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7323 Sunset Creek Dr
F Composite 31.94
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +5.8/30.0
  • Schools +5.5/10.0
  • Condition / age +4.8/5.0
  • 1% rule +3.1/10.0
  • Livability +3.1/5.0
  • Rent growth +2.0/5.0
  • DSCR +0.2/10.0
  • Appreciation +0.0/10.0

$305,000

7323 Sunset Creek Dr · Rosenberg, TX 77469
4 bd · 2.0 ba · 2,061 sqft · SingleFamily public records · 53 Days on market
Built 2023 Excellent condition 8,733 sqft lot Garage $148/sqft · at area comps Est $305k · at est. $60/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Kingston Plan by D. R. Horton! Timeless Amazing Stucco & Brick Elevation! Covered Patio! Gorgeous Luxury Wood Vinyl Floors throughout! Outstanding Open Floor Plan! Dramatic Gourmet Kitchen W/ Stunning Silestone Quartz Countertops, Large Eat-in Island, Deep Under-mount Stainless Sink, Gorgeous 42 inch Tall Shaker Cabinets, Dupure Water Filtration System, Whirlpool Stainless Steel Appliances, Walk In Pantry & More! Gourmet Kitchen open to the Casual Dining Area & Outstanding Family Area W/ Wall of Windows! Private Owner's Suite W/ High Ceilings, Lush Carpet, Spa Like Bathroom made for 2 W/ His & Her Deep Undermount Sinks, Cultured Marble Vanity, Shaker Cabinets, Massive Shower W/ Seamless Glass Door & Huge Walk-in Closet! All Three Guest Bedrooms Tucked away for privacy! Guest Bathroom W/ Cultural Marble & Undermount Sink! Energy Efficient Home: HERS Energy Rated! "Smart Home System, which allows you to control lights, locks, & thermostats! NO FLOODING! Resort Pool & Club House & More!

Key facts

  • Hardwired lighting
  • Custom accent wall
  • Coffee wine bar

Tags

OVERSIZED KITCHEN ISLANDGRANITE COUNTERTOPSFARMHOUSE SINKCOFFEE WINE BARHARDWIRED LIGHTINGCUSTOM ACCENT WALL

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $305k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-611 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $197k (35.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $247k (19.1% below list).
  • Recommended offer: $197k (35.4% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 62/100 on livability (#922 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: amenities F, commute F, health & safety F.
  • Lamar CISD (suburban): math 50% / reading 53% proficiency, ranked #116 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Cora Thomas El (math 47% / reading 47%, grade D-, #1,006 of 4,322 statewide, top 25%, 601 students, 58% FRL); Reading J H (math 61% / reading 63%, grade B+, #134 of 1,662 statewide, top 8%, 1,588 students, 28% FRL); George Ranch H S (math 52% / reading 76%, grade B-, #224 of 1,632 statewide, top 14%, 2,511 students, 27% FRL).
  • Market conditions: Rents soft (-1.8%/yr); 2204 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals lingering (median 49d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 53 days — a 3% lower offer ($296k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.0% of price.
Recommended offer $197,128 (35.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 53 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81% ✗
Cap rate
3.89%
Cash-on-cash
-8.58%
DSCR
0.62
GRM
10.3

