own in-unit washer and dryer, plus an additional AC unit in the bedroom for extra comfort. Experience resort-style living at its finest within a 2,100-acre community of rolling hills and outstanding amenities. Residents enjoy access to championship golf courses, a driving range, putting greens, and a scenic restaurant overlooking the mountains and fairways. There are multiple swimming pools, clubhouses, and fully equipped art studios for ceramics, photography, jewelry-making, sewing, and woodworking. Stay active with tennis courts, pickleball, archery, bocce ball, lawn bowling, basketball courts, billiard rooms, and three fitness centers. The community also features garden spaces, horse stables with trails, and a performing arts center with over 800 seats. A convenient transportation system and more than 200 clubs ensure there’s always something to do, with daily entertainment options available. 4/26 huge price reduction All of this is centrally located in Orange County, just minutes from freeways and beautiful beaches. Carport #7 Welcome home!
-
2026-04-23status Active 1512-char remark
Show marketing remark (1512 chars)
NO STAIRS SHORT DISTANCE TO PARKING! What a bargain for this beautifully located 2-bedroom, 2-bath home in the desirable Nob Hill area of Laguna Woods! This end-unit offers exceptional convenience with no stairs and nearby parking. Enjoy the added bonus of an enclosed balcony—perfect as an art studio, music room, family room, or additional living space—along with lovely views from its prime location. The home also features its own in-unit washer and dryer, plus an additional AC unit in the bedroom for extra comfort. Experience resort-style living at its finest within a 2,100-acre community of rolling hills and outstanding amenities. Residents enjoy access to championship golf courses, a driving range, putting greens, and a scenic restaurant overlooking the mountains and fairways. There are multiple swimming pools, clubhouses, and fully equipped art studios for ceramics, photography, jewelry-making, sewing, and woodworking. Stay active with tennis courts, pickleball, archery, bocce ball, lawn bowling, basketball courts, billiard rooms, and three fitness centers. The community also features garden spaces, horse stables with trails, and a performing arts center with over 800 seats. A convenient transportation system and more than 200 clubs ensure there’s always something to do, with daily entertainment options available. 4/26 huge price reduction All of this is centrally located in Orange County, just minutes from freeways and beautiful beaches. Carport #7 Welcome home!
-
2026-04-03$349,000 Active 1512-char remark
Show marketing remark (1512 chars)
NO STAIRS SHORT DISTANCE TO PARKING! What a bargain for this beautifully located 2-bedroom, 2-bath home in the desirable Nob Hill area of Laguna Woods! This end-unit offers exceptional convenience with no stairs and nearby parking. Enjoy the added bonus of an enclosed balcony—perfect as an art studio, music room, family room, or additional living space—along with lovely views from its prime location. The home also features its own in-unit washer and dryer, plus an additional AC unit in the bedroom for extra comfort. Experience resort-style living at its finest within a 2,100-acre community of rolling hills and outstanding amenities. Residents enjoy access to championship golf courses, a driving range, putting greens, and a scenic restaurant overlooking the mountains and fairways. There are multiple swimming pools, clubhouses, and fully equipped art studios for ceramics, photography, jewelry-making, sewing, and woodworking. Stay active with tennis courts, pickleball, archery, bocce ball, lawn bowling, basketball courts, billiard rooms, and three fitness centers. The community also features garden spaces, horse stables with trails, and a performing arts center with over 800 seats. A convenient transportation system and more than 200 clubs ensure there’s always something to do, with daily entertainment options available. 4/26 huge price reduction All of this is centrally located in Orange County, just minutes from freeways and beautiful beaches. Carport #7 Welcome home!
-
2016-12-23soldstatus $175,000 Closed Sale 931-char remark
Show marketing remark (931 chars)
Where can you find this spacious 2 beds/1.75 baths, 1,009 sq. ft. home with no steps, from an assigned carport, in the prestigious Laguna Woods Village at such a bargain price? Just painted with new laminate floor and glass enclosed balcony for extra living space. Don't rent, and buy this unit and call it your SWEET HOME, and enjoy all the amenities this Village has to offer. LWV is a 55 plus community with so many amenities: a 27 hole champion golf course with its own club house & a 9 hole executive par 3 golf course, an equestrian center, 5 swimming pools, 7 Clubhouses & a golf clubhouse, 2 fitness centers, wood workshop, sewing room, 2 fully equipped gyms with trainers, theater, and much more. Free bus service to throughout community, to nearby shopping mall, restaurants, churches, hospital, and medical buildings. Conveniently located: only 6-7 miles to Laguna Beach, short distance to 5 & 405 Fwy.
