1748 Thomas St · Horn Lake, MS
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,241 – $2,305
Heat risk 6/10 · Moderate
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 19.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +11.4/15.0
- Cash flow +10.7/30.0
- Schools +4.0/10.0
- DSCR +3.1/10.0
- Livability +3.1/5.0
- Condition / age +2.5/5.0
- Rent growth +2.3/5.0
- 1% rule +2.1/10.0
- Appreciation +0.0/10.0
$245,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The home features wood floors throughout the house, open concept with an eat in kitchen. 3 Bedroom, 2 Bathroom, 2 car garage situated in a quiet neighborhood that is minutes away from Tanger Outlets. Ask me how to purchase this property for 0 down and 0 closing costs. The property is move- in ready!!
Key facts
- New ac unit
- No hoa restrictions
- 5,662 sq ft lot
Tags
Property features AI
Exterior
- Parking: Attached 2-car garage; Total 2 parking spaces
- Utilities: Public water; Public sewer; Electricity connected; Natural gas available; Cable available; Sewer connected
- Home design: Single family residence (house); One story
- Construction: Vinyl and brick exterior; Asphalt shingle roof; Slab foundation; Move-in ready condition
- Exterior features: Private entrance; Wood fencing; Front yard; Level lot
Interior
- Kitchen: Built-in electric range; Dishwasher; Disposal; Microwave
- Bedrooms: Primary bedroom on main level; Additional bedrooms on main level
- Flooring: Laminate flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Fireplace(s) provide heat; Central air conditioning; Ceiling fans for cooling; Electric and gas utilities for HVAC
- Interior features: Open floorplan; High ceilings; Breakfast bar; Eat-in kitchen; Ceiling fan(s); Walk-in closet(s); Blinds on windows; Gas log fireplace in living room; Has fireplace
- Laundry & utility: Washer hookup; Washer hookup in kitchen; Common area laundry access; Electric water heater; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $245k.
Deal economics
- At list price, monthly cash flow is $-117 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $224k (8.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $174k (29.1% below list).
- Recommended offer: $174k (29.1% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 61/100 on livability (#196 in MS) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: employment D, amenities F, commute F.
- Desoto County School District (suburban): math 48% / reading 42% proficiency, ranked #20 of 130 in MS (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Horn Lake Elem (451 students, 99% FRL); Horn Lake Middle School (math 37% / reading 21%, grade F, #90 of 179 statewide, top 52%, 1,021 students, 100% FRL); Horn Lake High (math 28% / reading 30%, grade F, #98 of 197 statewide, top 49%, 1,361 students, 100% FRL) — zoned schools average 100% FRL vs 43% district-wide (56 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 29% at this address vs 45% district-wide (-16 pts) — the specific schools serving this property underperform the Desoto County School District average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-0.7%/yr); 98 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 1,155 units permitted in DeSoto County in 2024 (0 in 5+ unit buildings).