CMA / ARV

ARV (median comp)
$305,188
List price
$305,000
Delta
-0.06%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7111 Dawn View Ln 0.13mi 4/2.0 2,061 (0%) 2mo $315,000 $153 92
7310 Sunset Creek Dr 0.06mi 4/2.0 1,820 (-12%) 2mo $294,500 $162 77
7118 Sunset Creek Dr 0.14mi 4/2.0 1,820 (-12%) 4mo $255,000 $140 70
7523 Adobe Canyon Ln 0.28mi 3/2.0 (-1) 1,921 (-7%) 3mo $299,990 $156 68
1614 Mountain Echo Dr 0.44mi 4/2.0 1,875 (-9%) 0mo $279,000 $149 64
2403 Madera Landing Ln 0.61mi 3/2.0 (-1) 2,030 (-2%) 3mo $299,990 $148 62
6811 Ashland Terrace Ln 0.63mi 3/2.5 (-1) 2,051 (-0%) 5mo $295,000 $144 59
8719 Jamison Dr 0.46mi 4/2.0 1,836 (-11%) 3mo $350,000 $191 58
2331 Shoal Valley Ln 0.55mi 4/2.0 1,834 (-11%) 1mo $299,990 $164 55
1115 Honeysuckle Vine Dr 0.55mi 4/3.0 2,284 (+11%) 2mo $270,000 $118 50
6814 Pear Point Ln 0.59mi 4/2.5 1,816 (-12%) 2mo $279,990 $154 49
1307 Juliet Ct 0.59mi 4/2.5 2,363 (+15%) 4mo $410,000 $174 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-35.7%
Equity multiple
-0.12×
Total profit
$-95,232
Equity at exit
$45,476
10-year hold
IRR
-78.5%
Equity multiple
-0.87×
Total profit
$-159,677
Equity at exit
$26,371

Cash invested: $85,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
84 active · 48 under contract
Months of supply
14.0 mo (7%/mo absorbed)
Median asking
$344,500 ($171/sqft)
Median days on market
96 d
This list price
15% of active listings are priced below it
ARV vs active asking
-13.5% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77469

Home prices YoY
-25.1%
Rents YoY
-1.8%
Active inventory
2204
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$2,468 high interval (Pro) →
Mortgage (P&I)
−$1,599
Tax from tax record
−$774 /mo · $9,286/yr
Insurance
−$127
HOA
−$60
Vacancy / Maint / Mgmt
−$518
Net cashflow
$-611

Break-even live

Break-even rent $3,241
Max offer price $197,128
Occupancy floor —

Sensitivity live

Price -10% $-438 -5% $-524 +0% $-611 +5% $-697 +10% $-783
Rent -10% $-806 -5% $-708 +0% $-611 +5% $-513 +10% $-416
Rate -1.0pp $-457 -0.5pp $-533 base $-611 +0.5pp $-690 +1.0pp $-770

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$76,250
Closing costs
$9,150
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1702 Mountain Echo Dr Rosenberg, TX 3.0 2.0 1575 $2,025 $1.29 41d 1 0.42mi
1123 Cloud Croft Ln Richmond, TX 4.0 2.5 2513 $2,195 $0.87 109d 1 0.52mi
8723 Jonqil Dr Rosenberg, TX 3.0 2.0 2373 $2,156 $0.91 63d 1 0.56mi
5027 Viridian Forest Dr Rosenberg, TX 4.0 2.0 1932 $2,150 $1.11 7d 1 0.72mi
2302 Grande Laurel Ct Richmond, TX 4.0 3.5 2832 $2,975 $1.05 140d 1 0.79mi
2302 Grande Laurel Ct Richmond, TX 4.0 3.5 2832 $2,975 $1.05 159d 1 0.79mi
6627 Ashland Terrace Ln Rosenberg, TX 3.0 2.0 1449 $1,982 $1.37 3d 1 0.80mi
6730 Trinity Trail Ln Rosenberg, TX 4.0 2.5 2408 $2,361 $0.98 56d 1 0.80mi
8807 Rocky Knoll Ln Rosenberg, TX 4.0 2.5 2597 $2,051 $0.79 43d 1 0.94mi
615 Arbor Green Ln Rosenberg, TX 4.0 3.0 2564 $3,800 $1.48 184d 1 1.21mi
2811 Long Grove Ln Richmond, TX 5.0 2.5 2636 $2,001 $0.76 92d 1 1.28mi
7210 Reading Rd Rosenberg, TX 3.0 1.0–2.0 979 $1,946 $1.99 0d 27 1.33mi
905 Park Place Blvd Rosenberg, TX 1.0–3.0 1.0–2.0 1142 $1,852 $1.62 0d 18 1.46mi
905 Park Place Blvd Rosenberg, TX 1.0–3.0 1.0–2.0 1142 $1,972 $1.73 48d 30 1.46mi
5835 Euclid Loop Rosenberg, TX 4.0 4.0 2721 $3,000 $1.10 10d 1 1.47mi
7216 Reading Rd Rosenberg, TX 3.0 2.0 1434 $2,191 $1.53 6d 1 1.48mi