-
2016-11-28historical Active Under Contract 931-char remark
Show marketing remark (931 chars)
Where can you find this spacious 2 beds/1.75 baths, 1,009 sq. ft. home with no steps, from an assigned carport, in the prestigious Laguna Woods Village at such a bargain price? Just painted with new laminate floor and glass enclosed balcony for extra living space. Don't rent, and buy this unit and call it your SWEET HOME, and enjoy all the amenities this Village has to offer. LWV is a 55 plus community with so many amenities: a 27 hole champion golf course with its own club house & a 9 hole executive par 3 golf course, an equestrian center, 5 swimming pools, 7 Clubhouses & a golf clubhouse, 2 fitness centers, wood workshop, sewing room, 2 fully equipped gyms with trainers, theater, and much more. Free bus service to throughout community, to nearby shopping mall, restaurants, churches, hospital, and medical buildings. Conveniently located: only 6-7 miles to Laguna Beach, short distance to 5 & 405 Fwy.
-
2016-11-09$180,000 Active 931-char remark
Show marketing remark (931 chars)
Where can you find this spacious 2 beds/1.75 baths, 1,009 sq. ft. home with no steps, from an assigned carport, in the prestigious Laguna Woods Village at such a bargain price? Just painted with new laminate floor and glass enclosed balcony for extra living space. Don't rent, and buy this unit and call it your SWEET HOME, and enjoy all the amenities this Village has to offer. LWV is a 55 plus community with so many amenities: a 27 hole champion golf course with its own club house & a 9 hole executive par 3 golf course, an equestrian center, 5 swimming pools, 7 Clubhouses & a golf clubhouse, 2 fitness centers, wood workshop, sewing room, 2 fully equipped gyms with trainers, theater, and much more. Free bus service to throughout community, to nearby shopping mall, restaurants, churches, hospital, and medical buildings. Conveniently located: only 6-7 miles to Laguna Beach, short distance to 5 & 405 Fwy.
-
2009-12-23soldstatus $115,000 Closed
-
2009-11-13status Pending
-
2009-10-06$115,000 Active
-
2005-12-08historical
-
2005-10-07$189,000
-
2005-10-02historical
-
2005-07-26$215,000
-
2005-06-07historical
-
2005-04-13$225,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 5 d/yr ≥92°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $35,496
- − Mortgage interest
- −$16,749
- − Property taxes
- −$4,485
- − Insurance
- −$1,495
- − Repairs & maintenance
- −$2,840
- − Management
- −$2,840
- − HOA
- −$9,924
- − Depreciation
- −$8,698
- Taxable loss
- −$11,534
- Est. tax savings @ 24.0%
- +$2,768
- After-tax cash flow
- $-3,910/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Saddleback Valley Unified
- NCES district ID
- 0633860
- Math proficiency
- 51% ▼ -2.00%
- Reading proficiency
- 73% ▲ 9.00%
- Median HH income
- $85,577
- Composite
- 56.05/100
- National rank
- #1185
- State rank
- #67 of 517 in CA
Livability — Laguna Woods
- Score
- 72/100
- State rank
- #200
- US rank
- #6421
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Laguna Woods, CA
- County
- Orange County · 3,096,323 people
- City population
- 17,289
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 17,289
- Household income
- $59,269
- Rent vs Own
- Severe rent burden
- 1572.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 3,477,456 people
- By 2030
- 3,613,117 · +3.9%
- By 2040
- 3,835,945 · +10.3%
- By 2050
- 3,968,736 · +14.1%
- By 2075
- 4,097,053 · +17.8%
- By 2100
- 3,903,633 · +12.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Asian 24% Hispanic / Latino 5% Two or more races 3%
- Common ancestry
- Romanian 4% Scotch-Irish 4% Lithuanian 3%
- Foreign-born
- 31% · China, South Korea, Canada
- Languages at home
- 72% English-only · Chinese 8% Korean 7% Other Indo-European 3%
Political lean MEDSL · Orange
- 2024 margin
- Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
- 2008→2024 swing
- +5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
- All cycles
- 2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 5.88%
- Current HPI
- 180.1191
- Rent YoY
- ▲ 6.79%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+44.4% since first listed15 events — show timeline
- 2026-04-26 Price Changed $324,900 CRMLS
- 2026-04-23 Relisted — CRMLS
- 2026-04-03 Listed $349,000 CRMLS
- 2016-12-23 Sold (MLS) $175,000 CRMLS
- 2016-11-28 Contingent — CRMLS
- 2016-11-09 Listed $180,000 CRMLS
- 2009-12-23 Sold (MLS) $115,000 CRMLS
- 2009-11-13 Pending — CRMLS
- 2009-10-06 Listed $115,000 CRMLS
- 2005-12-08 Listing Removed — CRMLS
- 2005-10-07 Listed $189,000 CRMLS
- 2005-10-02 Listing Removed — CRMLS
- 2005-07-26 Listed $215,000 CRMLS
- 2005-06-07 Listing Removed — CRMLS
- 2005-04-13 Listed $225,000 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…