- This rent runs 39% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- DeSoto County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 53 days — a 3% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 14y ago; this cycle's ask has dropped $14k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 53 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.71% ✗
- Cap rate
- 5.72%
- Cash-on-cash
- -2.04%
- DSCR
- 0.91
- GRM
- 11.7
CMA / ARV
- ARV (median comp)
- $268,300
- List price
- $245,000
- Delta
- -8.68%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1652 Thomas St | 0.06mi | 3/2.0 | 1,281 (-3%) | 3mo | $220,000 | $172 | 89 |
| 5565 Ridgetop Dr | 0.30mi | 3/2.0 | 1,379 (+4%) | 1mo | $235,000 | $170 | 78 |
| 1611 Thomas St | 0.11mi | 3/2.0 | 1,457 (+10%) | 2mo | $279,000 | $191 | 76 |
| 1876 Greeno Rd | 0.24mi | 3/2.0 | 1,396 (+6%) | 7mo | $239,900 | $172 | 74 |
| 1784 Thomas St | 0.05mi | 3/2.0 | 1,497 (+13%) | 7mo | $258,000 | $172 | 70 |
| 5385 Ridgetop Dr | 0.49mi | 3/2.0 | 1,371 (+4%) | 12mo | $235,000 | $171 | 61 |
| 5501 Pravin Dr | 0.38mi | 3/2.0 | 1,144 (-13%) | 1mo | $185,000 | $162 | 59 |
| 5381 Peppermill Dr | 0.57mi | 3/2.0 | 1,400 (+6%) | 7mo | $221,900 | $159 | 58 |
| 5387 W Payton Dr | 0.64mi | 2/2.0 (-1) | 1,250 (-5%) | 2mo | $217,000 | $174 | 55 |
| 1260 N Payton Dr | 0.63mi | 2/2.0 (-1) | 1,217 (-8%) | 3mo | $209,900 | $172 | 50 |
| 5303 W Payton Dr | 0.72mi | 2/2.0 (-1) | 1,354 (+2%) | 9mo | $229,900 | $170 | 50 |
| 5348 W Payton Dr | 0.69mi | 2/2.0 (-1) | 1,170 (-11%) | 1mo | $209,900 | $179 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -22.7%
- Equity multiple
- 0.24×
- Total profit
- $-52,336
- Equity at exit
- $36,530
- IRR
- -25.7%
- Equity multiple
- -0.10×
- Total profit
- $-75,242
- Equity at exit
- $21,183
Cash invested: $68,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Mississippi
- 90 Strongly Landlord-Friendly · R+11
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 38637
- Home prices YoY
- -13.4%
- Rents YoY
- -0.7%
- Active inventory
- 98
- Price-to-rent
- 11.7×
Monthly cashflow live
- Estimated rent
- $1,738 high interval (Pro) →
- Mortgage (P&I)
- −$1,285
- Tax from tax record
- −$103 /mo · $1,234/yr
- Insurance
- −$102
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$365
- Net cashflow
- $-117
Break-even live
Sensitivity live
| Price | -10% $22 | -5% $-48 | +0% $-117 | +5% $-186 | +10% $-256 |
|---|---|---|---|---|---|
| Rent | -10% $-254 | -5% $-186 | +0% $-117 | +5% $-48 | +10% $20 |
| Rate | -1.0pp $7 | -0.5pp $-55 | base $-117 | +0.5pp $-180 | +1.0pp $-245 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $61,250
- Closing costs
- $7,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5864 Thomas St Horn Lake, MS | 3.0 | 2.0 | 1502 | $2,200 | $1.46 | 45d | 1 | 0.12mi |
| 1816 Rapier Dr Horn Lake, MS | 4.0 | 2.0 | 1536 | $1,850 | $1.20 | 46d | 1 | 0.17mi |