Property features AI

Finance

Other
Full ownership
HOA & community
Community association (Inframark)Annual association fee of $725Association amenities include playground and poolAssociation fee covers common areas and recreation facilitiesCommunity features include community pool and curbs

Exterior

Parking
Attached garage2 garage spacesDriveway parking
Security
Owned security systemSmoke detectors
Utilities
Public waterPublic sewer
Home design
Residential propertyFaces southeastSlab foundationBuilt in 2023Built by D.R. Horton
Construction
Brick and cement siding exteriorComposition roof
Exterior features
Covered patioPorch and deckPatioFully fenced backyardBack yard fencingSprinkler/irrigation systemCul-de-sac lotSubdivision settingConcrete road access

Interior

Kitchen
DishwasherGarbage disposalGas rangeMicrowaveOvenKitchen islandGranite countertopsPantry
Bedrooms
Bedroom (First level) — 11 x 11Bedroom (First level) — 12 x 11Home is designed to allow up to 4 bedrooms
Flooring
CarpetVinyl
Bathrooms
2 full bathroomsPrimary bathroom with double vanity and en suite configuration
Heating & cooling
Central heating (Gas)Central air conditioning (Electric)
Interior features
All bedrooms on main levelDouble vanityEn suite bathroomGranite countersHigh ceilingsKitchen islandKitchen/family room comboMain level primary suitePantrySelf-closing cabinet doors and drawersTub/shower comboWalk-in closet(s)Window treatmentsCeiling fan(s)Kitchen/dining comboWasher hookupElectric dryer hookupWindow coverings
Laundry & utility
Washer hookupElectric dryer hookupUtility room (First level) — 7 x 6Water softener (owned)Tankless water heater

HOA detail $60/mo · $720/yr

Likely covers
waterpool

Listing history 50 events

  1. 2026-11-08
    days on market $305,000 Active 53 DOM
  2. 2026-11-07
    days on market $305,000 Active 52 DOM
  3. 2026-11-06
    days on market $305,000 Active 51 DOM
  4. 2026-11-05
    days on market $305,000 Active 50 DOM
  5. 2026-11-04
    days on market $305,000 Active 49 DOM
  6. 2026-11-02
    days on market $305,000 Active 47 DOM
  7. 2026-11-01
    days on market $305,000 Active 46 DOM
  8. 2026-10-31
    days on market $305,000 Active 45 DOM
  9. 2026-10-30
    days on market $305,000 Active 44 DOM
  10. 2026-10-29
    days on market $305,000 Active 43 DOM
  11. 2026-10-28
    days on market $305,000 Active 42 DOM
  12. 2026-10-27
    days on market $305,000 Active 41 DOM
  13. 2026-10-26
    days on market $305,000 Active 40 DOM
  14. 2026-10-26
    days on market $305,000 Active 39 DOM
  15. 2026-10-24
    days on market $305,000 Active 38 DOM
  16. 2026-10-23
    price $305,000 Active 37 DOM
  17. 2026-10-23
    days on market $315,000 Active 37 DOM
  18. 2026-10-22
    days on market $315,000 Active 36 DOM
  19. 2026-10-21
    days on market $315,000 Active 35 DOM
  20. 2026-10-20
    days on market $315,000 Active 34 DOM
  21. 2026-10-19
    days on market $315,000 Active 33 DOM
  22. 2026-10-18
    days on market $315,000 Active 32 DOM
  23. 2026-10-17
    days on market $315,000 Active 31 DOM
  24. 2026-10-16
    days on market $315,000 Active 30 DOM
  25. 2026-10-15
    days on market $315,000 Active 29 DOM
  26. 2026-10-14
    days on market $315,000 Active 28 DOM
  27. 2026-10-13
    days on market $315,000 Active 27 DOM
  28. 2026-10-12
    days on market $315,000 Active 26 DOM
  29. 2026-10-11
    days on market $315,000 Active 25 DOM
  30. 2026-10-10
    days on market $315,000 Active 24 DOM
  31. 2026-10-09
    days on market $315,000 Active 23 DOM
  32. 2026-10-08
    days on market $315,000 Active 22 DOM
  33. 2026-10-07
    days on market $315,000 Active 21 DOM
  34. 2026-10-06
    days on market $315,000 Active 20 DOM
  35. 2026-10-05
    days on market $315,000 Active 19 DOM
  36. 2026-10-04
    days on market $315,000 Active 18 DOM
  37. 2026-10-04
    pricedays on market $315,000 Active 17 DOM
  38. 2026-10-02
    days on market $320,000 Active 16 DOM
  39. 2026-10-01
    days on market $320,000 Active 15 DOM
  40. 2026-09-30
    days on market $320,000 Active 14 DOM
  41. 2026-09-29
    days on market $320,000 Active 13 DOM
  42. 2026-09-28
    days on market $320,000 Active 12 DOM
  43. 2026-09-27
    days on market $320,000 Active 11 DOM
  44. 2026-09-26
    days on market $320,000 Active 10 DOM
  45. 2026-09-25
    days on market $320,000 Active 9 DOM
  46. 2026-09-24
    days on market $320,000 Active 8 DOM
  47. 2026-09-23
    days on market $320,000 Active 7 DOM
  48. 2026-09-22
    days on market $320,000 Active 6 DOM
  49. 2026-09-21
    days on market $320,000 Active 5 DOM
  50. 2026-09-20
    days on market $320,000 Active 4 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$9,286 · $774/mo
Projected year-2 tax
$9,286 · $774/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,616
− Mortgage interest
−$17,085
− Property taxes
−$9,286
− Insurance
−$1,525
− Repairs & maintenance
−$2,369
− Management
−$2,369
− HOA
−$720
− Depreciation
−$8,873
Taxable loss
−$12,611
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,027
After-tax cash flow
$-4,301/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This move-in ready home offers a modern open-concept layout with high-end finishes and a well-maintained exterior. It's an excellent investment opportunity.