| 1811 Tissington Dr Horn Lake, MS | 3.0 | 2.0 | 1750 | $1,775 | $1.01 | 13d | 1 | 0.34mi |
| 5640 Ingleside Dr Horn Lake, MS | 3.0 | 2.0 | 1500 | $1,575 | $1.05 | 6d | 1 | 0.37mi |
| 5381 Peppermill Dr Southaven, MS | 3.0 | 2.0 | 1400 | $1,950 | $1.39 | 45d | 1 | 0.56mi |
| 5380 Peppermill Dr Southaven, MS | 3.0 | 2.0 | 1526 | $1,850 | $1.21 | 6d | 1 | 0.57mi |
| 1800 Joy Cir Horn Lake, MS | 2.0 | 2.0 | 1040 | $1,399 | $1.35 | 25d | 1 | 0.64mi |
| 1800 Joy Cir Horn Lake, MS | 2.0 | 2.0 | 1040 | $1,399 | $1.35 | 45d | 1 | 0.64mi |
| 1800 Joy Cir Horn Lake, MS | 2.0 | 2.0 | 1040 | $1,399 | $1.35 | 13d | 1 | 0.64mi |
| 1208 We Ross Pkwy W Southaven, MS | 3.0 | 2.0 | 1581 | $1,903 | $1.20 | 45d | 1 | 0.73mi |
| 1096 We Ross Pkwy W Southaven, MS | 3.0 | 2.0 | 1445 | $2,000 | $1.38 | 45d | 1 | 0.79mi |
| 5654 April Dr Southaven, MS | 2.0 | 2.0 | 1492 | $1,495 | $1.00 | 6d | 1 | 0.84mi |
| 5654 April Dr Southaven, MS | 2.0 | 2.0 | 1492 | $1,495 | $1.00 | 3d | 1 | 0.84mi |
| 1028 We Ross Pkwy W Southaven, MS | 2.0 | 2.0 | 1246 | $1,700 | $1.36 | 45d | 1 | 0.84mi |
| 2563 Waverly Dr Horn Lake, MS | 3.0 | 2.0 | 1133 | $1,550 | $1.37 | 23d | 1 | 0.88mi |
| 799 Grant Dr Southaven, MS | 3.0 | 2.0 | 1380 | $1,710 | $1.24 | 23d | 1 | 0.97mi |
| 5367 Kalian Cv Southaven, MS | 3.0 | 2.0 | 1100 | $1,600 | $1.45 | 45d | 1 | 1.07mi |
| 5186 Church Lake Dr Southaven, MS | 1.0–3.0 | 1.0–2.0 | 931 | $1,574 | $1.69 | 3d | 20 | 1.08mi |
| 5593 Casey Ln Southaven, MS | 3.0 | 2.0 | 1800 | $1,835 | $1.02 | 25d | 1 | 1.09mi |
| 6871 Center St Horn Lake, MS | 2.0 | 1.0 | 1400 | $1,395 | $1.00 | 45d | 1 | 1.10mi |
| 5961 Kentwood Dr Horn Lake, MS | 3.0 | 2.0 | 1290 | $1,535 | $1.19 | 25d | 1 | 1.14mi |
| 2905 Brook Cv Horn Lake, MS | 3.0 | 1.0 | 1112 | $1,195 | $1.07 | 3d | 1 | 1.18mi |
| 2905 Brook Cv Horn Lake, MS | 3.0 | 1.0 | 1112 | $1,195 | $1.07 | 23d | 1 | 1.18mi |
| 6545 Hermitage Rd Horn Lake, MS | 3.0 | 1.5 | 1200 | $1,295 | $1.08 | 45d | 1 | 1.21mi |
| 2912 Waverly Dr Horn Lake, MS | 3.0 | 2.0 | 1366 | $1,793 | $1.31 | 6d | 1 | 1.21mi |
| 2900 Brachton Cv W Horn Lake, MS | 2.0 | 2.0 | 1000 | $1,225 | $1.23 | 25d | 1 | 1.23mi |
| 2675 Ridgewood Cv Horn Lake, MS | 3.0 | 1.0 | 1065 | $1,195 | $1.12 | 23d | 1 | 1.26mi |
| 2675 Ridgewood Cv Horn Lake, MS | 3.0 | 1.0 | 1035 | $1,195 | $1.15 | 25d | 1 | 1.26mi |
| 4740 US-51 Southaven, MS | 1.0–2.0 | 1.0–2.0 | 840 | $1,486 | $1.77 | 4d | 7 | 1.30mi |
| 5905 Tulane Rd Horn Lake, MS | 2.0 | 2.0 | 1342 | $1,300 | $0.97 | 23d | 1 | 1.33mi |
| 6360 Greenbriar Dr Horn Lake, MS | 3.0 | 1.5 | 1328 | $1,465 | $1.10 | 45d | 1 | 1.36mi |
| 4744 W East Ross Pkwy Southaven, MS | 1.0–3.0 | 1.0–2.0 | 1054 | $1,801 | $1.71 | 5d | 10 | 1.38mi |
| 2628 Hillcrest Cir Horn Lake, MS | 3.0 | 1.0 | 1260 | $1,275 | $1.01 | 45d | 1 | 1.43mi |
| 6230 Somerset Dr Horn Lake, MS | 3.0 | 2.0 | 1204 | $1,593 | $1.32 | 4d | 1 | 1.43mi |
| 3060 Fairmeadow Dr Horn Lake, MS | 3.0 | 1.5 | 1104 | $1,663 | $1.51 | 3d | 1 | 1.46mi |
| 2890 Meadowbrook Dr Horn Lake, MS | 3.0 | 2.0 | 1171 | $1,375 | $1.17 | 4d | 1 | 1.47mi |
| 4375 U.S. 51 Horn Lake, MS | 1.0–3.0 | 1.0–2.0 | 999 | $1,662 | $1.66 | 3d | 17 | 1.48mi |
| 2881 Normandy Dr Horn Lake, MS | 3.0 | 1.5 | 1283 | $1,450 | $1.13 | 45d | 1 | 1.48mi |
| 2921 Normandy Dr Horn Lake, MS | 3.0 | 1.5 | 1250 | $1,200 | $0.96 | 25d | 1 | 1.48mi |
| 5905 Airways Blvd Southaven, MS | 1.0–3.0 | 1.0–2.0 | 1102 | $1,475 | $1.34 | 3d | 23 | 1.49mi |
Listing history 37 events
-
2026-06-21days on market $245,000 Active 53 DOM
-
2026-06-18days on market $245,000 Active 50 DOM
-
2026-06-17days on market $245,000 Active 49 DOM
-
2026-06-16days on market $245,000 Active 48 DOM
-
2026-06-15days on market $245,000 Active 47 DOM
-
2026-06-13days on market $245,000 Active 45 DOM
-
2026-06-10days on market $245,000 Active 42 DOM
-
2026-06-09days on market $245,000 Active 41 DOM
-
2026-06-08days on market $245,000 Active 40 DOM
-
2026-06-08price $245,000 Active 39 DOM
-
2026-06-07days on market $250,000 Active 39 DOM
-
2026-06-03days on market $250,000 Active 35 DOM
-
2026-06-02days on market $250,000 Active 34 DOM
-
2026-06-01days on market $250,000 Active 33 DOM
-
2026-05-31days on market $250,000 Active 32 DOM
-
2026-05-07price $254,000 282-char remark
-
2026-04-29$259,000 Active 282-char remark
-
2023-03-31soldstatus Closed 304-char remark
Show marketing remark (304 chars)
The home features wood floors throughout the house, open concept with an eat in kitchen. 3 Bedroom, 2 Bathroom, 2 car garage situated in a quiet neighborhood that is minutes away from Tanger Outlets. Ask me how to purchase this property for 0 down and 0 closing costs. The property is move- in ready!!
-
2023-03-31soldstatus
Show marketing remark (304 chars)
The home features wood floors throughout the house, open concept with an eat in kitchen. 3 Bedroom, 2 Bathroom, 2 car garage situated in a quiet neighborhood that is minutes away from Tanger Outlets. Ask me how to purchase this property for 0 down and 0 closing costs. The property is move- in ready!!
-
2023-03-31soldstatus
Show marketing remark (304 chars)
The home features wood floors throughout the house, open concept with an eat in kitchen. 3 Bedroom, 2 Bathroom, 2 car garage situated in a quiet neighborhood that is minutes away from Tanger Outlets. Ask me how to purchase this property for 0 down and 0 closing costs. The property is move- in ready!!
-
2023-03-01status Pending 304-char remark
Show marketing remark (304 chars)
The home features wood floors throughout the house, open concept with an eat in kitchen. 3 Bedroom, 2 Bathroom, 2 car garage situated in a quiet neighborhood that is minutes away from Tanger Outlets. Ask me how to purchase this property for 0 down and 0 closing costs. The property is move- in ready!!
-
2023-01-20$230,000 Active 304-char remark
Show marketing remark (304 chars)
The home features wood floors throughout the house, open concept with an eat in kitchen. 3 Bedroom, 2 Bathroom, 2 car garage situated in a quiet neighborhood that is minutes away from Tanger Outlets. Ask me how to purchase this property for 0 down and 0 closing costs. The property is move- in ready!!