Value-add opportunities

  • Both Paint exterior and interior — Fresh paint can enhance curb appeal and interior aesthetics ↑
  • Both Replace window treatments — New blinds or curtains can improve the home's curb appeal and interior ambiance ↑
  • Both Install smart home devices — Smart home devices can increase the home's value and appeal to tech-savvy buyers ↑
D Composite school gradezoned avg 54/100

Zoned Schools

Elementary Cora Thomas El D- TX #1,006/4,322 Nat'l #14,504/41,679 Middle Reading J H B+ TX #134/1,662 Nat'l #1,545/14,009 High Dr Thomas E Randle H S

Schools (NCES district)

District
Lamar CISD
NCES district ID
4826580
Math proficiency
50% ▼ -12.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$75,213
Composite
46.43/100
National rank
#2452
State rank
#116 of 826 in TX
C Composite livability gradescore 62/100

Livability — Rosenberg

Score
62/100
State rank
#922
US rank
#16414

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Fort Bend County · 1,004,526 people
City population
115,151
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
69,826
Household income
$102,125
Rent vs Own
20.6% rent · 79.4% own
Severe rent burden
9% of renters

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.76)
Race & ethnicity
Hispanic / Latino 29% White 27% Black 25% Two or more races 15% Asian 15%
Hispanic origin (detail)
Mexican 21%
Languages at home
65% English-only · Spanish 17% Other Indo-European 7% Other Asian/Pacific 2%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics
—

Price history

-0.3% since first listed
8 events — show timeline
  • 2026-10-03 Price Changed $315,000 HARMLS
  • 2026-09-16 Listed $320,000 HARMLS
  • 2026-08-31 Listing Removed — HARMLS
  • 2026-05-21 Price Changed $329,900 HARMLS
  • 2026-04-10 Listed $334,900 HARMLS
  • 2023-06-09 Sold (MLS) — HARMLS
  • 2023-03-03 Pending — HARMLS
  • 2023-02-25 Listed $315,990 HARMLS

Property tax history

+0.3%/yr

Latest (2026): $9,286 · +0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…