-
2022-06-29soldstatus
-
2022-06-17soldstatus Closed
Show marketing remark (358 chars)
WOW! Take a look at this well-maintained brick home offering 3 bedrooms, 2 full baths located in a quiet Desoto county neighborhood.Highlights: Split floorplan, updated kitchen cabinetry, gas fireplace,laminate flooring throughout, updated bathroom fixtures, large closets, jacuzzi tub in master bathroom, covered back patio, 2 car garage,and fenced backyard
-
2022-05-15status Pending
Show marketing remark (358 chars)
WOW! Take a look at this well-maintained brick home offering 3 bedrooms, 2 full baths located in a quiet Desoto county neighborhood.Highlights: Split floorplan, updated kitchen cabinetry, gas fireplace,laminate flooring throughout, updated bathroom fixtures, large closets, jacuzzi tub in master bathroom, covered back patio, 2 car garage,and fenced backyard
-
2022-05-11$197,500 Active
Show marketing remark (358 chars)
WOW! Take a look at this well-maintained brick home offering 3 bedrooms, 2 full baths located in a quiet Desoto county neighborhood.Highlights: Split floorplan, updated kitchen cabinetry, gas fireplace,laminate flooring throughout, updated bathroom fixtures, large closets, jacuzzi tub in master bathroom, covered back patio, 2 car garage,and fenced backyard
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2020-11-23soldstatus
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2020-11-20soldstatus
-
2020-10-01$139,900
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2019-05-29soldstatus
-
2019-05-28soldstatus
-
2019-04-22$115,900
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2013-04-17historical
-
2012-11-17$97,500
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2012-11-06historical
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2012-05-14$99,900
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1999-02-08soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MS · Resets to sale price
- Current annual tax
- $1,234 · $103/mo
- Projected year-2 tax
- $1,936 · $161/mo
- Expected delta
- +$701/yr (+$58/mo · 56.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,853
- − Mortgage interest
- −$13,724
- − Property taxes
- −$1,234
- − Insurance
- −$1,225
- − Repairs & maintenance
- −$1,668
- − Management
- −$1,668
- − Depreciation
- −$7,127
- Taxable loss
- −$5,793
- Est. tax savings @ 24.0%
- +$1,390
- After-tax cash flow
- $-12/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Desoto County School District
- NCES district ID
- 2801320
- Math proficiency
- 48% ▼ -13.00%
- Reading proficiency
- 42% ▼ -6.00%
- Median HH income
- $59,272
- Composite
- 39.56/100
- National rank
- #3933
- State rank
- #20 of 130 in MS
Livability — Horn Lake
- Score
- 61/100
- State rank
- #196
- US rank
- #17977
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Horn Lake, MS
- County
- DeSoto County · 176,513 people
- City population
- 26,647
- Metro
- Memphis, TN-MS-AR
- Population (ZIP)
- 26,647
- Household income
- $53,311
- Rent vs Own
- Severe rent burden
- 1052.0
Population outlook (DeSoto County) Hauer SSP2
- Today (2025)
- 203,338 people
- By 2030
- 217,692 · +7.1%
- By 2040
- 245,320 · +20.6%
- By 2050
- 270,133 · +32.8%
- By 2075
- 323,341 · +59.0%
- By 2100
- 348,742 · +71.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- Black 44% White 42% Hispanic / Latino 9% Two or more races 5% Asian 1%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Slovak 2% Lithuanian 1% Serbian 1%
- Foreign-born
- 7% · Canada
- Languages at home
- 91% English-only · Spanish 8%
Political lean MEDSL · DeSoto
- 2024 margin
- Strong R (+24.1) · D 36.7% · R 60.8% · Other 2.5%
- 2008→2024 swing
- +14.2pp toward D · 2008: -38.2pp · 2024: -24.1pp
- All cycles
- 2024: R+24.1 2020: R+23.9 2016: R+34.8 2012: R+33.5 2008: R+38.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -32.08%
- Current HPI
- 206.5542
- Rent YoY
- ▼ -0.66%
- Metro
- Memphis, TN-MS-AR
- State GDP YoY
- —
- F500 in state
- 0
Price history
+145.2% since first listed24 events — show timeline
- 2026-06-07 Price Changed $245,000 MLSU
- 2026-05-29 Price Changed $250,000 MLSU
- 2026-05-07 Price Changed $254,000 MLSU
- 2026-04-29 Listed $259,000 MLSU
- 2023-03-31 Sold (Public Records) — Public Records
- 2023-03-31 Sold (Public Records) — Public Records
- 2023-03-31 Sold (MLS) — MLSU
- 2023-03-01 Pending — MLSU
- 2023-01-20 Listed $230,000 MLSU
- 2022-06-29 Sold (Public Records) — Public Records
- 2022-06-17 Sold (MLS) — MLSU
- 2022-05-15 Pending — MLSU
- 2022-05-11 Listed $197,500 MLSU
- 2020-11-23 Sold (Public Records) — Public Records
- 2020-11-20 Sold (MLS) — MLSU
- 2020-10-01 Listed $139,900 MLSU
- 2019-05-29 Sold (Public Records) — Public Records
- 2019-05-28 Sold (MLS) — MLSU
- 2019-04-22 Listed $115,900 MLSU
- 2013-04-17 Listing Removed — MLSU
- 2012-11-17 Listed $97,500 MLSU
- 2012-11-06 Listing Removed — MLSU
- 2012-05-14 Listed $99,900 MLSU
- 1999-02-08 Sold (Public Records) — Public Records
Property tax history
+2.2%/yrLatest (2025): $1,234 · +19.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…